中国银行三明市大田县2025秋招笔试英语阅读选词题专练30题及答案

中国银行三明市大田县2025秋招笔试英语阅读＋选词题专练30题及答案英语阅读理解（15题，每题2分，共30分）背景提示：本部分内容结合中国银行三明市大田县分行近年业务发展及当地经济特色设计，涉及银行业务流程、金融科技应用、乡村振兴战略等主题。题目：1.Passage1(2分)TheChinaMerchantsBank(CMBC)inDatianCounty,SanmingCity,haslaunchedanewdigitalservicetosupportruralenterprises.Theserviceincludesonlineloanapplicationsandreal-timefinancialadvice,whichhelpslocalbusinessesreduceoperationalcosts.Accordingtoareport,over50small-scalemanufacturershavebenefitedfromthisinitiativesinceitsimplementationlastyear.Thebank’sstrategyalignswiththenationalruralrevitalizationplan,emphasizingtheintegrationoffinancialtechnologywithtraditionalagriculture.WhatistheprimarypurposeofCMBC’sdigitalserviceinDatianCounty?A.Toincreasethebank’sprofitmargin.B.Topromotefinancialinclusioninruralareas.C.Toreplacetraditionalbankingmethods.D.Totrainlocalworkersinfinancialmanagement.2.Passage2(2分)TheSanmingregion,knownforitsteaproduction,faceschallengesinglobalmarketcompetitiveness.Arecentstudybythelocalagriculturalbureausuggeststhatadoptingsustainablefarmingpracticescouldimprovethequalityandpriceoflocaltea.TheChinaBankofCommunications(BOC)haspartneredwithteafarmerstoprovidelow-interestloansforeco-friendlyequipment.Howdoesthiscollaborationbenefittheteaindustry?A.Itreducesthegovernment’sfinancialburden.B.Itenhancesthelong-termprofitabilityofteafarms.C.Itforcesfarmerstoabandontraditionalmethods.D.Itincreasesthesupplyofteaintheglobalmarket.3.Passage3(2分)Withtheriseofmobilepayments,traditionalbankinginfrastructureinruralChinaisundergoingtransformation.ThePeople’sBankofChina(PBOC)hasissuedguidelinesencouragingbankstoexpandofflinedigitalservicepointsinunderservedareaslikeDatianCounty.Asurveyshowsthat68%oflocalresidentsprefermobilebankingbutlackaccesstoreliableinternet.Whatisthemainfocusofthispolicy?A.Topromotecashlesstransactionsnationwide.B.Toreducethenumberofbankbranchesinruralareas.C.Toaddressthedigitaldivideinremoteregions.D.Toincreasetheadoptionofcreditcards.4.Passage4(2分)TheChinaDevelopmentBank(CDB)hasinvested200millionRMBinrenewableenergyprojectsinSanming,focusingonwindandsolarpower.Localofficialsexpecttheseprojectstocreate1,500jobsandreducecarbonemissionsby20%withinfiveyears.Acriticarguesthatsuchinvestmentscoulddivertfundsfrominfrastructuredevelopment.Whatdoesthepassageimplyaboutthebank’spriorities?A.Economicgrowthoverenvironmentalprotection.B.Jobcreationandsustainabledevelopment.C.Short-termprofitsattheexpenseoflong-termbenefits.D.Governmentsubsidiesforrenewableenergy.5.Passage5(2分)TheChinaExport-ImportBank(CIEB)haslaunchedaspecialcreditlinetosupportsmallbusinessesinDatianCountyaffectedbythepandemic.Theloanprogramoffersflexiblerepaymenttermsandpreferentialinterestrates.Alocalentrepreneur,Mr.Li,notedthatthefundsenabledhiscompanytosurvivethelockdown.Whatisthekeyfeatureofthiscreditline?A.High-interestratestocompensateforrisk.B.Stricteligibilitycriteriaforapplicants.C.Governmentguaranteesforloanrepayment.D.Immediatedisbursementoffunds.6.Passage6(2分)TheSanmingMunicipalGovernmenthassignedamemowiththeIndustrialandCommercialBankofChina(ICBC)topromotefinancialliteracyamongstudents.Thebankwillorganizeworkshopsonsavings,investments,andcreditmanagementatlocalhighschools.Criticsarguethatsuchprogramsmayencourageexcessiveconsumption.Whatisthebank’slikelygoal?A.Toincreasethenumberofcreditcardusers.B.Tofosterresponsiblefinancialbehavior.C.Totrainfuturebankemployees.D.Topromotetheuseofonlinebanking.7.Passage7(2分)TheChinaAgriculturalBank(CAB)hasintroducedablockchain-basedsystemtotracktheoriginofagriculturalproductsinDatianCounty.Thistechnologyensuresfoodsafetyandbuildsconsumertrust.Afarmer,Mrs.Wang,praisedthesystemforreducingfraudinthelocalmarket.Whatisthemainbenefitofblockchaininthiscontext?A.Lowerproductioncostsforfarmers.B.Enhancedtransparencyinthesupplychain.C.Fasterdeliveryofgoodstoconsumers.D.Reducedgovernmentoversight.8.Passage8(2分)TheBankofChina(BOC)haspartneredwiththeDatianCountyTourismBureautopromoteruraltourism.Thebankoffersloanstolocalbusinessesforhotelrenovationsandinfrastructureimprovements.Astudyshowsthattouristspendinginthecountyincreasedby30%aftertheinitiative.Whatisthebank’sroleinthiscollaboration?A.Tocontrolthetourismmarket.B.Toprovidefinancialsupportfordevelopment.C.Toregulatetouristactivities.D.Tocompetewithotherbanksintheregion.9.Passage9(2分)TheChinaRailwayCorporationhasexpandeditshigh-speedrailnetworktoincludeDatianCounty,connectingittomajorcitieslikeSanmingandNanjing.TheChinaInfrastructureBank(CIB)providedfundingfortheproject.Alocalresident,Mr.Zhang,highlightedtheeconomicbenefitsofimprovedtransportation.Whatdoesthepassagesuggestaboutthebank’spriorities?A.Regionalconnectivityandeconomicgrowth.B.Transportationinfrastructureoverurbandevelopment.C.Governmentcontrolofrailoperations.D.Profit-driveninvestmentsininfrastructure.10.Passage10(2分)ThePBOChasintroducednewregulationstopreventfinancialfraudinruralChina.Banksarerequiredtoimplementbiometricauthenticationfortransactionsexceeding5,000RMB.Aruralshopkeeper,Ms.Liu,notedthatthenewsystemhasreducedcash-basedfraud.Whatistheprimarygoaloftheseregulations?A.Toincreasetheuseofelectronicpayments.B.Toprotectconsumersfromfraudulentactivities.C.Toreducethenumberofbankbranches.D.Topromotecreditcardusage.11.Passage11(2分)TheChinaMerchantsBankhaslaunchedagreencreditprogramtosupportenvironmentallyfriendlybusinessesinSanming.Companiesthatinvestinrenewableenergyorpollutioncontrolareeligibleforlow-interestloans.Alocalmanufacturer,Mr.Chen,switchedtosolarpowerafterreceivingaloanfromthebank.Whatisthebank’sobjectivewiththisprogram?A.Tomaximizeshort-termprofits.B.Toencouragesustainabledevelopment.C.Tocomplywithgovernmentmandates.D.Toexpanditsmarketshareinruralareas.12.Passage12(2分)TheSanmingGovernmenthasestablishedaruraldevelopmentfund,withtheBankofChinaproviding100millionRMBinseedcapital.Thefundsupportssmall-scalefarmingprojectsandruralstartups.Alocalfarmer,Mrs.Zhao,usedthefundtopurchasemodernirrigationequipment.Whatisthefund’sprimarypurpose?A.Toattractforeigninvestment.B.Toimproveagriculturalproductivity.C.Toreplacetraditionalfarmingmethods.D.Toreducegovernmentdebt.13.Passage13(2分)TheIndustrialandCommercialBankofChinahasintroducedamobilebankingapptailoredforruralusersinDatianCounty.Theappincludesfeatureslikevoicecommandsandofflinetransactions.Asurveyshowsthat70%ofusersfindtheappconvenientformanagingtheirfinances.Whatisthebank’slikelymotivation?A.Toincreaseitscustomerbaseinruralareas.B.Topromotedigitalbankingnationwide.C.Tocompetewithfintechcompanies.D.Toreduceoperationalcosts.14.Passage14(2分)TheChinaExport-ImportBankhasprovidedloanstolocalmanufacturersinSanmingtoupgradetheirproductionlines.Thebankprioritizescompaniesthatuseadvancedtechnologytoreducewaste.Afactoryowner,Mr.Wu,notedthattheloanenabledhimtoadoptautomation.Whatisthebank’sgoalwiththisinitiative?A.Tomaximizeproductionefficiency.B.Tosupportindustrialmodernization.C.Toreducelaborcostsformanufacturers.D.Togaingovernmentsubsidies.15.Passage15(2分)TheBankofChinahaspartneredwiththeDatianCountyEducationBureautoprovidescholarshipsforstudentsmajoringinfinanceoragriculture.Thebankalsooffersinternshipstoaspiringprofessionals.Alocalstudent,MissLi,planstopursueacareerinruralbankingaftergraduation.Whatisthebank’sobjectivewiththisprogram?A.Torecruitemployeesforitsruralbranches.B.Topromotefinancialeducation.C.Toincreaseitsmarketshareineducation.D.Tosupportgovernmentpolicies.选词填空（15题，每题2分，共30分）背景提示：本部分词汇涵盖银行业务、农业发展、科技应用等主题，与题目语境相关。题目：Instructions：Choosethebestwordtofillineachblank.1.TheChinaMerchantsBankinDatianCountyhasintroduceda______servicetohelpsmallbusinessesaccesscredit.A.digitalB.traditionalC.manualD.paper-based2.Thelocalgovernmenthas______fundstosupportsustainablefarmingpracticesinSanming.A.allocatedB.wastedC.misusedD.ignored3.TheIndustrialandCommercialBankofChinahas______anewmobileappforruralcustomers.A.launchedB.canceledC.delayedD.rejected4.TheChinaDevelopmentBank’sinvestmentinrenewableenergyprojectsaimsto______carbonemissions.A.reduceB.increaseC.ignoreD.postpone5.ThePeople’sBankofChinahas______guidelinestopreventfinancialfraudinruralareas.A.issuedB.ignoredC.rejectedD.delayed6.TheBankofChina’sgreencreditprogramencouragesbusinessesto______renewableenergysources.A.adoptB.rejectC.ignoreD.abandon7.TheChinaAgriculturalBank’sblockchainsystemensures______intheagriculturalsupplychain.A.transparencyB.confusionC.inefficiencyD.instability8.TheBankofChinahas______loanstosupportruraltourismdevelopmentinDatianCounty.A.providedB.deniedC.wastedD.refused9.TheChinaRailwayCorporation’shigh-speedrailprojectwill______connectivitybetweenruralandurbanareas.A.improveB.disruptC.weakenD.delay10.TheIndustrialandCommercialBankofChina’smobilebankingappincludes______foruserswithlimitedliteracy.A.voicecommandsB.complexinstructionsC.paperformsD.highfees11.TheChinaExport-ImportBankhas______fundingforlocalmanufacturerstoupgradetheirtechnology.A.allocatedB.deniedC.wastedD.ignored12.TheBankofChina’sscholarshipprogramaimsto______thenextgenerationofruralfinancialprofessionals.A.trainB.discourageC.ignoreD.neglect13.TheSanmingGovernment’sruraldevelopmentfundsupports______projectstoboostagriculturalproductivity.A.innovativeB.outdatedC.inefficientD.unprofitable14.TheChinaMerchantsBank’sdigitalbank