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1、pension FundsBy team 5social insurance The news about social security system According to Xinhua news agency, there is a national New Rural & Urban residents honored in Great Hall of the People on Oct 13th ,2012. There are some important goals: 1.Improve recognition and working ,complete rules.
2、2.Promote the institution of pension bonds building. 3.Guarantee and improve the peoples live-hood.The Story about Social Security The Story about Ancient Babylon Insurance ideas and original prototype of the insurance has been generated in the ancient. According to historical records, in 2000 BC, t
3、he ancient Babylonian kingdom of the West Asia two rivers (Tigris and Euphrates) basin, the king had ordered the monks, judges, and the village chief conferred on them under the jurisdiction of the territorys residents receive gold for relief those people who suffered fires and other natural disaste
4、rs.The development of social security The firstGermany1935 USASecond War1970 DevelopGerman Social security system Germany is the first country established the social security system in 1880s. In 1881, the king of Germany announced do the best to guarantee people who needed help mostly from Bismarcks
5、 advices. After the Second World War, German social security system started to recover, social security and welfare state and other ideas were written by constitution. Till 1995, the social nursing insurance law was published; it means Germany has finished their system of social security.German Soci
6、al security system There are four parts: social insurance, social support and compensation, social subsidies and social relief. Nowadays, German social security system becomes more and more complete. In Germany, social security spending have accounted for more than 33.3% of GDP, and the total of 1/3
7、 money for pension insurance by law, more than 1/5 for medical insurance. pension insurance unemployment insurance social nursing insurance medical insurance accident insurance German social insurance German social insurance Pension insurance Its one of the biggest payments of social insurance. It i
8、s aim at some people who lost their ability of working and some old or death, it can provide their family a guarantee. Qualification: you can apply for your pension insurance by yourself if you above 15. You should pay your insurance fee and waiting period at least 5 years by law or you aimed at pen
9、sion insurance duty.Unemployment insurance Anyone who work more than 18 hours every week for company should do unemployment insurance in principle. The charge is 6.5% of an employer total salary. It is undertaking by employee and employer equally. All the money for unemployment insurance will pay fo
10、r the unemployment benefits, short-time working benefits and new work position. During the last years, if you pay for 12 months or more, you can enjoy the unemployment insurance. Social nursing insurance It is aimed at the aging problem. Improve nursing guarantee legally and economically, establish
11、family nursing. If you are bad at family nursing or in hospital, this kind of insurance can promise you a total hospital expenses under the limited conditions. The expense of nursing insurance is depending on your nursing care difficulty and working. Usually, it is divided into 3 ranks.Medical insur
12、ance Usually divided into 2 parts, one is obligation to the underwriter, other is underwriter by voluntary. The obligation to the underwriter has to buy the insurance. If your income exceeds the rule or your income under the standard, you have 2 choices. The first one can buy the insurance by volunt
13、ary or private insurance; the latter one can acquire a medical relief or buy the family insurance. Accident insurance If you have occupational disease and accident work injury, this kind of insurance can provide you a guarantee by law. All employer and farmers should buy accident insurance by law. T
14、he insurance expense should pay by employee alone.The model about Social Security in China Medical insuranceUnemployment InsuranceMaternity insuranceAccident insurancePension insurancePension insurance The Pension insurance is a Social system about retirees who can get some help (money and service)
15、from the government. The company will pay 20% for employee and 8% by yourself. But you must pay it for 15 years, you can get the help.Medical insurance The medical insurance is a Social system about workers who can get some the help about medical treatment from the government The company will pay 8%
16、 for employee 、2% and 10 yuan about serious co-ordination by yourself. Accident insurance The injury insurance is a Social system about employees who were injured or had occupational diseases when working , the country and society will give they or their family material needs . The company will pay
17、100% for employee.Unemployment Insurance The unemployment Insurance is a social system about Unemployment who will get some income from the government The company will pay 2% of employee income as the insurance and the employee will pay 1% of their income.Maternity insurance The women have no income
18、 because who pregnancy during the working. They will get insurance from the government The company will pay 0.7% of employee income as the insurance.The Social Security about Jobless Jobless just can buy pension insurance and medical insurance.1、pension insurance: ID card、Unemployment card and two p
19、hotos.2、Medical insurance: when you had Pension Insurance Guide. you should come to Insurance Center to finish. Organization Social insurance agencies are belong to government institutions, first of all should pass the civil service examination and then into the related departments. Business apartme
20、ntFund management sectionFinance departmentComprehensive departmentOfficeCivil servantsResponsible for the main relevant administrative affairsResponsible for related affairs of insuranceSupervise and audit other related departments, and guide, supervise and coordinate social security work in related areasResponsible for all accounting funds, prepare financial statements and analysis financial statementResponsible for the management of the funds Civil servants Refere
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