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1、姓名:_ 班级:_ 学号:_-密-封 -线- 标签:标题考试时间:120分钟 考试总分:100分题号一二三四五总分分数遵守考场纪律,维护知识尊严,杜绝违纪行为,确保考试结果公正。1、americans spend a lot of money in their daily lives. working people spend money on transportation to and from work and on various expenses throughout the day. americans en- joy shopping and buy many things tha
2、t they need and want. they spend a lot of money on entertainment. they buy sports equipment, to do sporting events and do many things that cost money. however, many americans dont pay cash or write checks for these things. more and more, they pay for things with credit cards(信用卡).credit cards are sm
3、all, rectangular plastic cards. banks give these cards to their customers. when the customer buys something at a store, he shows his card at the store. this authorizes(委托) the store to charge(记入) the bank account for the customers purchase. the bank collects all the charges for each customer. then o
4、nce a month the bank requires the customer to pay all the charges for that month. the bank does not force the customer to pay the full amount. it asks the customer to pay for the charges in several payments over a period of time. however, the bank requires the customer to pay interest on the unpaid
5、of the charges.in this way the bank allows customers to buy things they cannot afford at one time. people can use the card to buy what they want and pay for it over a period of time. they also do not need to carry a lot of money.how do americans pay for what they buy they( )a.either pay cash or writ
6、e checksb.are allowed to use credit cardsc.pay cash, write checks or use credit cardsd.neither pay cash nor use credit cards2、americans spend a lot of money in their daily lives. working people spend money on transportation to and from work and on various expenses throughout the day. americans en- j
7、oy shopping and buy many things that they need and want. they spend a lot of money on entertainment. they buy sports equipment, to do sporting events and do many things that cost money. however, many americans dont pay cash or write checks for these things. more and more, they pay for things with cr
8、edit cards(信用卡).credit cards are small, rectangular plastic cards. banks give these cards to their customers. when the customer buys something at a store, he shows his card at the store. this authorizes(委托) the store to charge(记入) the bank account for the customers purchase. the bank collects all th
9、e charges for each customer. then once a month the bank requires the customer to pay all the charges for that month. the bank does not force the customer to pay the full amount. it asks the customer to pay for the charges in several payments over a period of time. however, the bank requires the cust
10、omer to pay interest on the unpaid of the charges.in this way the bank allows customers to buy things they cannot afford at one time. people can use the card to buy what they want and pay for it over a period of time. they also do not need to carry a lot of money.what are some of the advantages in u
11、sing credit cards people _. ( )a.can get what they want and need when they have no moneyb.can get things at a store they cannot afford at one timec.dont need to carry a lot of moneyd.b and c3、americans spend a lot of money in their daily lives. working people spend money on transportation to and fro
12、m work and on various expenses throughout the day. americans en- joy shopping and buy many things that they need and want. they spend a lot of money on entertainment. they buy sports equipment, to do sporting events and do many things that cost money. however, many americans dont pay cash or write c
13、hecks for these things. more and more, they pay for things with credit cards(信用卡).credit cards are small, rectangular plastic cards. banks give these cards to their customers. when the customer buys something at a store, he shows his card at the store. this authorizes(委托) the store to charge(记入) the
14、 bank account for the customers purchase. the bank collects all the charges for each customer. then once a month the bank requires the customer to pay all the charges for that month. the bank does not force the customer to pay the full amount. it asks the customer to pay for the charges in several p
15、ayments over a period of time. however, the bank requires the customer to pay interest on the unpaid of the charges.in this way the bank allows customers to buy things they cannot afford at one time. people can use the card to buy what they want and pay for it over a period of time. they also do not
16、 need to carry a lot of money.how often does the bank require its customer to pay all the charges ( )a.once a month.b.over a long period of time.c.the sooner, the better.d.the moment he has plenty of money.4、americans spend a lot of money in their daily lives. working people spend money on transport
17、ation to and from work and on various expenses throughout the day. americans en- joy shopping and buy many things that they need and want. they spend a lot of money on entertainment. they buy sports equipment, to do sporting events and do many things that cost money. however, many americans dont pay
18、 cash or write checks for these things. more and more, they pay for things with credit cards(信用卡).credit cards are small, rectangular plastic cards. banks give these cards to their customers. when the customer buys something at a store, he shows his card at the store. this authorizes(委托) the store to charge(记入) the bank account for the customers purchase. the bank collects all the charges for each customer. then once a month the bank requires the customer to pay all the charges for that month. the bank does not force the customer to pay the full amount. it
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