国际结算英教学大纲

1、国际结算(英)教学大纲、课程基本信息课程编号0603622其它中文名称课程英文名称International Payments and Settlements课程类别专业选修课(Elective course)适用专业金融学、财务管理、会计学、国际经济与贸易、经济学先修课程国际贸易实务，金融英语学分学时2学分，共32学时，其中理论课30学时，实验2学时考核方式Close-book examination成绩评定方法Participation and attendance 10%, final exam 80%, Practice 10%大纲撰写人及日期叶文琴于2006年3月修订课程简介This

2、 course is one of the important courses of international banking practice. It will introduce the evolvement of the international payments and settlements, the principles of draft, documentary collections, letters of credit, forfeiting and factoring and their usage in international payments and settl

3、ements as well as the international rules and regulations regarding international trade finance payments and especially introduce UCP 500 and the upcoming UCP600建议教材Shen Jincang, International Payments and Settlements. （first edition）.上海外语教育出版社，1996参考书1 顾宏远跟单信用证与国际惯例UCP500详解.杭 州大学出版社，19942 顾宏远.国际贸易结

4、算.（第1版）.浙江大学出版社， 20063 苏宗祥.国际结算.（第1版）.中国金融出版社，20044 James E Byrne and Christopher S ByrnesLC Survey 2002, LC Survey 2003, LC Survey 2006 Institute of International Banking Law & Practice, Inc5 Professor James E Byrne, LC Rules $ Laws CriticalTexts,2003, Institute of International Banking Law &Practi

5、ces, Inc.二、The feature and students of the courseThe course is open for the students majoring in International Finance, Accounting and International Trade It will provide the students with a comprehensive overview of bank practices in international payments and settlements and introduce various tech

6、niques in international trade finance三 The aim and requirements of the courseAim of the course： The overall aim of this course is to develop the students5 understanding in international payments and settlements and to increase the students5 ability to conduct international banking practices The stud

7、ents will develop a better understanding of the advantages as well as the risks involved in using these payments methods By the end of the course, the students will be able to understand the documentation, international rules and regulations regarding international trade finance; to understand the p

8、rinciples of letter of credit, documentary collections, drafts, etc.; to understand the different types of letters of credit and their usages in practice This course will also keep the students well informed of the latest developments in international financeRequirements： In the course, the students

9、 are required to be able to draw a draft, issue and examine documents under a letter of credit, and apply the terms of UCP 500 and the upcoming UCP600 to analyze cases四、Method of teachingThis course is mainly delivered by lectures and incorporates the use of exercises, cases and discussions五、Content

10、 of the course and time allocationChapter One IntroductionClass hour : 1Requirements： This chapter will make a general introduction of the course , the rough content of the international trade finance and its evolvement. The students are required to be familiar with the characteristics of the course

11、 and the main terms of trade such as in intercom 2000.Priority： feature of the international payments and settlementsContent:1 .What are international payments and settlements2. Evolution of international payments and settlements3. Basic points for attention in international payments and settlements

12、4. Characteristics of modern international payments and settlementsChapter Two Credit InstrumentsClass hour: 1Requirements: to understand the features, function and the parties of the negotiable instruments and to have a good grasp of the principle of the negotiable instruments.Priority： negotiation

13、 of instrumentContent:1 .Characteristics of a negotiable instrument2. Functions of a negotiable instrument3. Parties to a negotiable instrumentChapter Three Bill of Exchange-一Definition, ActsClass hour: 2Requirements： to learn the definition, principle and acts of the draftPriority： feature of a bil

14、l of exchangeContent:1 .What is a bill of exchange: As defined in the Bills of Exchange Act 1882 of the United Kingdom, a bill of exchange is an unconditional order in writing addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on d

15、emand or at a fixed or determinable future time a sum certain in money to or to the order of a specified person or to bearer.2. Acts of a bill of exchangeIssueEndorsementPresentmentAcceptancePaymentDishonourNotice of dishonourProtestRight of recourseAcceptance for honour supra protestPayment for hon

16、our supra protestGuaranteeChapter Four Bill of Exchange一Lost Bill, Discounting, Acceptingand Forfaiting a Bill, ClassificationClass hour: 1.5Requirements： to grasp the discounting and acceptance of a draft and identify various types of draftPriority： discounting and acceptance of a bill of exchangeC

17、ontent:1. Lost bill of exchange2. Discounting, accepting and forfeiting a bill of exchange3. Classification of a bill of exchangeChapter Five Promissory NoteClass hour: 0.5 hourRequirements： have a better understanding of the feature of a promissory note and distinguish the difference of promissory

18、note and draftPriority: difference from bill of exchangeContent:1 .What is a promissory note2. Characteristics of a promissory note3. Essentials to a promissory note4. Difference between a bill of exchange and a promissory noteChapter Six ChequeClass hour: 1Requirements： to understand the feature of

19、 a cheque and distinguish it from a draft.Priority： feature of a chequeContent:1. What is a cheque2. Essentials to a cheque3. Features of a cheque4. Countermand of payment5. Wrongful dishonour of a cheque6. Crossed cheques7. Difference between a bill of exchange and a chequeChapter Seven Corresponde

20、nt Banking RelationshipsClass hour: 1Requirements : to realize the importance and necessity of establishing correspondent relationshipPriority： control documentsContent:1 .Correspondent bank, branch, representative office, agency, banking subsidiary and affiliate2. Why establish correspondent bankin

21、g relationship3. Which banks should become the correspondents4. How to establish correspondent banking relationship5. Control documents6. Expanding international banking business with the aid of foreign correspondentsChapter Eight RemittanceClass hour: 1Requirements： to understand the principle of r

22、emittance and the practicesPriority： advantage and disadvantage of remittanceContent:1. Parties related to a remittance2. Accounts between international banks3. Ways of transfer4. Methods of reimbursement5. Cancellation of the remittance6. Advantages and disadvantages of different ways of transferCh

23、apter Nine Terms and Methods of Payment in InternationalTradePayment in Advance, Open Account Business, Factoring,CollectionClass hour:2Requirements： have a better understanding of various methods of payment.Priority： factoring and collectionContent:1. Payment in advance2.Open account business3. Fac

24、toring4. CollectionWhat is a collectionParties to a collectionTypes of collections: Documents against payment (D/P)Documents against acceptance (D/A)Collection procedureRisks and advantages of collection methodLiability and responsibility of the banks doing collection businessChapter Ten Terms and M

25、ethods of Payment in International TradeLetters of Credit(L/C)Class hour: 6Requirements: to understand the principle of the letters of credit, to be acquainted with the rights and obligations of various parties of the L/C. to understand the features of different types of letters of credit and the pr

26、ocedure of issuing and usage of a credit and the practice of amendment of a credit.Priority： Characteristics of a letter of creditContent:l. What is L/C2. Characteristics of a letter of credit3. Functions, advantages and disadvantages of a letter of credit4. Parties to a letter of credit5. Contents

27、of a letter of credit6. Classification of letters of creditDocumentary credit:Irrevocable creditConfirmed creditUnconfirmed creditSight creditUsance or time creditPayment creditDeferred payment letter of creditAcceptance letter of creditNegotiation creditRevolving creditTransferable creditBack to ba

28、ck letter of credit7. Procedures of letter of credit operations8. Amendment under a letter of creditChapter Eleven Terms and Methods of Payment in InternationalTradeLetters of GuaranteeClass hour: 1Requirements: to understand the feature of a letter of guarantee, and its difference from a letter of

29、credit. To be familiar with various types of letters of guarantee Priority： nature of a letter of guaranteeContent:1. Nature of demand guarantee2. Parties to a letter of guarantee3. Contents and clauses under a guarantee4. Types of guarantees5. Points for attention in establishing a letter of guaran

30、tee6. Forms of a letter of guarantee7. Difference between a letter of guarantee and a letter of credit8. Cancellation of a guarantee9.Standby letter of creditChapter Twelve Documents-Draft, Invoice, Insurance PolicyClass hour: 1Requirements： to understand the feature of various documents, content an

31、d their functions and learn to make and examine various documentsPriority： to draw a draftContent:1. Draft2.1nvoice3.Insurance policy or certificateChapter ThirteenDocumentsAir Waybill, Road Waybill, CargoReceipt, Parcel Post Receipt, Bill of LadingClass hour: 3Requirements: to understand the three

32、functions of ocean B/L and distinguish it from other transport documentsPriority: Characteristics of the ocean B/LContent:1. Air waybill2. Road waybill, consignment note3. Cargo receipt, railway bill4. Courier receipt and post receipt5. Bill of ladingWhat is a bill of ladingThe functions of a bill o

33、f ladingParties to a bill of ladingTypes of bill of lading(1) Shipped on board bill of lading(2) Received for shipment bill of lading(3) Direct bill of lading(4) Transshipment bill of lading(5) Straight bill of lading or named consignee bill of lading(6) Order bill of lading, or negotiable bill of l

34、ading(7) Clean bill of lading and unclean bill of lading(8) Stale bill of ladingChapter Fourteen Documents ombined Transport Documents,Miscellaneous DocumentsClass hour: 2Requirements： to understand multi-mode transportation documents and various export documentsPriority： combined transport document

35、s and the difference between CTD and ocean B/LContent:I .Combined transport documents2. Miscellaneous documentsConsular invoiceCertificate of origin and A GSP Certificate of origin Form ACustoms invoiceInspection certificatePacking listBeneficiarys statementChapter Fifteen Documents examination and ReimbursementClass hour: 2Requirements： learn to examine documents against L/C and learn how to handle discrepant documents so as to better understand and apply UCP500 or upcoming UCP600Priority： to grasp the skill of examining documentsConte