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英语短学期个人总结personalsummaryPersonalSummaryThroughtheEnglishstudyintheshortterm,Ilearnalot,includingchoosingthesuitabletopicandhavingcompanywithotherpeople.Noonecanfinishthetopiconlybyhimself,becausethedatawhichisneededtocollectistoomuch.Ihavetoadmitthatsometimeswedon’thavethesameidea,butatlastwecansolvethisproblem,usingasuitablewaytofinishourjob.Imustsayworkingwithotherpeopleisharderthanworkingalone.Youhavetothinkforothergroupmembers,whichpracticeourabilities.Everyonehashisownthingtodo,soitisdifficultforustopreparetheplan,butthankstoeveryone’ssacrifice,ourtaskhasfinishedatlast.Astomypart,Itakethedutyofanalyzingthemilitarytrainingforcollegestudents.Ilistsixpartstoexplainmytopic.First,themilitarytrainingmakesstudentshavethespiritofunityandcooperation.Second,themilitarytrainingmakesstudentsdevelopgoodhabitsandrigorousstyleoflife.Third,themilitarytraininggivesstudentsthestagetoshowthemselves.Fourth,themilitarytrainingletstudentsfacelifewithapositiveattitude.Fifth,themilitarytrainingstrengthensstudentstheawarenessandthesenseofnationalmission.Sixth,themilitarytrainingtrainthestudents'physique,honetheirwill.WhenIshowedmypptpart,Imaybeafraidtobefailed.SoIdidnotshowmybeststatue,butbecauseofourpptismadeverywell,wearechosedasthegoodgrouptotakeacompetitionaroundourschool.Asthisisagreathonertous,wedecidetotryourbesttopreparewellforthiscompetition.Inaword,IthinkIgetalotfromthisterm.第二篇:英语短学期总结personalsummary2800字PersonalsummaryThroughtheEnglishstudyatshorttime,Iachievedalot.Iknowhowtochoseatopicandmakesomepreparationsforit,alsotodealwiththedatawecollected.What’smoreimportant,IenjoytheprocessworkingtogetherwithmyteammatesandIthinkagroup’ssuccessistruesuccess,thesuccessbelongstoeverymember.Ok,Idon’tdenythatsomeonewaslazyinourgroup,butthatdidn’tinfluenceourfinalresults.OurEnglishteacherisabaldheaded,whenIfirstseehim,Irealizeheisinterestingandhehasagoodsenseofhumor,soIliketotakehislessons;hewillaskthelatestudentstobuysomedrinksorcandy,sometimesforhimselfbuthebuyalotofsugarforusattheendoftheshortterm.Heisreallyagoodteacher.Iwaschosenastheleaderofourteam,thatmeansItakethedutyofarrangingeverystep,andfinally,ImadethePowerpoint,somethingIfeltregretisIdidn’tperformperfectlylikeIimaged,theteachersaidI’mbad,Imadealotpreparationsformeandforothers,butIneedtostatealot,maybeIwasnervousandlackofconfidence,IshoulddomorejobsinmyspokenEnglish.Ingeneral,Ihaveafunterm,andIfeelmyEnglishabilityinwritingandoralgotimprovedalot,alsothespiritofteamwork.IlikestudyEnglishlikethat.GroupreportTimerunsquickly,theshorttermisgoingtotheend.Andwefinishedourpresentation,Inthisshortterm,ourgroupchose“howtoarrangeyoursparetime”asourtopic,becausenowcollegestudentdon’tneedtostudylikehigherschoolstudent,theyhavemoresparetime.However,moststudentbecomelazierthanbefore,theycan’tarrangetheirtimereasonably,wejustwanttodoasurveyandgivesomesuggestionstocollegestudent.Factprovesthatwegottheexpectedresults:?About91%studenthavesparetimemorethan5hourseveryday;?????Themoststudentusuallydosurfingattheirsparetime;Themoststudentthinksurfingismeaningfultodoatsparetime;Themoststudentthinkrelaxationisveryimportantatsparetime;Only5%studentthinktheirarrangementisveryreasonable;About34%studentsaysurfingoccupytheirmostsparetimeWecanseethatmoststudentspentmostoftheirsparetimejustsurfingandlesstimetostudy,andtheydolessexercise.Thisisthetruesituationthecollegestudentfaced.Wegivesomesuggestionssuchasspendmoretimeonyourstudy,gotolibraryisagoodhabit;doexerciseregularly;takepartinsomecommunities;dosomejobsinneed.Wejustwanttohelpthemarrangetheirsparetimereasonably,collegeschoolisnotaplacetospendyourtimeonentertainmentorotherthingslackofmeaning,accordingtotheinformationwesearched,about5%students’futureisruinedbycomputergames,andmostofthemareboys,wehopeoursuggestionswillgivethemsomehelp.第三篇:essay范文12500字Essay由introduction,mainbody,conclusion,reference四部分组成,下面以这篇文章为例,教你如何写作一篇符合格式的essay全文统一用timesnewroman字体,小四,1.5倍行距文章中请不要用I,WE,OUR,YOU,YOUR之类的主观性强的1,2人称,可以用被动语态或其他句型代替1.0Introduction(分两部分)Allainzthebiggestinsurancewantstofurtherexpanditsbusiness,globally.AmongallthecountriesIndiaandChinaaretwomostattractivemarkets.Beforedecidingwhichmarkettoinvolvein,adetailedmarketresearchisindispensable.Thisessayjustgivesacomprehensivestudyoverthetwomarkets.(第一个部分介绍essay的主要内容)Firstly,thisessaywillmakeageneraloverviewoftheinsuranceindustryglobally,andthesecondpartistheinformationoftheAllianzGroup.SubsequentlyitwillmakesomemarketanalysisofChineseinsurancemarket.TheanalysisofIndianinsurancemarketliesinthefourthpartoftheeasy.FinallyitwillputforwardsomerecommendationforthemarketingselectionandenteringstrategyfortheAllianzgroup.(Introduction第二部分介绍这篇文章的结构,按照firstly,secondly,…finally的固定形式介绍文章结构,你只需列入body里面介绍的每一点)(Introduction之后是mainbody,把文章分成几个小点讨论,每一点写个小标题,加粗)2.0ThegeneraloverviewoftheinsuranceindustrygloballyTheinsuranceindustryistheindustrydealinginriskandlargersumofmoneyisindispensableforthebusinessofthisline.Insurerspromisetocompensateindividualsandbusinessesforfuturelosses,inexchangeforapremium,thustakingontheriskofpersonalinjury,death,anddamagetoproperty,unexpectedfinancialdisasterandjustaboutanyothermisfortune.Insurancecompaniesalsopurchasetheirowntypeofinsurance,calledreinsurance,whichallowsthemtoinsurelargerisksandtospreadtheriskonsmalleraccounts.Insurancecompaniesrelyoninvestmentincometomakeaprofit,sincepremiumaloneistypicallynotadequatetopayclaims.Inthepast10years,theworldactualGDPincreasedby2.9%,averagely,keepinga1stableincrease.TheGDPincreased3.4%andreached44.4453trilliondollarsin2005,globally.Simultaneously,theinsuranceindustrydevelopedrapidlyandplayedamoreandmoreimportantroleintheworldeconomyactivities.Thetotalrevenueofinsuranceindustrywasonly1.406trilliondollars,butitincreasedto3.426trilliondollars,withtheannualincreaserateof5.72%.3.0TheinformationoftheAllianzGroupTheAllianzGroupisoneoftheworld'sleadinginsurersandfinancialservicesproviders.ItwasfoundedinBerlin,in1890.AllianzGroupprovidesitsmorethan60millioncustomersworldwidewithacomprehensiverangeofservicesintheareasofpropertyandcasualtyinsurance,lifeandhealthinsurance,andassetmanagementandbanking.Infiscalyear2005,Allianz'stotalrevenuesamountedtosome100.9billionEuros.Attheendof2005AllianzGrouphadmorethan1.26trillionEurosinassets,undermanagement.Ofthis,743billionEuroswereassetsmanagedforthirdparties.4.0TwofeasiblemarketsforAllianzgrouptoenterChinaandIndian,asthetwobiggestdevelopingcountriesintheworld,holdgreatattractiontoforeigncompanies.Largeportionofthe500biggestcompaniesoftheworldnowhaveinvestedinorarepreparingtodevelopinthetwocountries.BothChinaandIndiahavehugepopulation,thuspossessimmensepotentialmarkets.AllianzwhowantstoseekforfurtherdevelopmentandkeepitsleadershipintheinsuranceindustrymustextenditsbusinesstoChinaandIndia.AsamatteroffacttheAllianzGrouphasalreadyinvestedinChinaandIndia,butthetotalinvestmentcannotjustifythelargemarketofthetwocountries,sotheleadersofAllianzdecidetofurtherextenditsbusinessinthetwocountries.Nevertheless,forthetwocountries,whichoneshallbeprior?FurtherinvestigationandanalysiswillrevealwhichcountryismoreattractivetoAllianz.24.1AnalysisofChineseinsurancemarket(请多使用大标题,小标题,让逻辑结构更加清晰。)a.TheculturalanalysisofChinaChinaisanationwithagloriouslonghistory.Duringthesplendid5,000thousandyears,theChinesenationhascreatedtheunprecedentedculture.Thereareover1.3billionpeopleandmandarinistheofficialandmostwidelyusedlanguage.TheChinesenationisformedof56differentnationalitiesandtheHannationalityisthemajoritywhichhasover90%ofthetotalpopulation.Chinadoesnothavestatereligion,butBuddhismisthemostpopularreligion,nexttothatistheDaoreligion(areligionoriginatesinChina).SomeoftheminoritiesbelieveinMuslin.Inrecentyears,theeducationdevelopsfastinChinaandthecollegestudentsconsistofalargepart.Chinesehavetheirspecialcultureanditwillinfluencethebusinessdramatically.ForexampleinChinablackrepresentsdeathandredisthecolorofhappiness.EightisaluckynumberforChinese,while4isadisaster(JinandXiu,2006)b.Theeconomic,politicalandlegalanalysisSinceChinesegovernmentadoptstheopenuppolicy,ChineseeconomyboostsyearbyyearandChinaisoneofthecountriesthathavethemostrapiddevelopmentspeed.Intheyearsbetween1999and2004theGDPincreasedby10.8onaverage.Theeconomicenvironmentimprovesalotandthecountrygraduallychangedfromgovernmentplannedeconomytomarketeconomy.Withthepopulationofover1.3billionpeople,Chinahasthelargestmarket.Thefasteconomicgrowthpromotesdemandforproductionmachinesandconsumptionproducts.Astheservicelinelagsbehindcomparedwiththeindustry,thereisgreatpotentialforserviceproducts.Priorto1979,foreigncompanieswerenotallowedtoenterChina.However,significantchangestookplacesincethen.ChinesegovernmentputforwardaserialofpoliciestopromoteChineseforeigntradeandattractforeigninvestment.In2002,thetotalvalueofimportandexportreached620.79billionUSdollarsandabsorbs52.743billionUSdollars.ChinesemarketopensstepbystepanditexpeditesitsstepsafterjoiningtheWTO.Before2005foreigncompaniesarenotallowedtohandleinlotsoflines,especiallytheserviceindustrysuchasfinanceandinsurance.Manylineshavelimitedthesharesthataforeigncompanycanhave.Nevertheless,Chinaloosenstheserestrictionsandmanycompaniescanoperateseparately.c.Marketauditandcompetitivemarketanalysis.China’sinsurancemarketdevelopsatafastspeed.Therapidgrowthofpremiumincomestimulatedtheinsuranceassettoarapidexpansion.Bytheendof2005,thetotalinsuranceassethadamountedtoRMB1522.594billion,andthetotalinsurancecapitalhadexceededRMB100billion.TheinsurancecompaniesholdtreasurybondsofRMB358.83billion,financialbondsofRMB178.51billionandcorporatebondsofRMB10.76billion.Thereare1.815millionstaffsengagedininsurance,accountingforover40%ofthetotalnumberofstaffsinfinancialenterprisesinChina.Atpresent,only4%ofthe1.3billionpeoplehavepersonalinsurance.Asmoreandmorepeoplewillowntheirprivatecarsandhouseproperty,thepremiumisdestinedtorise,soitwillbecomemoreattractive.Alongwiththerapidgrowthofeconomy,theinsurancepolicieschangefast,especiallythemarketaccesswhichhasimprovedgreatly.In1992ChinabegantoallowlimitedaccesstoforeignAmericanInternationalGroup(AIG)isthefirstforeigninsurertoconductinsurancebusinessinChina.FollowingitTokyoMarineandFireInsuranceandWinterthurSwissInsuranceenteredin1994and1996,respectively.In2004,anumberofinsurancecompaniesgottheauthorizationforestablishment,includingthefirstagriculturalinsurancecompany,thefirstconstructioninsurancecompanyandthefirstpensioninsurancecompany.Bytheendof2005,thereare93insurancecorporationsaltogetherinChina,amongwhichsixwereinsurancegroupsand82wereinsurancecompanies(including40foreigninsurancecompaniesand5insuranceassetmanagementcompanies).4Nevertheless,Chineseinsuranceindustryisstillattheinitialstage.Theunbalanceddevelopmentofeconomycausedthedifferenceinthedevelopmentofinsuranceindustryindifferentareas.Forinstance,inGuangdongandShanghai,theinsurancemarketisabundantinbothdemandandsupply,whichisfarmoreprosperousthanthatofCentralandWesternChina.Thereislimitedopeningoftheinsurancemarkettoselectedforeigninsurancecompanies.Besides,toprotectdomesticinsurers,geographiclimitationswereplacedonforeigninsurersaswellasrestrictionsontheirscopeofbusiness.Managementlicenseisneeded,whereas,thespeedtoreleasethelicenseisveryslow.TheleadinginsurancecompaniesarestilltheChinesedomesticinsuranceorganization.ThePeople'sInsuranceCompanyofChinacontrols68%non-lifeinsurance,andforthelifeinsurancemarketthreeChineseinsuranceoccupy87%ofthemarketshares(Ding,2006).4.2AnalysisofIndianinsurancemarketa.ThecultureofIndiaIndiahasthesecondlargestpopulationof1billionpeople,amongwhich0.82billionareHindu,0.11billionareMuslim,2.7millionNazarene,andalsosomeBuddhist.Differentreligioushasdifferenthabit.Forexample,Hinduworshipcattleandprotestagainstbutcheringcattle.Inrecentyears,thereareconflictsbetweenIndiancultureandwesternculture,seriously.OnFebruary14th,2001,IndianreligiousgrouporganizedapageanttoopposetheSaintValentine'sDay.InIndia,there'sno'Indian'language.Eighteenlanguagesareofficiallyrecognizedbytheconstitution,butover1600minorlanguagesanddialectswerelistedinthe1991census.Hindiisthepredominantlanguageinthenorth,whileinthesouth,veryfewpeoplespeakHindi.TheIndianupperclassclingstoEnglish.Onlyabout3%ofIndianshaveafirmgraspofthelanguage(Alan,2006).b.TheeconomicandlegalconditionsofIndiaanditseconomicpolicies5India'spopulationcontinuestogrowatabout1.8%peryearandisestimatedatonebillion.WhileitsGDPislowindollarterms,Indiahastheworld's13th-largestGNP.About62%ofthepopulationdependsdirectlyonagriculture.Industryandservicessectorsaregrowinginimportanceandaccountfor26%and48%ofGDP,respectively,whileagriculturecontributesabout25.6%ofGDP.Morethan35%ofthepopulationlivesbelowthepovertyline,butalargeandgrowingmiddleclassof150-200millionhasdisposableincomeforconsumergoods.TheeconomydevelopsfastinIndia,inrecentyearsandithaspostedanexcellentaverageGDPgrowthof6.8%since1994.Agrowthrateofabove8%wasachievedbytheIndianeconomyduringtheyear2003-04.Indianeconomyhassteadilyincreasedsince1979,attheaverage
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