民生银行南昌市青云谱区2025秋招笔试英文行测高频题含答案

民生银行南昌市青云谱区2025秋招笔试英文行测高频题含答案一、选词填空（共5题，每题2分，共10分）要求从选项中选出最合适的单词填入空格，使句子意思完整、语法正确。1.Therapiddevelopmentoffintechhassignificantly______theefficiencyoffinancialservicesinurbanareaslikeNanchang.A.improvedB.reducedC.complicatedD.stabilized2.ToattractmoreyoungprofessionalstoQingyunpuDistrict,thegovernmenthas______infrastructureandpublictransportation.A.investedinB.ignoredC.delayedD.minimized3.Smallandmedium-sizedenterprisesinJiangxioftenfacechallengesin______accesstocapitalduetorigidbankingregulations.A.securingB.losingC.wastingD.avoiding4.ThenewbranchofMinshengBankinQingyunpuaimsto______localbusinessesbyofferingtailoredfinancialsolutions.A.excludeB.supportC.competewithD.replace5.Consumerbehaviorinfirst-tiercitieslikeNanchangishighly______byeconomictrendsandtechnologicaladvancements.A.flexibleB.predictableC.conservativeD.influenced二、阅读理解（共4题，每题3分，共12分）阅读以下短文，回答问题。Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina,particularlyinurbancenterslikeNanchang.Traditionalbanks,includingMinshengBank,areadoptingAIandbigdataanalyticstoenhancecustomerexperience.Forinstance,theQingyunpubranchofMinshengBankhasintroducedanonlineplatformthatallowsreal-timefundtransfersandbillpayments.However,challengesremain,suchascybersecurityrisksandtheneedformoreinclusivefinancialservicesforruralareas.TheJiangxiProvincialGovernmenthasalsopartneredwithfintechcompaniestopromotedigitalliteracyamongsmallbusinesses,aimingtobridgethegapbetweenurbanandruralfinancialdevelopment.1.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanking.B.Theimpactofdigitalbankingonurbanareas.C.Governmentpoliciesonruralfinance.D.TheroleoffintechinJiangxi.2.HowdoesMinshengBankimprovecustomerservice?A.Byreducingbranchoperations.B.Byintroducingdigitaltools.C.Byincreasingloanapprovals.D.Byfocusingonruralmarkets.3.Whatisachallengementionedinthepassage?A.Highcustomersatisfaction.B.Limiteddigitalinfrastructure.C.Excessivegovernmentsupport.D.Rapidurbanization.4.WhatdoestheJiangxiProvincialGovernmentaimtoachieve?A.Toeliminateruralbankingservices.B.Toenhancedigitalfinancialinclusion.C.Topromotetraditionalbankingmethods.D.Toreducefintechpartnerships.三、句子改错（共5题，每题2分，共10分）找出并改正句子中的错误（语法、词汇或逻辑错误）。1.TheconstructionofthenewsubwaylineinQingyunpuwillimprovetheaccessibilityoffinancialdistrictstoresidents.→Corrected:TheconstructionofthenewsubwaylineinQingyunpuwillimproveresidents’accessibilitytofinancialdistricts.2.ManysmallbusinessesinJiangxistruggletoaccesscreditbecausebanksrequiretoomanydocuments.→Corrected:ManysmallbusinessesinJiangxistruggletoaccesscreditbecausebanksaskfortoomanydocuments.3.Fintechcompaniesaremoreinnovativethantraditionalbanksinprovidingdigitalpaymentsolutions.→Corrected:Fintechcompaniesaremoreinnovativethantraditionalbanksinprovidingdigitalpaymentsolutions.4.ThegovernmentofNanchanghasimplementedpoliciestosupportthegrowthofstartupsinthefintechsector.→Corrected:ThegovernmentofNanchanghasimplementedpoliciestosupportthegrowthofstartupsinthefintechsector.5.Artificialintelligenceiswidelyusedinbanking,butitcannotcompletelyreplacehumaninteractions.→Corrected:Artificialintelligenceiswidelyusedinbanking,butitcannotcompletelyreplacehumaninteraction.四、完形填空（共5题，每题2分，共10分）阅读以下短文，选择最佳选项填空。ThebankingsectorinNanchanghasundergonesignificantchangesinrecentyears.(1)________,theriseofdigitalbankinghasreshapedhowfinancialservicesaredelivered.MinshengBank,aleadinginstitutioninthecity,hasembracedtechnologicaladvancementsto(2)________efficiency.Forexample,thebankhasintroducedmobilebankingappsthatallowcustomerstoperformtransactionsanytime,anywhere.However,traditionalbanksstillfacechallengesin(3)________withfintechcompanies.TheJiangxiProvincialGovernmenthasencouragedcollaborationbetweenbanksandfintechsto(4)________innovation.Asaresult,morebusinessesinQingyunpuDistrictarenowbenefitingfrom(5)________financialsolutions.1.A.HoweverB.MoreoverC.ThereforeD.Despite2.A.reduceB.maintainC.enhanceD.ignore3.A.competingB.associatingC.collaboratingD.interfering4.A.promoteB.discourageC.limitD.eliminate5.A.personalizedB.complexC.expensiveD.outdated五、翻译（共5题，每题3分，共15分）将以下中文句子翻译成英文。1.民生银行在南昌青云谱区的分支机构致力于服务当地小微企业。→MinshengBank’sbranchinQingyunpuDistrict,Nanchang,iscommittedtoservinglocalsmallandmedium-sizedenterprises.2.数字化转型对传统银行的运营模式提出了新的挑战。→Digitaltransformationhaspresentednewchallengestotheoperationalmodelsoftraditionalbanks.3.为了提高金融服务的可及性，政府提供了一系列优惠政策。→Toimprovetheaccessibilityoffinancialservices,thegovernmenthasintroducedaseriesofpreferentialpolicies.4.人工智能在风险管理中的应用越来越广泛。→Theapplicationofartificialintelligenceinriskmanagementisbecomingincreasinglywidespread.5.南昌市计划在未来五年内打造成为区域性金融中心。→Nanchangplanstobecomearegionalfinancialcenterwithinthenextfiveyears.答案与解析一、选词填空1.A.improved-解析：fintech（金融科技）提升了金融服务效率，故选improved（改善）。2.A.investedin-解析：政府通过投资基础设施吸引人才，故选investedin（投资）。3.A.securing-解析：中小企业面临融资困难，故选securing（获取）。4.B.support-解析：银行目标是为本地企业提供金融解决方案，故选support（支持）。5.D.influenced-解析：消费者行为受经济和技术趋势影响，故选influenced（影响）。二、阅读理解1.B.Theimpactofdigitalbankingonurbanareas-解析：全文围绕数字银行业务对南昌等城市的影响展开。2.B.Byintroducingdigitaltools-解析：文中提到MinshengBank通过线上平台提升服务。3.B.Limiteddigitalinfrastructure-解析：文中提到农村地区数字金融发展不足。4.B.Toenhancedigitalfinancialinclusion-解析：政府目标是通过数字技术促进金融普惠。三、句子改错1.修改：TheconstructionofthenewsubwaylineinQingyunpuwillimproveresidents’accessibilitytofinancialdistricts.-解析：需添加所有格“residents’”使句子完整。2.修改：ManysmallbusinessesinJiangxistruggletoaccesscreditbecausebanksaskfortoomanydocuments.-解析：require（要求）改为askfor（索取）更自然。3.修改：Fintechcompaniesaremoreinnovativethantraditionalbanksinprovidingdigitalpaymentsolutions.-解析：moreinnovativethan（比……更具创新性）需加连词。4.修改：ThegovernmentofNanchanghasimplementedpoliciestosupportthegrowthofstartupsinthefintechsector.-解析：句子结构需完整，添加“thegrowthof”使逻辑通顺。5.修改：Artificialintelligenceiswidelyusedinbanking,butitcannotcompletelyreplacehumaninteraction.-解析：replacehumaninteractions（取代人际互动）需改为replacehumaninteraction（取代人际互动）。四、完形填空1.B.Mo