国际结算试验二答案

1、国际结算实验二答案一、汇款申请书2003 年 3 月 8 日，CHINA NAT. METALS & MINERALS I/E CORP.向中国农 业银行广州市分行提交下面这张汇款申请书，汇出行按所给问题审核汇款申请书。汇出汇款申请书（代支款凭证）APPLICATION FOR OUTWARD REMITTANCE致：中国农业银行广州分行TO:THE AGRICULTURAL BANK OF CHINA日期 DATE: 2003 年 3 月 8_H 兹委托贵行办理下列汇款q I/We hereby request you to effect the following remitta

2、nee冈电汇信汇票汇付款地点T/TM/T D/D Drawn on银行编号（查询时请引述）Ref No. TT96785收款人 Beneficiary's n ameUnited TradingCompa nyHong Kong币别及金额Curr.& Amt.及地址& address70 Wing Tai Road, Chai Wan Hong KongHK Dollars 20,000.00账号A/C No.22-8银行填写栏BANK USE ONLY收款银行Beneficiary'sBankPO SANG BANK LTD汇率(Rate)及地址& a

3、ddressHONG KONG等值人民币 Equivalent in ¥汇款人By order ofCHINA NAT. METALS & MINERALS I/E CORP.手续费 (Commission)附言Details ofPayme ntCOMM UNDER S/C NO. CT0011-01邮电费(Postage & Cable)其他费用(Other Charges)合计国外银行的一切费用由巽痊/收款人负担(如无说明由收款人负担)。汇款全 过程均以电传形式通知。All foreign bank s charges are to be borne by ys

4、/payee(if not specified, all charges are to be borne by payee) All parties in the channel are advised by telex请付敝账(Debit my/our account),账号(a/c No.)兹附支票(Enclose my/our cheque),号码为(No.)付款行(Drawn on)冈现金支付(I/We pay cash herewith),联系电话(TEL) 83738789申请人签章张靑Applies nt'sStamp & Signature经办： 会计： 复核：

5、记账:(1)汇款方式电汇(T/T)(2)汇款人公司名称CHINA NAT. METALS & MINERALS I/E CORP.(3)收款人公司名称、地址United Trading CompanyHong Kong70 Wing Tai Road, Chai Wan HongKong(4)汇款金额HK Dollars 20,000.00(5)款项用途COMM UNDER S/C NO. CT0011-01(6)银行费用由哪方支付收款人(7)汇款当日港币现钞价为 105.53/91,港币现汇价为 109.46/87,汇款人应提交多 少港币现钞给银行HK Dollars 20,822.

6、51(8)银行在哪些情况下可免责1、有关电汇汇款的一切电文，本行可用显白言语、暗 码或密码发出，对于代理行或同业之一切错误、疏忽或 过失，本行概不负责。2、.倘因下列情况而引致之任何损失，包括：款项交付或 通知延误，书函、电报或其他文件在寄发或传送途中 遗失、残缺、错误、遗漏、中断或延误，代理行或同 业之行为，战争，检查，封锁，叛变或骚乱，本地或外国政府或其他行政机构所实施之一切法律、规令、 条例、管制及其他难以控制之事故，或由丁收到时误 解，本行概不负责。3、如汇款系代汇款人寄出，本行不负邮误之责。（9）在我国现行外汇管理规定 下，汇款人办理汇款业务时应 注意哪些事项1、国际收支申报表2、贸

7、易进口付汇核销单3、进口付汇备案表4、汇款有效凭证（正本合同、发票、进出口货物报关单、 运输保险单据）二、电汇中的汇款电文（一）汇出行与汇入行根据电汇中所给汇出汇款和汇入汇款电文，将汇款业务指 示内容填列岀來。1电文一：汇出汇款FM: HONGKONG AND SHANGHAI BANKING CORPORATION LTD. HONG KONGTO: THE AGRICULTURAL BANK OF CHINA GUANGZHOUDATE： 8TH JUNETEST 2876A OUR REF TT200498PLS PAY HKD34000. VALUE 8 JUNE TO ACCOUNT

8、 NO.764583934-128 FAVOUR PRECISION PHOTO EQUIPMENT LTD. JINXING BUILDING 22 GUANGZHOU MESSAGE COMM UNDER S/C NO. 87364 ORDER COVER WE HAVE CREDITED YOUR ACCOUNT WITH US.2电文二：汇入汇款PCBCCNBJ.BOFAUS3NMT100 CUSTOMER TRANSFERTRANS REF VAL/CUR/AMOUNT ORDERING CUSTOMERORDERING BANK ACCOUNT WITH BENEFICIARY D

9、ETAILS OF PMT DETAILS OF CHARGES：20： 180TT09266：32A: 990712:50, USD31,681.00:50: United Prosperity Enterprise, Inc,Tortol; British Virgin Islands:52: Midland Bank Ltd., London：57A： BK OF CHINA:59: Huayu Engine Manufacturing Co.Ltd:70: Contract GH680-2314 / 14BANK TO BANK INF：71A: BEN:72: REIBURSE WI

10、TH BK OF NKY NY3电文三：汇入汇款FM: BANK OF AMERICA, NEW YORKTO: INDUSTRIAL AND COMMERCIAL BANK OF CHINA, GUANGDONG BRANCHDATE： 14 OCT.TEST 87593 OUR REF TT10908-04PLS PAY USD38,00000VALUE 14, OCT TO GUANGDONG CEREALS OILAND FOODSTUFFS I/E GROUP CORP. VIA A/C NO.310910079 BEING PROCEEDS UNDER S/C NO.CT89768

11、 ORDER WIN FOOD CO. LTD. COVER CREDITED YOUR HO ACCOUNT宙核內容电文、-电文一电文二电文三(1)汇出行HONGKONG AND SHANGHAI BANKING CORPORATION LTD. HONG KONGMidland Bank Ltd.,LondonBANK OF AMERICA, NEW YORK(2)汇入行THE AGRICULTURAL BANK OF CHINA GUANGZHOUDATE: 8TH JUNEBK OF CHINAINDUSTRIAL AND COMMERCIAL BANK OF CHINA, GUANG

12、DONG BRANCH(3)发电日期8TH JUNE99071214 OCT(4)密押、汇款编 号TEST 2876A OUR REFTT200498180TT09266TEST 87593 OUR REFTT10908-04(5)汇款金额、起 息时间PLS PAYHKD34000. VALUE 8JUNE990712:50,USD31,681.00PLS PAYUSD38,000.00VALUE 14,OCT.(6)收款人PRECISION PHOTO EQUIPMENT LTD.Huayu EngineManufacturing Co. LtdGUANGDONG CEREALS OIL A

13、ND FOODSTUFFS I/EJINXING BUILDING 22 GUANGZHOUGROUP CORP(7)附言COMM UNDER S/C NO.87364Con tract GH680-23/BENVIA A/C NO.310910079BEING PROCEEDS UNDERS/C NO.CT89768(8)汇款人HONGKONG AND SHANGHAI BANKING CORPORATION LTD. HONG KONGUnited ProsperityEnterprise, Inc,Tortol; British Virgin Isla ndsWIN FOOD CO. L

14、TD.(9)头寸划拨WE HAVE CREDITEDYOUR ACCOUNT WITHUS.REIBURSE WITH BK OFNKY NYCREDITED YOUR H.O.ACCOUNT.(二) 中国农业银行广州市分行接受CHINA NATMETALS & MINERALS I/E CORP. 的汇款申请，F 2003年3月8日发送汇款电文。其中，汇入行是PO SANG BANK LTD., HONGKONG,汇出行在汇入行开立有港币存款账户，费用由受益人承担。FM: THE AGRICULTURAL BANK OF CHINA Guanqzhou BranchTO: PO SA

15、NG BANK LTD. , HONG KONGDATE： Mar,8th,2003TEST OUR REF NO. TT96785NO ANY CHARGES FOR USPAY HK Dollars 20,000.00 VALUE 8 March TOUnited TradinqCompanyHonq Konq FOR CREDITING ACCOUNT NO.MESSAGE all charqes are to be borne by beneficiaryORDER CHINA NAT. METALS & MINERALS I/E CORP.COVER please debit

16、 our account withyou(三) 中国农业银行广州市分行釆用SWIFT MT100汇款格式，将电报内容输入电 脑发送至汇入行 PO SANG BANK LTD., HONG KONG。TO: PO SANG BANK LTD., HONGKONGFM: THE AGRICULTURAL BANK OFCHINAMT100 CUSTOMER TRANSFER:20 TRANS REF NO.:32A VAL/CUR/AMOUNT:50 ORDERING CUSTOMER.TT96785_ORP._030308（起息日）HK Dollars 20,000.00_ CHINA NAT.

17、 METALS & MINERALS I/E C:52A ORDERING BANK.:53A SENDERSCORRESPONDENT BANK.：54A RECEIVER'SCORRESPONDENT BANK.THE AGRICULTURAL BANK OF CHINA :PO SANG BANK LTD., HONG KONG:56 INTERMEDIARY BANK :57A ACCOUNT WITH BANK:59 BENEFICIARY：70 DETAILS OF PAYMENT ：71A DETAILS OF CHARGES ：72 BANK TO BANK I

18、NFORMATIONUnited Trading Company Hongkong. :COMM UNDER S/C NO. CT0011-01 :all charges are to be borne by payee :_debit our our account _with you三. 信汇中的委托书和支付授权书（ ）匚出彳亍 In dustrial and Commercial Bank of China, Sha ngdong 根据 业务内容，填写支付授权书。©Date: 15 Sept., 2002：Paying Bank: Hongkong and ShanghaiBa

19、nking Corp Ltd., Hong Kong;Ref No. MT28376; ©Amount:HKD30,000.00； ©Cover: Please debit our A/C with you： ©Message: Commission under S/C NO.FB9768；Payee: Win Food Company, Ltd., Hong Kong： ©Remitter: Shangdong Cereals Oil & Foodstuffs I&E Group Corp.Industrial and Commerci

20、al Bank of ChinaShangdongPAYMENT ORDERDate:15, Sept.2002TO: Hongkong and ShanghaiBanking Corp Ltd., Hong Kong1No. of payment orderTo be paid or credited toAmount1No. MT28376Win Food Company,Ltd., Hong KongHKD30,000.001Amount in words:HK dollars thirty thousandsBv order of Shanqdonq Cereals Oil &

21、 Foodstuffs I&E Group Corp.Remarks/You are authorized to debit our account with you We have credited your A/C with us. Funds remitted to you viaIndustrial and Commercial Bank of China（二）1999年3月18日，中国银行广州分行收到中国银行香港分行信汇委托书, 中国银行广州分行按信汇委托书所示内容对其进行审核。中国银行香港分行BANK OF CHINA, HONG KONG BRANCH下列汇款，请即解付，

22、如有费用请内扣。日期：15, March, 1999 ,Guangzhou我己贷记你行账户。此致TO BANK OF CHINA, GUANGZHOUPlease advise and effect the following payment less your charges if any. In cover, we have credited your account with us.'信汇号码No. of Mail transfer收款人To be paid to金额Amount1MT992568Ruiqi Garment Co. Ltd.,Guangzhoua/c No. 34

23、568-113HKD200,000.00大写金额Amount in Words: HK Dollars Two Hundred 附言：Being Proceeds under ThousandS/C汇款人Message No. 99CC03026By order of Universal Garment Imp & ExpCo.Hong Kong中国银行香港分行BANK OF CHINA, HONG KONG(1)汇出行BANK OF CHINA, HONG KONG BRANCH(2)汇入行BANK OF CHINA, GUANGZHOU(3)收款人Ruiqi Garment Co.

24、 Ltd., Guangzhou(4)汇款人Universal Garment Imp & Exp Co.(5)汇款货币及金额HKD200,000.00(6)款项用途Being Proceeds under S/C, MessageNo. 99CC03026(7)汇款头寸划拨指示we have credited your account with us.四. 票汇中的银行即期汇票中国银行纽约分行于2002年6月1日收到Wiletecc Co., Ltd., Hong Kong提 交的汇票，按所给问题对汇票进行审核和处理。BANK OF CHINAThis draft is valid

25、for one year from the date of IssueNo.1256679Amount USD20,000.00Guangzhou 15 ? May 2002Pay to the order of W血tece Co., Ltd.,Mew Yorkthe sum of US Dollars Twenty Thousand OnlyTo Bank of China410 Madison venueBANK OF CHINAGUANGZHOUNew York110017(1)汇出行Bank of Chin a,Guangzhou(2)汇入行Bank of China,410 Mad

26、ison Avenue New York(3)收款人Wiletecc Co.,Ltd.,New York(4)汇款人No(5)汇款货币及金额U.S.Dollars Twenty Thousand Only(6)汇票的付款期限One year from the date issue(7)客户提出汇票遗失，出票行的处理要求岀具担保书，通知汇入行注销票根(8)是否是中心汇票是五. 汇款中的退汇根据汇出行和汇入行发出的退汇电文和退汇通知书，按其所示内容进行处理。(一) 退汇电文一We return herewith your Draft No. C249/7681 for USD200,000.00

27、for credit to our account 786-723987-023 Anglo International Co. and regret to advise that we are unable to deposit the proceeds to the captioned account because the name of the payee differs from our records It should read as Anglo International Co. Ltd.(二) 退汇电文二Our Draft No. 3893-987 dated 20 May

28、2002 for AUD105,000.00 for credit to Goodluck Co. Ltd., referring to the captioned item, we are in formed by the remitter that the above mentioned draft has gone ashtray In mail delivery.In this conn ecti on, we shall be much obliged if you will can cel the said draft from your records and return th

29、e relative advice of drawing to us.(三) 退汇通知书Your Remittanee receipt No. TT56343for HKD65,000 00 dated Aug 30, 2001payable to A/C No. 86754for A/C of BBB Co.with reference to the above, we return herewith the remittance receipt toyou for the following reason(s): No accountE Account closedName N A/C n

30、ot matched Insufficient detail to identifyKindly ack no wledge receipt by signing and retur ning to us the attached copy of this letter.1业务及处理退汇电文一退汇电文二退汇通知书1(1)汇款基本情况Draft No.C249/7681 for USD200,000.00 for credit to our account 786-723987-023 AngloInter national Co.Draft No.3893-987 dated 20 May 2

31、002 for AUDIOS,000.00 for credit to Goodluck Co.Ltd.,HKD65,000 00 dated Aug. 30, 2001 payable to A/C No. 86754 for A/C of BBB Co'(2)退汇理由payee differsdraft has goneAccount closed1from our recordsashtray in mail delivery'（3）退汇的银行paying bankRemitting BankRemitting Bank（4）银行的处理Return yourDraftca

32、n cel the said draft from your records and return the relative advice of drawing to usKindlyack no wledge receipt by signing and retuming to us the attached copy of this letterA.汇款的査询根据汇出行和汇入行所给查询电文和查询书，按其所示内容进行处理。（一）电文一Re: Our P.O Ref H783746 Dated Feb 20, 2000The beneficiary claims nonreceipt of t

33、he funds up todate, you are kindly requested to investigate this matter and revert by telex.（二）电文二Re: Our P.O. Ref 8976224 Dated July 10, 2001Please fur nish us with more informati on such as con tract No., the n ame of the goods and the quantity, because the beneficiary are unable to apply with the

34、 in formation give n.（三）电文三Re: Our P.O Ref J67398 Dated Nov 18, 2001Please let us learn the full address of the payee of your above payment order, as we have been unable to locate them and are holding your order pending （四）电文四Re: Our P.O Ref 563765 Dated Jan. 7, 2000If the payment has already been e

35、ffected, please forward us the payee's receipt （五）查询书一XXX BankTo:YYY BankOur 书/WTT NO.TT200498 dated 8 June 2002 for USD505,00000in favour of Kim Hwa Textiles Co” 89 London St.，SinqaporeWe refer to the above remittanee and request you to take note of the following item(s) markedXand act accordin

36、gly:n We have received your letter/cable dated The name and address of the payee are amended to read as follow: sThe remitter has informed us that the above remittanee had not yet been received by the payee upto the date If the payment has already been effected, please forward the payee s receipt to

37、 us.冈 Kindly confirm to us by maU/cable the date of payment of the remittance. 口The above DD has been return to us for cacellation. The above DD has been reported last and should be treated as can celled, please confirm that you have placed stop payment on this DD. At the request of the remitter ple

38、ase can cel the above remitta nee immediately, if unpaid and credit the amount to our account with you after deducting your charges if any, under advice to us.XXX Bank（六）查询书二XXX BankTo:YYY BankRe: Your TT999888 dated 990323 for USD8,900.00 Payable to HinqLonq Maqnetronic Co. Ltd.We refer to the abov

39、e mentioned item and would like to advise you as marked'Xbelow:口 The payment order is not properly sign ed, please con firm its regularit y. sThe amount in words and figures on the payment order differ, please con firm the correct am ount. Payment was effected on, a photocopy of the beneficiary

40、sreceipt is enclosed for your reference口 The beneficiary cannot be located at the address given, please give further informati on. Name/address of the ben eficiary is in complete, please give full details Beneficiary's name/account number does not match with that in our recordsPlease furnish us with the correct information. (The account name/number should read). The beneficiary's name differs from that in his/