[语言类考试复习资料大全]金融英语初级模拟6

1、书山有路勤为径，学海无涯苦作舟。祝愿天下莘莘学子：学业有成，金榜题名！语言类考试复习资料大全金融英语初级模拟6金融英语初级模拟6Part One ListeningSection OneDirections: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answer

2、s marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.House mortgage has a short history.B.House mortgage appeared in recent yearn in China.C.Nowadays, people still couldnt a

3、ccept the idea of house mortgage.D.Many years ago people accepted house mortgage in China.答案:B解析Although it has been a long practice in the world, housing mortgage is a newly appeared business in China.2.A.If a country wants to be a member of the World Bank, it should first be the member of the Inte

4、rnational Monetary Fund.B.The membership of the International Monetary Fund is not so important.C.The membership of the International Monetary Fund is not important at all.D.A few countries want to be members of the World Bank.答案:A解析Membership in the International Monetary Fund is a prerequisite for

5、 membership in the World Bank and its affiliates.3.A.Face value is not important.B.Maturity date is not important.C.Coupon rate is important.D.Nothing is important.答案:C解析Important characteristics of bonds include face value, maturity date, and coupon rate.4.A.The value of the U.S. dollar changed a l

6、ot.B.The value of the U.S. dollar didnt change a lot.C.The value of U.S. dollar had no change.D.The value of the U.S. dollar had little change.答案:A解析The U.S. dollar, in particular, underwent wide swing in value.5.A.They will pay 100 francs in advance.B.They will pay 130 francs in advance.C.They will

7、 pay 130 francs later.D.They will pay 120 francs later.答案:B解析They will pay a hundred and thirty francs in advance. (如需获取本MP3听力录音请搜索标题名) 6.A.He forgot to bring his safe.B.He forgot to close his safe.C.He forgot the code of his safe.D.He forgot to open his safe.答案:C解析He said he had forgotten the code

8、of his safe.7.A.In the U.S., the Federal Gold Reserve acts as the central bank.B.In the U.S., tile central bank is the commercial bank.C.In the U.S., there is no central bank.D.In the U.S., the central bank is not so important.答案:A解析In the United States, the Federal Gold Reserve acts as the central

9、bank.8.A.Dont change your ideas.B.Dont change the accounts.C.Dont leave the bank.D.Dont forget to take your change.答案:D解析Dont leave your change on the counter.9.A.Barter trade was very important.B.Barter trade was not the original form.C.Money was very important.D.Barter Trade was the original form

10、of international transaction.答案:D解析Barter trade was tile original form of the international transaction.10.A.If you lose your bank notes, you will not get them back.B.If you lose your bank notes, you will get compensation.C.If you lose your bank notes, you can get them back soon.D.If you lose your b

11、ank notes, most probably, you will not get them back.答案:D解析If you lose your bank notes, the chance for you to get them back is not high.Section TwoDirections: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The co

12、nversation and the question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.You must report the lo

13、ss of your card immediately to the bank.B.You will be scolded.C.You must give a new card to the hank.D.You must pay for tile new card.答案:A解析W: What if I lost the card?M: Thats simple. You must report the loss of your card immediately to the bank and later you will be given a new card.Q: What can I d

14、o if I lost my card?2.A.Checks.B.Travelers cheeks.C.Travelers letters of credit.D.Securities.答案:D解析W: How many kinds of clean drafts are there?M: There are usually three kinds of clean drafts such ag checks, travelers cheeks, and travelers letters of credit.Q: Which of the following is not among the

15、 three kinds of clean drafts?3.A.The third bank is the issuing bank.B.The third bank is not the confirming bank.C.The letter of credit should be confirmed by the third bank.D.The letter of credit should be confirmed by the issuing bank.答案:C解析W: Why should a third bank be involved, and whats the use

16、of the third bank?M: Well to be brief, this concerns the credit standing of the bank; here it refers to the issuing bank.Q: Whats the use of the third bank?4.A.The beneficiary doesnt want to carry the money with himself.B.The beneficiary does so for the sake of safety.C.The beneficiary does so for t

17、he sake of convenience.D.The beneficiary doesnt want to pay the money.答案:D解析W: Why shouldnt the beneficiary carry the money with himself?M: Chiefly for safety and for conveniences. You see it would be unsafe to carry a large sum of money with you.Q: Which of the following is not true?5.A.In order to

18、 avoid problems arising from fluctuations of exchange rate.B.In order to get more money.C.In order to use the money as soon as possible.D.In order to overdraw the money.答案:A解析W: Why should the money be, deposited within such a short time?M: To avoid problems arising from fluctuations of exchange rat

19、e and to prevent possible fraud or overdrawing.Q: Why should the money be deposited within such a short time? (如需获取本MP3听力录音请搜索标题名) 6.A.In Australia.B.In Austria.C.In China.D.In the U.S.答案:A解析W: Do you know which country is that company registered in?M: In Australia.Q: Which country is that company r

20、egistered in?7.A.I wont advertise.B.I dont want to report to the police station.C.I will be worded about this.D.Ill advertise or report to the police station.答案:D解析W: What do you do when you lose your money?M: Im afraid Ill have to report to the police station.Q: What will the man do if he loses his

21、 money?8.A.Three - month.B.Six - month.C.15 days.D.Twelve - month.答案:C解析W: How long do I have to keep the money in the account?M: We offer a choice of three -, six - , or twelve - month maturities in most cases.Q: Which of the following is not the choice of the time you keep the money in the account

22、?9.A.RMB.B.Hongkong Dollar.C.Dollar.D.Franc.答案:B解析W: What is the name of currency of Hongkong?M: Hongkong Dollar.Q: What is the name of currency of Hongkong?10.A.The government.B.The banks.C.The leaders.D.The fund authorities.答案:D解析W: The quota is the heart of the International Monetary Fund. But wh

23、o set the size of the quota?M: The fund authorities set the size of the quota.Q: Who set the size of the quota?Section ThreeDirections: In this section you will hear three short passages. At the end of each passage, you will hear some questions. The passages and the questions will be spoken only onc

24、e. After you hear a question, you must choose the best answer from the four choices marked A, B, C, and D.Then mark the corresponding letter an tile ANSWER SHEET with a single line through the center.Passage One (如需获取本MP3听力录音请搜索标题名) 1.A.1994B.1996C.1998D.1995答案:A解析 21-23 The State Development Bank w

25、as established on March 17, 1994, with its headquarters in Beijing. Its assets totaled RMB 280 billion yuan at the end of 1996. This bank is responsible for financing key state construction projects and for macro - adjustment of the structure of the lending facilities. Its tasks include creating a s

26、table and long -term source of financing through mobilizing financial resources in the economy so as to meet the needs of priority construction projects; providing policy-related credit and interest subsidies to priority projects; improving investment efficiency by adjusting the structure of fixed -

27、 asset investment. The potential recipients of its credit are mainly those large projects that are designed to alleviate the bottlenecks in the economy, operate in the leading industries or extend file application of advanced technology as well as those inter - regional policy- based projects. 21. W

28、hen was the State Development Bank established?2.A.280 millionB.180 millionC.280 billionD.180 billion答案:C解析How much were its total assets at the end of 1996?3.A.small projectsB.financing key state construction projectsC.hope projectsD.private projects答案:B解析Besides macro - adjustment of the structure

29、 of the lending facilities, what is the State Development Bank responsible for?Passage Two (如需获取本MP3听力录音请搜索标题名) 1.A.hotel expensesB.stock exchangeC.plane expensesD.restaurant expenses答案:B解析 24-27 In the United States, even if you decide that you do not want to borrow in order to go on vacation, it i

30、s still a good idea for you m have several major credit cards. These provide positive identification when renting an automobile and can be, used for the deposit. The credit card receipts will serve as an accurate record of all hotel, plane, train, and restaurant expenses. The use of credit cards avo

31、ids the necessity of carrying large amount of cash, purchasing large amounts of travelers checks and keeping track of them, or attempting to use personal checks in places other than your own locality. Many major credit cards provide an instant cash service in case you nm out of money. American Expre

32、ss, for example, has set up machines in major airports in which you can purchase travelers chocks using your American Express card. 24. The credit card receipts will serve as accurate record for all but which of the following choices?2.A.It can avoid the necessity of carrying large amount of cash.B.

33、You neednt purchase large amounts of travelers checks.C.You neednt use personal checks in places other than your own locality.D.It cant provide an instant cash service in case you run out of money.答案:D解析Which of the following is not true about the use of credit card?3.A.very useful and convenientB.u

34、selessC.a waste of moneyD.not popular答案:A解析Concerning the advantages of credit cards, which of the following is true?4.A.American ExpressB.Chinese Peony CantC.Dragon CardD.Credit Card答案:A解析According to the passage, which card has set up machines in major airports?Passage Three (如需获取本MP3听力录音请搜索标题名) 1

35、.A.The Asian markets are in recession.B.No investment is worth keeping if it robs of your sleep.C.If you need the money today, you should have sold the stocks now.D.It is easy to be brave and keep buying during a bull -market.答案:C解析 28-30 For investors wondering whether they should dump their stocks

36、 because they need the money, I have only this to say: if you need the money today, you should have sold years ago. That advice holds true whether the market is up or down. Even though a lot of novice investors claim they are in stocks for the long haul, that often turns out to be nonsense. It is ea

37、sy to be brave and keep buying during a bull market. But what if were in for mediocre stocks market gains for the next 10 years? For some people, drops as steep as weve seen in Asian markets in recent months are too much to take physically. Im a big believer in the sleep - at - night theory. No inve

38、stment is worth keeping if it robs of your sleep. If you cant stomach 50 percent losses in your stock portfolio, get out now and save yourself a heart attack. You may not buy that mansion in Spain, but youll live to see your granddaughters graduation. 28. Which of the following is not true?2.A.50B.1

39、5C.60D.70答案:A解析How many percent losses should you stomach if you want to invest in stocks?3.A.You can live a happy life.B.Though you are not rich, you can enjoy a long and happy life.C.You can have a big mansion in Spain.D.You can live to see your granddaughters graduation.答案:B解析Whats the meaning of

40、 last sentence: You may not buy that mansion in Spain, but you will live to see your granddaughters graduation?Part Two ReadingSection OneDirections: Each of the following sentences is provided with four choices. Choose the one that best completes tile sentence.问题:1. The 40 per cent is tax deductibl

41、e, suggesting that the provision was made simply to take advantage of this tax _.A.concessionB.compromiseC.accommodationD.renewal答案:A问题:2. Under normal circumstances, the auditors first step would be to alert the clients management to the existence of _.A.mistakeB.fraudulentC.fraudD.misstatement答案:C

42、问题:3. Alerting the authorities would be justified if tile fraud is likely to result in a _ gain or loss for any one person or group of people.A.magnificentB.materialC.greatD.superficial答案:B问题:4. In the US and most other countries, the corporate form of organization is the most important in terms of

43、dollar value of assets _.A.owedB.ownedC.outstandingD.balance答案:B问题:5. The larger a corporations taxable income, the closer its average tax rate comes to the higher _ pate.A.marginalB.interestC.exchangeD.ceiling答案:A问题:6. Countries like the UK, wishing to maintain their own attractions, may well push

44、their own rates lower, _ further rounds of tax cutting.A.instigatingB.augmentingC.sparkingD.integrating答案:C问题:7. The fact that interest _ are tax deductible while dividends are not is a major consideration in the financial structure of an overseas subsidiary.A.ratesB.earningsC.inputsD.charges答案:D问题:

45、8. Companies measure the performance of their brands internally and decide how to _.resources from one brand to another.A.allocateB.translateC.transferD.retain答案:A问题:9. Expenditure may be seen as no more than an _ of forecast profits.A.allocationB.appropriationC.incomeD.expanding答案:B问题:10. Ten month

46、s later, before a company can produce another annual report, it goes _.A.wrongB.downC.voidD.bust答案:DSection TwoDirections: There are a number of blanks in each of tile following passages. For each blank there are four choices marked A, B, C and D. You are supposed to choose the best answer and mark

47、the corresponding letter on the ANSWER SHEET by drawing a single line through the center.Passage One Foreign exchange markets are electronic communication systems that 1 major financial centers throughout the world. Exchange rates are determined 2 supply and demand relationships, relative interest r

48、ate levels, relative 3 of inflation, political risk, and economic risk. Alternatives 4 affecting settlement of purchase and sales claims were explored 5 with the instruments available to exporters and importers for financing their international activities. 1.A.focusB.liaisonC.connectD.associate答案:C2

49、.A.withB.byC.inD.through答案:B3.A.levelB.conditionC.ratesD.risk答案:C4.A.inB.toC.aboutD.on答案:B5.A.togetherB.alongC.followingD.going答案:BPassage Two Nations of the world try to maintain a 1 in their exchange of goods and services, as well as in their payments balances. When international financial equilib

50、rium does not 2 , exchange rates usually adjust to reflect these imbalances. 3 , when the current account shows a surplus or deficit in the flow of income into and out of the United States, changes in the capital 4 must offset the current account imbalance. This is accomplished by a change in the re

51、lationship between foreign private and government investment in the United States 5 to U.S. investment in foreign countries. 1.A.balanceB.equilibriumC.clearanceD.equality答案:A2.A.establishB.appearC.happenD.exist答案:D3.A.On the contraryB.NeverthelessC.HoweverD.Furthermore答案:D4.A.depositB.accountC.expen

52、seD.expenditure答案:B5.A.relativeB.contrary toC.in additionD.adding up答案:ASection ThreeDirections: Read the following passages and determine whether the sentences are Right or Wrong. If there is not enough information to answer Right or Wrong, choose Doesnt say. Then mark the corresponding letter on t

53、he ANSWER SHEET by drawing a single line through the center.Passage One A promissory note is an unconditional promise in writing made by one person (the maker) to another (the payee or the holder) signed by the maker engaging to pay on demand or at a fixed or determinable future time a sum certain i

54、n money to or to the order of a specified person or to bearer. A promissory note is a promise, a bill is an order. There is no need to protest a dishonored note. And as the maker of a promissory note is the person primarily liable on it, there can be no acceptance. 1. The maker of a promissory note

55、premises to pay the holder at a future date on some conditions.A.RightB.WrongC.Doesnt say答案:B2. A promissory note is the same as a bill.A.RightB.WrongC.Doesnt say答案:B3. If a promissory note is not paid on time, it cannot be protested.A.RightB.WrongC.Doesnt say答案:APassage Two Open account is an arran

56、gement between the buyer and the seller whereby the goods are manufactured and delivered before payment is required. Open account provides for payment at some stated specific future date and without the buyer issuing any negotiable instrument evidencing his legal commitment. The seller must have absolute trust that he will be paid at the agreed da