2025届湖北省天门市三校高三下第一次测试英语试题含解析

2025届湖北省天门市三校高三下第一次测试英语试题考生须知：1．全卷分选择题和非选择题两部分，全部在答题纸上作答。选择题必须用2B铅笔填涂；非选择题的答案必须用黑色字迹的钢笔或答字笔写在“答题纸”相应位置上。2．请用黑色字迹的钢笔或答字笔在“答题纸”上先填写姓名和准考证号。3．保持卡面清洁，不要折叠，不要弄破、弄皱，在草稿纸、试题卷上答题无效。第一部分（共20小题，每小题1.5分，满分30分）1．Ifyouwanttoseeadoctor，youfixadatewithhimaheadoftime.Thatisacommon________intheUSA．A．viewB．exerciseC．practiceD．reality2．Thedocumentfilm______nextweekaimsatintroducinglocalculturestotheworld.A．released B．beingreleasedC．tobereleased D．havingbeenreleased3．Ireallydon’tknow_________shegetsbyonsuchamodestsalary.A．whatB．whyC．howD．that4．We’llbuildapowerstation______waterresourcesareplentiful.A．where B．inwhichC．which D．that5．_______theweather,thesportsmeetwillbeheldontime.A．Insteadof B．Inrelationto C．Regardlessof D．Infavorof6．Thenewproductisbeyondallpraiseandhasquicklytakenoverthemarket________itssuperiorquality.A．intermsof B．onaccountofC．onbehalfof D．ontopof7．IwillgotoBeijingonbusinesstomorrow,doyouhaveanything____toyoursonstudyinginPekingUniversity?A．tobetaken B．totake C．taken D．beingtaken8．——Davidshouldlietohisbestfriendinordertogetthewell-paidjob!——Itistypicalofhimbecausehe________.A．isfacinghisWaterlooB．isvisuallychallengedC．hascast-ironnervesD．worshipsthegoldencalf9．WorldAIDSDayisalsoimportantinremindingusthatHIVhasnotgoneaway,andtherearemanythingsstilltobedone.A．which B．whatC．that D．/10．Tobeanexpert,abeginnerneedstogothroughaseriesof_____stages.A．intermediateB．liberalC．overallD．demanding11．Mankindmustfirstofalleat,drink,haveshelterandclothing________itcanpursuepolitics,science,artandreligion.A．until B．unlessC．before D．since12．Addingtotheirhappiness,hesays,______somesimilaritiesbetweenthetwotestpapers.A．is B．are C．has D．have13．After________________asandstormwarningonSundayevening,meteorologistsforecastthatdustyweatherwillcontinueinpartsofthecountryonMonday.A．breakingoff B．callingoff C．leavingoff D．puttingoff14．Maybeitistimefortherestofsocietyto_________thefact_________Imaynotbeabletowalk,therearemanyothergreatthingsIcando.A．adjustto;thatB．getusedto;thatwhileC．adaptto;whileD．goabout;thatwhile15．TheBritishgovernmentpublishedanofficialpolicydocument________itsplanstobringtheUKoutoftheEuropeanUnion.A．lettingoutB．puttingoutC．settingoutD．workingout16．Goingoutis__________goodmeansofrelaxation.Wouldyouliketogoto______parkwithmeintheafternoon?A．the;the B．the;a C．a;the D．/；a17．Theshockingnewsmademerealize_____________terribleproblemswewouldface.A．that B．howC．why D．what18．—Howdoyoufindyournewclassmate?—Oh,sheisreally________ofamusician,whocannotonlysingverybeautifully,butalsocomposeskillfully.A．something B．somebodyC．everything D．everybody19．Hehasmadelittlepreparationfortheinterview,sothechanceofhimsucceedinginitis.A．slimB．fantasticC．obviousD．gentle20．—Whatdoyouthinkofthenewly-releasedfilmCapernaum?—Ittouchedmyheartdeeply.ButforyourrecommendationI_________it.A．hadmissed B．wouldmiss C．wouldhavemissed D．musthavemissed第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21．（6分）It’snoteverydaythatUnitedStateshistorymixeswithmicrobes(微生物)inthesoil.ButwhenthegrasslandontheNationalMallinWashington,D．C．wasreplaced,itofferedscientiststheopportunitytostudychangesinthesoilbeneath.Theworkfocusedonthebacteriapresentinthesoil.Totheresearchers’surprise,thecommunitiesofmicrobesdidnotchangealotbeforeandafterthereplacement.Thesecommunitiesinthesoilareknownasthesoilmicrobiome(微生物群).“Mylabisinterestedinhowmicrobescanmovearoundintheenvironment,andhowtheychangeandadaptasaresultofthismovement,”explainsJoAnneCrouch,theleadauthorofthestudy.“Wethoughtthatthenew‘imported’turf(草皮)fromNewJerseywouldintroducedifferentcommunitiesofbacteriatotheNationalMall.However,wefoundthattheyweren’tsignificantlydifferent.”Crouch’sworkfocusedonturfgrass，definedasalargeareaofgreengrass.Itismadeupofthegrass,itsroots,andthesoilandmicrobesfoundwiththem.Thinkofthesoilmicrobiomeassimilartothecollectionofmicrobesfoundinthehumanbody.Whenthemicrobesareoutofbalance,itcanmakesomeonesick.Crouchsaysit’sthesameforthesoilmicrobiome.Manyoftheworstdiseasesincropsorotherenvironmentsarelinkedwithchangesinthesoilmicrobiome.Additionally,Crouchsaysthateventhoughthechangesbetweenthesoilsweresmall,scientistsarealsostartingtoappreciatethatsometimesareallyimportantmicrobeisarareone.Thismeansitwouldbehardtoobservebutcouldgreatlyaffecthowthegroupsfunctionasawhole.“Agriculturalareasandothernaturalspacesarehighlyandeasilyhurtbynegativechanges,”shesays.“Microbiomesofferanalmostentirelynewopportunitytoinfluenceinteractionsamongplantsandmicrobestoimproveplantproductivityandhealth.”1、Whydidtheresearchersfeelsurprisedwhentheyfocusedonthebacteriainthesoil?A．Morebacteriaappearedinthesoil.B．Microbeswerereplacedobviously.C．Soilmicrobiomealmostremainedstable.D．Thesoilmicrobiomesdamagedtheenvironment.2、Bystudyingtheturfgrass,whatdidCrouchandherteamfind?A．Microbesgrewfasterintheirowncommunity.B．Soilmicrobiomesweredifferentindifferentplaces.C．Turfgrassadaptedtotheenvironmentnearbyverysoon.D．Similarcommunitiesofbacteriawerebroughtbyturfgrass.3、Whydidtheauthormentionthemicrobesinthehumanbody?A．Toindicatethetwoplayasimilarrole.B．Toprovetheyareboththecausesofdiseases.C．Toexaminetheenvironmentspeoplelivein.D．Toanalyzethechangesofhumanmicrobes.4、WhatdoesCrouchmeaninthelastparagraph?A．Microbesarestillashardtoobserveasbefore.B．Studiesonmicrobiomescanbebeneficialtoagriculture.C．Scientistsarestillpuzzledabouttheeffectofmicrobiomes.D．Toomanymicrobiomesinthesoilmeannoharmtoplants.22．（8分）Inadditiontobeingafinancialsuccess,DisneylandwasapersonalsatisfactiontohisfounderWaltDisney.Itexpressedhisideasofallthatistrueandgoodandbeautifulinthisworld.Heneverwastiredofvisitingtheparkhimself,ofexpandingitandimprovingit.Eventoday,Disneylandiskeptspotless.Everynight,eachstreetandwalkwayiswashed,andworkerswithknivesgetdownontheirhandsandkneestoscrape(刮，擦)upchewinggumthathasbeendroppedbyvisitors.(Visitorstotheparkarecalled“guests”never“customers”)Everyyear,some800,000plantsarereplacedbecauseDisneyrefusedtoputupsignsaskinghis“guests”nottosteponthem.Allofthishasreducedtheprofits,butitaddsimmeasurablytotheattractionofthepark.UndoubtedlyithelpsexplainwhyanamazingfiftypercentofthepeoplewhoenterDisneyland’sgateshavebeentherebefore.Thepark’sgeneraldesigncontributestothevisitor’spleasure.Thereareplentyofshadetrees,muchgrass,andlotsofcoolwaterinpondsandlakesandrivers—allman-made.Theparkisdividedintofivesections.Inonesection,thevisitorwalksalonganAmericanMainStreetasDisneyrememberedfromhischildhood.Anothersection(Tomorrowland)showstheworldofthefuture.Athird,Adventureland,satisfiestheuniversalloveofexploration.Stillanother,Fantasyland,takesthevisitorintothedreamlikeworldsmadefamousbyDisneyfilms.FinallythereisFrontierland,whichrepresentstheOldwest.Itispossible,inasingleday,tovisitinimaginationeverycontinentandalmosteveryhistoricalperiod.Thereissomethingforeverygroup.MostofwhathasbeensaidaboutDisneylandisalsotrueofWaltDisneyWorld.ThisisasecondhugeamusementparkoutsideofOrlando,Florida,designedtothrilleast-coastvisitorsasDisneylandhasthrilledthoseinthewest.MillionsofchildrenandadultshavevisiteditsMainStreet,MagicKingdom,andotherunforgettableattractions.1、Fromthe1stparagraphwelearnthat.A．DisneylandisratherwastefulinthatitoftenreplacedthedestroyedplantsB．manypeople’svisitingDisneylandagainshowsthatit’sanonprofitableplaceC．DisneylandismainlytherealizationofthevaluesofitsfounderD．Disneylandiswellkeptinordertoearnmaximumprofits2、VisitorstoDisneyland.A．throwrubbishatrandomB．canstepontheplantsC．aremostlyself-centeredD．nevercareaboutitsefforts3、IfyouwanttogetsomeknowledgeofAmericanhistoryfromDisneylandmoreextensively,youmayfirstvisit.A．AmericanMainStreetB．FantasylandC．AdventurelandD．Frontierland4、WaltDisneyWorld.A．isanothernameforDisneylandB．hastwoattractivesectionsC．isasattractiveasDisneylandD．isdesignedforeast-coastvisitorsonly23．（8分）Galaxysawamanandawomanwhocommunicatedwiththesignlanguageatthetrainstationwhenshewasonthewayhomeoneevening.Shenoticedthatthewomanaskedthemanforthedirection.Hetoldherthathedidnotknow.Galaxydecidedtohelpthem.Shehadlearnedthesignlanguagewhensheservedasavolunteerinthedeafandmute（聋哑）school.Thensheshowedthewomanthedirectionandleftheremailaddresstothemincasetheyneededherhelplater.Shereceivedanemailfromthatmanthenextday.Kazrimwashisname.Galaxyrepliedhismailsincerely，Theybothstartedchattingonlinesoonafterandbeganseeingeachother.Althoughtheyonlycommunicatedwiththesignlanguage,itneverbotheredher.Galaxywasfondofhimgradually.Obviously,Kazrimwasthesametoo.HepresentedGalaxywithabunchofsunflowersandaskedhersincerely,“Areyouwillingtobemygirlfriend?”Galaxywaspleasantlysurprised.Sherequestedhimtogivehersometimetopersuadeherparents.Asshehadexpected，herparentswereveryangryaftertheyhadlearnedoftheirlovestory.Galaxyexplained，“Kazrimisanexcellentandaveryoptimisticperson.Hehasaverypositiveattitudetowardslifeandwork.Hecaresforothersalways.Heis100％betterthanthenormal.Moreover,themuteisstillahuman.Heshouldpossessaperfectandwonderfullove.”Herparentsaskedtoseehim，then.TheveryworriedGalaxytookKazrimhomeafewdayslater.Whentheywereonthetrain，Kazrimtoldher,“I'mgoingtotellyourparentsthatI'llbelookingafteryouwellwithallmylife!”Galaxywasdeeplymoved.Assoonastheyhadenteredthehouse，Galaxyintroducedhimtoherparents.Shesaid,“ThisisKazrim.”Justrightafterherspeech，anunbelievablethinghappened.Kazrimthrewthegiftawayandheldherinhisarmstightly.Hesaid.“YOUCANTALK?”ItwasthesamequestionthatGalaxywantedtoask，too.Thefourpeoplewereshockedallofasudden.Asamatteroffact,KazrimalwaysbelievedthatGalaxywasamuteandhestillfellinlovewithherdeeply.1、HowdidGalaxyandKazrimgettoknoweachother?A．Theymeteachotherbychance.B．TheywereintroducedtoeachotherC．Theyoncestudiedatthesameuniversity.D．Theybothservedinaspecialneedsschool.2、HowdidGalaxyprobablycommunicatewithKazrimbeforeshetookhimhome?A．Writingwordsonpaper. B．Usingthesignlanguage.C．Judgingfromhisexpression. D．Speakinghernativelanguage.3、WhatdidGalaxyexpectherparentstodo?A．TohaveatalkwithKazrim. B．Toprepareforhermarriage.C．TotreatKazrimasanormalman. D．ToacceptKazrimasherboyfriend.4、Whatcanwelearnaboutthetwoyoungpeoplefromthepassage?A．Theyfellinloveatthefirstsight.B．Theycheatedeachothertowinlove.C．Theymistookeachotherforbeingmutes.D．TheyignoredtheangerofGalaxy'sparents.24．（8分）AbanonsmokinginpublicplaceshascomeintoforceinChina—hometoathirdoftheworld’ssmokers.Themoveisaimedatcontrollingthenumberofdeathsfromsmoking-relateddiseases*runningatamillionayear.Buttheruleshavebeencriticized,becausetheydonotincludepunishmentsforthosewhochoosetoignorethem.Manybusinessownershaterulesthatforcethemtobansmokingontheirpremises(经营场所)becausemanycustomersdonotliketherulesandcomplain.Therulesdonotallowsmokinginplaceslikerestaurants,hotels,railwaystationsortheatres,butnotattheoffice.Employershaveadutytowarnstaffoffthedangersofsmokingbutdonothavetoforbidthemfromlightingupattheirdesks.Shanghaiintroducedsimilarrulesayearago,butpeopledonotseemtotakemuchnoticeofthem.Oftenyoufindpeoplesmokingatthenexttablewhileyouareeatingyourmealorhavingadrinkinabar.Theproblemisthattherulesdonotincludepunishmentsforbusinessesorindividualswhoignorethem.ItappearsthatmanyChinesepeopleareunawareofthedangersofsmoking.Researchsuggeststhatonlyoneinfourknowstheharmcigarettesofsecond-handsmokingcancause.Officialssaytheyhavetotrytopersuadepeoplenottosmoketoreducethenumbersdyingfromsmoking-relateddiseases.Atthesametimethegovernmentmakesalotofmoneyfromthesalesofcigarettesbythestate-ownedfirmthatmakesandsellsalltobaccoproductsthroughoutthecountry.1、ThenumberofsmokersinChinamakesupaboutoftheworld’ssmokers.A．66%B．44%C．33%D．55%2、Wecanreplacetheunderlinedpartinthepassagewith.A．areconcernedaboutB．arecuriousaboutC．don’tknowD．don’tcare3、1fthegovernmentwantstobansmokinginpublicplaces,.A．onlyrelyoneducatingpeopleB．takemoreeffectivemeasuresC．dopunishthosewhoignoretherulesD．letpeopleknowmoreaboutthedangersofsmoking25．（10分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕产假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(拥抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown第三部分语言知识运用（共两节）第一节（每小题1.5分，满分30分）阅读下面短文，从短文后各题所给的A、B、C和D四个选项中，选出可以填入空白处的最佳选项．26．（30分）Ananxiousfather,wasworriedlysittingoutsideanoperationroom.Havingmetwithabadaccident,hissonwaslying1inside.Forthefather,everymomentseemedlongerthanayear.Suddenlyadoctor2towardstheoperationroom.Thefatherjustcouldnotcontrolhis3,“Mysonislyingonthe4tableforsolong!”Thedoctor5thefatherandsaid,"Thisisthe6Icouldreach.Pleasedon’t7.”Thenhecontinuedrunningtotheoperationroom.Thefatherbecameevenangrier,"How8yousaidnottoworry!Youdoctorshaveno9atall!”Anhourpassed;threemorehourswentby;thefatherthenbegantothinkofallthe10thingsthathemighthavetohearoncethedoctorfinishedthemarathonoperation.11,thedoctorcameoutoftheroom.Beforethefathercouldaskhim12,thedoctorsaid,“Yoursonisfinenow.”landrushedaway.Thefatherbecameangryagain.Heshoutedatthenurse,“Howproud!Whatdoeshethinkofhimself?Hehasdoneno13tomeatall!Itishis14toservehispatients.”Thenurserequestedhimto15downandsaid,"I'msorry,sir.Yoursonisoutof16.Thedoctorwhooperatedonyoursonwasinthegraveyard（基地）whenwecalledhim17yoursonwasbroughthere.Hisson18awaylastnight.Beforeleaving,thedoctorgavemeallthenecessary19.”Don't20beforeknowingthewholetruth.1、A．unconsciousB．unwillingC．regretfulD．hopeless2、A．walkedB．lookedC．droveD．rushed3、A．fearB．painC．sorrowD．anger4、A．dinningB．operationC．writingD．work5、A．lookeddownonB．tookcareofC．staredatD．laughedat6、A．earliestB．latestC．hardestD．farthest7、A．worryB．cryC．hesitateD．quarrel8、A．stressfullyB．easilyC．patientlyD．embarrassedly9、A．abilitiesB．courageC．feelingsD．spirits10、A．dangerousB．urgentC．favoriteD．worst11、A．QuicklyB．GraduallyC．FinallyD．Immediately12、A．whyB．anythingC．whenD．everything13、A．favourB．wrongC．goodD．harm14、A．dutyB．problemC．dreamD．chance15、A．breakB．calmC．setD．fall16、A．sightB．orderC．dangerD．control17、A．beforeB．althoughC．aslongasD．assoonas18、A．walked.B．passedC．gotD．ran19、A．possessionsB．assignmentsC．instructionsD．requests20、A．replyB．imagineC．regret.D．conclude第二节（每小题1.5分，满分15分）阅读下面材料，在空白处填入1个适当的单词或括号内单词的正确形式。27．（15分）Hereisastoryaboutanoldwiseman.Oneday,thewisemanwasonhiswaytoavillagewherepeoplewerevery1．(interest)inhisideas.Eachpersoninthevillagehadmadegreatpreparations,thinkingaboutthequestions2．heorshemightaskthewiseman.Thewisemanfinallyarrivedand,aftertheinitialwelcome,hewastakentoalargeroomwhich3．(crowd)withpeoplewaitingwithgreatexpectationand4．(excite).Butthewisemanjustwalkedsilentlyaroundtheroom,5．(sing)asweetandsoftsong.Onebyone,theyoungpeoplestartedtotakeupthesong;graduallyoldmenaswellas6．(child)wereallsingingalong.Aspeoplebecamecomfortablewithhissong,thewisemanstartedtodance7．themusic.Hedancedeverywhereintheroom,andonebyone,peopledancedwithhim.Sooneveryoneinthewholevillagewasdancingandsinging8．(free).Laterinthenight,thewisemangraduallyslowedthedanceandfinallybroughtitto9．stop.Hesaidgently,“ItrustthatI10．(answer)allofyourquestions.”第四部分写作（共两节）第一节短文改错（满分10分）28．（10分）假定英语课上老师要求同桌之间交换修改作文，请你修改你同桌写的以下作文。文中共有10处语言错误，每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。增加：在缺词处加一个漏字符号（∧），并在其下面写出该加的词。删除：把多余的词用斜线（\）划掉。修改：在错的词下划一横线，并在该词下面写出修改后的词。注意：1、每处错误及其修改均仅限一词2、只允许修改10处，多者（从第11处起）不计分。Lastweekend,ourclasswenthiking、Earlyinthemorning,wegatheredatPeople’sSquareinthecitycenterandthenheadfortheSouthMountain,whichwas8kilometersaway、Ourgoalwastoclimbingtothetop,fromwhichwecouldenjoyagoodview、Itwasanexhaustedhikeandtheheatsconsumedallourenergy、Therefore,whenwefinallyreachedtoourdestination,theviewtookourbreathaway、Itwaswellworthwalkingsuchlongdistance、BecauseInotonlygotrelaxedbyenjoyingthebeautyofnaturebutalsolearnedthetruthwhichoureffortswillalwayspayoffintheend、第二节书面表达（满分25分）29．（25分）你校学生会主办的英语月报将举行“为建设节约型社会献一计”活动，你提出一个建议：鼓励毕业的学生把参考书及课本留给下一届学生使用．你的理由是：1．可以节省资源，减少浪费；2．书上的笔记很有用；3．国外（如：澳大利亚）已有成功的做法；4．其他．请你用英语写一篇100词左右的短文向编辑部投稿．注意：1．不要逐字逐句翻译；2．文章的开头已给出，但不计人总词数．Asweknow，whenseniorstudentsgraduatefromschool，mostoftheirreferencebooks（aswellastextbooks）_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

参考答案第一部分（共20小题，每小题1.5分，满分30分）1、C2、C3、C4、A5、C6、B7、A8、D9、C10、A11、C12、B13、B14、B15、C16、C17、D18、A19、A20、C第二部分阅读理解（满分40分）阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项。21、1、C2、D3、A4、B22、1、C2、B3、D4、C23、1、A2、B3、D4、C24、1、C2、C3、C25、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海绵)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研讨会),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,t