商务英语中级模拟试题15

商务英语中级模拟试题(15)

(1~7/共7题)READINGPARTONE-Lookatthestatementsbelowandtheinformationonoutdoor

advertisingontheoppositepage.■Whichsection(A,B,C,orD)doeseachstatement1—7,refer

to?•Foreachstatement1—7,markoneletter(A,B,C,orD)onyourAnswerSheet.•Youwill

needtousesomeoftheselettersmorethanonce.

A

Oneofthemorediscernibletrendsinthefinancial-serviceindustryinrecenttimeshasbeen

theadoptionofprogramsdesignedtoencouragemorepersonalizedrelationshipsbetweenan

institution'semployeesanditsclients,particularlythoseclientswhoaremajordepositors.The

expressionmostcommonlyusedtodescribethistypeofprogramis"relationshipbanking".

B

Inrelationshipbankingtheemphasisisonestablishingalong-termmultiple-service

relationship;onsatisfyingthetotalityoftheclient'sfinancial-serviceneeds;onminimizingthe

needsordesiresofclientstosplintertheirfinancialbusinessamongvariousinstitutions.

C

Implicitwithinanydefinitionofrelationshipbankingisrecognitionthatthefinancial-service

requirementsofoneindividualorrelativelyhomogeneousgroupwilllikelybesubstantially

differentfromthoseofanotherindividualorgroup.Asuccessfulrelationshipbankingprogramis,

therefore,dependentinalargepartonthedevelopmentofaseriesoffinancial-service

"packages",eachdesignedtomeettheneedsofidentifiablehomogeneousgroups.

D

Anotherdimensionofrelationshipbankingisthedevelopmentofhighlypersonalized

relationshipsbetweenemployeeandclient.Inmostfinancialinstitutionstodaytheclientis

servicedbyanemployeewhohappenstobefreeatthetime,regardlessofthenatureofthe

transaction.Personalizedrelationshipsarethereforedifficulttoestablish.Inafullrelationship

bankingprogram,however;theclientknowsthereisoneindividualwithintheinstitutionwhohas

intimateknowledgeoftheclient'srequirementsandpreferencesregardingcomplextransactions.

第1题

Allkindsoffinancialneedsaremetinrelationshipbankingsystem.

第2题

Employeesinrelationshipbankingaredealingwithdifferentbusinesses

respectively.___________

第3题

Bankingisbecomingmorepersonal,whichiseasilyrecognized.

第4题

Thenecessaryfirststepininstitutingrelationshipbankisrecognizingthespecialneedsofgroups

andindividuals.

第5题

Oneofthemainaimsofthistypeofbankingistoencourageclientstokeepalltheirbusiness

withasinglebank.

第6题

Therelationshipbankingprogramshavealreadybeenused.

第7题

Aclientmaydevelopahighlevelofconfidenceincertainemployee.

下一题

(8~12/共5题)PARTTWO-Readthearticlebelowaboutbanks.•Choosethebestsentence

fromtheoppositepagetofilleachofthegaps.•Foreachgap8—12,markoneletter(A—G)on

yourAnswerSheet.•Donotuseanylettermorethanonce.

MACROECONOMICPOLICIES

Formostcountries,thefollowingfourprincipalobjectivesofeconomicpolicywouldapply:(1)

Maintenanceofemploymentatahighlevel.(2)Stableprices.(3)Economicgrowth.(4)Balanceof

paymentsequilibrium.Theseobjectivesaresometimesextremelydifficulttoachieve.Ahighlevel

ofemployment,forexample,tendedtopushwagesandhencepricesup.Italsocreatedan

imbalancebetweenexportsandimports.Furthermorethecompetitionamongfirmsforlabor

tendedtoreducelaborproductivitysinceworkerswerenotalwaysfullyemployed.

Governmentwilldifferintheemphasistheyplaceoneachoftheaboveobjectives._8_.At

timeswheninflationwashigh,greatstresswasplacedonbringingitdown,butthishadsevere

effectsonjobsandoneconomicgrowth.Thepursuitofanexpansionarypolicyveryoften

resultedinanincreaseinGDPandafallinthelevelofunemployment;butwasaccompaniedbya

markedriseintherateofinflationandaseriousbalanceofpaymentsdeficit.

Incarryingoutitseconomicpolicy,thegovernmentusestwoprincipalmeans-fiscalpolicyand

monetarypolicy._9_Monetarypolicyisbroadlyneutralinitseffectswhilstfiscalandother

measurescanbeusedmorediscriminately-theredistributionofincomesandlowerratesof

corporationtaxforsmallbusinessesaretwoexamples.

Governmentregulationofthemoneysupplyisimportantforeconomicstability.Bankswillwish

tokeepexcessreserveswhentheydonotforeseeprofitableandsecureopportunitiestomake

loans.Thisislikelytohappenduringthedownswingandaroundthebottomofabusiness

contraction._10_

Duringarecession,profit-orientedbankstendtoreducethemoneysupplybyincreasingtheir

excessivereservesifthecentralbanksdidnotintervene._11_.

Ontheotherhand,bankswillwanttosqueezepossiblemoneysupplyoutofanygivenamountof

cashreservesbykeepingtheirreservesatthebareminimumwhenthedemandforbankloansis

buoyant,profitsarehigh,andmanyinvestmentssuddenlystarttolookprofitable._12_The

authoritiesmustintervenetopreventthis.Themonetaryauthoritiescanexercisemonetary

controlintwoways:eithertheycanattempttocontrolinterest(i.e.thepriceofmoney)orthey

canendeavortocontrolthemoneysupply.

[A]Fiscalpolicyisconcernedwithtaxation,subsidiesandgovernmentspending;monetary

policy,incontrast,isconcernedwithinterestrates,themoneysupplyandbanklending.

[B]Asthemoneysupplyisanimportantinfluenceonaggregatedemandsuchacontraction

ofmoneysupplywouldexacerbatetheseverityoftherecession.

[C]Thisreducedincentivetoholdexcessreservesinprosperoustimesmeansthatduringan

economicboom,thebehaviorofprofit-orientedbanksislikelytomakethemoneysupplyexpand,

addingundesirablemomentumtotheboomingeconomyandpavingthewayforaburstof

inflation.

[D]Theseobjectivesaresometimesextremelydifficulttoachieve.

[E]Whenthisoccurs,theprosperityofbankstoholdexcessreserveswillturnthemoney

creationprocessintooneofthemoneydestruction.

[F]Formanyyearsthemainemphasiswasonemploymentandbalanceofpayments,but

thisadverselyaffectedthepursuitofstablepricesandeconomicgrowth.

[G]Whenadoptingmonetarypolicy,thecentralbankusuallytakesactiontochangethe

equilibriumofthemoneymarket,thatis,toalterthemoneysupply,movetheinterestrate,ordo

both.

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第12题

上一题下一题

(13~18/共6题)PARTTHREE-Readthearticlebelowabouteffectsoftaxation,andthequestions

ontheoppositepage.•Foreachquestion13—18,markoneletter(A,B,C,orD)onyourAnswer

Sheetfortheansweryouchoose.

THEDIFFICULTIESOFMANAGINGASMALLBUSINESS

"Theorganizationalweaknessesthatentrepreneurshavetodealwitheverydaywouldcausethe

managersofamaturecompanytopanic."AndrewBiddenwroterecentlyinBostonBusiness

Review.Thisseemstosuggestthattheleadersofentrepreneurialorsmallbusinessesmustbe

unlikeothermanagers,ortheproblemsfacedbysuchleadersmustbethesubjectofa

specializedbodyofwisdom,orpossiblyboth.Unfortunately,neitheristrue.Notmuchworth

readingaboutmanagingtheentrepreneurialorsmallbusinesseshasbeenwritten,andthe

leadersofsuchbusinessesaremadeoffleshandblood,liketherestofus.

Furthermore,littlehasbeendonetoaddresstheaspectsofentrepreneurialorsmallbusinesses

thataresodifficulttodealwithandsodifferentfromthechallengesfacedbymanagementinbig

businesses.Inpartthisisbecausethoseinvolvedingatheringexpertiseaboutbusinessesandin

sellingadvicetobusinesseshavehistoricallybeenmoreinterestedintheneedsofbigbusiness.In

part,intheUKatleast,itisalsobecausesmallbusinesseshavealwayspreferredtoadaptto

changingcircumstances.

Theorganizationalproblemsofentrepreneurialorsmallbusinessesarethusforceduponthe

individualswholeadthem.Evenmoresothanforbiggerbusinesses,theoldsayingistrue-that

people,particularlythosewhomaketheimportantdecisions,arebusiness'mostimportantasset.

Theresearchthatdoesexistshowsthatneithermoneynortheabilitytoaccessmoreofitisthe

majorfactordetermininggrowth.Themainreasonanentrepreneurialbusinessstopsgrowingis

thelackofmanagementandleadershipresourceavailabletothebusinesswhenitmatters.Give

anentrepreneuranexperienced,skilledteamandheorshewillfindthefundseverytime.

Gettingtheteam,though,isthedifficultbit.Partoftheproblemforentrepreneursisthespeed

ofchangethataffectstheirbusinesses.Theyhavetocopewithcontinuouschangeyethave

alwaysbeensuspiciousaboutthelatestmanagementsolution.Theyregardthemanyofferings

frombusinessschoolsasoutofdateevenbeforetheyleavetheplanningboardandhavelittle

faithintherecommendationsofconsultantswhentheyarriveinthehandsofyoung,

inexperiencedgraduates.Butsuchimpatiencewithmanagementsolutionsdoesnotmeanthat

problemscanbelefttosolvethemselves.However,theleadersofgrowingbusinessesarestillleft

withtheproblemofwhototurntoforadvice.

Theanswerishorriblysimple:leadersofsmallbusinessescanaskeachother.Thecollective

knowledgeofagroupofleaderscanprovetobeenormouslyhelpfulinsolvingthespecific

problemsofindividuals.Oneleader'sproblemshavecertainlybeensolvedalreadybysomeone

else.ThereisanorganizationcalledKITEwhichenablesthoseresponsibleforsmallbusinessesto

meet.Itsmembers,allofwhomarechiefexecutives,gothroughademandingselectionprocess,

andthenjoinasmallgroupofotherchiefexecutives.Theycomefromarangeofbusinesssectors

andeachoffersadifferentcorporatehistory.Eachgroupisledbyamoderator;anindependently

selectedbusinessmanorbusinesswomanwhohasbeenspeciallytrainedtoheadthegroup.Each

membertakesitinturntohostameetingathisorherbusinesspremisesand,mostimportantof

allzgroupdiscussionsarekeptstrictlyconfidential.Thisencouragesafreesharingofproblems

andincreasesthepossibilityofsolutionsbeingdiscovered.

第13题

Whatdoesthewritersayaboutentrepreneursinthefirstparagraph?

A.Itiswrongtoassumethattheyaredifferentfromothermanagers.

B.Theproblemstheyhavetocopewitharespecifictosmallbusinesses.

C.Theyfinditdifficulttoattractstaffswithsufficientexpertise.

D.Theycouldlearnfromtheorganizationalskillsofmanagersinlargecompanies.

第14题

Accordingtothesecondparagraph,whathasledtoalackofsupportforentrepreneurs?

A.Entrepreneurshavealwayspreferredtoactindependently.

B.Therequirementsofbigbusinesseshavealwaystakenpriority.

C.ltisdifficulttofindsolutionstotheproblemsfacedbyentrepreneurs.

0.Entrepreneursarereluctanttoprovideinformationabouttheirbusinesses.

第15题

Whatdoesthewritersayabouttheexpansionofsmallbusinesses?

A.Manysmallbusinessesdonotproduceenoughprofitstofinancegrowth.

B.Manyemployeesinsmallbusinesseshaveproblemsworkingaspartofateam.

C.Beingabletorecruittherightpeopleisthemostimportantfactoraffectinggrowth.

0.Leadersofsmallbusinesseslacktheexperiencetomaketheircompaniesasuccess.

第16题

Whatdoesthewritersayisanadditionalproblemforentrepreneursinthefourthparagraph?

A.Theyrelyonmanagementsystemsthatareoutofdate.

B.Theywillnotadoptmeasuresthatprovidelong-termsolutions.

C.Theyhavelittleconfidenceinthebusinessadvicethatisavailable.

D.Theydonottakemarketchangesintoaccountwhendrawingupbusinessplans.

第17题

WhatdoesthewritersaythemembersoftheKITEorganizationprovide?

A.Adviceonhowtoselectsuitablestaff.

B.Ameansofcontactingpotentialclients.

C.Asimplechecklistforanalyzingproblems.

0.Directexperienceofanumberofindustries.

第18题

ThewritersaysthatKITEgroupsarelikelytosucceedbecause.

A.membersareabletoelecttheirleader

B.theleadershavereceivedextensivetraining

C.membersareencouragedtoadoptacriticalapproach

0.informationisnotpassedontonon-members

上一题下一题

(19~33/共15题)PARTFOUR-Readthenewsbelow.-Choosethebestwordorphrasetofilleach

gapfromA,B,C,orDontheoppositepage.-Foreachquestion19—33,markoneletter(A,B,C,

orD)onyourAnswerSheet.

RobotsatWork

Thenewspaperproductionprocesshascomealongwayfromtheolddayswhenthepaperwas

written,edited,typesetandultimatelyprintedinonebuildingwiththejournalistsworkingonthe

upperfloorsandtheprinting_19_goingonthegroundfloor.Thesedaystheeditors,

sub-editorsandjournalistswhoputthepapertogetherare_20_tofindthemselvesinatotally

differentbuildingormaybeeveninadifferentcity.Thisisthe_21_whichnowprevailsin

Sydney.Thedailypaperiscompliedattheeditorialheadquarters,knownasthepre-presscentre,

intheheartofthecitybutprintedfarawayinthesuburbsattheprintingcentre.Herhuman

beingsareinthe_22_asmuchoftheworkisdonebyautomatedmachinescontrolledby

computers._23_thefinishednewspaperhasbeencreatedforthenextmorning'sedition,all

thepagesare_24_electronicallyfrompre-presscentretotheprintingcentre.Thesystemof

transmissionisanupdateonthesophisticatedpagefacsimilesystemalreadyinuseon

many_25_newspapers.Animage-setterattheprintingcentredeliversthepagesasfilms.Each

page_26_lessthanoneminutetoproduce,althoughforcolorpagesfourversionsareused,

oneeachforblack,cyan,magentaandyellow.Thepagesarethenprocessedintophotographic

negativesandthefilmisusedtoproducealuminumprintingplates_27_forthepresses.

AprocessionofautomatedvehiclesisbusyatthenewprintingcentrewheretheSydneyMorning

Heraldisprintedeachday.With_28_flashingandwarninghornshonking,therobotslookfor

alltheworldlikeenthusiasticmachinesfromascience-fictionmovie,astheyfollowtheirrandom

pathsaroundthe_29_busilygettingonwiththeirjobs.Automationofthiskindisnow_30_

inallmodernnewspaperplants.Therobotscan_31_unauthorizedpersonnelandalert_32_

staffimmediatelyiftheyfindanintruderandnotsurprisingly,talltalesarealreadybeingtold

aboutthemachinesstartingtotakeon_33_oftheirown.

第19题

A.presses

B.sessions

C.plans

0.schedules

第20题

A.sorry

B.likely

C.forced

0.expectant

第21题

A.mood

B.sample

C.situation

0.environment

第22题

A.vast

B.plenty

C.minority

D.body,

第23题

A.Once

B.Before

C.While

D.Until

第24题

A.played

B.powered

C.brought

0.transmitted

第25题

A.other

B.another

C.one

D.every

第26题

A.asks

B.puts

C.manages

D.takes

第27题

A.dealing

B.asking

C.attractive

D.ready

第28题

A.tables

B.cards

C.lights

D.words

第29题

A.ceremony

B.plant

C.space

D.office

第30题

A.disappearing

B.refused

C.seldom

0.standard

第31题

A.detect

B.sense

C.write

D.do

第32题

A.recruiting

B.security

C.company

D.their

第33题

A.families

B.personalities

C.functions

0.movements

上一题下一题

（34~45/共12题）PARTFIVE-Readthetextbelow.-Inmostofthelines34—45thereisoneextra

word.Itiseithergrammaticallyincorrectordoesnotfitinwiththemeaningofthetext.Some

lines,however,arecorrect.-Ifalineiscorrect,writeCORRECTonyourAnswerSheet.-Ifthere

isanextrawordintheline,writetheextrawordinCAPITALLETTERSonyourAnswerSheet.

Shop-localGroupOffersEconomicImpactFigures

CanIfconsumersinHillsboroughCountycanlimitedtheirspendingononeSaturday

Correcttoindependent,locallyownedbusinessesinsteadofchainstores,morethan

34$17millionwouldevenremaininthelocaleconomyinsteadofbeingshippedto

35outsidecorporationsasovernightdeposits.Soitsayrepresentativesofthe

36TampaIndependentBusinessAlliance,whobasetheircalculationonstudiesthat

37madebytheAmericanIndependentBusinessAlliance.Thenationalstudyfound

38thatsincelocallyownedbusinessesbegantousegoodsandservicesofother

39businessesinthecommunity,aconsumer'sspendingcirculates3upto31/2

40timeslongerlocallythanifitisspentonatachain.OnSaturday,thelocalgroup

41willbeworkingwiththenationalorganizationandmorethanall25other

42communitiesacrossthecountrytobroadcastthebenefitscomingofthe

43shop-localmovement.Theeducationalevent,"AmericanUnchained",willbe

44promotedatindependentbusinessessuchasInkwoodBooksinTampa."We

45wantpeopletothinkaboutwheretheirdollarsactuallyendupto,"saidCarla

Jimenez,co-ownerofInkwoodandpresidentofTampaIndependentBusinessAlliance.

第34题

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上一题下一题

(1/1)WRITINGPART-ONE

第46题

PARTONE

,YouareHeadofSalesDepartmentforFox日ectricalCo..Youareorganizingyourschedulefora

meetingwithoneofyourexistingclientsnextmonth.

,Writeane-mailtoJohnDriscoll,yourclient:

•Proposingatimeforthemeeting

•Explainingwhatwillbediscussedinthemeeting

■Askingthemtosuggestanalternativeifnecessary

•Write40—50wordsonaseparatesheet.To:

From:

Date:

Subject:

上一题下一题

(1/1)PART-TWO

第47题

图片

上一题下一题

(48~51/共12题)LISTENINGPART1-Youwillhearthreetelephoneconversationsor

messages.-Writeoneortwowordsoranumberinthenumberedspacesonthenotesorforms

below.-Youwillheareachrecordingtwice.

ITDepartmentMessageTime:10:30

Tom,

EllenProctor___48___Deptcalled-shehassomeonewhomightbesuitableforthe

___49___job.

Canyougooverthereandtakea/an___50___withyou?

Candidatewillwaitforupto___51___

Play00:0002:20

Volume

第48题

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第51题

上一题下一题

（52~55/共12题）LISTENINGPART1-Youwillhearthreetelephoneconversationsor

messages.-Writeoneortwowordsoranumberinthenumberedspacesonthenotesorforms

below.-Youwillheareachrecordingtwice.

ABPIN-HOUSETRANING:COURSEBOOKINGS

COURSE:_52_

LEVEL:_53_

NAME:AmyChoi

NAMEOFLINEMANAGER:Mr.Um

POSITION/JOBOFLINEMANAGER:_54_ManagerConfirm

by___55___mail.

Play00:0002:17

Volume

第52题

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第54题

第55题

上一题下一题

（56~59/共12题）LISTENINGPART1-Youwillhearthreetelephoneconversationsor

messages.-Writeoneortwowordsoranumberinthenumberedspacesonthenotesorforms

below.-Youwillheareachrecordingtwice.

InformationaboutHouseBuyer

Name:HelenEakins

Address:_56_PineSt.

TelephoneNumber:___57___

Occupation:_58_clerkworkingfor__59___HouseDepartmentStore

Play00:0002:20

Volume

第56题

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第58题

第59题

上一题下一题

（60~64/共10题）PART2

[A]adentist

[B]acustomer

[C]apoliceman

[D]amechanic

[E]asalesman

[F]aplumber

[G]adoctor

[H]amanager

Play00:0001:49

Volume

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第64题

上一题下一题

（65~69/共10题）PART2

[A]reception

[B]researchanddevelopment

[C]shopfloor

[D]payroll

[E]humanresources

[F]informationtechnology

[G]publicity

[H]canteen

Play00:0002:20

Volume

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上一题下一题

（70~77/共8题）PART3

Play00:0008:20

Volume

第70题

Whatarethescientistsdoinglastinordertopiecetogethertheinstructionbookforhuman

biology?

A.Theydrawthegeneticmaps.

B.TheygrowpurehumanDNA.

C.Theyletacomputerreaditschemicalsequence.

第71题

Whatcanyoufindinsuchabook?

A.Generush.

B.Humangenome.

C.HumanDNA.

第72题

Whopredictsthereleaseofourinstructionbook?

A.Chiefofthegenomeproject.

B.Correspondent.

C.CraigVenter.

第73题

Whyareprivatecompaniestryingtodiscoverthehumangenomebeforethegovernment

genomeprojectdoes?

A.Becausethere'sabitofagoldrushgoingonatit.

B.Becausetheywanttostakeclaimsontheirdiscoveriesandmakehugeprofits.

C.Becausetheywanttopatentthegenomeandtransformmedicineinways.

第74题

Whataretheargumentsfortheprivateownershipofgenomepatents?

A.Theownershipencouragesinnovation.

B.TheownershiphaslongbeenpartofEuropeanWay.

C.TheownershipmaymarkthediscoveryoftheDNAdoublehelix.

第75题

Whataretheargumentsagainsttheprivateownershipofgenomepatents?

A.Doctorsarenotpermittedtodogenetestswithoutbuyingpatents.

B.Theownershipmayslowdowntheresearchprogress.

C.Thecodesforheightandintelligencewillberevealed.

第76题

HowdidCraigVenterdefendhiscompany'sbehavior?

A.Hewascollectinginformationtoselltoscientists.

B.Thepaceofgeneticresearchbecameveryslowbecauseofcompetition.

C.Theinformationcollectedbyhimwouldbegiventothegovernmentfreeofcharge.

第77题

AccordingtoDr.Collins,howtopreventthosepatents?

A.Tostopclinicallabfromdoingdiagnostictesting.

B.Toordergovernmentlabstomakeeverynewgenediscoverypublicknowledge.

C.Topasslawsprohibitingprivateownershipofgenomepatents.

上一题下一题

(1/1)SPEAKINGPART-1Theinterview—about3minutesInthisparttheinterlocutorasks

questionstoeachofthecandidatesinturn.Youhavetogiveinformationaboutyourselfand

expresspersonalopinions.

第78题

Theinterview—about3minutes

Inthisparttheinterlocutorasksquestionstoeachofthecandidatesinturn.Youhavetogive

informationaboutyourselfandexpresspersonalopinions.

上一题下一题

(l/l)PART-2/Minipresentations'—about6minutesInthispartofthetestyouareaskedtogive

ashorttalkonabusinesstopic.Youhavetochooseoneofthetopicsfromthethreebelowand

thentalkforaboutoneminute.Youhaveoneminutetoprepareyourideas.

第79题

图片

上一题下一题

(l/l)PART-3Discussion—about5minutesInthispartofthetestyouaregivenadiscussion

topic.Youhave30secondstolookatthepromptcard,anexampleofwhichisbelow,andthen

about3minutestodiscussthetopicwithyourpartner.Afterthatexaminerwillaskyoumore

questionsrelatedtothetopic.

第80题

图片

上一题交卷

交卷

答题卡

答案及解析

(1~7/共7题)READINGPARTONE-Lookatthestatementsbelowandtheinformationonoutdoor

advertisingontheoppositepage.•Whichsection(A,B,C,orD)doeseachstatement1—7,refer

to?"Foreachstatement1—7,markoneletter(A,B,C,orD)onyourAnswerSheet.•Youwill

needtousesomeoftheselettersmorethanonce.

A

Oneofthemorediscernibletrendsinthefinancial-serviceindustryinrecenttimeshasbeen

theadoptionofprogramsdesignedtoencouragemorepersonalizedrelationshipsbetweenan

institution'semployeesanditsclients,particularlythoseclientswhoaremajordepositors.The

expressionmostcommonlyusedtodescribethistypeofprogramis"relationshipbanking".

B

Inrelationshipbankingtheemphasisisonestablishingalong-termmultiple-service

relationship;onsatisfyingthetotalityoftheclient'sfinancial-serviceneeds;onminimizingthe

needsordesiresofclientstosplintertheirfinancialbusinessamongvariousinstitutions.

C

Implicitwithinanydefinitionofrelationshipbankingisrecognitionthatthefinancial-service

requirementsofoneindividualorrelativelyhomogeneousgroupwilllikelybesubstantially

differentfromthoseofanotherindividualorgroup.Asuccessfulrelationshipbankingprogramis,

therefore,dependentinalargepartonthedevelopmentofaseriesoffinancial-service

"packages",eachdesignedtomeettheneedsofidentifiablehomogeneousgroups.

D

Anotherdimensionofrelationshipbankingisthedevelopmentofhighlypersonalized

relationshipsbetweenemployeeandclient.Inmostfinancialinstitutionstodaytheclientis

servicedbyanemployeewhohappenstobefreeatthetime,regardlessofthenatureofthe

transaction.Personalizedrelationshipsarethereforedifficulttoestablish.Inafullrelationship

bankingprogram,however;theclientknowsthereisoneindividualwithintheinstitutionwhohas

intimateknowledgeoftheclient'srequirementsandpreferencesregardingcomplextransactions.

第1题

Allkindsoffinancialneedsaremetinrelationshipbankingsystem.

参考答案：B

详细解答：

第2题

Employeesinrelationshipbankingaredealingwithdifferentbusinesses

respectively.___________

参考答案：D

详细解答：

第3题

Bankingisbecomingmorepersonal,whichiseasilyrecognized.

参考答案：A

详细解答：

第4题

Thenecessaryfirststepininstitutingrelationshipbankisrecognizingthespecialneedsofgroups

andindividuals.

参考答案：c

详细解答：

第5题

Oneofthemainaimsofthistypeofbankingistoencourageclientstokeepalltheirbusiness

withasinglebank.

参考答案：B

详细解答：

第6题

Therelationshipbankingprogramshavealreadybeenused.

参考答案：A

详细解答：

第7题

Aclientmaydevelopahighlevelofconfidenceincertainemployee.

参考答案：D

详细解答：

下一题

(8~12/共5题)PARTTWO-Readthearticlebelowaboutbanks.•Choosethebestsentence

fromtheoppositepagetofilleachofthegaps.•Foreachgap8—12,markoneletter(A—G)on

yourAnswerSheet.•Donotuseanylettermorethanonce.

MACROECONOMICPOLICIES

Formostcountries,thefollowingfourprincipalobjectivesofeconomicpolicywouldapply:(1)

Maintenanceofemploymentatahighlevel.(2)Stableprices.(3)Economicgrowth.(4)Balanceof

paymentsequilibrium.Theseobjectivesaresometimesextremelydifficulttoachieve.Ahighlevel

ofemployment,forexample,tendedtopushwagesandhencepricesup.Italsocreatedan

imbalancebetweenexportsandimports.Furthermorethecompetitionamongfirmsforlabor

tendedtoreducelaborproductivitysinceworkerswerenotalwaysfullyemployed.

Governmentwilldifferintheemphasistheyplaceoneachoftheaboveobjectives._8_.At

timeswheninflationwashigh,greatstresswasplacedonbringingitdown,butthishadsevere

effectsonjobsandoneconomicgrowth.Thepursuitofanexpansionarypolicyveryofte