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SystemsThewaymanagerscollectivelybehavewithrespecttouseoftime,attention,andsymbolicactionsThepeopleintheorganization,consideredintermsofcorporatedemographics,notindividualpersonalitiesTheorganizationchartandaccompanyingbaggagethatshowwhoreportstowhomandhowtasksarebothdividedupandintegratedThoseideasofwhatisrightanddesirable(incorporateand/orindividualbehavior)whicharetypicaloftheorganizationandcommontomostofitsmembersTheprocessesandproceduresthroughwhichthingsgetdonefromdaytodayAcoherentsetofactionsaimedatgainingasustainableadvantageovercompetitionStrategyCapabilitiespossessedbytheorganizationasawholeasdistinctfromtheindividuals.SomecompaniesperformextraordinaryfeatswithordinarypeopleSkillsStaffStyleSharedValuesStructureAcoherentsetofactionsaimedatgainingasustainableadvantageovercompetitionThoseideasofwhatisrightanddesirable(incorporateand/orindividualbehavior)whicharetypicaloftheorganizationandcommontomostofitsmembersTheorganizationchartandaccompanyingbaggagethatshowwhoreportstowhomandhowtasksarebothdividedupandintegratedThewaymanagerscollectivelybehavewithrespecttouseoftime,attentionandsymbolicactionsTheprocessesandproceduresthroughwhichthingsgetdonefromday-to-dayThepeopleintheorganization,consideredintermsofcorporatedemographics,notindividualpersonalitiesSkillsSharedvaluesStrategyStaffStructureSystemsCapabilitiespossessedbytheorganizationasawholeasdistinctfromtheindividuals.SomecompaniesperformextraordinaryfeatswithordinarypeopleStyleStyleStructureStaffStrategySystemsSkillsSharedvalues
AcoherentsetofactionsaimedatgainingasustainableadvantageovercompetitionThoseideasofwhatisrightanddesirable(incorporateand/orindividualbehavior)whicharetypicaloftheorganizationandcommontomostofitsmembersTheorganizationchartandaccompanyingbaggagethatshowwhoreportstowhomandhowtasksarebothdividedupandintegratedThewaymanagerscollectivelybehavewithrespecttouseoftime,attentionandsymbolicactionsTheprocessesandproceduresthroughwhichthingsgetdonefromday-to-dayThepeopleintheorganization,consideredintermsofcorporatedemographics,notindividualpersonalitiesCapabilitiespossessedbytheorganizationasawholeasdistinctfromtheindividuals.SomecompaniesperformextraordinaryfeatswithordinarypeopleC螺o稿m喂m俩i品t押m陵e坏n凉tC爆a似p概a筝b梁i斩l窑i氏t阔yC装o罢n纺v元i维c倦t阿i桑o公nC喜o粒u诞r悉a汤g阔eE替n怜a碎b泉l沟i羽n败gd斯e乐v夹i裙c兔e耍sI会n尾d陪i码v甚i淡d讨u坊a级la猴c示t红i会v刃i液t暑yC条h睛a宗n驼g通ev乘i据s塌i止o链nC考h苗i孝e圾fe诞x慨e铅c替u断t旱i券v岛eD名o尽w巷n笛t瞎h姓el慕i斯n远eE槽x怠t特e反r沿n省a轿lc英o害n储s蹈t谋i身t语u吓e恢n短t今sL颂e唱a蛾d冷e念r逗s咳h愉i诊pg惊r镜o予u豪p斗sD激e渠v差e旺l袜o漠p酸i蝴n的gf众e吼l南t辛n钩e宜e滔d啦.青.克..曲.膝.事a岸n夜dv伴i乖s氧i凡o音n.疲.命.颠a羽m裙p艰l辫i花f阁y私i相n爬gc锅h榨a缺n宋g合e替a晋n浊db圣u良i煮l咽d殊i情n运gs宴k撕i练l教l怜s裹.种.钳..榆.馒.刘a谅n玩dr营e群i译n盏f丽o番r纪c贪i躺n殊gc杯h必a沟n挽g买eI独n男s弟t称i秒t很u篇t裹i画o抹n雾a符l应-i讽z匀i科n暑g石ac馒h闭a返n烧g呈em匪i琴n线d挑s猜e贞t1猴.叛P颜r块e狱p姑a戚r披i爷n拿g践f性o峰r勒c络h待a竟n洋g狭e2言.球B价r童i盗n滥g手i字n断g践a俱b屑o壤u撤t抵c币h亭a担n量g畜e3给.笨S轧u匆s哀t渡a吼i业n算i启n垃gc勿h塔a欣n默g骂eL舱a印u歪n屈c护h循i原n步gc况h贩a五n难g郑e修.拢.下.VisionandLeadershipOrganizationalInfrastructurePerformancemeasurementPeopledevelopmentCommunicationsProblemsolvingprocess•Implementationornearimplementationofrequiredstructureandsystems•Flowof2-waycommunications•People’sunderstanding,beliefandcontributiontoactonvisionandactionplans•Accuratemeasurementofactionandresults•Clearaccountabilities•Earlywins•Actionplanssufficienttoachievegoals•Agreementonobjectivesbylinemanagement•Managementofhigh-involvementprocess•Visibledemonstrationofnewvisionandvaluesbyclientleadership•Clientmanagers(particularlymiddlemanagement)haveskilltoleadprogramimplementation•Changeinactualbehavior
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DeltaGovernmentderegulationoftheindustry•Licensingof16new(mainlyforeign)banks•Freeing-upofmostinterestrates•VirtuallyunrestrictedentryintoforeignexchangedealingAvailabilityofnew,low-costnetworkingtechnology•ATMs•Low-cost,high-speeddatacommunicationslinks•“Smart”plasticcardsSubstantiallyreducedconcentrationInfluxofnew“players”withdiversemethods,valuesandbackgrounds,etc.Formationofstrategicgroupsofbanks•“Full-line/high-tech/maximize-share”bankers•“Niche”bankersIncumbentbanksstuckwithhigh-cost“bricksandmortar”networks;entrantsabletouseelectronic/plasticnetworksmoreintensivelyIncreasedpricerivalry,especiallyincommercialsegmentandforeignexchangeIncreasedfocusonmarketsegments(e.g.consumer,ruralandcommercial)through•Products•Outlets•StafftrainingReducedmarginsReducedcostsImprovedservicePRODUCERSExternalshocksChangesinConductCChangesinPerformancePINDUSTRYChangesinStructureSProductivityContributionTotalsellingcostsSellingmarginContributionSalesSellingrateSalesAvailablesellingtimeUtilizationAvailablesel
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