兴业银行银川市兴庆区2025秋招笔试英语题专练及答案

兴业银行银川市兴庆区2025秋招笔试英语题专练及答案第一部分：阅读理解（共5题，每题2分，合计10分）说明：以下文章选自银行业相关报道，结合银川市兴庆区经济特点，考察考生对细节、主旨和推理的理解能力。Passage1(2分)TheChinaBankingandInsuranceRegulatoryCommission(CBIRC)hasrecentlyannouncednewguidelinestostrengthenriskmanagementintheregionalbankingsector.Thesemeasures,targetingbanksoperatinginareaswithhigheconomicvolatilitylikeYinchuan,aimtoenhancecapitaladequacyandliquidity.Localinstitutions,suchasIndustrialBank,havebeenencouragedtoaligntheiroperationswiththesestandardstoensurelong-termstability.TheCBIRC'sfocusonsmallandmedium-sizedenterprises(SMEs)inYinchuan'sindustrialparkssuggestsabroaderefforttosupportthecity'seconomicdiversification.Analystsnotethatthesereformscouldimprovecreditefficiencyintheregion.问题：Accordingtothepassage,whatistheprimarygoaloftheCBIRC'snewguidelines?A)ToincreaseprofitsforbanksinYinchuan.B)Tostrengthenriskmanagementinregionswitheconomicinstability.C)ToreducethenumberofbanksinYinchuan.D)ToprioritizelargeenterprisesoverSMEs.Passage2(2分)Aspartofitscommitmenttosustainabledevelopment,IndustrialBankhaslaunchedagreenfinanceprograminYinchuan,focusingonsupportingrenewableenergyprojects.Theinitiativeincludeslow-interestloansforsolarandwindenergyinstallationsinthecity'sindustrialareas.ThisalignswithYinchuan'sgoalofreducingcarbonemissionsby2025.Thebank'sreporthighlightsthepotentialofsuchprojectstoboostthelocaleconomywhilepromotingenvironmentalresponsibility.Localbusinesses,particularlythoseintheconstructionandmanufacturingsectors,areexpectedtobenefitfromthisprogram.问题：WhatisthemainbenefitofIndustrialBank'sgreenfinanceprogramforYinchuan?A)Itwillleadtohighertaxesforlocalbusinesses.B)Itwillreducethecity'srelianceonrenewableenergy.C)Itwillsupportenvironmentallyfriendlyprojectsandeconomicgrowth.D)Itwillprioritizetraditionalindustriesovernewenergysectors.Passage3(2分)TheannualtradefairinYinchuan'sNingxiaInternationalConvention&ExhibitionCenterhasattractedover200companiesfromacrossChinaandAsia.Theevent,themed"BeltandRoadEconomicCooperation,"showcasesthecity'sgrowingroleinregionaltrade.Keysectorsondisplayincludeagriculture,logistics,andtechnology.Localbusinesseshavereportedincreasedinterestfrominternationalpartners,particularlyinthedairyandtourismindustries.Thefairalsofeaturesworkshopsoncross-bordere-commerce,reflectingYinchuan'seffortstomodernizeitstradeinfrastructure.问题：WhatdoesthetradefairhighlightaboutYinchuan'seconomicdevelopment?A)ItsfocusonreducingtradewithAsia.B)Itsgrowingimportanceinregionalandinternationaltrade.C)Itsdecliningroleinthedairyindustry.D)Itspreferencefortraditionalindustriesovermodernones.Passage4(2分)IndustrialBankhasannouncedapartnershipwiththeYinchuanMunicipalGovernmenttoimprovefinancialservicesforruralareas.Theprogramincludesmobilebankingservices,microfinanceoptions,andtrainingforfarmersinmodernagriculturaltechniques.Thegoalistoreducepovertyinthesurroundingcountiesbyincreasingaccesstocreditandfinancialeducation.Preliminaryresultsshowthatsimilarinitiativesinotherregionshaveledtoa15%increaseinagriculturalproductivity.ThebankexpectssimilaroutcomesinYinchuan'sruralareas.问题：WhatisthemainobjectiveofIndustrialBank'spartnershipwiththeYinchuangovernment?A)Toincreaseprofitsfromruralbankingservices.B)Toimprovefinancialaccessandeconomicopportunitiesinruralareas.C)Tofocusonurbandevelopmentoverruralareas.D)ToreducethenumberoffarmersinYinchuan.Passage5(2分)TheYinchuanStockExchangehasseenasurgeinlistingsfromlocaltechnologycompaniesinthepastyear.Thistrendreflectsthecity'sgrowingtechindustry,supportedbygovernmentincentivesandinvestmentsininnovationhubs.Companiesspecializinginartificialintelligenceandbigdatahavegainedparticularattention.Thestockexchange'sreportpredictsthatthisgrowthwillcontinue,withmorestartupsseekingpublicfunding.Localbanks,includingIndustrialBank,areincreasingtheirsupportforthesefirmsthroughventurecapitalandotherfinancialservices.问题：WhatisthemainreasonfortheincreaseintechcompanylistingsontheYinchuanStockExchange?A)Thegovernmentisdiscouragingtechinvestments.B)Localtechcompaniesareexperiencinglowgrowth.C)Thestockexchangeislimitingnewlistings.D)Thecity'stechindustryisexpandingrapidly.第二部分：完形填空（共10题，每题1分，合计10分）说明：下文中有10处空白，每处有4个选项。根据上下文选择最合适的选项。TheRiseofDigitalBankinginYinchuanDigitalbankinghasbecomeatransformativeforceinYinchuan'sfinancialsector.Withtherapiddevelopmentofinternetinfrastructure,localbankslikeIndustrialBankhavebeenattheforefrontofthisshift.(1)______,customerscannowaccessservices24/7withoutvisitingphysicalbranches.Thisconveniencehasnotonlyimprovedcustomersatisfactionbutalsoreducedoperationalcostsforbanks.Theintegrationofbigdataandartificialintelligencehasfurtherenhancedtheefficiencyoftheseservices.(2)______,bankscandetectfraudmorequicklyandofferpersonalizedfinancialadvice.Thesetechnologieshavealsohelpedinexpandingfinancialinclusion,particularlyinruralareas.Forinstance,IndustrialBank'smobilebankingapphasenabledfarmersinthesurroundingcountiestoaccesscreditandinsurancemoreeasily.However,challengesremain.(3)______,thedigitaldividebetweenurbanandruralareasstillexists.Additionally,cybersecuritythreatsrequireconstantvigilance.(4)______,banksmustinvestinrobustsecuritymeasurestoprotectcustomerdata.Despitetheseissues,thefutureofdigitalbankinginYinchuanlookspromising.(5)______,thecity'sgrowingtechindustryislikelytodrivefurtherinnovationinthissector.AsYinchuancontinuestodevelop,digitalbankingwillplayacrucialroleinitseconomicgrowth.(6)______,thegovernmentandbanksmustcollaboratetoensurethattheseservicesbenefitallresidents.(7)______,theadoptionofdigitalbankingwilllikelyleadtomoreefficientfinancialsystemsandastrongereconomy.(8)______,traditionalbankingmethodswillstillcoexistwithdigitalalternativesfortheforeseeablefuture.(9)______,thesuccessofdigitalbankingdependsontheabilityofbankstoadapttochangingcustomerneeds.(10)______,Yinchuan'sfinancialsectorispoisedforabrightfuturewiththecontinuedevolutionofdigitalbanking.选项：1.A)ThereforeB)MoreoverC)HoweverD)Thus2.A)ByusingbigdataB)WiththehelpofbanksC)WithoutanysupportD)Throughgovernmentpolicies3.A)BecauseB)AlthoughC)SoD)If4.A)ThereforeB)MoreoverC)HoweverD)Thus5.A)AsaresultB)ConsequentlyC)InadditionD)Forexample6.A)SimilarlyB)AdditionallyC)ThereforeD)Furthermore7.A)EventuallyB)IndeedC)ClearlyD)Otherwise8.A)EventuallyB)ClearlyC)NaturallyD)Otherwise9.A)InfactB)InconclusionC)ForinstanceD)Asusual10.A)FinallyB)InfactC)ClearlyD)Naturally第三部分：词汇选择（共15题，每题1分，合计15分）说明：每题提供四个单词，根据上下文选择最合适的单词填空。1.Thenewfinancialregulationsaimto______financialcrimesintheregion.A)preventB)encourageC)ignoreD)support2.IndustrialBank'sgreenfinanceprogramisasignificant______tosustainabledevelopment.A)obstacleB)challengeC)contributionD)conflict3.Thetradefairprovidedaplatformforlocalbusinessesto______internationalpartners.A)loseB)attractC)ignoreD)reject4.Thecity'seconomicdiversificationhasledtoa______intechnology-relatedjobs.A)decreaseB)reductionC)surgeD)decline5.ThepartnershipbetweenIndustrialBankandtheYinchuangovernmentaimsto______povertyinruralareas.A)increaseB)reduceC)ignoreD)promote6.Theintegrationofbigdatahasimprovedthe______ofbankingservices.A)speedB)costC)complexityD)delay7.Thedigitaldividebetweenurbanandruralareasremainsa______issue.A)solvedB)unresolvedC)temporaryD)permanent8.Cybersecuritythreatsrequireconstant______toprotectcustomerdata.A)neglectB)investmentC)ignoringD)reduction9.Theadoptionofdigitalbankingwillleadtomore______financialsystems.A)inefficientB)efficientC)complexD)costly10.Traditionalbankingmethodswill______withdigitalalternativesforthefuture.A)competeB)coexistC)replaceD)消失11.Thesuccessofdigitalbankingdependsonbanks'abilityto______changingneeds.A)ignoreB)adapttoC)ignoreD)resist12.Thecity'sgrowingtechindustryislikelyto______furtherinnovation.A)hinderB)driveC)reduceD)discourage13.Thegovernmentandbanksmustcollaboratetoensuretheseservicesbenefitall______.A)residentsB)companiesC)touristsD)employees14.Thefinancialinclusionprogramhashelped______accesstocreditforfarmers.A)increaseB)reduceC)limitD)expand15.ThefutureofdigitalbankinginYinchuanlooks______.A)promisingB)uncertainC)bleakD)unchanged第四部分：翻译（共5题，每题2分，合计10分）说明：将以下中文句子翻译成英文。1.兴业银行在银川市兴庆区的业务发展迅速，已成为当地重要的金融合作伙伴。2.银行的新政策旨在提高风险管理的有效性，以应对区域经济的波动。3.本地的农业企业受益于绿色金融项目，获得了用于可持续农业发展的资金支持。4.银行与政府合作，推出了一系列旨在改善农村金融服务的新举措。5.银行通过技术创新，提升了客户服务的效率和个性化水平。答案及解析第一部分：阅读理解1.B解析：文章首句明确指出CBIRC的新指南旨在加强高风险地区的风险管理，与选项B一致。2.C解析：第二段提到绿色金融项目支持可再生能源项目，促进环保和经济增长，与选项C相符。3.B解析：第三段强调贸易博览会展示了银川的区域贸易重要性，与选项B一致。4.B解析：第四段说明银行与政府合作改善农村金融服务，以减少贫困，与选项B相符。5.D解析：第五段指出银川科技行业的增长推动了股市科技公司上市，与选项D一致。第二部分：完形填空1.B解析：前文提到数字银行的便利性，此处用"Moreover"表示递进。2.A解析：后文提到大数据检测欺诈，此处用"Byusingbigdata"说明手段。3.B解析：前文提到数字银行的进步，此处用"Although"转折。4.D解析：后文提到保护数据，此处用"Thus"引出结论。5.C解析：前文提到数字银行的未来，此处用"Inaddition"补充信息。6.A解析：后文提到效率提升，此处用"Similarly"表示类似情况。7.B解析：后文提到更高效的系统，此处用"Indeed"强调事实。8.B解析：后文提到共存，此处用"Clearly"说明趋势。9.D解析：后文提到适应需求，此处用"Otherwise"表示否则。10.A解析：结尾句展望未来，此处用"Finally"总结。第三部分：词汇选择1.A解析：防止金融犯罪是政策目的，用"prevent"。2.C解析：绿色金融对可持续发展有贡献，用"contribution"。3.B解析：贸易博览会吸引合作伙伴，用"attract"。4.C解析：科技岗位激增，用"surge"。5.B解析：合作旨在减少贫困，用"reduce"。6.A解析：大数据提升服务速度，用"speed"。7