信用卡介绍_英语

1、An Introduction To Credit Card Name:王艳Class:英语129Number:2021013107Definition:Credit card is a kind of non-cash transactions payment. It is a simple credit service.In according to the users credit issue, credit card is given by a bank or credit card company and financial resources. The cardholder hol

2、ds it without payment and gives the repayment in the sheet date.The credit card is issued by commercial banks to individuals and units, by virtue of it, you can consume on the special units shopping store and access to bank cash. Its a specially carrier card with consumer credit and in the form of a

3、 positive printed with the card-issuing bank name, valid number, cardholder name, etc. There are magnetic stripe and signature strip on the back. Credit cards divide into credit cards and quasi-credit cards. Generally speaking, we only refer to credit cards. Credit card can be overdraft cash and the

4、re is no grace period.How to use:Credit cards are usually limited to cardholders, if you lend it to others; generally it is used in violation of the contract.You can use it by following means:、To pay by credit card POS machineIts the most common way of credit card using. When use it, the operator sh

5、ould check the validity of the credit card and the cardholder name and other information first. Then, according to the issuer and the need, select the type of currency in payment of the POS machine, swipe magnetic stripe type credit cards magnetic stripe in the POS, or insert credit card into the ca

6、rd slot on a chip, connect bank payment gateways, such as input the corresponding amount.1.RFID machine tapWhen tap, the operator should check the validity of the credit card, the cardholder name and other information first. And then, according to the issuer and the need ,select the type of currency

7、 in payment card machine, input the corresponding amount and put the credit card not more than 10 cm above the flat on sensors. RFID signal noise from the machine after induction to the credit card, and then continue to operate procedure, after the remote payment gateway to accept information, print

8、er (if connected) will print the card payment receipt. This way is faster and more convenient than ever before. 2. Manual pressure singlePressure check before inspection works the same as the POS machine. Operator use credit card with a single pressure equipment ,it will sign your name and credit ca

9、rd number to the order, and write the amount, date and other information; then make single bank authorized special line, report card information for authorization, and you will receive the authorization code of writing, written down in the list, then the cardholder signature when confirmed. The oper

10、ator checks the signature, the credit card and signs the order for a league to the cardholder.II、Online paymentOnline payment is considered to be one of the biggest risks in several payment methods of credit cards. Online payment needs to input the card number and the valid of the credit card , sign

11、 on the back side of the number of visa CVC2 / CVV2 code/MasterCard CVC2 / Unionpay CVN2 5, online trade password, sometimes you need to input the name, web page randomly generated verification code, etc. Input is over and then submit can complete online payment.III、Television、 telephone tradeLike o

12、nline payment, they need card number, expiration date, visa CVC2 / CVV2 code/MasterCard CVC2 / Unionpay CVN2 information, etc.IV、Pre authorizationPre authorization is generally used to pay the deposit, in other words, the frozen part of the credit card quota available .The process of Pre authorizati

13、on and manual pressure sheet is similar but pre authorization requires the corresponding amount, do not require to pay and also do not need to press sheet, you just need to receive the deposit certificate issued by.The difference between credit card and debit card:1. Credit card is a payment tool wh

14、ich gives a line of credit to card holders, you can repay after consuming ;debit card is a payment tool which is provided by commercial Banks with functions of bidding simple, paying deposit before use. 2. Credit card can be overdraft; debit card cant be overdraw.3. The number of credit card is 16;

15、debit card is 19.4. Credit card users repay in full before the final repayment day, you can enjoy shopping consumption interest-free repayment period; debit card is no grace period.5. Credit card belongs to the assets of the business; debit card belongs to the liabilities.6. Credit card has anti-counterfeiting mark and Unionpay logo . (Unionpay pattern is Tiantan pattern, visa is dove. Some of them in th