2023年度银行招聘之银行招聘综合知识押题练习试题A卷含答案

2023年度银行招聘之银行招聘综合知识押题练习试题A卷含答案

单选题（共57题）1、软件是（）。A.所有程序的统称B.所有技术文档资料的统称C.所有保存在软盘上的程序的统称D.所有程序及相关文档资料的统称【答案】D2、___somemistakes,Ifailedtogetthepromotion.A.BecauseB.OwingtoC.ForthesakeofD.Thanksto【答案】B3、资料：2014hasbeenalandmarkyearforAlibaba.Justlastweek,theChinesee-commercejuggernautsetaworld-recordsellingUS$9.3Billionworthofgoodsin24hoursonSinglesDay.Afewmonthsback,Alibabaclaimedthetitleoftheworld'sbiggestIPO,raisingUS$25BillionontheNYSE.ThingswillonlygetbiggerforAlibaba.A.ItannouncedthattheywouldimportmoreAustralianproductsintoChinaB.ItannouncedthattheywouldpromotethetradebetweenChinaandAustraliaC.ItannouncedthattheywouldintroducemoreAustralianproductstoChineseonlineconsumersD.ItannouncedthattheywouldbringmoreChinesegoodsintotheAustralianmarket【答案】C4、WangHongspeaksEnglishverywell.A.IhopesoB.IhopenotC.IthinksoD.Idon’tthinkso【答案】C5、金融市场按交易性质可划分为()。A.发行市场和流通市场B.国际金融市场和国内金融市场C.有形金融市场和无形金融市场D.拆借市场和贴现市场【答案】A6、AkiraNakayama____delaythefilmingofhisdocumentaryintherainforestwhenhisequipmentdidnotarriveonschedule.A.hastoB.hadtoC.havingtoD.willhaveto【答案】B7、资料：Business,academicandcivicleadersinCambridgehavewarnedthatoneofBritain’smajoreconomicgrowthcitiesisunderthreatunlessthegovernmentactsquicklytorestoretrustpost-Brexit.A.TocreatemorejobpositionsforforeigntalentsB.TocomfortexistingforeigntalentsC.ToattractnewtalentsD.Tostimulatelocaleconomy【答案】B8、Mosteconomicdata,____regardinghiringispositive.A.completelyB.exclusivelyC.particularlyD.specifically【答案】D9、资料：Thehopflowerhasbeenusedinbeer-makingatleastsincetheeighthcentury.Traditionallyitwasapreservative,butitalsoimpartsflavor.Tosome,thetasteisbitterandunpalatable,andthusmanybrewersuseonlyminimalamounts.But,dependingonvariety,growingconditions,andotherfactors,hopscanimpartarangeofflavorsthatconnoisseurssayrivalsthatofwinegrapes.Startinginthenineteen-seventies,smallbrewersontheWestCoastbegandramaticallyuppingtheamountofhopsintheirbrews.OneoftheirmostpopularproductswastheIndiapaleale,orL.P.A.,abrewthathasbeenaroundsincethelateeighteenthcentury.ThestorygoesthatnecessitydrovetheBritishtoaddlargequantitiesofhopsinordertopreservethebeertheyshippedtoIndia,toquenchthethirstoftheSahibsmanagingtheEmpirethere.A.BecauseconnoisseurssaiditsflavorrivalsthatofwinegrapesB.BecausethereweredifferentvarietiesC.BecauseithelpedpreservebeerD.Becauseonlysomepeopledidn’tlikethetaste【答案】A10、资料：Globalbusinesstraveltopped$1.2trillionandisexpectedtoreach$1.6trillionby2020,accordingtonewresearchbytheGlobalBusinessTravelAssociation（GBTA）,anassociationrepresentingtheinterestsofcorporatetravelmanagers.What’smoreChinahasnowsurpassedtheU.S.asthelargestbusinesstravelmarketintheworld,ringingup$291billionlastyear.A.AirbnbserviceinusagedoubledinrecentfiscalyearB.BusinessmencutcostbyusingAirbnbserviceC.SharingeconomicisabouttotaketheleadD.Airbnbsucceedsincompetingwithtraditionalaccommodationchannelstoattractlongerstays【答案】D11、资料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessorieswholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoveratpricesunder$10.A.defeatB.loseC.stepD.damage【答案】A12、Passage10A.takesawaybabies’appetiteB.distractschildren'sattentionC.slowsdownbabies’verbaldevelopmentD.reducesmother-childcommunication【答案】D13、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。A.ForeignentrepreneursB.JobseekersC.FreshgraduateD.Companyemployees【答案】A14、资料：MemoA.YourBestFitnessPlanB.GreenEatsC.TheOlymplan’sCookbookD.ThePharaoh’sLives【答案】B15、同业往来科目属于()科目。A.资产负债共同类B.资产类C.负债类D.损益类【答案】A16、关于国民生产总值的说法，正确的是（）。A.它是一国在每年年底时全部最终产品与劳务的市场价值的总和B.它是一定时期各部门生产的产品或劳务的市场价值的总和C.它按支出法核算由消费支出、私人投资、政府购买与出口四部分构成D.它按收入法核算由生产要素收入与非生产要素收入两部分构成【答案】D17、列宁说过“没有革命的理论，就不会有革命的运动”。这句话的哲学含义是（）。A.哲学对经济、政治有着决定性的作用B.哲学是社会变革的先导C.哲学指引人们追求美好的未来D.哲学反映了时代的任务和要求【答案】B18、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。A.ItrequiresyoutoexchangefavorstogetthingsdoneB.ItistheartformofbriberyinthebusinessC.ItinvolvesmoneyandpowerD.Itmeansconnectionsorrelationshipamongfamilymembers【答案】A19、资料：Becauseofthebiochemicalreactionsinyourbodythatoccurwitheverytypeoffoodyoueatonadailybases,somefoodsageyoufasterthanyourrealage,whileotherfoodshelptofightaging.A.theprefaceofabookB.anexcerptfromapaperonhealthC.abookreviewD.promotionalmaterialsforabook【答案】B20、Passage7A.WhentheytakedecisionshortcutsB.WhentheyhelpotherstomakedecisionsC.WhentheyhavemajordecisionstomakeD.Whentheyhaveadviserstoturnto【答案】B21、我国商业银行的核心资本包括（）。A.实收资本、资本公积、盈余公积、未分配利润B.实收资本、资本公积、呆账准备金、长期债务C.实收资本、未收资本、重估资本、未分配利润D.资本净值、资本盈余、未分配利润、呆账准备金【答案】A22、垄断竞争的市场结构主要特征是（）。A.产业集中度较低B.产品无差别C.进入和退出壁垒较低D.他介于完全竞争和完全垄断之间，且偏向于垄断【答案】A23、Shewouldratherthatherhusband___travelduringthebadweather,butheinsiststhathereturnhometoday.A.donotB.notC.mustnotD.didnot【答案】D24、通常，“瘦狗类”业务的特征是（）。A.市场增长率高，相对市场占有率低。B.市场增长率低，相对市场占有率高C.市场增长率高，相对市场占有率高D.市场增长率低，相对市场占有率低【答案】D25、Althoughsomeoftheseprojectshavebeenrecentlycompleted，themajorityofprojectswill______inthefallof2019.A.initiateB.originateC.manipulateD.commence【答案】D26、资料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.A.morethanB.lessthanC.thesameasD.notcomparablewith【答案】C27、中国半殖民地半封建社会开端于（）。A.鸦片战争B.马关条约C.辛丑条约D.百日维新【答案】A28、Thereisanotepinnedtothedoor（）whentheshopwillopenagain.A.sayingB.saysC.saidD.havingsaid【答案】A29、资料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda“close.”Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.A.MostbusinesspeopleseepersuasionasastraightforwardprocessB.UnlikemostbusinesspeopleeffectivepersuadersarewillingtoadjusttheiropinionsandhearfromothersC.Effectivepersuadersareopen-mindedD.Mostbusinesspeoplearemoreassertiveintheirpersuasionwhileeffectivepersuadersaremorefriendly【答案】B30、Haveyoueverpaidyourkidforgoodgrades？Haveyoudriventoschoolto______aforgottenassignment？Haveyoudoneacollegestudent’slaundry？A.dropoffB.makeupC.takeoverD.fillin【答案】B31、（）,heisappointedasthemanager.A.BeamaneversoyoungB.SoyoungasamaneverisC.NomatterheisyoungD.Amaneversoyoung【答案】A32、“东施效颦”原比喻不根据具体条件，盲目模仿别人，结果适得其反。现泛指模仿者的愚蠢和可笑。这一成语出自（）。A.《孟子》B.《庄子》C.《论语》D.《红楼梦》【答案】B33、资料：SingaporeAirlinesplanstointroduceinflightmobilephoneandinternetaccessinMaythisyear,beginningwithitsflagshipAirbusA380fleet.A.SingaporeAirlinestochargehighinternationalroamingratesB.SingaporeAirlinestoofferdifferentpricingmodelsforinflightmobileandInternetservicesC.SingaporeAirlinestounveilskyhighnetD.SingaporeAirlinestoconductonlinesurvey【答案】B34、Ihearmanyparentssayingthattheirteenagechildrenarerebellion.Iwishitwereso.Atyourageyououghttobegrowingawayfromyourparents.Youshouldbelearningtostandonyourowntwofeet.Buttakeagoodlookatthepresentrebellion.Itseemsthatteenagersarealltakingthesamewayofshowingthattheydegreewiththeirparents.Insteadofstrikingoutbravelyontheirown,mostofthemaretryingtoseizeatoneanother’shandsforsafety.A.becomedifferentfromothersinasmanywaysaspossibleB.findone’srealselfC.getintotherightreasonandbecomepopularD.rebelagainstparents【答案】B35、记账以后，如果发现记账凭证和账簿记录的金额有错误(所记金额小于应记的正确金额)，而应借、应贷的会计科目没有错误，应用()进行更正。A.蓝字更正法B.红字更正法C.补充登记法D.划线更正法【答案】C36、Recently,XiangningstartedtocommunicatewithMike,thecontactpersonofMonsell.A.perfectB.moreperfectC.mostperfectD.perfectest【答案】A37、Thecustomerwantedtogetarefund,becausethepurchasedmerchandisewasneithergoodinquality（）price.A.orB.norC.forD.but【答案】B38、Theorphanageisjustoneofher___causes.A.phoneticB.philanthropicC.prevalentD.lunatic【答案】B39、计算机局域网的英文缩写是（）。A.lANB.WANC.InternetD.WWW【答案】A40、Someprizesareawardedtotechnologythat,afterlaterreview,justdoesn’tseemto______well.A.turndownB.turnupC.turnoutD.turnin【答案】C41、Ifyou（）tobookameetingroom,pleaseseeMs.Liuatthefrontdesk.A.havelikedB.werelikedC.wouldlikeD.hadliked【答案】C42、“某甲是有罪的”与“某甲是无罪的”这两个性质判断之间是（）。A.反对关系B.矛盾关系C.差等关系D.下反对关系【答案】B43、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格局，呈现稳中有升的态势。A.银行间外汇市场B.同业拆借市场C.票据市场D.债券市场【答案】A44、Ifyou____thetriggerofagunreallyhardandreallyfast,itdoesn'tfireanyfasterorharderthanifyoujustsqueezeditgently.A.condenseB.squeezeC.obtainD.lost【答案】B45、科学发展观的基本要求是（）。A.发展B.以人为本C.全面协调可持续D.统筹兼顾【答案】C46、投资一笔国债，5年期，平价发行，票面利率为12.22%，单利计息，到期一次还本付息，则该债券的到期收益率是（）。A.9%B.11%C.10%D.12%【答案】C47、TheFIFAWorldCupsoccerchampionshipinRussiaisthemostcostlyeverheld。Now，expertsquestionwhethertherewillbeagood______fortheRussiantaxpayer。A.responseB.refundC.returnD.report【答案】C48、投资银行的最核心业务之一是（）。A.证券经济与交易业务B.收购兼并业务C.风险投资业务D.证券发行与承销业务【答案】D49、Anin-depthunderstandingofthisemergingphenomenonrequiresnotjusttheconsiderationofquantitativestudies,butthe______ofselectedquantitative,qualitativeandmixed-methodstudydesigns.A.collectB.poolingC.poolD.poll【答案】C50、下列关于外汇科目的说法中，正确的是（）。A.“外汇买卖”科目本身属于资产性质B.“外汇买卖”科目本身属于负债性质C.“外汇买卖”科目是一个实体性质的科目D.“外汇买卖”科目仅仅起本外币转账中平衡借贷关系的作用【答案】D51、关于国际收支，下列说法正确的是（）。A.国际收支反映的内容是以货币记录的交易B.一国的领事馆在所在国的消费不计入国际收支C.国际收支记录的是一国居民间的交易D.依据交易双方的国籍可以判定该项交易是否应包含在国际收支的范围内【答案】A52、—堆泥土，甲单独搬运要20天，乙单独搬运要10天。若甲先搬运一天，然后乙接替甲搬运一天，再由甲接替乙搬运1天……两人如此交替工作，那么搬运完这堆泥土共需（）天。A.13B.14C.15D.16【答案】B53、DespitehisCatholicbackground,Kennedyalsobecameastrongadvocateof_____rightsandlater,asupporterofsame-sexmarriage.A.wasteB.removalC.autonomyD.abortion【答案】D54、Happinessissubjective，andonethatwemaynotbeabletoaccurately______acrossallcountries.Butthatobviouslyisn’tgoingtostopanyonefromtrying。A.tryB.trackC.divideD.follow【答案】B55、中央银行可以通过以下哪项政策来收缩货币？（）A.下调存款准备金率B.从公开市场买进证券C.上调再贴现率D.增加财政支出【答案】C56、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。A.positiveB.sarcasticC.skepticalD.objective【答案】D57、IthinkIhadatleastabilliontests,including（）inwhichtheycutoutapieceofmusclefrommylegandlookedatitunderamicroscope.A.thatB.theoneC.itD.one【答案】D多选题（共14题）1、商业银行保持现金资产的目的有（）。A.保持清偿性，满足客户提存B.实现盈利需要C.满足法规要求D.保持流动性【答案】AD2、直线职能制是最常见的组织结构类型之一。直线职能制组织结构的缺点有（）。A.各部门的横向协调较差B.容易多头领导C.适应性较差D.缺乏信息交流【答案】AC3、当消费者处于均衡状态时（）。A.消费者可通过改变商品组合使效用增加B.消费者实现了效用最大化C.消费者在既定收入和商品价格下得到了最大满足D.消费者能够透过增加某种商品的消费来最大化效用【答案】BC4、树立和落实科学发展观，同大兴求真务实之风之间的关系是（）。A.树立和落实科学发展观，同大兴求真务实之风，是内在统一的B.各级党委、政府和领导干部都要把树立和落实科学发展观作为求真务实的着力点C.用求真务实的作风来树立和落实科学发展观D.在树立和落实科学发展观中坚持求真务实【答案】ABCD5、()业务是中央银行作为“政府的银行”功能的具体表现。A.向政府放款B.向政策性银行放款C.代理国库D.经营国际储备【答案】ACD6、实施价格歧视的基本条件包括（）。A.市场能够有效地隔离开B.必须有可能根据不同的需求价格弹性划分两组或者两组以上的购买者C.生产者必须要达到一定的规模D.不同市场上企业的边际收益相等【答案】AB7、信用社Et常出纳业务使用的印章有（）。A.个人名章B.公章C.现金收讫章D.现金付讫章【答案】ACD8、现在我国银行基本开立的信用证业务种类有（）。A.不可撤销的信用证B.可撤销的信用证C.光票信用证D.跟单信用证【答案】AD9、以下说法正确的是（）。A.“防卫型”股票对市场波动很敏感B.“进攻型”股票对市场波动很敏感C.如果市场起动，最好持有“进攻型”股票D.如果市场回落，最好持有“进攻型”股票【答案】BC10、“唐宋八大家”，即唐宋时期八个最著名的散文家，下列属于八大家的有（）。A.刘禹锡B.欧阳修C.苏洵D.曾巩【答案】BCD11、云计算（cloudcomputing）是一种基于因特网的超级计算模式，在远程的数据中心里，成千上万台电脑和服务器连接成一片电脑云，云计算的特征有（）。A.虚拟化B.按需自助服务C.资源使用计量D.弹性伸缩【答案】ABCD12、影响一国出口贸易的因素主要有（）。A.汇率水平和利率水平B.自然资源的丰裕程度C.国际市场需求水平和需求结构D.生产能力和技术水平【答案】BCD13、下列关于我国商业银行理财市场现状的说法中，正确的有（）。A.信托理财集合资金用于贷款可能引发潜在风险B.对客户风险提示及信息披露不充分C.熟悉国际交易规则的专业人才较为充足D.金融机构在理财产品的营销上缺乏