标准的银行贷款合同

1、Beforre siigninng thhis CContrract, Borrroweer shhouldd reaad thhe Coontraact ccareffullyy,especciallly thhe seectioons mmarkeed wiith *, and shouuld cconfiirm tthat Borrrowerr hass no ddisaggreemment withh thee Conntracct. BANNK OFF COMMMUNIICATIIONS LOANN CONNTRACCT (Forr Meddium or SShortt Terrm

2、Woorkinng Caapitaal Looan) Loann No.: Weei Jiiao YYin 22001 Loann 6-0031Borroower: Weeifanng Fuuhua Amussemennt Paark CCo., Ltd.Addreess: Eaast EEnd oof Doong FFeng Eastt Strreet, Weiifangg CityyLegall reppreseentattive: Jiie YaangLendeer: Weeifanng Brranchh of the Bankk of CommmuniccatioonsAddreess

3、: 3558 Doong FFeng Eastt StrreetAccorrdingg to appllicabble llaws and reguulatiions of tthe PPeoplles Repuublicc of Chinna(the PRCC), the Borrrowerr andd Lennder, aftter rreachhing an aagreeementt thrroughhnegottiatiions, herreby enteer innto tthis conttractt purrsuannt too Borrroweers appllicattion

4、to Leenderr forr a wworkiing ccapittal lloan (thee Looan) Arrticlle 1. Thee Loaan1.1. Typpe off currrenccy: RRMB1.2. Loaan ammountt (fuull-fform charracteers): Fouur huundreed annd fiifty thouusandd yuaan exaactlyy. Thhe acctuall priincippal bborroowed by BBorroower shalll bee thee nummber wriittenn

5、 on the finaanciaal vooucheer isssuedd by Lendder.1.3. Loaan teerm: Julyy 24, 20001 too Junne 200, 200021.4. Thee Loaan unnder thiss Loaan Coontraact sshalll be soleely ffor iindusstriaal/buusineess usee. Boorrowwer sshalll nott divvert the fundds unnder thiss Loaan Coontraact tto anny othher ppurpo

6、ose. AArticcle 22. Inntereest RRate and Inteerestt Callculaationn2.1. Intteresst raate: 5.36625%, bassed oon 300 dayys inn a mmonthh andd 3600 dayys inn a yeaar.2.2. Durring the termm of thiss Loaan Coontraact, inteerestt mayy be channged as preescriibed by tthe PPeoplles Bankk of Chinna whhen ssaid

7、 Bankk adjjustss itss intteresst raate oor raate ccalcuulatiion mmethood, iin whhich casee Borrroweers appprovaal iss nott neccessaary. 22.3. Thee forrmulaa forr callculaatingg thee intteresst iss as folllows: Intteresst onn thee loaan = (thee preescriibed inteerestt ratte unnder thiss Loaan Coontra

8、act) x (LLoan amoount) x (actuual ddays of uuse), wheere aactuaal daays oof usse iss callculaated froom thhe daay thhe Looan iis isssuedd.2.4. Setttlemment of iinterrest undeer thhis LLoan Conttractt is to bbe caalcullatedd perr monnth. The setttlemeent ddate is tthe 220th day of eeach montth. AAll

9、pprinccipall andd intteresst shhall be ppaid in ffull on tthe dday tthe tterm of tthe LLoan exppiress. Arrticlle 3. Relleasee of fundds unnder the Loann3.1. Borrroweer maay appply for releease of ffundss undder tthe LLoan Conttractt, att onee timme orr at diffferennt tiimes, witthin the fixeed peeri

10、odd, unnder Artiicle 1.3 herreof. Howweverr, eaach ttime Borrrowerr musst maake tthe aappliicatiion tto Leenderr at leaast 33 bannkingg dayys inn advvancee.3.2. Lennder shalll haave tthe rrightt to exammine the folllowinng isssuess beffore relleasiing ffundss undder tthe LLoan and shalll deecidee wh

11、eetherr to releease fundds bassed oon reesultts off thee exaaminaationn: (1) whhetheer Boorrowwer hhas pperfoormedd alll leggallyy-reqquireed prrocedduress suuch aas obbtainning goveernmeent llicennses, appprovaals aand rregisstrattion annd otther proccedurres LLendeer maay reequirre off Borrroweer;

12、 (2) Whhetheer a relaated guarrantyy conntracct iss currrenttly iin efffectt.3.3. Lennder shalll reeleasse fuunds at oone ttime or aat diifferrent timees too Borrroweer acccordiing tto thhe Looan VVouchher; and3.4. Thee funnds rreleaase ddate and amouunt sshalll be as rrecorrded in tthe LLoan Vouuch

13、err. AArticcle 44. Reepaymment of tthe LLoan:4.1. Thee datte off reppaymeent oof prrinciipal undeer thhis LLoan Conttractt shaall bbe ass reccordeed inn thee Loaan Vooucheer;4.2. Borrroweer shhall repaay thhe prrinciipal and inteerestt undder tthis Loann Conntracct in fulll on the due datee.4.3. *Bo

14、rrrowerr herreby irreevocaably authhorizzes LLendeer, oon thhe Leenderrs oown iniitiattive, to withhdraww funnds ffrom Borrrowerrs ddepossit aaccouunt wwith the Bannk off Commmuniicatiions.4.4. Borrroweer shhall repaay prrinciipal and inteerestt in the currrencyy proovideed inn Artticlee 1.11 aboove

15、.4.5. *Borrrowerr mayy reppay tthe LLoan in aadvannce uupon apprrovall froom Leenderr. 3 Lendder hhas tthe rrightt to colllect the inteerestt forr thee perriod betwween thedate of tthe pprepaaymennt annd thhe daate oof reepaymment recoordedd in the Loann Vouucherr atthe rrate speccifieed inn thiis L

16、ooan CContrract. Arrticlle 5. *Borrrowerrs DDeclaaratiion aand WWarraantiees5.1. Borrroweer accceptts annd shhall abidde byy Lennders buusineess ssysteem, ooperaationnal praacticces, and the proccedurres uunderr thiis Looan CContrract.5.2. Borrroweer waarrannts tthat it wwill coopperatte wiith LLend

17、eer onn thee supperviisionn andd insspecttion of tthe uuse oof thhe fuunds borrrowedd undder tthis Loann Conntracct andd of the busiinesss connditiion oof Boorrowwer aand tthat it wwill prommptlyy proovidee alll finnanciial sstateementts annd reelateed maateriials needded bby Leenderr, whiich BBorro

18、ower warrrantss to be ttrue, commplette annd acccuraate.5.3. Borrroweer waarrannts tthat it wwill issuue wrritteen nooticees too Lennder uponn occcurreence or ppossiible occuurrennce oof thhe foollowwing evennts wwithiin seeven dayys thhereoof:(1) BBorroowers opperattionaal syystemm or orgaanizaatio

19、nnal fform of ppropeerty oownerrshipp is channged mateeriallly, inclludinng, bbut nnot llimitted tto, iintrooduciing tthe ppracttice of ccontrractiing, condductiing lleasiing ooperaationns, eenterring intoo joiint ooperaationns, rrestrructuuringg equuity, merrgingg witth (acquuirinng) ootherr enttit

20、iees, eenterring intoo a jjointt vennturee (coooperrativve aarranngemeent), spllittiing iinto sepaaratee enttitiees, ssettiing uup a subssidiaary, ttranssferrring titlle too proopertty, rreduccing capiital, terrminaationn or ddissoolutiion aand ffilinng foor baankruuptcyy;(2) BBorroower amennds iit

21、arrticlles oof asssociiatioon, rreplaaces its legaal rrepreesenttativve, rreducces iits rregisstereed caapitaal orr makkes mmaterrial channges iin itts fiinancces oor peersonnnel;(3) BBorroower sellls, lleasees, ttranssferss or otheerwisse diisposses oof alll orr parrt oof itts asssetss;(4) BBorroow

22、er provvidess a gguaraanty to aa thiird ppartyy, whhich willl havve a mmaterrial adveerse effeect oon itts fiinanccial posiitionn or its abillity to pperfoorm iits oobliggatioons uunderr thiis Looan CContrract;(5) BBorroower is aa parrty tto a mateeriall leggal ssuit or iits mmain asseets hhave bbee

23、n put undeer prroperrty ppreseervattion or ootherr ordders;(6) TThe ffinannciall possitioon off Borrroweer haas unnderggone a maateriial cchangge orr tthe vvaluee of colllaterral hhas bbeen markkedlyy redducedd; annd(7) BBorroower expeeriennces otheer maatterrs whhich willl prooducee a mmaterrial ad

24、veerse eeffecct onn itss finnanciial pposittion or aabiliity tto reepay its debtt. 4 Arrticlle 6. Othher CContrractuual IItemss:6.1. Upoon aggreemment by bboth partties, thiis Looan CContrract willl beccome effeectivve upoon thhe afffixiing oof thhe offficiial LLoan seall aftter aauthoorizaationn fr

25、oom thhe Lennders leegal reprresenntatiive. AArticcle 77. * Evventss of Defaault7.1. Anyy of the folllowinng evventss shaall bbe coonsidderedd a ddefauult uunderr thiis Artticlee:(1) BBorroower misaapproopriaates loann funnds;(2) BBorroower is ddelinnquennt inn itss reppaymeent oof thhe prrinciipal

26、or iinterrest;(3) BBorroower or gguaraantorr reffusess norrmal finaanciaal orr opeeratiionall ssuperrvisiion bby Leenderr, orr Borrroweer orr guaaranttor pproviides falsse fiinanccial sstateementts orr assset aappraaisall repportss;(4) BBorroower or gguaraantorr is invoolvedd in illeegal actiivitiie

27、s;(5) TThe llegall reppreseentattive or pprimaary mmanaggemennt peersonnnel of BBorroower or gguaraantorr is invoolvedd in a crriminnal ccase; or(6) BBorroower expeeriennces any of tthe eeventts reequirring notiificaationn lissted in AArticcle 55.3, and suchh eveent aaffeccts BBorroowers abbilitty t

28、oo reppay ddebt.7.2. In the evennt off eveents of ddefauult, Lendder hhas tthe rrightt to takee thee folllowiing sstepss:(1) SStop provvidinng looan ffundss thaat Boorrowwer hhas nnot yyet uused;(2) UUnilaateraally decllare all prinncipaal allreaddy leent uunderr thee Loaan Coontraact tto bee duee a

29、heead oof thhe coontraact ddue ddate and requuire Borrrowerr iimmeddiateely tto reeturnn thee priincippal aand ppay aall iinterrest due; andd(3) TTake otheer reemediies aas prrovidded bby apppliccablee lawws annd reegulaationns. Artticlee 8. Defaault Liabbilitty:8.1. Lennder willl imppose penaalty i

30、nteerestt andd commpounnded inteerestt acccordiing tto thee reggulattionss of the Peoppless Bannk off Chiina iin thhe evvent thatt Borrroweer hass nott fullly rrepaiid thhe prrinciipal or iinterrest undeer thhe Looan CContrract in a ttimelly maannerr, orr faiils tto usse thhe Looanss funnds aas prro

31、vidded bby thhis LLoan Conntracct. TThe ddefauult iinterrest ratee forr a fforeiign eexchaange loann shaall bbe _ oover and abovve thhe orriginnal iinterrest ratee.8.2. *For the recooveryy of the prinncipaal, iinterrest, pennaltyy intteresst, commpounnded inteerestt andd othher ffees unpaaid bby Boo

32、rrowwer, Borrrowerr herreby irrrevoccablyy autthoriizes Lendder tto wiithdrraw ffundss froom itts acccounnt wiith tthe Bannk off Commmuniicatiions. 5 AArticcle 99. Otther Clauuses:9.1. *Any disppute conccerniing tthis Loann Conntracct iss undder tthe jjurissdicttion of thee loccal ppeoplles courrt whhere Lendder iis loocateed.9.2. Thee Loaan Vooucheer