年金现值、终值系数表

1、年年金金现现值值系系数数表表（PVIFAPVIFA表表）n1%2%3%4%5%6%8%10%12%14%15%16%18%20%22%24%10.990.980.970.9610.9520.9430.9250.9090.8920.8770.8690.8620.8470.8330.8190.80621.971.9411.9131.8861.8591.8331.7831.7351.691.6461.6251.6051.5651.5271.4911.45632.942.8832.8282.7752.7232.6732.5772.4862.4012.3212.2832.2452.1742.1062.0

2、421.98143.9013.8073.7173.6293.5453.4653.3123.1693.0372.9132.8542.7982.692.5882.4932.40454.8534.7134.5794.4514.3294.2123.9923.793.6043.4333.3523.2743.1272.992.8632.74565.7955.6015.4175.2425.0754.9174.6224.3554.1113.8883.7843.6843.4973.3253.1663.0276.7286.4716.236.0025.7865.5825.2064.8684.5634.2884.16

3、4.0383.8113.6043.4153.24287.6517.3257.0196.7326.4636.2095.7465.3344.9674.6384.4874.3434.0773.8373.6193.42198.5668.1627.7867.4357.1076.8016.2465.7595.3284.9464.7714.6064.3034.033.7863.565109.4718.9828.538.117.7217.366.716.1445.655.2165.0184.8334.4944.1923.9233.6811110.3679.7869.2528.768.3067.8867.138

4、6.4955.9375.4525.2335.0284.6564.3274.0353.7751211.25510.5759.9549.3858.8638.3837.5366.8136.1945.665.425.1974.7934.4394.1273.8511312.13311.34810.6349.9859.3938.8527.9037.1036.4235.8425.5835.3424.9094.5324.2023.9121413.00312.10611.29610.5639.8989.2948.2447.3666.6286.0025.7245.4675.0084.614.2643.961151

5、3.86512.84911.93711.11810.3799.7128.5597.6066.816.1425.8475.5755.0914.6754.3154.0011614.71713.57712.56111.65210.83710.1058.8517.8236.9736.2655.9545.6685.1624.7294.3564.0331715.56214.29113.16612.16511.27410.4779.1218.0217.1196.3726.0475.7485.2224.7744.394.0591816.39814.99213.75312.65911.68910.8279.37

6、18.2017.2496.4676.1275.8175.2734.8124.4184.0791917.22615.67814.32313.13312.08511.1589.6038.3647.3656.556.1985.8775.3164.8434.4414.0962018.04516.35114.87713.5912.46211.4699.8188.5137.4696.6236.2595.9285.3524.8694.464.112118.85617.01115.41514.02912.82111.76410.0168.6487.5626.6866.3125.9735.3834.8914.4

7、754.1212219.6617.65815.93614.45113.16312.04110.28.7717.6446.7426.3586.0115.4094.9094.4884.1292320.45518.29216.44314.85613.48812.30310.3718.8837.7186.7926.3986.0445.4324.9244.4984.1372421.24318.91316.93515.24613.79812.5510.5288.9847.7846.8356.4336.0725.454.9374.5074.1422522.02319.52317.41315.62214.09

8、312.78310.6749.0777.8436.8726.4646.0975.4664.9474.5134.1472622.79520.12117.87615.98214.37513.00310.8099.167.8956.9066.496.1185.484.9564.5194.1512723.55920.70618.32716.32914.64313.2110.9359.2377.9426.9356.5136.1365.4914.9634.5244.1542824.31621.28118.76416.66314.89813.40611.0519.3067.9846.966.5336.152

9、5.5014.9694.5284.1562925.06521.84419.18816.98315.14113.5911.1589.3698.0216.9836.556.1655.5094.9744.5314.1583025.80722.39619.617.29215.37213.76411.2579.4268.0557.0026.5656.1775.5164.9784.5334.164032.83427.35523.11419.79217.15915.04611.9249.7798.2437.1056.6416.2335.5484.9964.5434.1655039.19631.42325.7

10、2921.48218.25515.76112.2339.9148.3047.1326.666.2465.5544.9994.5454.16625%30%35%40%45%50%0.7990.7690.740.7140.6890.6661.441.361.2891.2241.1651.1111.9521.8161.6951.5881.4931.4072.3612.1661.9961.8491.7191.6042.6892.4352.2192.0351.8751.7362.9512.6422.3852.1671.9831.8243.1612.8022.5072.2622.0571.8823.328

11、2.9242.5982.332.1081.9213.4633.0192.6652.3782.1431.9473.573.0912.7152.4132.1681.9653.6563.1472.7512.4382.1841.9763.7253.192.7792.4552.1961.9843.783.2232.7992.4682.2041.9893.8243.2482.8142.4772.2091.9933.8593.2682.8252.4832.2131.9953.8873.2832.8332.4882.2161.9963.9093.2942.8392.4912.2181.9973.9273.30

12、32.8442.4942.2191.9983.9423.312.8472.4952.221.9993.9533.3152.852.4972.221.9993.9633.3192.8512.4972.2211.9993.973.3222.8532.4982.2211.999年年金金现现值值系系数数表表（PVIFAPVIFA表表）3.9763.3252.8542.4982.2211.9993.9813.3272.8552.4992.2211.9993.9843.3282.8552.4992.2221.9993.9873.3292.8552.4992.2221.9993.993.332.8562.4

13、992.2221.9993.9923.3312.8562.4992.2221.9993.9933.3312.8562.4992.2221.9993.9953.3322.8562.4992.2221.9993.9993.3332.8572.4992.2221.9993.9993.3332.8572.4992.2221.999年年金金终终值值系系数数表表（FVIFAFVIFA表表）n1%2%3%4%5%6%7%8%9%10%11%12%13%14%15%111111111111111122.012.022.032.042.052.062.072.082.092.12.112.122.132.142

14、.1533.033.063.0913.1223.1533.1843.2153.2463.2783.313.3423.3743.4073.443.47344.064.1224.1844.2464.314.3754.444.5064.5734.6414.714.7794.854.9214.99355.1015.2045.3095.4165.5265.6375.7515.8675.9856.1056.2286.3536.486.616.74266.1526.3086.4686.6336.8026.9757.1537.3367.5237.7167.9138.1158.3238.5368.75477.2

15、147.4347.6627.8988.1428.3948.6548.9239.29.4879.78310.08910.40510.7311.06788.2868.5838.8929.2149.5499.87910.2610.63711.02811.43611.85912.312.75713.23313.72799.3699.75510.15910.58311.02711.49111.97812.48813.02113.57914.16414.77615.41616.08516.7861010.46210.9511.46412.00612.57813.18113.81614.48715.9131

16、5.93716.72217.54918.4219.33720.3041111.56712.16912.80813.48614.20714.97215.78416.64517.5618.53119.56120.65521.81423.04524.3491212.68313.41214.19215.02616.91716.8717.88818.97720.14121.38422.71324.13325.6527.27129.0021313.80914.6815.61816.62717.71318.88220.14121.49522.95324.52326.21228.02929.98532.089

17、34.3521414.94715.97417.08618.29219.59921.01522.5524.21526.01927.97530.09532.39334.88337.58140.5051516.09717.29318.59920.02421.57923.27625.12927.15229.36131.77234.40537.2840.41743.84247.581617.25818.63920.15721.82523.65725.67327.88830.32433.00335.9539.1942.75346.67250.9855.7171718.4320.01221.76223.69

18、825.8428.21330.8433.7536.97440.54544.50148.88453.73959.11865.0751819.61521.41223.41425.64528.13230.90633.99937.4541.30145.59950.39655.7561.72568.39475.8361920.81122.84125.11727.67130.53933.7637.37941.44646.01851.15956.93963.4470.74979.96988.2122022.01924.29726.8729.77833.06636.78640.99545.76251.1657

19、.27564.20372.05280.94791.025120.442528.24332.0336.45941.64647.72754.86563.24973.10684.70198.347114.41133.33155.62181.87212.793034.78540.58847.57556.08566.43979.05894.461113.28136.31164.49199.02241.33293.2356.79434.754048.88660.40275.40195.026120.8154.76199.64259.06337.89442.59581.83767.091013.713421

20、779.15064.46384.579112.8152.67209.35290.34406.53573.77815.081163.91668.8240003459.54991.57217.716%17%18%19%20%25%30%11111112.162.172.182.192.22.252.33.5063.5393.5723.6063.643.8133.995.0665.1415.2155.2915.3685.7666.1876.8777.0147.1547.2977.4428.2079.0438.9779.2079.4429.6839.9311.25912.75611.41411.772

21、12.14212.52312.91615.07317.58314.2414.77315.32715.90216.49919.84223.85817.51918.28519.08619.92320.79925.80232.01521.32122.39323.52124.70125.95933.25342.61925.73327.228.75530.40432.1542.56656.40530.8532.82434.93137.1839.58154.20874.32736.78639.40442.21945.24448.49768.7697.62543.67247.10350.81854.8415

22、4.19686.949127.9151.6656.116.96566.26172.035109.69167.2960.92566.64972.93979.8587.442138.11218.4771.67378.97987.06896.022105.93173.64285.0184.14193.406103.74115.27128.12218.05371.5298.603110.29123.41138.17154.74273.56483.97115.38130.03146.63165.42186.69342.95630.17249.21292.11342.6402.04471.981054.8

23、2348.8530.31647.44790.95966.71181.93227.287302360.83134.54163.215519.87343.9300891203931043615090218133151545497280256165976年年金金终终值值系系数数表表（FVIFAFVIFA表表）复复利利现现值值系系数数表表（PVIFPVIF表表）n1%2%3%4%5%6%8%10%12%14%15%16%18%20%25%30%35%10.990.980.970.9610.9520.9430.9250.9090.8920.8770.8690.8620.8470.8330.80.7690

24、.7420.980.9610.9420.9240.9070.8890.8570.8260.7970.7690.7560.7430.7180.6940.640.5910.54830.970.9420.9150.8880.8630.8390.7930.7510.7110.6740.6570.640.6080.5780.5120.4550.40640.960.9230.8880.8540.8220.7920.7350.6830.6350.5920.5710.5520.5150.4820.4090.350.30150.9510.9050.8620.8210.7830.7470.680.620.5670

25、.5190.4970.4760.4370.4010.3270.2690.22360.9420.8870.8370.790.7460.7040.630.5640.5060.4550.4320.410.370.3340.2620.2070.16570.9320.870.8130.7590.710.6650.5830.5130.4520.3990.3750.3530.3130.2790.2090.1590.12280.9230.8530.7890.730.6760.6270.540.4660.4030.350.3260.3050.2660.2320.1670.1220.0990.9140.8360.

26、7660.7020.6440.5910.50.4240.360.3070.2840.2620.2250.1930.1340.0940.067100.9050.820.7440.6750.6130.5580.4630.3850.3210.2690.2470.2260.1910.1610.1070.0720.049110.8960.8040.7220.6490.5840.5260.4280.350.2870.2360.2140.1950.1610.1340.0850.0550.036120.8870.7880.7010.6240.5560.4960.3970.3180.2560.2070.1860

27、.1680.1370.1120.0680.0420.027130.8780.7730.680.60.530.4680.3670.2890.2290.1820.1620.1450.1160.0930.0540.0330.02140.8690.7570.6610.5770.5050.4420.340.2630.2040.1590.1410.1250.0980.0770.0430.0250.014150.8610.7430.6410.5550.4810.4170.3150.2390.1820.140.1220.1070.0830.0640.0350.0190.011160.8520.7280.623

28、0.5330.4580.3930.2910.2170.1630.1220.1060.0930.070.0540.0280.0150.008170.8440.7140.6050.5130.4360.3710.270.1970.1450.1070.0920.080.0590.0450.0220.0110.006180.8360.70.5870.4930.4150.350.250.1790.130.0940.080.0690.050.0370.0180.0080.004190.8270.6860.570.4740.3950.330.2310.1630.1160.0820.070.0590.0430.

29、0310.0140.0060.003200.8190.6720.5530.4560.3760.3110.2140.1480.1030.0720.0610.0510.0360.0260.0110.0050.002210.8110.6590.5370.4380.3580.2940.1980.1350.0920.0630.0530.0440.030.0210.0090.0040.001220.8030.6460.5210.4210.3410.2770.1830.1220.0820.0550.0460.0380.0260.0180.0070.0030.001230.7950.6340.5060.405

30、0.3250.2610.170.1110.0730.0490.040.0320.0220.0150.0050.0020.001240.7870.6210.4910.390.310.2460.1570.1010.0650.0430.0340.0280.0180.0120.0040.0010250.7790.6090.4770.3750.2950.2320.1460.0920.0580.0370.030.0240.0150.010.0030.0010260.7720.5970.4630.360.2810.2190.1350.0830.0520.0330.0260.0210.0130.0080.00

31、30.0010270.7640.5850.450.3460.2670.2070.1250.0760.0460.0290.0220.0180.0110.0070.00200280.7560.5740.4370.3330.2550.1950.1150.0690.0410.0250.0190.0150.0090.0060.00100290.7490.5630.4240.320.2420.1840.1070.0630.0370.0220.0170.0130.0080.0050.00100300.7410.5520.4110.3080.2310.1740.0990.0570.0330.0190.0150

32、.0110.0060.0040.00100310.7340.5410.3990.2960.220.1640.0920.0520.0290.0170.0130.010.0050.003000320.7270.530.3880.2850.2090.1540.0850.0470.0260.0150.0110.0080.0050.002000330.720.520.3770.2740.1990.1460.0780.0430.0230.0130.0090.0070.0040.002000340.7120.510.3660.2630.190.1370.0730.0390.0210.0110.0080.00

33、60.0030.002000350.7050.50.3550.2530.1810.130.0670.0350.0180.010.0070.0050.0030.001000360.6980.490.3450.2430.1720.1220.0620.0320.0160.0080.0060.0040.0020.001000370.6920.480.3340.2340.1640.1150.0570.0290.0150.0070.0050.0040.0020.001000380.6850.4710.3250.2250.1560.1090.0530.0260.0130.0060.0040.0030.001

34、0000390.6780.4610.3150.2160.1490.1030.0490.0240.0120.0060.0040.0030.0010000400.6710.4520.3060.2080.1420.0970.0460.0220.010.0050.0030.0020.0010000410.6650.4440.2970.20.1350.0910.0420.020.0090.0040.0030.0020.0010000420.6580.4350.2880.1920.1280.0860.0390.0180.0080.0040.0020.00100000430.6510.4260.280.18

35、50.1220.0810.0360.0160.0070.0030.0020.00100000440.6450.4180.2720.1780.1160.0770.0330.0150.0060.0030.0020.00100000450.6390.410.2640.1710.1110.0720.0310.0130.0060.0020.0010.00100000460.6320.4020.2560.1640.1050.0680.0290.0120.0050.0020.0010.00100000470.6260.3940.2490.1580.10.0640.0260.0110.0040.0020.00

36、1000000480.620.3860.2410.1520.0960.060.0240.010.0040.0010.001000000490.6140.3780.2340.1460.0910.0570.0230.0090.0030.0010.001000000500.6080.3710.2280.140.0870.0540.0210.0080.0030.001000000040%50%0.7140.6660.510.4440.3640.2960.260.1970.1850.1310.1320.0870.0940.0580.0670.0390.0480.0260.0340.0170.0240.0

37、110.0170.0070.0120.0050.0080.0030.0060.0020.0040.0010.0030.0010.00200.00100.0010000000000000000000000000000000000000000000000000复复利利现现值值系系数数表表（PVIFPVIF表表）000000000000复复利利终终值值系系数数表表（FVIFFVIF表表）1%2%3%4%5%6%7%8%9%10%11%12%13%14%15%16%17%11.011.021.031.041.051.061.071.081.091.11.111.121.131.141.151.161.

38、1721.021.041.0611.0821.1031.1241.1451.1661.1881.211.2321.2541.2771.31.3231.3461.36931.031.0611.0931.1251.1581.1911.2251.261.2951.3311.3681.4051.4431.4821.5211.5611.60241.0411.0821.1261.171.2161.2621.3111.361.4121.4641.5181.5741.631.6891.7491.8111.87451.0511.1041.1591.2171.2761.3381.4031.4691.5391.61

39、11.6851.7621.8421.9252.0112.12.19261.0621.1261.1941.2651.341.4191.5011.5871.6771.7721.871.9742.0822.1952.3132.4362.56571.0721.1491.231.3161.4071.5041.6061.7141.8281.9492.0762.2112.3532.5022.662.8263.00181.0831.1721.2671.3691.4771.5941.7181.8511.9932.1442.3052.4762.6582.8533.0593.2783.51191.0941.1951

40、.3051.4231.5511.6891.8381.9992.1722.3582.5582.7733.0043.2523.5183.8034.108101.1051.2191.3441.481.6291.7911.9672.1592.3672.5942.8393.1063.3953.7074.0464.4114.807111.1161.2431.3841.5391.711.8982.1052.3322.582.8533.1523.4793.8364.2264.6525.1175.624121.1271.2681.4261.6011.7962.0122.2522.5182.8133.1383.4

41、983.8964.3354.8185.355.9366.58131.1381.2941.4691.6651.8862.1332.412.723.0663.4523.8834.3634.8985.4926.1536.8867.699141.1491.3191.5131.7321.982.2612.5792.9373.3423.7974.314.8875.5356.2617.0767.9889.007151.1611.3461.5581.8012.0792.3972.7593.1723.6424.1774.7855.4746.2547.1388.1379.266 10.539161.1731.37

42、31.6051.8732.1832.542.9523.4263.974.5955.3116.137.0678.1379.358 10.74812.33171.1841.41.6531.9482.2922.6933.1593.74.3285.0545.8956.8667.9869.276 10.761 12.468 14.426181.1961.4281.7022.0262.4072.8543.383.9964.7175.566.5447.699.024 10.575 12.375 14.463 16.879191.2081.4571.7542.1072.5273.0263.6174.3165.

43、1426.1167.2638.613 10.197 12.056 14.232 16.777 19.748201.221.4861.8062.1912.6533.2073.874.6615.6046.7278.0629.646 11.523 13.743 16.367 19.461 23.106211.2321.5161.862.2792.7863.44.1415.0346.1097.48.949 10.804 13.021 15.668 18.822 22.574 27.034221.2451.5461.9162.372.9253.6044.435.4376.6598.149.93412.1

44、 14.714 17.861 21.645 26.186 31.629231.2571.5771.9742.4653.0723.824.7415.8717.2588.954 11.026 13.552 16.627 20.362 24.891 30.376 37.006241.271.6082.0332.5633.2254.0495.0726.3417.9119.85 12.239 15.179 18.788 23.212 28.625 35.236 43.297251.2821.6412.0942.6663.3864.2925.4276.8488.623 10.835 13.58517 21.231 26.462 32.919 40.874 50.658261.2951.6732.1572.7723.5564.5495.8077.3969.399 11.91815.0819.04 23.991 30.167 37.857 47.41459.27271.3081.7072.2212.8833.7334.8226.2147.988 10.24513.11 16.739 21.325 27.10934.39 43.53555 69.345281.3211.7412.2882.9