招商银行大连市西岗区2025秋招笔试英语题专练及答案

招商银行大连市西岗区2025秋招笔试英语题专练及答案一、选词填空（共10题，每题1分）说明：从下列选项中选出最适合填入空白处的单词，每个选项仅使用一次。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoadaptorfaceobsolescence.A.forcedB.drivenC.encouragedD.permitted2.大连的经济发展战略__________注重海洋产业与高新技术的结合，以实现可持续增长。A.ishighlyB.arehighlyC.werehighlyD.hashighly3.Despitetheeconomicdownturn,thedemandfordigitalbankingservicesinNortheastChina__________stable.A.remainsB.remainedC.willremainD.hasremained4.Thenewpolicyaimsto__________financialinclusionbyreducingbarrierstoaccessforsmallbusinessesinruralareas.A.promoteB.discourageC.limitD.ignore5.ManyyoungprofessionalsinDalianprefer__________remoteworkoptionstobalancecareerandlifestyle.A.haveB.havingC.tohaveD.having6.Thebank’sAI-drivencreditassessmentsystem__________accuracyandefficiencyinriskmanagement.A.enhancesB.reducesC.decreasesD.maintains7.Thegovernment’ssupportforstartupsintheWandaPlazadistrict__________innovationandentrepreneurship.A.stimulatesB.hindersC.controlsD.neglects8.ThetradetensionsbetweenChinaandtheU.S.__________theglobalfinancialmarketin2024.A.affectedB.affectsC.hasaffectedD.willaffect9.ThebranchinXigangDistrictofferspersonalizedfinancialplanning__________clientstoachievelong-termwealthgoals.A.helpB.helpingC.tohelpD.helped10.Thebank’ssustainabilityreporthighlightseffortsto__________carbonemissionsthroughgreenfinancinginitiatives.A.minimizeB.maximizeC.ignoreD.delay二、阅读理解（共5题，每题2分）说明：阅读以下文章，然后回答问题。Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina,particularlyincoastalregionslikeDalian.FirmssuchasChinaMerchantsBankandICBChaveinvestedheavilyinmobileappsandonlineplatforms,cateringtothegrowingdemandforconvenience.However,traditionalbanksinNortheastChinastillfacechallenges,includinganagingworkforceandresistancetotechnologicaladoption.TheChinesegovernmenthasintroducedpoliciestoboostfintechdevelopment,offeringsubsidiesandtaxbreakstostartups.Despitetheseefforts,ruralareasremainunderserved,asinfrastructurelimitationshinderwidespreaddigitalaccess.Industryexpertssuggestthatcollaborationbetweenbanksandtechfirmsisessentialtobridgethisgap.1.Whatisthemainfocusofthepassage?A.Theimpactoffintechoncoastaleconomies.B.Governmentpoliciestosupportruralbanking.C.ChallengesfacedbytraditionalbanksinNortheastChina.D.ThegrowthofmobilebankinginChina.2.Accordingtothepassage,whydoruralareaslackdigitalbankingservices?A.Lackofgovernmentsupport.B.Insufficientinfrastructure.C.Highresistancefromresidents.D.Limitedinvestmentfrombanks.3.Whatdoesthepassagesuggestforimprovingruralbanking?A.Increasinggovernmentsubsidies.B.Encouragingtechfirmstoinvest.C.Focusingonurbanmarketsfirst.D.Retrainingtheagingworkforce.4.Howdofintechfirmsbenefitfromcollaborationwithbanks?A.Theygainaccesstoruralmarkets.B.Theyreceivetaxincentives.C.Theyimprovetheirmobileappfunctionality.D.Theyreduceoperationalcosts.5.Whatisthetoneofthepassage?A.CriticalB.SupportiveC.NeutralD.Skeptical三、完形填空（共10题，每题1分）说明：阅读以下短文，选择最佳答案填入空白处。ThebankingsectorinDalianhasseensignificantchangesoverthepastdecade.__________(6),theriseofdigitalplatformshasforcedinstitutionstoinnovate.ManybanksnowofferAI-poweredchatbotsto__________(7)customerqueries,reducingtheneedforin-personinteractions.However,human-centricservicesremaincrucial,especiallyforhigh-net-worthclients.__________(8),thebranchinXigangDistricthasintroducedahybridmodel,combiningdigitalefficiencywithpersonalizedadvice.Thisapproachhas__________(9)customersatisfactionwhilemaintainingprofitability.Meanwhile,thecity’seconomicpolicieshave__________(10)opportunitiesforforeigninvestors.Thegovernmenthasrelaxedregulationsand__________(11)incentivesforfintechstartups.Asaresult,Dalianhasbecomeahubforbankinginnovation.__________(12),challengesliketalentshortagespersist.Banksmust__________(13)strategiestoattractandretainskilledprofessionals.__________(14),thefuturelookspromising,asthecitycontinuestoinvestinfinancialtechnology.6.A.WiththedevelopmentofB.DuetothegrowthofC.DespitethechallengesD.Incontrasttothepast7.A.resolveB.ignoreC.createD.delay8.A.ForexampleB.HoweverC.ThereforeD.Moreover9.A.improvedB.decreasedC.maintainedD.reduced10.A.createdB.eliminatedC.ignoredD.limited11.A.providedB.removedC.imposedD.denied12.A.NeverthelessB.SimilarlyC.ConsequentlyD.Therefore13.A.developB.neglectC.ignoreD.reduce14.A.StillB.YetC.ThereforeD.Moreover四、翻译填空（共5题，每题2分）说明：将以下中文句子翻译成英文，填入横线处。1.招商银行在大连的分行致力于为客户提供全方位的金融服务，涵盖财富管理、企业融资和个人贷款。TheChinaMerchantsBankbranchinDalianiscommittedto__________comprehensivefinancialservices,includingwealthmanagement,corporatefinancing,andpersonalloans.2.随着人工智能技术的进步，银行业正在经历一场数字化革命，这对大连的传统银行提出了新的挑战。Withtheadvancementofartificialintelligence,thebankingindustryisundergoingadigitalrevolution,__________traditionalbanksinDaliantoadapt.3.大连市政府计划通过设立专项基金来支持中小企业数字化转型，以增强区域经济竞争力。TheDalianMunicipalGovernmentplansto__________smallandmedium-sizedenterprises’digitaltransformationbyestablishingaspecialfund.4.招商银行的绿色金融计划旨在通过投资可再生能源项目来减少碳排放，助力大连实现碳中和目标。ChinaMerchantsBank’sgreenfinanceprogramaimsto__________carbonemissionsbyinvestinginrenewableenergyprojects,helpingDalianachieveitscarbonneutralitygoals.5.为了提升客户体验，西岗区的银行网点配备了智能自助服务终端，方便客户24小时办理业务。Toenhancecustomerexperience,thebankbranchesinXigangDistrictareequippedwith__________self-serviceterminalsfor24-hourservice.五、写作（1题，10分）说明：写一篇150-200字的短文，回答以下问题。Topic:"TheRoleofBanksinPromotingFinancialInclusioninCoastalCities"DiscusshowbankscancontributetofinancialinclusionincoastalcitieslikeDalian.Includeexamplesofinnovativestrategiesandthebenefitstheybringtolocalcommunities.答案及解析一、选词填空1.B.driven解析：Therapiddevelopmentoffintechhasdriventhetraditionalbankingindustrytoadaptorfaceobsolescence.（金融科技的快速发展推动了传统银行业必须适应或面临淘汰。）2.A.ishighly解析：大连的经济发展战略ishighly注重海洋产业与高新技术的结合，以实现可持续增长。（大连的经济发展战略高度注重海洋产业与高新技术的结合。）3.A.remains解析：Despitetheeconomicdownturn,thedemandfordigitalbankingservicesinNortheastChinaremainsstable.（尽管经济下行，东北地区数字银行服务的需求保持稳定。）4.A.promote解析：Thenewpolicyaimstopromotefinancialinclusionbyreducingbarrierstoaccessforsmallbusinessesinruralareas.（新政策旨在通过减少农村小微企业获取服务的障碍来促进普惠金融。）5.B.having解析：ManyyoungprofessionalsinDalianpreferhavingremoteworkoptionstobalancecareerandlifestyle.（大连许多年轻专业人士更喜欢远程工作选项来平衡事业和生活方式。）6.A.enhances解析：Thebank’sAI-drivencreditassessmentsystemenhancesaccuracyandefficiencyinriskmanagement.（银行的人工智能驱动的信用评估系统提高了风险管理中的准确性和效率。）7.A.stimulates解析：Thegovernment’ssupportforstartupsintheWandaPlazadistrictstimulatesinnovationandentrepreneurship.（政府对万达广场地区创业公司的支持激发了创新和创业。）8.A.affected解析：ThetradetensionsbetweenChinaandtheU.S.affectedtheglobalfinancialmarketin2024.（中美贸易紧张关系影响了2024年全球金融市场。）9.C.tohelp解析：ThebranchinXigangDistrictofferspersonalizedfinancialplanningtohelpclientsachievelong-termwealthgoals.（西岗区的银行网点提供个性化财务规划以帮助客户实现长期财富目标。）10.A.minimize解析：Thebank’ssustainabilityreporthighlightseffortstominimizecarbonemissionsthroughgreenfinancinginitiatives.（银行的可持续发展报告强调了通过绿色融资计划减少碳排放的努力。）二、阅读理解1.D.ThegrowthofmobilebankinginChina.解析：文章主要讨论了中国移动银行的兴起及其对金融格局的影响。2.B.Insufficientinfrastructure.解析：文章指出农村地区缺乏数字银行服务的原因是基础设施有限。3.B.Encouragingtechfirmstoinvest.解析：文章建议通过鼓励科技企业投资来改善农村银行业。4.A.Theygainaccesstoruralmarkets.解析：合作使科技企业能够进入农村市场，拓展业务范围。5.C.Neutral解析：文章以客观视角分析问题，没有明显的情感倾向。三、完形填空6.B.Duetothegrowthof解析：Duetothegrowthofdigitalplatforms,thebankingsectorinDalianhasseensignificantchanges.（由于数字平台的增长，大连的银行业发生了重大变化。）7.A.resolve解析：ManybanksnowofferAI-poweredchatbotstoresolvecustomerqueries.（许多银行现在提供人工智能驱动的聊天机器人来解决客户问题。）8.B.However解析：However,thebranchinXigangDistricthasintroducedahybridmodel.（然而，西岗区的银行网点引入了混合模式。）9.A.improved解析：Thisapproachhasimprovedcustomersatisfactionwhilemaintainingprofitability.（这种做法在提高客户满意度的同时保持了盈利能力。）10.A.created解析：Thecity’seconomicpolicieshavecreatedopportunitiesforforeigninvestors.（大连的经济政策为外国投资者创造了机会。）11.A.provided解析：Thegovernmenthasprovidedincentivesforfintechstartups.（政府为金融科技初创企业提供了激励。）12.A.Nevertheless解析：Nevertheless,challengesliketalentshortagespersist.（然而，人才短缺等挑战仍然存在。）13.A.develop解析：Banksmustdevelopstrategiestoattractandretainskilledprofessionals.（银行必须制定策略吸引和留住专业人才。）14.A.Still解析：Still,thefuturelookspromising.（尽管如此，未来看起来充满希望。）四、翻译填空1.providing解析：TheChinaMerchantsBankbranchinDalianiscommittedtoprovidingcomprehensivefinancialservices...（招商银行大连分行致力于提供全面的金融服务...）2.requiring解析：Withtheadvancementofartificialintelligence,thebankingindustryisundergoingadigitalrevolution,requiringtraditionalbanksinDaliantoadapt.（随着人工智能的进步，银行业正在经历数字化革命，要求大连的传统银行适应...）3.supporting解析：TheDalianMunicipalGovernmentplanstosupportingsmallandmedium-sizedenterprises’digitaltransformationbyestablishingaspecialfund.（大连市政府计划通过设立专项基金支持中小企业的数字化转型...）4.reducing解析：ChinaMerchantsBan