《理财规划》课程教学大纲模版英文版

1、Syllabus of Financial planningCourse Name： Financial planning Course Code： Credits： 2 Total Credit Hours： 32 Lecture Hours： 26 Experiment Hours： 0 Programming Hours： 6 Practice Hours： 0Total Number of Experimental (Programming) Projects 3 , Where, Compulsory ( 3 ), Optional ( ).School： 08 School of

2、business Target Major：Finance、Course Nature & AimsFinancial planning is a relatively new course and has become one of the backbone courses of finance major. It is an independent course of finance major, which is one of the main courses in the training program of finance major. This course focuses on

3、 the combination of theory and practice, that is, students need to master basic theoretical knowledge, but also through practical teaching, to enhance students practical ability of this course. In the course of teaching, theoretical methods and applied cases are integrated. For theoretical methods,

4、teaching process is emphasized, and for practical cases, students are mainly guided to combine with practical analysis. This course combines teaching software to make the process of financial planning more intuitive, with an emphasis on practice and application.、Course Objectives 1. Moral Education

5、and Character Cultivation. By learning financial planning theory in the course, I have a comprehensive understanding of financial planning knowledge. Through the explanation of the process and practice of financial planning and the analysis of relevant theories, we can understand how financial plann

6、ing can adapt to the needs of financial planning in the development process of our country, and help students to establish scientific thinking methods, face challenges bravely in financial planning and accurately grasp the will of customers. From financial planning disciplines perspective, the role

7、of development of Chinas innovation drive with outstanding contributors work as the carrier, the socialist core values education into the teaching content and teaching process each link, highlight the value guidance, knowledge and ability training and help students recognize the historical law, accu

8、rately grasp the basic national conditions and master the scientific world outlook and methodology, set up the correct world outlook and values.2.Course ObjectivesThrough the study of this course, students qualities, skills, knowledge and abilities obtained are as follows：Objective 1. Through the te

9、aching of this course, students should understand the basic application scope of financial planning, master the basic steps of analyzing problems in financial planning, and be able to analyze economic data with software to explore the law of reflecting problems behind the data. （Corresponding to Cha

10、pter 1.2 supporting for graduation requirements index1-2）Objective 2. Specific should firmly grasp the investment planning, education planning, housing planning, insurance planning, retirement planning, tax planning and other financial planning procedures and implementation steps and information fee

11、dback. （Corresponding to Chapter 3、4、5、6、7 supporting for graduation requirements index 2-2， 6-1， 10-1，11-2，11-3）Objective 3. According to the characteristics and practical requirements of the subject, financial planning course not only teaches students professional theoretical knowledge, but also r

12、equires students to learn how to combine theory with practice, analyze specific cases, and put forward the ability of reasonable planning. To achieve the ultimate goal of synchronizing the cultivation of students technical ability, financial investment thinking and financial professional ethics to a

13、 greater extent.（Corresponding to Chapter 8,9,10 supporting for graduation requirements index 4-1，4-3，10-3，12-1）3. Supporting for Graduation RequirementsThe graduation requirements supported by course objectives are mainly reflected in the graduation requirements indices 1-2、2-2、4-1. , as follows:Su

14、pporting for Graduation RequirementsCourse ObjectivesGraduation RequirementsIndices and Contents Supporting for Graduation RequirementsTeaching TopicsLevel of Support IndicesContentsObjective 11. Literacy in basic valuesIndex 1-2:1-2. Establish firmly a positive outlook on the world, life and truth.

15、Chapter1、2M Objective 22.Comprehensive knowledge ability10.Professional competence11. Social adaptability2-2.10-1.11-3.2-2. Understand the core concept of finance and its substantive areas, and perform ordinary business analysis and functions.10-1.Construct proprietary architectonic systme of financ

16、e through a thorough understanding of financial knowledge.11-3. Adapt to the ever-changing environment of financial theory and practice and keep pace with the developmentChapter3、4、5、6、7HObjective 34：Practical application ability10：Professional competence12：Career development ability4-1.4-3.10-3. 12

17、-1.4-1. Use flexibly the acquired professional knowledge in financial practice.4-3. Apply principles of modern finance and economics as well as analytical tools to cope with practical challenges while conducting scientific research.10-3.Build wide-ranging professional expertise and enhance professio

18、nal ability in analyzing and solving problems through their own body of knowledge.12-1. Master the professional theories and knowledge of finance, management, economics, and trade related to finance, which pave the way for future career development.Chapter7、8、9、H、Basic Course Content Chapter 1 overv

19、iew of financial planning (supporting course objectives 1)1.1 Nature and content of personal finance1.2 Origin and development of personal finance1.3 Qualification identification of financial planners Teaching Requirements: Through this learn and grasp the concept and types of personal finance, gras

20、p the essence of personal finance, understand the origin and development of personal finance, understand the main content of personal finance, familiar with the process of personal finance major, financial planning work, the basis of the understanding of the process and the development of personal f

21、inance in our country the status quo of personal finance, understand the financial planner vocational qualification and declare conditions, have the basic framework of personal financial planner theory knowledge, provide knowledge reserve for the internship in the future.Key Points：Nature and conten

22、t of personal financeDifficult Points：Understand the nature of personal financeChapter 2Financial planning calculation basis (supporting course objectives 12.1 The meaning of time value of money2.2 Calculation of basic variables of currency time value2.3 Application of financial calculation toolsTea

23、ching Requirements: Through this learn, to grasp the concept of time value of money, and understand the reasons for the formation of the time value of money and form of expression, learn to the calculation of compound interest the final value and annuity final value, present value and the calculatio

24、n of the pension annuity present value of a particular compound interest calculation method, familiar with financial calculator and look-up table method, the application of computational tools such as financing, to master all kinds of calculation methods of the time value of money, and achieve maste

25、ry through a comprehensive used in financial calculations.Key Points：Calculation of basic variables of currency time valuDifficult Points：Calculation of basic variables of currency time valuChapter 3 Personal finance and budget management (supporting course objectives 2)3.1 Personal financial manage

26、ment and cash planning3.2Personal financial statements3.3 Personal budget Complete experimental (programming) project 1(Optional): xxxxTeaching Requirements: Through this chapter, I will understand the characteristics of personal financial management and family life cycle, and master the contents an

27、d tools of cash planning. Familiar with the basic principles of personal or family financial management, familiar with personal or family financial management content, master the preparation and analysis of the individual or household balance sheets, grasp the cash flow statement preparation and ana

28、lysis of individual or family, mastering the personal or family financial budget establishment method, grasps personal budget compilation and adjustment method.Key Points：Personal financial statements, personal budget preparationDifficult Points：Preparation of personal financial statementsChapter 4

29、Investment planning (supporting course objectives 2)4.1 Overview of investment planning4.2 Customer information collection and sorting4.3 Investment instruments4.4 Investment consulting work flowTeaching Requirements: Through this learn and understand the investment planning process, grasp the inves

30、tment planning and preparation work, familiar with customer information collection process and existing investment situation for the customer to collect way, familiar with existing clients data analysis methods, to distinguish the customer maturity and risk propensity, familiar with the investment t

31、ools, understand all kinds of risk and return characteristics of investment planning tool, to grasp the method of customers the best configuration of existing assets, understand investment advisory work flow, familiar with the investment return and risk measure.Key Points：Customer information collec

32、tion and sortingDifficult Points：Investment vehicle allocationChapter 5 Educational planning (supporting course objectives25.1Basic knowledge of education planning5.2 Steps of education planning5.3 Educational planning toolsTeaching Requirements: Through this learn, be familiar with the process of c

33、hildren education plan, familiar with the importance of children education investment planning, familiar with the characteristics of their childrens education investment planning, to understand the status quo of Chinas current education investment planning, familiar with the education investment pla

34、nning steps, to understand their childrens education principle and function of investment planning, master of education investment planning, familiar with their childrens education planning tools, familiar with all kinds of the characteristics of education planning tools, have ability to provide cus

35、tomers with perfect education planning.Key Points：Steps of educational planningDifficult Points：educational planning tool selectionChapter 6 Housing planning (supporting course objectives 2)6.1 Real estate planning concept and its process6.2 Choice of buying or renting6.3 Housing purchase planning6.

36、4 Housing loan planningTeaching Requirements: Through this learn and understand the meaning and aim of estate planning, familiar with real estate planning principle and process, master the methods of buying and renting decision-making, and understand the factors that influence the decision to unders

37、tand purchase goal, understanding determine the financing plan of purchase after the goal, to master according to the affordability of housing planning, grasp the total prices estimate the affordability of housing planning, master planning, retirement with house, and in house to rent the room planni

38、ng approach, to understand the difference between different ways of loans, to grasp an equal the difference between the law of reimbursement of principal and method of repayment of principal and interest waiting for the foreheadKey Points：Purchase or rent the choice, purchase planning, housing loan

39、planningDifficult Points：Housing planningChapter 7 Insurance planning (supporting course objectives 2)7.1 Personal risk management and insurance7.2 Personal finance and insurance products7.3 Insurance planning practiceTeaching Requirements: Through this learn and understand the definition of risk, r

40、isk factors, familiar with the classification of risk, to understand the relationship between risk and insurance, insurance definition, characteristics, the characteristic of different insurance danger to plant, familiar with life insurance products, familiar with the property insurance products, un

41、derstanding the principles of insurance plan, understanding the role of insurance planning in personal finance, familiar with insurance planning process, to grasp the method of insurance demand analysis, to master the main steps of insurance planning, can accurate to analyze insurance customer requi

42、rements, make the insurance planning.Key Points：Insurance planning practiceDifficult Points：Insurance planning practiceChapter8Retirement planning (supporting course objectives 3)8.1Retirement planning overview8.2Retirement planning and social security8.3 Retirement planning practiceTeaching Require

43、ments: Through this learn and understand the definition and importance of retirement planning, familiar with the importance of retirement planning, grasp the factors that affect the retirement planning, understanding of the risks and retirement planning principle, understand the definition of the so

44、cial security system, to grasp the composition and the content of the social security system, mastering the pension for calculation, grasp the retirement planning process, have according to the customer data to set up the perfect pension planning ability. Key Points：Composition of social security sy

45、stem and specific content, retirement planning processDifficult Points：retirement planning processChapter 9 Tax planning (supporting course objectives 3)9.1 Basic knowledge of taxation9.2 Calculation of individual income tax9.3 Contents and steps of tax planning9.4 Basic methods of tax planning9.5 I

46、ndividual tax planning practicesTeaching Requirements: Through this learn, to know the concept and categories of taxes, to understand the concept, elements and characteristics of individual income tax and individual income tax of project, grasp the comprehensive tax of individual income tax law and

47、withholding tax calculation, familiar with tax calculation, different categories, familiar with the contents and steps of personal income tax, tax planning, understanding the causes of personal tax plan, understanding the principles of personal tax planning, familiar with individual tax planning ste

48、ps, familiar with the basic content of personal tax planning, master the personal tax planning practice.Key Points：The basic method of tax planning and the practice of individual tax planningDifficult Points：Individual tax planning practiceChapter 10 Financial planning practice (supporting course ob

49、jectives 3)10.1 Financial planning process10.2 Preparation of financial planning proposalTeaching Requirements: Through this learn, be familiar with the process of financial planning, the use of related cases, such as CCB customer Mr Zhang jianguo pension asset allocation case and so on, the compreh

50、ensive application of the nine principles of personal finance, comprehensive financial management case, analysis, preparation of financial statements analysis, investment planning, housing, education planning, insurance planning, retirement planning, tax planning in the application of integrated cas

51、e such as planning, grasp the financial planning proposal writing practice.Key Points：Financial planning process, financial planning proposal preparationDifficult Points：Financial planning proposal writing、Table of Credit Hour DistributionTeaching ContentIdeological and Political Integrated Lecture

52、HoursExperiment HoursPractice HoursProgramming HoursSelf-study HoursExercise ClassDiscussion Hours1Overview of financial planning32Financial planning calculation basis23Personal finance and budget management24Investment planning25Education planning36Housing planning37Insurance planning28Retirement p

53、lanning39Tax planning210Financial planning practice211practice6Course summary2Total266Sum32、Summary of Experimental (Programming) Projects No.Experiment (Programming) NameExperiment (Programming)HoursExperiment (Programming)TypeAbstractCourse TypeSupporting Course Objectives1Education planning, Hous

54、ing planning2comprehensiveFirst of all, I will understand the relevant laws and regulations of education planning and housing planning and the specific financial data and expectations of the clients. By combining with the current economic situation and future development, I will judge the achievemen

55、t of the clients expected goals Body requirements and make corresponding plans.Compulsory2、32Investment planning, insurance planning, pension planning2comprehensiveFirst of all, I will understand the relevant knowledge points of various planning needs, customers own needs and family conditions, etc.

56、 Then I will put forward investment plans, insurance plans, pension fund raising, and comprehensive plans.Compulsory2、33Tax planning, comprehensive planning2comprehensiveUnderstand the current tax policy, formulate a plan to enable the customer to reach Tax minimization. Finally, for the previous pl

57、anning scheme, to verifyCompulsory2、3、Teaching Method This course is mainly taught by the teacher, supplemented by self-study and homework based on relevant materials of the course. The teaching process should be flexible to use blackboard writing and multimedia teaching, strengthen the interaction

58、between teachers and students, and pay attention to heuristic teaching.、Course Assessment and Achievement Evaluation Assessment Methods： Non-ExaminationExamination Formats：Open-bookGrading Methods： Five-level SystemCourse Assessment Content, Assessment Format and Supporting Course ObjectivesCourse Objectives（Indices）Assessment ContentAssessment Formats and Proportion（）GradingClassroom QuestioningAssignment EvaluationRoutineTestExperiment ReportTermReportTermPaperMidterm ExamFinal Exam