金融风险管理(financial-risk-management)课件

financialriskmanagement金融风险管理2023/8/12financialriskmanagement金融风险管2financialriskmanagementBriefcontents：DefinitionoffinancialriskEvaluationoffinancialriskControloffinancialrisk2financialriskmanagementBri3Definition,featuresandtypesofriskComponentsofcorporatebusinessriskInfluencingfactorsandtypesoffinancialriskDefinitionoffinancialrisk3Definition,featuresandtype41.Riskreferstothepossibilitythattheresultofbusinessactivitiesvariesfromanticipatedobjectives.2.Typesofriskinclude:（1）naturalriskand

artificialRisk（2）wealthrisk,humanrisk,responsibilityriskandcreditriskDefinition,featuresandtypesofrisk2023/8/1241.Riskreferstothepossibil52.Typesofriskinclude:（3）controllableriskanduncontrollablerisk（4）objectiveriskandsubjectivecost（5）macroriskandmicroriskDefinition,featuresandtypesofrisk2023/8/1252.Typesofriskinclude:Defi63.featuresofrisk（1）widelyinfluences（2）uncertainty（3）disadvantageousness（4）riskreturntrade-offDefinition,featuresandtypesofrisk2023/8/1263.featuresofriskDefinition,71.resourcesflowrisk2.informationflowrisk3.fundsflowriskComponentsofcorporatebusinessrisk2023/8/1271.resourcesflowriskComponen8Influencingfactors：1.uncontrollablerisk2.controllable

riskTypes：1.financingrisk2.investmentrisk3.earningsrealizationanddistributionriskInfluencingfactorsandtypesoffinancialrisk2023/8/128Influencingfactors：Types：Inf9ProcedureoffinancialriskevaluationBasicmethodsoffinancialriskidentificationMethodsoffinancialriskevaluationEvaluationoffinancialrisk2023/8/129Procedureoffinancialriske101.Riskidentification2.Riskevaluation3.Risktrade-offProcedureoffinancialriskevaluation2023/8/12101.RiskidentificationProcedu11Toidentifywheretherisksexist,whytheriskexists,andtheextentofitsinfluences.1.Riskidentification2023/8/1211Toidentifywheretherisks12Thetestandestimationofriskundercertainfinancialconditions,inordertoassesstherisklevelofthefinancialactivitiesandthusprovidenecessaryinformationandbaseforfinancialdecision-making.2.Riskevaluation2023/8/1212Thetestandestimationofr13Onthebasisofriskidentificationandriskevaluation,analyzetherisk-returnrelation,andcomparethereturnwithcoststocontroltherisk,todeterminethecorporation’sriskattitudesanditsriskcontrolstrategies.3.Risktrade-off2023/8/1213Onthebasisofriskidentif141.Decompositionmethod2.ExpertsinvestigationmethodBasicmethodsofriskidentification2023/8/12141.DecompositionmethodBasic15Decomposeacomplicatedsystemintoseveralpartsorsubsystems,andanalyzethemonebyone,tosummarizeallthevarietiesofrisksinfluencingthesystemoperations.Thisisabasicmethodtoidentifyrisk.1.Decompositionmethod2023/8/1215Decomposeacomplicatedsyst16（1）brainstormmethod（2）Delphymethod（3）on-spotinvestigationmethod2.Expertinvestigationmethod2023/8/1216（1）brainstormmethod2.Expe171.Probabilityanalysismethod2.Financialratiosanalysismethod3.AcombinedapplicationofriskevaluationmethodsMethodsoffinancialriskevaluation2023/8/12171.Probabilityanalysismetho18DefinitionoffinancialriskcontrolObjectivesoffinancialriskcontrolBasicmethodsoffinancialriskcontrolControloffinancialrisk2023/8/1218Definitionoffinancialrisk19

Riskcontrolisthecoreofriskmanagement,including：1.riskdecision2.riskprevention3.risktreatmentDefinitionoffinancialriskcontrol19Riskcontrolisthecoreof20Riskdecisionreferstothechoiceofriskprojectandthedecisiononhowmuchriskthecorporationiswillingtotake,onthebasisofriskevaluation.1.Riskdecision2023/8/1220Riskdecisionreferstothe21Preventionofriskreferstotakingex-antimeasurestoreducepossibilityoflossbyreducingrisk,undergivenriskconditions.2.Preventionofrisk2023/8/1221Preventionofriskrefersto22Treatmentofriskreferstotakingcorrespondingmeasurestoincreasetheanti-riskability,reducenegativeinfluencesoncorporationbylossandguaranteethecontinuousoperationofthecorporation.3.Treatmentofrisk2023/8/1222Treatmentofriskrefersto23Theobjectiveoffinancialriskcontrolistostabilizecorporation’sfuturecashflow.Objectiveoffinancialriskcontrol2023/8/1223Theobjectiveoffinancialr241.Methodsofriskprevention2.MethodsofrisktreatmentBasicmethodsoffinancialriskcontrol2023/8/12241.Methodsofriskprevention25（1）Riskavoidancemethod（2）Riskreductionmethod（3）Riskdiversificationmethod（4）Risktransfermethod1.Methodsofriskprevention25（1）Riskavoidancemethod1.M26（1）Beforethelossoccurs,establishprovisionsofriskandloss,intheformo