湖南省常德市桃源一中2026届高三上英语期末综合测试模拟试题含解析_第1页
湖南省常德市桃源一中2026届高三上英语期末综合测试模拟试题含解析_第2页
湖南省常德市桃源一中2026届高三上英语期末综合测试模拟试题含解析_第3页
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湖南省常德市桃源一中2026届高三上英语期末综合测试模拟试题注意事项:1.答题前,考生先将自己的姓名、准考证号填写清楚,将条形码准确粘贴在考生信息条形码粘贴区。2.选择题必须使用2B铅笔填涂;非选择题必须使用0.5毫米黑色字迹的签字笔书写,字体工整、笔迹清楚。3.请按照题号顺序在各题目的答题区域内作答,超出答题区域书写的答案无效;在草稿纸、试题卷上答题无效。4.保持卡面清洁,不要折叠,不要弄破、弄皱,不准使用涂改液、修正带、刮纸刀。第一部分(共20小题,每小题1.5分,满分30分)1.Thekidiscrying,forhe______jumpovertheditchonhisown.A.daresnotto B.darenotto C.doesn’tdareto D.daresnot2.—Ihavegotaheadache.—Nowonder.You___infrontofthatcomputertoolong.A.work B.areworkingC.havebeenworking D.worked3.Countrieswhichcontinueimportinghugequantitiesofwastewillhaveto____theissueofpollution.A.maintain B.simplify C.overlook D.address4.Hotthenightairwas,wesleptdeeplybecauseweweresotiredafterthelongjourney.A.althoughB.whileC.asD.however5.Oneofourrulesisthateverystudent_______wearschooluniformwhileatschool.A.might B.couldC.shall D.will6.---Couldweaccomplishthetaskaccordingtotheschedule?---Idoubtthat.Theproblemremains______wecangetfinancialaidwithinthisweek.A.that B.how C.why D.when7.Thetwobirds_________eachotherinshapeandcolor.Inotherwords,they_________eachotherinshapeandcolor.A.differ,aredifferentfrom B.differfrom,aredifferenttoC.resemble,aresimilarto D.resemble,aresimilarwith8.—Sorry,Ididn’thearthedoorbellring.—Yourbell.Perhapsitneedsrepairing.A.neverworked B.isneverworkingC.neverworks D.hadneverworked9.Ifyouseethingsinanegativelight,youwillfindfaultseverywhereandproblemswheretherearereally________.A.noneB.someC.manyD.nothing10.Whenyouaredressedinthelateststyle,dancingtothemostfashionablemusicafterwatchingthelatestfilm,youfeelgreat,______? A.aren'tyou B.don'tyou C.doyou D.areyou11.Peterson,agreatarchaeologist,said:“Archaeologistshavebeenextremelypatientbecausewewereledtobelievethattheministrywas________thisproblem,butwefeelthatwecan'twaitanylonger.”A.lookingout B.bringingout C.carryingout D.sortingout12.—Whatabouttheservicesinthishotel?—Theyareatleastasgoodas,ifnotsuperiorto,______inyours.A.it B.those C.that D.theone13.Asisknowntoall,_______openingceremonyofthe16thAsianGamesheldonNovember12thinGuangzhouwas_______greatsuccess.A./;aB.the;aC.the;/D.a;/14.PeopleexpectShanghaiDisneylandParktoofferbetterservicethan________ofTokyo’s.A.this B.it C.one D.that15.Computerscandonothing.Butonce______whattodo,theyshowextraordinarypowertodoagreatdeal.A.toprogram B.beingprogrammedC.programmed D.havingprogrammed16.—Penny’sbabydaughternarrowlyescapeddrinkingthefurniturepolishonthecoffeetable.—Luckilyforher.She________sickorevendied.A.couldhavegot B.shouldhavegotC.musthavegot D.willhavegot17.WaterKnowsAnswersbyaJapaneseauthor,________into16languages,hasbecomeabest-sellerallovertheworld.A.havingtranslated B.tobetranslatedC.beingtranslated D.translated18.Theyoungviolinistisveryexcitedbecausetheconcertgivenbyhimhasneverbeen_____.A.successful B.moresuccessfulC.mostsuccessful D.themostsuccessful19.Ifweusethenewrecyclingmethod,alargenumberoftrees.A.aresaved B.willsave C.willbesaved D.havesaved20.Differentculturalfeaturesofethnicgroupsare________oneanotherandworkoutamelody.A.intunewith B.inparallelwithC.incontrastto D.inresponseto第二部分阅读理解(满分40分)阅读下列短文,从每题所给的A、B、C、D四个选项中,选出最佳选项。21.(6分)InAmerica,parentstendtoencouragetheirchildrentodeveloptheirpotential(潜能)tothefullestextent.Fathersandmothersfrequentlyteachtheirchildrenbothambitionandtheconfidencenecessarytoworktowardtheirgoals.Americanparentsarealwaysactiveinconcentratingonwhattheirkidscando,notwhattheycan’t.Asaresult,millionsofAmericanboysandgirlsgrowuphopingtobecomeactorsandathletes,diplomatsanddoctors.Manyofthemevenwanttobecomepresident.Americanparentsoftenencouragetheirchildrentobecomeinvolvedinextraactivitiesofalltypesatschool,suchasstudentgovernment,sportsandmusic.Theybelievethatonlythroughtakingpartintheseactivitiescantheirchildrenbecomematureyoungadults.Asweallknow,schoolworkisimportant.Butparentsshouldrealizethatthesocialskillstheirchildrenlearnfromnaturalconversationswitheachotherareasimportantasschoolworkandtheskillstheywillneedinthefuturework.What’smoreimportantintheirworkisthattheirchildrenshouldhaveasoundknowledgeofphysicsortheabilitytocommunicateeffectively.Asarule,Chineseparentsdon’teducatetheirchildrenaboutthesamekindofambitionandconfidenceasAmericansdo,nordotheyencouragethesamelevelofparticipationinextraactivities.Childrenaretypicallyadvisedtostudyhardandpassexams.Theyhavetospendalotoftimeindoingmuchschoolworkeveryday.Itisagreatwasteoftimetodoso.NowmoreandmoreChineseparentshaverecognizedthattheyshouldpayattentiontodevelopingthepotentialoftheirchildren.IhopethatleadersinChineseeducationalcirclesshouldtakesomemeasurestodevelopthepotentialoftheirchildren.Iamveryconfidentaboutit.1、Fromthepassage,weknowtheAmericanparentspaymuchmoreattentionto.A.thesocialskillsthanChineseparentsB.theirchildren’sstudyinghardandwellC.whattheirchildrenwantbuttheycan’tD.extraactivitiesthanschoolwork2、Accordingtothepassage,Chineseparents.A.knowmorethanAmericanparentstoeducatetheirchildrenB.owningambitionandconfidenceisnecessaryandimportantC.paymuchmoreattentiontotheirchildren’sfinefutureD.don’tencouragetheirchildrentoparticipateinextraactivities3、Fromthepassage,wecaninfer.A.AmericanchildrenarebraveandadventurousB.AmericanchildrenaremoreactiveintheirstudiesC.ChinesechildrenhavetheabilitytocommunicateeffectivelyD.somethingshouldbedonetodevelopthepotentialofthechildreninChina4、What’sthewriter’sattitudetowardsChineseeducationreform?A.Neutral. B.Indifferent.C.Positive. D.Negative.22.(8分)It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕产假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(拥抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A.Aneffectivehealthcaresystem.B.Morecompanyfromaparent.C.Anenergeticbusymother.D.Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A.somethinginthemilkfrombreastfeedingcankeepbabieshappyB.Demarkissecondtononeinprotectingitsfemales’rightsC.Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD.breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A.trytofigureoutwhattheywantB.putthemoutdoorsforagoodsleepC.seeksocialsupportforguidanceD.waitamomentforthemtocalmdown23.(8分)Growingup,Iremembermyfatherasasilent,seriousman—notthesortofpersonaroundwhomonecouldlaugh.AsateenagerarrivinginAmerica,knowingnothing,Iwantedafatherwhocouldexplainthehumanjourney.Incollege,whenfriendscalledhomeforadvice,IwouldsinkintodeepdepressionforwhatIdidnothave.Today,attwenty-seven,Ihavecometorediscovertheminwaysthatmyteenagemindwouldnotallow—asadultsandasfriendswiththeirownfaultsandweaknesses.Onenightaftermymovebackhome,Ioverheardmyfatheronthetelephone.Thesewassometrouble.Later,Dadsharedtheproblemwithme.Apparentlymylegaltraininghadearnedmesomeprivilegesinhiseyes.ItalkedthroughtheproblemwithDad,analyzingthepurposesofthepeopleinvolvedandofferingseveralnegotiationstrategies.Helistenedpatientlybeforefinallyadmitting,“Ican’tthinklikethat.Iamasimpleman.”Dadisabrilliantscientistwhocandeconstructthebuildingblacksofnature.Yethumannatureisamysterytohim.ThatnightIrealizedthathewassimplynotskilledatdealingwithpeople,muchlessthetroubleofaconflictedteenager.It’snotinhisnaturetounderstandhumandesires.Andso,thereitwas—itwasnoone’sfaultthatmyfatherheldnointerestinhumanliveswhileIplacedgreatimportanceinthem.Weareattimesbornmoresensitive,wide-eyed,anddreamythanourparentsandbecomemorecuriousandidealisticthanthem.Dadperhapsneverexpectedmeforachild.AndI,whoknewDadasanintelligentman,hadneverunderstoodthathisintelligencedidnotcoverallofmyfeelings.Ithassavedmeyearsofquestioningandconfusion.InowseemyparentsaspeoplewhohaveotherrelationshipsthanjustFatherandMother.Inowoverlooktheirmanyfaultsandweaknesses,whichonceannoyedme.Inowknowmyparentsasfriends:peoplewhoaskmeforadvice;peoplewhoneedmysupportandunderstanding.AndI’vecometoseemypastclearly.1、Whatwastheauthor’simpressionofherfatherwhenshewasateenager?A.Friendlybutirresponsible.B.Intelligentbutsevere.C.Coldandaggressive.D.Caringandcommunicative.2、Whydidtheauthorfeeldepressedwhenherfriendscalledhome?A.Shedidnothaveaphonetocallhome.B.Herfatherdidnotcareaboutherhumanjourney.C.Herfatherwastoobusytoanswerherphone.D.Herfathercouldn’tgiveherappropriateadvice.3、Aftertheauthoroverheardherfatheronthetelephone,______.A.heblamedherforimpolitenessB.herediscoveredhumannatureC.heconsultedwithherabouthisproblemD.hechangedhisattitudetowardstheauthor4、Theauthorrealizedthat______.A.herfatherhadtoomanyfaultsandweaknessesB.herfatherwasnotasintelligentasshehadthoughtC.herfatherwasnotgoodatinterpersonalrelationshipsD.herfatherplacedtoomuchimportanceinsocialactivities5、Whichofthefollowingisthebesttitleofthispassage?A.MyParentsasFriendsB.MyParentsasAdvisorsC.MyFatherasaSeriousManD.MyFatherasanIntelligentScientist24.(8分)YoumaythinkthatthestoryofPygmalion(《卖花女》,1913)---inwhichpeoplearejudgedbythewaytheytalk---issomethingthatonlyexistedinthedaysofBritishhighsociety.Butthankstoetiquette(礼仪)expertandauthorWilliamHanson,werealizethatlittlehaschangedduringthepast100years.InaBBCradioprogram,HansonreleasedalistofcommonwordsusedinBritishEnglishthatcouldrevealwhetherapersonis“common”or“fashionable”.Andyetherecomestheinterestingpart:Whilesomeofusmightgothroughlifeusingfancywords,dressinginwaysthatmakeusappearmorewell-offthanwereallyare,therearewealthypeopleintheworldwhotrytohidetheirrichesbecausetheywanttobeseenas“normal”insteadof“showy”.Beatrice,forexample,isaNewYorkerwhoinherited(继承)millionsofdollars.ShetoldTheNewYorkTimesthatshehasahabitofremovingthepricetagsfromherclothessoherhousestaffdon’tseethemandfeeluncomfortable.“Wedon’twantthat‘Wow’.”saidScott,alsoaNewYorker,whohadjustinheritedover$3million.“We’rejustnotthetypeofpeoplewhowearitonoursleeve.”1、WhatdoesWilliamHansonfind?A.Peoplefailedtojudgeothers’manner.B.Peoplemeetimpolitepersonsfrequently.C.Peopletendtousemorepolitewords.D.Peoplejudgeothersbytheirwayoftalking.2、Whatdorichpeopleprefertodo?A.Toearnmoremoney.B.Tohidetheirriches.C.Tothinkhighlyoftheirwealth.D.Tojudgeothersbytheirwealth.3、WhydidBeatriceremovethepricetagsonherclothes?A.Toshowoffherfashionsense.B.Toavoidmakingpeoplearoundheruncomfortable.4、Whatdoestheunderlinedword“it”inthelastsentencemean?A.TheTimesmagazine.B.Thebrandlabel.C.Theinheritancecontract.D.Thepricetag.25.(10分)Sometimes,youjustcan'thelpit.Maybeyou'rewatchingasadmovie,orthinkingaboutthefriendwhomovedaway.Nextthingyouknow,youfeelpressureinyourthroat,youreyesarewatering,andyouhavetearsrunningdownyourcheeks.AccordingtoAdVingerhoets,aprofessorofpsychologyatTilburgUniversity,intheNetherlands,whoisoneofthefewscientistsintheworldwhohavestudiedcrying,therearethreetypesoftears.Basaltearsarethefirsttype.TheyactasaprotectivebarrierbetweentheeyeandtherestoftheWorld.Nextarereflextears.Theywashyoureyescleanwhensomethinggetsinthem.Finally,thereareemotionaltears.“Thesearereleasedinresponsetoemotionalstates,”explainsVingerhoets.Scientistsbelievecryinghassomethingtodowithhowhumansdevelopedandlearnedtodependoneachother.“Humansareverycomplexsocialcreatures,”saysLaurenBylsma,aprofessorattheUniversityofPittsburgh,inPennsylvania."Itseemsthattearsservetoarousehelpandsupportfromothers,”Shesays.Vingerhoetsagrees,"Ithinkthatthereasonwhyhumansshedtears(流眼泪)hassomethingtodowithourchildhood,"hesays."that'sthetimewhenwearestilldependentonadultsforloveandprotectionandcare.Themajoradvantageofemotionaltearsisthatyoucantargetthemataspecificperson."Vingerhoetssaysthisabilitycouldhavecomeinhandyinprehistorictimes,whenhumanswerelivingamongdangerousanimals.Tearswereasaferwaytogetattention."Inthiscase,itisbettertouseasilentsignaltoaskforhelp,"hesays.VingerhoetsandByhmadofrequentstudiestobetterunderstandwhyhumanscry.AccordingtoByhma,thereisstillmuchmoretodiscover."It'ssurprising,"shesays,"howmuchwestilldon'tknow.”1、Inthescientists'opinion,cryingis________.A.asignofhumanevolutionB.aresultofhumankindnessC.acauseofpersonalgrowthD.ameansofrelyingoneachother2、Theunderlinedphrase"thisability"inthelastparagraphreferstotheabilityto________.A.seekhelpwiselyB.aimtearsatsomeoneC.cryemotionallyD.appealtootherpeople3、Fromthetext,welearnthatAdVingerhoetsandLaurenBylsma________.A.holddifferentopinionsaboutthecausesoftearsB.thinkpositivelyoftheeffectsoftearsC.areworkingtogethertostudytearsD.havelearnedenoughabouttears4、Whatcanbeasuitabletitleforthetext?A.ThetypesoftearsB.ThecomponentsoftearsC.ThescienceoftearsD.Theopinionsabouttears第三部分语言知识运用(共两节)第一节(每小题1.5分,满分30分)阅读下面短文,从短文后各题所给的A、B、C和D四个选项中,选出可以填入空白处的最佳选项.26.(30分)Onedayatthedaycarecentre(日间托儿所)Iwatchedamothertrytopickupherdaughter.ThegirlwantedtogotoMcDonald’s.Themotherreplied,“Susie,nottonight.Maybewecangotomorrow.”.Susie1droppedtothefloor,kickingandscreaming.“Iwantto…”Hermothertriedto2Susie’stantrum(发脾气).Finallyhermother3Iwassurprisedthatwecouldhavealmostanythingwewantedbythrowingatantrum.Thatdaymymother4meupearlybecauseweweregoingtoadepartmenttodotheshoppingfor5Day.Iwasexcitedtoseeatoytelephone.Lookinglovingly6atmymother,Iasked,“CanIhavethattelephone?”Shereplied,“Baby,notnow,but7youareagoodgirl,maybeSantaClausewill8you.”“ButMama,Iwantthattelephonerightnow,”Isaid.Mymother’seyes9andherhandtightened(紧握)onmine.“Becky,you10havethattelephonetoday,andifyou11youcanhaveaspanking(打屁股).”Wewerestandinginthelong12,andIknewfrommyexperiencethatitwasnowor13SoIlaydownonthegroundandbeganscreaming,“Iwantthattelephone.”TiredChristmas14lookedasmymothercalmlysaid,“Becky,you’dbettergetupbythe15ofthreeorelse.”“One…Two…Three.”ButIwas16andbeganscreaming,“Iwantanewcar,Iwantsomejewellery,Iwant…”17,Istoodup.“Mama,stop,Mama,getup,”Itearfully18Shestoodup.Theotherswaitingbegantolaugh.Thenextthirtyminuteswascomplete19forme.Thenoneparentsaidtomewithasmile,“Ibetyou’llnevertrythatagain”.1、A.heavily B.immediately C.directly D.hopelessly2、A.cover B.free C.resist D.stop3、A.gavein B.gaveoff C.gaveout D.gaveup4、A.carried B.picked C.held D.sent5、A.Mother’s B.Children’s C.Christmas D.National6、A.down B.up C.over D.out7、A.if B.unless C.until D.while8、A.praise B.believe C.love D.help9、A.opened B.closed C.narrowed D.shone10、A.won’t B.daren’t C.mustn’t D.can’t11、A.lie B.risk C.scream D.steal12、A.line B.street C.row D.passage13、A.never B.ever C.later D.then14、A.managers B.sellers C.families D.shoppers15、A.noise B.count C.voice D.word16、A.again B.even C.still D.more17、A.bench B.mat C.counter D.floor18、A.Frightened B.Satisfied C.Embarrassed D.Amused19、A.begged B.resigned C.explained D.promised20、A.luck B.discomfort C.complaint D.anger第二节(每小题1.5分,满分15分)阅读下面材料,在空白处填入1个适当的单词或括号内单词的正确形式。27.(15分)Ifyou’veneverheardofanegg-layingmountain,youprobablydon’tknowaboutChanDaYa,1.fantasticcliff(悬崖)thatlaysstoneeggsevery30years.LocatedinChina’sGuizhouProvince,ChanDaYa,2.means“egglayingcliff”,hasbeenpuzzlinggeologistsfordecades.Thecliffhasaroughsurfacespottedwithdozensofroundandoval-shapedstonesofvarioussizes.Astheelements(自然环境)continuetoeatawayatthecliff,theharder“eggs”becomeevenmoreexposedand3.(eventual)fallout.Theegg-layingphenomenonofChanDaYa4.(consider)unique,sogeologistswhohopetocomeupwithan5.(explain)havehadtotraveltotheremotemountainousregion6.(study)itfirst-hand.Thelocalpeoplehaveknownabouttheegg-layingcliffforgenerations,andmanyof7.(they)frequentlyvisitittotouchthe“godeggs”forgoodluck.Inrecentyears,ChanDaYa8.(become)sopopularasatouristdestinationthatmostoftheeggshavebeensold9.profit.Thereareonlyabout70eggsinGulutoday,andanynewonesreadytofallofffromthecliffareoftenstolenbytreasurehunters.10.ChanDaYaisthelargestegg-layingcliffonMountGandeng,itiscertainlynottheonlyone.第四部分写作(共两节)第一节短文改错(满分10分)28.(10分)假定英语课上老师要求同桌之间交换修改作文,请你修改你同桌写的以下作文。文中共有10处语言错误,每句中最多有两处。每处错误仅涉及一个单词的增加、删除或修改。增加:在缺词处加一个漏字符号(∧),并在其下面写出该加的词。删除:把多余的词用斜线(\)划掉。修改:在错的词下划一横线,并在该词下面写出修改后的词。注意:1、每处错误及其修改均仅限一词;2、只允许修改10处,多者(从第11处起)不计分。Ithappenedinlastweekend、JennypulledoverontothesidesofaNewMexicoroadandwassufferedapanicattackwhenaminivanfullofkidspulledover、AwomengotoutandaskedifshewasOK、“No,”shesaid、Thenshetoldherwhathashappened:shewasdeliveringbooksforapublishingcompany、Theirnextstopwasway,wayupthatlong,windingand,toher,verydangerouslyroad、Shedidn’tthinkshecoulddothat、“I’lldeliverthebooksforyou,”thewomansaid、Shewasalocal,andtheroadsweresomethingforher、Jennyacceptedofferandneverforgotthesimplekindofthestranger、第二节书面表达(满分25分)29.(25分)假定你是李华,你收到加拿大笔友David的电子邮件,询问你校体育运动的情况,也特别想知道你最喜欢什么运动,请你根据下列要点给他回复:1.你们学校平时开展哪些运动;2.你最喜欢的运动及原因。注意:1.词数100左右;2.可以适当增加细节,以使行文连贯。____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

参考答案第一部分(共20小题,每小题1.5分,满分30分)1、C2、C3、D4、C5、C6、B7、C8、C9、A10、B11、D12、B13、B14、D15、C16、A17、D18、B19、C20、A第二部分阅读理解(满分40分)阅读下列短文,从每题所给的A、B、C、D四个选项中,选出最佳选项。21、1、A2、D3、D4、C22、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海绵)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研讨会),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通货膨胀率).Inthemeantime,Iwanttostressthatthemostimportantthingistostartsavingnow."ErikrecordedallthestatisticsSimoneused.Whensheopenedthefloor(自由发言)forquestion,Erikraisedhishandandsaid,"Ihavetwoquestion.Whenisthebesttimetostartsavingforretirement?AndhowcanIfigureoutmysavingstargetifIdon’tknowwhatinflationr

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