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ListenThisWayBook4Unit2“Planting”MoneyPartIGettingreadyPartIINationalTeachChildrentoSaveDayPartIIISafeinvestingPartIVMoreaboutthetopic:HowMuchMoneyIsThereinYourSavingsAccount?

PartVDoyouknow...?PartVIIWatchandenjoy

1/40PartIGettingreadyThereisanoldjokeabouttheconflictingideasonmoney:Onepersonremarks,“Moneyistherootofallevil,”andhisfriendresponds,“Iknow,I’vebeenrootingforitallmylife.”Whatisyourview?2/40A.Thefollowingwordsandphraseswillappearinthisunit.Listencarefullyandstudythedefinitions.1.worseoff境况差,每况愈下2.betteroff富裕,经济情况好3.inherit继承4.budget(n.)(收支)预算(v.)做预算,(为某目标)存钱5.allowance津贴,补助,零用钱6.piggybank储蓄罐,扑满7.passbook银行存折8.portfolio(个人或企业拥有不一样种类)有价证券组合,投资组合,资产搭配9.annualreturn年收益,年利润10.paycheck薪水,付薪水支票11.lottery彩票3/40B.Youaregoingtohearsomepeoplegivingtheiropinionsaboutwealthandpoverty.Whatwouldyoureplytothesepeople?(Thisisanopen-endedquestion.)*betteroffpeople富裕人群,经济情况好人*arainyday穷困日子,不如意日子Audioscript4/40C.Youaregoingtoheartenshortconversations.Payspecialattentiontothesecondspeakerineachconversationwhoreactstothefirstspeaker’sopinion.Listencarefullytothetoneofvoice.Tickalltheproperboxestoindicatethesecondspeaker’sresponse.*theCarribean加勒比海,是大西洋西部南北美洲之间一个海,它北部和东部边缘是一连串从墨西哥湾一直延伸到委内瑞拉岛屿(西印度群岛),包含北部古巴、海地、多米尼加、牙买加、波多黎各和东部小安列斯群岛。其南部是南美洲北部几个国家,包含委内瑞拉、哥伦比亚、和巴拿马。其西部是中美洲大西洋沿岸国家,包含哥斯达黎加、尼加拉瓜、洪都拉斯、危地马拉、伯利兹、及墨西哥尤卡坦半岛。*atightbudget紧缩预算,手头很紧5/40EmphaticSkeptical√√√√√√√√√√√√√√√√√√√√*着重,加强语气*怀疑AudioscriptHomepage6/40PartIINationalTeachChildrentoSaveDayAsakid,heprobablyspendsaIlthemoneyhegetsasfastashecan.Bydoingthis,healsogetsa0%returnonhismoney.However,someofthekidsarealreadysavingtheirmoneyinabank.Thentheyareaheadofothers.7/40A.Listentothereport.Supplythemissinginformation.*aresourcekit资源工具包,辅导材料*nationalinitiative全国倡议,全国性行动计划*fosterthesavingshabit培养存钱习惯*makedeposits存款*monthlystatement银行每个月结单,银行每个月对账单*savingspassbook银行储蓄存折*multiply增加,增多8/40Thursday,April17teachingchildrenhowtosavemoney2,5005,000presentations9/40B.Nowlistenagain.Thefollowingaresomeofthetipsforparentstofosterthesavingshabitintheirchildren.MatchColumnA(Purpose)withColumnB(Howtodo).ColumnAColumnB1.Makingsavingsvisibleandreal__givingchildrenplaymoneyto“invest”instockstheycantrackinlocalnewspapers2.Encouragingchildrentosaveasmuchastheycan__givingchildrenanallowanceandpartofitgoingintotheirownsavings3.Afirststeptowardlearningtobudget__putting25centsawayforeverydollarthechildrenearn4.Afirststeptowardlearningtobudget__buildingupsavingsinapiggybank/openingchildren’sownbanksavingsaccount4321AudioscriptHomepage10/40PartIIISafeinvestingImaginethatyouhavewonalargesumofmoneyinacontest.Someofityoudecidetospend,butyoualsowanttoinvestapartforyourfinancialfutureandretirement.Whatwouldbethebestwaytoinvestyourmoneyforthesetimeperiods:sixmonths,twoyears,10years,15years,and30years?11/40A.Listentoanewsreportaboutsafeinvestingandanswerthequestions.*aroller-coasterride过山车式过程*minusyear亏损年份*weatherthestorm渡过难关,熬过困难时期12/401.Whatisthefirstguidelinetosmartinvesting?A.

Developingasavingsplan.B.

Settingupabankaccount.C.

Settingclearinvestinggoals.2.Whatisa“diversifiedportfolio”ofinvestmentsaccordingtoMr.Boros?A.

Awideselectionofinvestments.B.

Alimitedrangeofgrowthstocks.C.

Agroupoflowriskbondsandsecurities.

3.WhichkindofinvestmentwasNOTmentionedbyMr.Boros?A.

Mutualfunds.B.

Bonds.C.

Certificateofdeposits.*多样化投资组合,多样化资产组合*低风险债权和证券*共同基金,互惠基金

*存款单,存款证实√√√13/404.Whatisthethirdguidelinetosmartinvesting?A.InvestingintheNewYorkStockExchange.B.Developingapracticalattitudetowardsgains.C.Savingatleast11%ofearningsayear.5.Peopleshouldinvestlongtermbecause:A.Themarkethasbothupanddownyears.B.Youcanearnbiggerguaranteedreturns.C.30%returnscanbeachievedwiththerightstocks.√√Audioscript14/40B.Listentoamini-talkaboutsomeconceptsofinvesting.Completethechart.*lemonade柠檬汁*aBigMac巨无霸(麦当劳一个汉堡)*downside缺点,不利一面15/40EarnmoneyAllowance________Services____________SpendInvestmoneyReasons:•Stayaheadof_________—increaseof_______•Achieve_______goals a.short-termgoalsb.__________goalsThedownside:Riskof________moneySaveYESNOGiftsSellinggoodsinflationpricesfinanciallong-termlosing*通货膨胀AudioscriptHomepage16/40PartIVMoreaboutthetopic:HowMuchMoneyIsThereinYourSavingsAccount? I.O.U.S.A.isanAmericandocumentaryfilmthatfocusesontheshapeandimpactoftheUnitedStates’nationaldebt.ThefilmdescribessystematicallyfourseriousdeficitsshapingtheU.S.economy:budget,savings,trade,andleadership.*deficits赤字,逆差17/40InthissectionyouwilllearnsomethingaboutthepersonalsavingssituationintheUnitedStates.Afterlistening,answerthefollowingquestions.*moneywise金钱方面*livepaychecktopaycheck月光族*fiscalpolicy财政政策*makeprovisionfor为预先采取办法,为做好准备18/401.Whatisthetitleofthebookthemanistryingtopromote?_______________________________________2.Amongalltheinterviewees,howmuchisthebiggestamountofmoneyintheirsavingsaccount?__________________________________________________3.WhatarethethreetypesofpeopleinU.S.?a._______________________________________b._______________________________________c._______________________________________4.AccordingtoAlanGreenspan,whatistheultimategoaloftheFederalReserve?_______________________________________________________________5.Accordingtothereporter,whatwilltoomucheasycreditfortoolongresultin?_________________________________________Don’tBuyStuffYouCannotAfford.Aboutonethousanddollars.Thosewhosavedandinvest;Thosewhocouldeasilysavemorebutchoosenotto;Thoseforwhomsavingsisdifficult.Togetahighlevelofrealmaterialwell-beingbysettingaplatformofstability.Afalsesenseofwealth.*美国联邦贮备局,美联储*宽松信贷政策AudioscriptHomepage19/40PartVDoyouknow...?Therearefewofuswhohaveneverdreamedaboutwhatwewoulddoifwewonalotteryticketworthmillionsofdollars.Yetinthemeanwhile,wealsohearlotsofstoriesoflotterywinnersgonebad.Accordingtoseveralacademicstudies,suddenwealthonlyexaggeratesyourcurrentsituation.Ifyou’reunhappy,badwithmoneyandsurroundedbypeopleyoudon’ttrust,moneywillmakethoseproblemsworse.Ifyou’refulfilled,carefulwithmoneyandenjoyalifeofstrongrelationships,thelotterycouldmakethosestrengthsbetter.*alotteryticket彩票*exaggerates放大,夸大,扩大20/40A.ListentoanewsreportaboutaHungarianwinningalotteryticket.Beforelistening,answerthepre-listeningquestions.Afterlistening,answerthepost-listeningquestion.Makeacomparisonbetweentheanswers.*Budapest布达佩斯,匈牙利首都*letthewealthgotohishead被这笔财富冲昏了头脑*thetenderage幼年,未成熟之年21/40Pre-listeningquestions:1.Haveyoueverdreamedofwinningalotteryticket?Ifyouwonalotteryticketworthmillionsofdollars,whatwouldyoudo?2.Haveyoueverheardofanyonewinningalotteryticket?Whatdidtheydowiththemoney?Post-listeningquestion:WhatdidtheHungariandowiththemoneyafterhewonthelotteryticket?a.____________________________________b.boughtthefirstcarinhislife;c.________________________d._________________donatealargesumtoahomelesshostel;boughtanewhouse;enjoylife.*匈牙利人*为无家可归人提供住宿旅馆,流浪者之家Audioscript22/40B.Nowlistentoanothernewsreportaboutalotteryticket.Decidewhetherthestatementsafterthereportaretrueorfalse.Put“T”or“F”inthebrackets.*dilemma两难境地,到两难*resolve处理*putmyselfinhisshoes设身处地为他着想,站在他角度来思索*asinglebet单式投注*amultiplebet复式投注,是彩票销售过程中一个投注方式,相对于单式投注而言,指彩民在购置彩票时,选择超出常规开奖号码个数,并组成一组投注方式23/401.()

2.()

3.()4.()

5.()

6.()*Thelotteryticketisworth4.7millionEuros.*ManuelReijaGonzalezhandedinthelotteryticketimmediatelyafterhefoundit.*ManuelReijaGonzalezhandedinthelotteryticketbecausehewantstobeabletosleepwellatnightwithaclearconscience.*Sixpeoplecametoclaimthelotteryticket.AudioscriptStatementsHomepageFFFTFT24/40PartVIIWatchandenjoy*sequel续集*economicdownturn经济滑坡,经济衰退*bartender酒保,调酒师*aplasmaTV等离子电视*SUV城市越野车,运动型多用途车*hedgefunders对冲基金投资人,套头交易基金投资人*leveraging进行杠杆式投机,利用贷款进行投机*Kool-Aid酷爱牌果味混合饮料*steroid类固醇,激素*staysane保持清醒,保持理智*nuts疯子,傻子*speculation投机*tothehilt最大程度,完全,彻底*malignant有害25/40FemaleProfessor:Inoneoftheharshestsentencesevergiventoa__________criminalatthattime,in1993,hewassentofftoOtisFederalPrisonforalmost______years.Andso,hereinperson,Iwelcomethemanhimself,Mr.______,GordonGekko.

GordonGekko:Thankyou.You’reallprettymuchfucked.Youdon’tknowityet,butyou’retheNINJAgeneration.No_________.No______.No________.Yougotalottolookforwardto.Jake’sfriend: Blood,buddy.He’sgonnabeyourblood.GordonGekko:SomeoneremindedmetheothereveningthatIoncesaid,“______isgood.”Nowitseemsit’s______.But,folks,youknowit’sgreedthatmakesmybartenderbuy____________hecan’taffordwithnomoneydown.Andit’sgreedthatmakesyourparentsrefinancetheir$200,000housefor_____.Andthentheytakethatextra50andtheygodowntothe_____.AndtheybuyaplasmaTV,cellphones,computers,anSUV.Andhey,whynota____________whilewe’reatit?Because,geewhiz,weallknowthatpricesofhousesinAmericaalways_______,right?

goupsecondhomemall250threehouseslegalGreedassetsjobincomeInsidereightwhitecollar26/40GordonGekko:Andit’sgreedthatmakesthegovernmentinthiscountrycuttheinterestratesto__________,after9/11.Sowecouldallgoshoppingagain.Theygotallthesefancynamesfortrillionsofdollarsof______.CMOs,CDOs,SIVs,ABSs.Youknow,Ihonestlythinkthere’smaybeonly75peopleintheworldwhoknowwhattheyare.ButI’lltellyouwhattheyare.They’reWMDs.____________________________.That’swhattheyare.WhenIwasaway,itseemedlikegreedgotgreedierwithalittlebitof_____mixedin.Hedgefunderswerewalkinghomewith50,100millionbucksayear.SoMr.Banker,helooksaround,andhesays,“Mylifelooksprettyboring.”Sohestartsleveraginghisinterestsupto40,50toonewithyourmoney.Nothis,yours.Becausehecould.You’resupposedtobe__________,notthem.Andthebeautyofthedeal,nooneis__________.Becauseeverybody’sdrinkingthesameKool-Aid.Lastyear,ladiesandgentlemen,___________ofallAmericancorporateprofitscamefrom_______________.Notproduction,notanythingremotelytodowiththeneedsoftheAmericanpublic.Thetruthis,we’reallpartofitnow.Banks,consumers,we’removingmoneyaround___________.Wetakeabuck,weshootitfullofsteroids,andwecallit“_________”.Icallit“steroidbanking”.I’vebeenconsideredaprettysmartguywhenitcomestofinance.leverageWeaponsofMassDestructioncreditone-percentincirclesfinancialservicesfortypercentresponsibleborrowingenvy27/40Jake: Thatwasfantastic,man.GordonGekko:AndmaybeIwasinprisontoolong.Butsometimesit’stheonlyplacetostay______andlookoutthroughthosebarsandsay,“Hey!Iseverybodyoutthere_____?”It’sclearasabelltothosethatpayattention.Themotherofallevilis__________.Leverageddebt.Bottomline.It’sborrowingtothehilt.AndIhatetotellyouthis,butit’sa__________businessmodel.Itwon’twork.It’ssystemic,malignant,andit’s______.Likecancer.It’sadisease,andwegotto__________.Howarewegonnadothat?Howarewegonnaleveragethatdiseasebackinourfavor?Well,I’lltellyou.Threewords.___________.Pricesandprofitswork.BuymybookfightbackglobalbankruptspeculationnutssaneHomepage28/40Narrator: Whatwouldyoureplytothesepeople?Man: Well,asIseeit,millionsofpeopleintheworldareworseoffthanus,butthere’snothingwecandoaboutit.Woman: I’dsaythatifyoudohaveplentyofmoney,there’snopointinspendingitonprivateeducationforyourchildren.Man: Itseemstomethattheonlywaytohelpthepoorintheworldistofindwaysofhelpingthemtohelpthemselves....er...not...by...er...givingthemfreefood.Woman: Ifyouaskme,taxesforrichpeopleshouldbereallyhigh—95%orsomething—sothateveryoneisatthesameeconomiclevel.Man: Er...inmyviewit…it’sworthmakingalotofmoney...er…sothatyoucanleaveittoyourchildrenwhenyoudie.Man: Don’tyouagreethatifpeoplearestarvingorhavenowheretolive,it’sthedutyofbetteroffpeopletogivethemfoodandshelter?Woman: Look,let’sfaceit,there’sonlyonereasonwhypeopleworkandthat’stomakeasmuchmoneyaspossible.Man: Surely,aslongasyou’vegotenoughtoliveon,there’snopointinmakingmoreandmoremoney.Woman: Ifyou’reearningagoodsalary,surelyyoushouldsaveasmuchasyoucanforarainyday.Man: Imustsaythatonethingiscertain:moneydoesn’tbuyhappiness.Audioscript29/40Narrator: You’llhearsomepeoplereactingtovariousopinions—decideiftheyareagreeingordisagreeingwiththeopinionsexpressed.Payattentiontothetoneofvoicetheyuse.1.Woman: Aren’tyougladyou’renotamillionaire?

Man: Sure!2.Man: Don’tyouwishyoucouldaffordtospendyourholidaysintheCaribbean?Woman: Mm,ye-es.3.Woman: It’snotworthsavingyourmoney,it’sbettertospendit.

Man: Oh,sure!4.Man: It’sbettertobehappythanrich.Woman: Hmm.5.Woman: Well,basically,inajobthemostimportantthingishowmuchyouearn.Man: Oh,yes!6.Man: It’sreallyimportanttosavealittlemoneyeverymonth—youneverknowwhenyoumightneedit.Woman: Idon’tknowaboutthat!7.Man: Theonlywaytosurviveonatightbudgetistokeeparecordofallyourexpenses.

Man: Idon’tknowaboutthat!8.Woman:Childrenthesedaysgetfartoomuchpocketmoney.Woman:Mmm!9.Woman: Inafamilyitshouldbethemotherthatcontrolsthebudget.Woman:Yes!10.Man: IfIinheritedalotofmoneyitwouldn’tchangemylifeatall.Man: Oh,yes!Audioscript30/40OnThursday,April17th,“NationalTeachChildrentoSaveDay”,2,500bankerswillmake5,000presentationsinelementaryschoolclassroomsacrossthecountrytoteachchildrenhowtosavemoney. “Bankersarecommittedtoinvestinginthefutureofchildrenbecausewewantthemtobeabletomakesmartfinancialdecisionsthroughouttheirlifetime,’’saidAmericanBankersAssociationExecutiveVicePresidentDonaldG.Ogilvie,“Educationandmoneymanagementskillsarekeystoabetterlife.’’ TheABAEducationFoundationdeclared“NationalTeachChildrentoSaveDay’’asawaytoshowbankingindustrysupportforteachingchildrenmoneymanagementskillsandencouragingthemtosavemoneyforthefuture. TheFoundationcoordinatedagreateffortwithstatebankersassociationstoencouragebankerstoparticipatein“NationalTeachChildrentoSaveDay’’.Italsopreparedaresourcekitwithtoolstohelpbankersmakepresentationsinclassrooms.Morethan125,000studentswillbepartofthisnationalinitiative. TheABAEducationFoundationalsoofferstipsforparentstofosterthesavingshabitintheirchildren:•Givethemanallowancewiththeunderstandingthatpartofitgoesintotheirownsavings—afirststeptowardslearningtobudget.•Tomaketheirsavingsvisibleandreal,havethembuildupsavingsinapiggybank.Thenhelpthemopentheirownbanksavingsaccount,andhavethemmakedepositseachmonth.31/40•Usetheirmonthlystatements,ortherecordintheirsavingspassbooks,toshowthemhowtheirmoneyismultiplying.•Foreverydollaryourchildrenearn,encouragethemtospend25centsonwhattheywantorneednow,put25centsawayforabigger-itempurchaselaterandsaveorinvesttherest.(That’sa50%savingsrate!)•Makesavingsandinvestingfun.Giveyourchildrenplaymoneyto“invest’’instockstheycantrackinlocalnewspapers.Ifthestocksgoup,paytheminmoreplaymoney;ifthestocksdecline,theypayyou.Audioscript32/40Hi,I’mGeorgeBoros.Haveyoualwayswantedtoinvest,butdidn’tknowwheretogetstarted?We’reheretodaytopresentyouwiththreebasicguidelinestosmartinvesting,foryourfuture. Numberoneistohavecleargoals.Decidehowmanyyearsyouwillinvestfor,andwhatyourneedswillbeinthefuture. Numbertwoistounderstandtherangeofpossibilities.You’llwantadiversifiedportfolio:onewithamixofstocks,mutualfunds,bonds,andcash.It’sajungleoutthere.Eachoftheseproductshasdifferentrisksassociatedwiththemandalsodifferentpotentialrewards.Understandthembeforeyoubuy,sotherewon’tbeanybigsurpriseslater. Finally,numberthreeistohaverealisticexpectations.AsourfriendLeonardodaVincisaidintheyear1500:“Hewhowishestoberichinadaywillbehangedinayear.” Overthepastseveralyears,NewYorkstockshaveaveraged30%annualreturns,butdon’tcountonthiscontinuing.Whileit’struethatsincetheyear1900,stockshaveaveragedan11%annualreturn,it’saroller-coasterridewithmanyminusyearsaswell,soyouhavetostayinforthelongterm—youhavetoweatherthestorm—andnotbetoogreedy.Well,let’sgetstartedandhappyhunting!Audioscript33/40Investingisawaytomakemoneywithyourmoney.First,youhavetoearnmoney.Asakid,yougetmoneyfromallowance,gifts,services,orfromsellinggoodssuchaslemonade.Trytosavesome,ifnotallofthismoney.Thenextstepistomakeyourmoneygrowthroughinvesting. Therearetwomainreasonswhyyoushouldinvest.Thefirstistostayaheadofinflationandthesecondistoachievefinancialgoals.Inflationcausestheincreaseofprices.WhenaBigMacgoesupfrom$1.20to$1.50orwhengasgoesupfrom$1.30to$1.70agallon,wesaythatisinflation.Youneedtomakemoremoneyjusttokeepupwiththerisingcostofliving. Financialgoalscanbeseparatedintotwotypes:short-termgoalsandlong-termgoals.Thefirstreferstothethingsthatyouneedorwantnoworwithintheyear,suchasabike,acomputer,oravideogame.Generally,ittakeslessmoneytoreachtheseshort-termgoals.However,long-termgoalsareexpensiveandrequiresomeplanning.Theyarethingsyouneedorwantinafewyearsormore,forexample,goingtocollege,buyingahouse,andevenstartingabusiness. Investingislike“planting”money.Asmallamountofmoneyinvestedwilloftengrowtoalargersumovertime.You’veheardthephrase,“Timeismoney.”Withinvesting,timealsomakesmoney. Althoughinvestingcanmakemoneywithmoney,thedownsideofinvestingisthatthereisariskoflosingyourmoney.Thekeytoinvestingistominimizetheriskandtomaximizethefinancialreward.Audioscript34/40Man1: DidyouknowmillionsofAmericanslivewithadebttheycannotcontrol?That’swhyIdevelopedthisuniquenewprogramformanagingyourdebt.It’scalledDon’tBuyStuffYouCannotAfford.Wife: Wow,letmeseethat.Ifyoudon’thaveanymoney,youshouldnotbuyanything.Hmm,soundsinteresting!Husband:Soundsconfusing!Wife: Idon’tknow,honey.Thismakesalotofsense.There’sawholesectionhere.Howtobuyexpensivethingsusingmoneyyousaved.Husband:Givemethat.Andwherewouldyougetthis“saved”money?Interviewer:Howmuchmoneydoyouguyshaveinyoursavingsaccount?Boy1: Uh,coupleofhundredbucks.Boy2: Uh...aboutathousand,maybe.Girl1: Areyoutalkingaboutmoneywise?Girl2: Iendupusingmostmoneyinmysavingsaccount,soitdoesn’tlooklikewhereIcanusethissavingsaccount.I’mnotactuallysavinganything.I’mjuststoringathing.Girl3: Ithinkmostpeoplecansaythattheylivepaychecktopaycheck.Agoodmajorityofusdo.Narrator: Therearethreetypesofpeopleinourcountry.Thosewhosaveandinvest.Thosewhocouldeasilysavemorebutchoosenotto.Andthoseforwhomsavingsisverydifficult.IfFederalReservepolicycreatesstrongeconomicgrowthandkeepsinflationlow,everyonecanbenefit.However,ifinflationrises,peoplewhoarelesswelloffwillsuffermore.35/40AlanGreenspan:TheFederalReserveseekssolelytogetashighalevelofrealmaterialwell-beingaswecanbysettingaplatformofstability.Wecannotpickandchooseamongstvariousareasofthepopulationbecausewejusthavenomeansofdoingthat.Iffiscalpolicyis(has)lacks,orsavingsareexceptionallylow,thereisnothingmonetarypolicyoranycentralbankcandoaboutthat.Wecannotliveinthepresentonly.Humanbeingscannotsurviveunlesstheycreateprovisionforthefuture.Narrator:Americansmuststarttosaveagain.Andtheyneedtoinvestthosesavingstohelpcreateabetterfutureforthemselves,theirfamilies,andourcountry.Atthesametime,Americansneedtoknowthatthemoneythattheyaresavingwillholditsvalue.Toomucheasycreditfortoolongcancreateafalsesenseofwealth.NooneplaysamoreimportantroleinallofthisthantheFederalReserve.Husband:IthinkIgotit.IbuysomethingIwant,andthenhopethatIcanpayforit.Right?Man: No.Youmakesureyouhavemoney,thenyoubuyit.Husband:Oh!Thenyoubuyit!Butshouldn’tyoubuyitbeforeyouhavethemoney?Man: No.Wife: Whynot?Man: It’sinthebook.It’sonlyonepagelong.Theadviceispriceless,andthebookisfree.Wife: Well,Ilikethesoundofthat.Husband:Yeah.Wecanputitonourcreditcard.Narrator:So,getoutofdebtnow.WriteforyourfreecopyofDon’tBuyStuffYouCannotAfford.Ifyouordernow,you’llalsoreceiveSeriously,IfYouDon’tHavetheMoney,Don’tBuyIt.Audioscript36/40AnunemployedandhomelessHungarianmanhasbecomeoneofthecountry’sbiggestlotterywinners.Hespentadollarontheticketandwonmorethan2.5milliondollars.NickThorpeinBudapesthasbeentellingusmore. ThisactuallyhappenedinSeptember,whichwa

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