借款合同英语(2024版)

借款合同英语(2024版)PartyA,inneedoffundsforbusinessoperations,appliesforaloanfromPartyB.PartyBagreestoprovidealoantoPartyAaccordingtothetermsandconditionssetforthinthisAgreement.Article1:LoanAmountTheloanamountisRMB(inwords):_______Yuan(￥_______).Article2:PurposeoftheLoanThepurposeoftheloanisfor:_______.Article3:LoanTermTheloantermshallcommenceonthe__dayof__monthof__yearandshallendonthe__dayof__monthof__year.Article4:InterestRateTheinterestrateis__%perannum,withinterestcalculatedonamonthlybasis.Interestshallbecalculatedfromthedateofloandisbursement,andtheinterestforthepreviousmonthshallbepaidbeforethe__dayofeachmonth.Article5:RepaymentMethodPartyAshallrepaytheprincipalandinterestinfullupontheexpirationoftheloanterm.IfPartyArepaystheloaninadvance,PartyAshallgivePartyBwrittennotice__daysinadvanceandtheinterestshallbecalculatedbasedontheactualloanperiod.Article6:LoanDisbursementPartyBshalldisbursetheloanamounttothebankaccountdesignatedbyPartyAwithin__daysaftertheeffectivenessofthisAgreement.ThedesignatedbankaccountofPartyAis:_______.Article7:RepaymentSecurityPartyAshallprovidethefollowingsecuritymeasures:Mortgage:_______.Pledge:_______.Guarantee:_______.Article8:RightsandObligationsofPartyAPartyAhastherighttousetheloanaccordingtothetermsofthisAgreement.PartyAshallpaytheinterestandrepaytheprincipalontime.PartyAshallensurethatthepurposeoftheloancomplieswiththetermsofthisAgreement.PartyAshallcooperatewithPartyBinsupervisingandinspectingtheuseoftheloan.Article9:RightsandObligationsofPartyBPartyBhastherighttosupervisetheuseoftheloanbyPartyA.PartyBhastherighttotakelegalmeasuresifPartyAfailstopayinterestorrepaytheprincipalontime.PartyBshalldisbursetheloaninatimelymanneraccordingtothetermsofthisAgreement.Article10:EarlyRepaymentPartyAhastherighttorepaytheloanearlybutshallgivePartyBwrittennotice__daysinadvance.Theinterestforearlyrepaymentshallbecalculatedbasedontheactualloanperiod.Article11:LiabilityforBreachofContractIfPartyAfailstopaytheinterestorrepaytheprincipalontime,PartyAshallpayapenaltyof__%oftheunpaidamount.IfPartyBfailstodisbursetheloanontime,PartyBshallpayapenaltyof__%oftheundispersedamount.Article12:ModificationandTerminationoftheContractOncethisAgreementissignedandsealedbybothparties,nopartymayunilaterallymodifyorterminateitwithouttheconsentofbothparties.Ifbothpartiesagreetomodifyorterminatethecontract,awrittenagreementshallbesigned.Article13:DisputeResolutionAnydisputesarisingduringtheperformanceofthiscontractshallberesolvedthroughnegotiationbetweentheparties;ifnegotiationfails,eitherpartymayfilealawsuitinthePeople'sCourtof_______.Article14:OtherAgreementsThepartiesmaysignasupplementaryagreementformattersnotcoveredinthiscontract.Thiscontractismadeintwocopies,eachpartyholdingonecopy,withthesamelegaleffect.Article15:EffectivenessoftheContractThiscontractshallcomeintoeffectfromthedateofsignatureandsealbytheauthorizedrepresentativesofbothparties.PartyA(Borrower):_______PartyB(Lender):_______DateofSigning:_______year_______month_______day（正文结束）Article16:AnnexesTheannexestothisAgreementareanintegralpartoftheAgreementandhavethesamelegaleffectasthemaintext.Theannexesinclude,butarenotlimitedto:Annex1:CopyofPartyA'sidentityproofdocument.Annex2:Detaileddescriptionoftheloanpurpose.Annex3:ListofcollateralprovidedbyPartyAandrelevantownershipproofdocuments.Article17:BreachofContractandDeterminationIfPartyAdoesnotusetheloaninaccordancewiththeagreedpurpose,itisconsideredabreach.IfPartyAfailstopayinterestorprincipalontime,itisconsideredabreach.IfPartyBfailstodisbursetheloanontime,itisconsideredabreach.AnyviolationofothertermsofthisAgreementbyeitherpartyisconsideredabreach.Article18:LegalTermsandDefinitions"Loan"referstothefundsborrowedbyPartyAfromPartyBaccordingtothisAgreement."Interest"referstothecostofusingthefundspaidbyPartyAtoPartyBaccordingtotheagreedinterestrate."Principal"referstothetotalamountoffundsborrowedbyPartyA."Collateral"referstothemortgage,pledge,orguaranteeprovidedbyPartyAtoensuretherepaymentoftheloan.Article19:ProblemsEncounteredDuringImplementationandSolutionsIfPartyAfailstopayinterestorprincipalontime,PartyBhastherighttodemandimmediaterepaymentoftheentireloanandmaytakelegalaction.IfPartyBfailstodisbursetheloanontime,PartyAhastherighttodemandcontinuedperformanceorterminationofthecontractandtoclaimdamages.Thepartiesshouldresolveanyissuesarisingduringtheimplementationofthecontractthroughfriendlynegotiation.Article20:ApplicableScenariosThisAgreementappliestoloanrelationshipsbetweenindividuals,betweenindividualsandenterprises,andbetweenenterprises.ThisAgreementappliestoshort-term,medium-term,andlong-termloans.ThisAgreementappliestosecuredandunsecuredloans.AnnexList:Annex1:CopyofPartyA'sidentityproofdocument.Annex2:Detaileddescriptionoftheloanpurpose.Annex3:ListofcollateralprovidedbyPartyAandrelevantownershipproofdocuments.BreachofContractandDetermination:PartyA'sfailuretousetheloanaccordingtotheagreedpurposeisconsideredabreach.PartyA'slatepaymentofinterestorprincipalisconsideredabreach.PartyB'slatedisbursementoftheloanisconsideredabreach.LegalTermsandDefinitions:"Loan"referstothefundsborrowedbyPartyAfromPartyBaccordingtothecontract."Interest"referstothecostofusingthefundspaidbyPartyAtoPartyBaccordingtotheagreedinterestrate."Principal"referstothetotalamountoffundsborrowedbyPartyA."Collateral"referstothemortgage,pledge,orguaranteeprovidedbyPartyAtoensuretherepaymentoftheloan.ProblemsEncounteredDuringImplementationandSolutions:PartyA'slatepaymentofinterestorprincipalallowsPartyBtodemandimmediaterepaymentoftheentireloanandtotakelegalaction.PartyB'slatedisbursementoftheloanallowsPartyAtodemandcontinuedperformanceorterminationofthecontractandtoclaimdamages.Thepartiesshouldresolveanyissuesarisingduringtheimplementationofthecontractthroughnegotiation.ApplicableScenarios:Loansbetweenindividuals,betweenindividualsandenterprises,andbetweenenterprises.Short-term,medium-term,andlong-termloans.Securedandunsecuredloans.Article21:ModificationandSupplementoftheContractAnymodificationorsupplementtothisContractshallbemadeinwritingandshalltakeeffectuponsignatureandsealbytheauthorizedrepresentativesofbothparties.Article22:InterpretationoftheContractTherighttointerpretthisContractisjointlyownedbybothparties.AnydoubtsordisputesaboutthetermsoftheContractshouldberesolvedthroughnegotiationfirst.Article23:NoticeandDeliveryAnynoticeordemandrelatedtothisContractshallbedeliveredinwritingtotheaddressorcommunicationmethoddesignatedbytheotherpartyinthisContract.Bothpartiesshallensurethattheco