成长英语学生用书 进阶篇（第5版）课件 Unit 5 Modern Banks,Easy Access；Unit 6 Digital Culture,Balanced Tim

ModernBanks,EasyAccessUnit5BookTwo

ProgressingEnglishModernBanks,EasyAccessInthisunit,wearegoingto:talkaboutopeninganaccount,moneywithdrawalandforeignexchange;listenandlearnmoreaboutbanking;readaboutChina’smobilepaymentandthestepstoapplyforacreditcard;filloutapplicationformsforopeningpersonalaccounts;developcriticalthinking;exploretheideologicalandpoliticalvalue:financeisacorecompetitivenessofanation.Ifyouwanttomanageyourmoneywisely,youmayopenanaccount.Ifyouwanttoputsomemoneyintoyouraccount,youmakeadeposit.Ifyouwanttotakesomemoneyoutofyouraccount,youmakeawithdrawal.Ifyouwanttouseforeigncurrency,youcompleteamoneyexchangetransaction.Bankingisthemeansbywhichweareabletodoallthethingsmentionedabove.

OpenYourMouth

SharpenYourListening

BroadenYourViewUseYourHandsDevelopYourCriticalThinkingGetReadyforVETS

ContentsPartI&IIPartIIIPartIV

PartV&VIModernBanks,EasyAccessPartIOpenYourMouthWarm-upActivityTask：Whatarethesefriendstalkingabout?Completethefollowingsentenceswiththecorrectanswers.A:Excuseme.I’dliketoopenasavingsaccount.B:Youneedto1)________thisformfirst.A:WhatcanIdoforyou?B:I’dliketo2)_________________frommyaccount.A:What’sthe3)_____________forU.S.dollars?B:1U.S.dollarto6.76yuan.drawsomemoneyexchangeratefilloutfilloutdrawsomemoneyexchangerateFocusYourAttentionJinYan:Excuseme.Iwouldliketoopenanaccount.Cashier:Whatkindofaccountwouldyouliketoopen,savingsorchequeaccount?JinYan:Savingsaccount.Cashier:YouneedtofilloutthisformfirstandthenshowmeyourIDcard.JinYan:Hereyouare.Willitdo?Cashier:Letmehavealook...OK.Howmuchwouldyouliketodeposit?JinYan:What’stheminimumamount?Cashier:10yuan.JinYan:Doyouchargeannualfeefortheaccount?Cashier:Yes.Theannualfeeis5yuan.JinYan:Isee.Thankyouverymuch.Cashier:Youarewelcome.Dialogue1

PartIOpenYourMouthCashier:Goodmorning,sir.CanIhelpyou?PanXiaofeng:Yes,I’dliketodrawsomemoney.Cashier:Pleasefilloutthewithdrawalslipfirst,andthenshowmeyourpassbook.PanXiaofeng:Thanks...Hereyouare.Cashier:Justaminute.Youwanttowithdraw500yuan,isthatright?PanXiaofeng:Yes,quiteright.Cashier:OK.Enteryourpassword,please.PanXiaofeng:Er,mypassword...Letmesee...Oh,Igotit!Cashier:Pleasecheckandsignyourname.PanXiaofeng:Well,whereshouldIsignmyname?Cashier:Here,please.PanXiaofeng:Thankyou...Hereitis.Cashier:OK,hereisyourmoney.Dialogue2PartIOpenYourMouthFocusYourAttentionCashier:Goodafternoon,madam.WhatcanIdoforyou?Lisa:I’dliketoexchangesomeU.S.dollarsintoRMB.Cashier:Pleasefilloutthisslipfirst.Lisa:OK.What’stheexchangeratetoday?Cashier:1U.S.dollarto6.66yuan.Lisa:Soit’salittlehigherthanthatoflastweek.ItseemsthatI’mlucky.Lisa:500U.S.dollars.Cashier:500U.S.dollars.Yourpassport,please.Lisa:Hereyouare.Cashier:Madam,whatkindofbillswouldyoulike?Lisa:100yuannoteswouldbebetter.Dialogue3PartIOpenYourMouthFocusYourAttentionChatwithYourFriendsActivity1Matchthequestionsintheleftcolumnwiththeresponsesintherightcolumn.1.Whatkindofaccountwouldyouliketoopen,savingsorchequeaccount?2.Doyouchargeannualfeefortheaccount?3.WhereshouldIsignmyname?4.WhatcanIdoforyou?5.Whatkindofbillswouldyoulike?A.I’dliketoexchangesomeU.S.dollarsintoRMB.B.Here,please.C.Yes.Theannualfeeis5yuan.D.100yuannoteswouldbebetter.E.Savingsaccount.Key:1)E;2)C;3)B;

4)A;5)DPartIOpenYourMouthChatwithYourFriendsActivity2CompletethefollowingdialoguebytranslatingtheChinesegiveninbracketsintoEnglish.Michael:Excuseme.I’dliketo1)________________________________________（把美元兑换成人民币）.Cashier:Yes,sir.Please2)___________________（先填写这张单子）,andthenshowmeyourpassport.Michael:OK.Hereyouare.Cashier:50U.S.dollarsintoRMB,isthatright?Michael:Yes,that’sright.Whatis3)___________________（汇率）today?Cashier:1U.S.dollarto6.76yuan.Michael:Oh,it’s4)____________________________________

（比上周高点儿）.Cashier:Yes,youarelucky.5)________________________（请收好您的钱）,sir.Michael:Thanksalot.Cashier:Youarewelcome.exchangesomeU.S.dollarsintoRMBtheexchangeratefilloutthisslipfirstalittlehigherthanthatoflastweekHereisyourmoneyPartIOpenYourMouthStep1TodayisSaturday,JinYaniscomingtoabankandconsultingthecashieraboutpersonalaccount.Taketurnstoaskandanswerthefollowingquestions,andthenmakeyourownconversationabouthowtoopenanaccountaccordingtothecluesgivenbelow.Questions:1.Couldyoutellmehowtoopenanaccount?2.Whatkindofaccountwouldyouliketoopen?3.What’stheminimumamount?4.WhereshouldIsignmyname?5.Howmuchwouldyouliketodeposit?PartIOpenYourMouthChatwithYourFriendsStep2Supposeyou’regoingtotheBankofChinatoexchangesomeU.S.dollarsintoRMB.Role-playwithyourclassmates.Requirements:1.Theconversationshouldincludegreetings,talkingaboutexchangerateandexchangemethods,etc.2.Therearenolessthan5turnsintheconversation.3.Trytopracticetheexpressionsinthetablesbelow.ReferencePartIOpenYourMouthChatwithYourFriendsCashier:Goodmorningsir,whatcanIdoforyou?Client:I’dliketoexchangesomeUSdollarsintoRMB.Cashier:Pleasefilloutthisslipfirst.Client:Ok.Couldyoutellmetheexchangeratefortoday?Cashier:Letmecheck.1U.S.dollarto6.9RMB.Client:Soit’salittlehigherthanthatoflastmonth.ItseemsthatIamluckytoday.Cashier:Yes,that’strue.Howmuchwouldyouliketoexchange?Client:2,000U.S.dollars.Cashier:OK,wouldyoupleaseshowmeyourIDcard?Client:Hereyouare.Cashier:Whatkindofbillwouldyoulike,sir?Client:I’dliketokeep100yuannotes,please.Cashier:Ok,thisis13,800RMB,pleasecheckitcarefully,sir.Client:Thankyousomuch,it’sveryniceofyou.Cashier:Youarewelcome.Dialogue1Listentothedialoguetwice,andthenfillinthetablewiththeinformationyouhavereceived.PartIISharpenYourListeningBankingBusinessBankname1)______________________.Accounttype2)______________________.Annualfee3)______________________.Minimumamount4)______________________.Moneytodeposit5)______________________.ChongqingBankAsavingsaccount25yuan10yuan1,000yuan

Listentothedialoguetwice,andthenfillintheblankswiththeinformationyouhavereceived.A:Excuseme.I’dliketo1)___________________frommyaccount.B:Please2)___________theslipandwritedowntheexactamountyouwishtodraw.A:Allright.ShouldIwritedownthewithdrawalamount3)___________orinwords?B:Bothareneeded.A:Isee.Andhereismypassbook.B:OK.Please4)___________________...Wouldyouliketohaveyourmoneyinlargenotesor5)_______________?A:Uh...I’dliketohave5one-hundred-yuannotesand10fifty-yuannotes,please.B:Waitamoment,please.Here’syourmoney.A:Thankyou.B:Youarewelcome.drawsomemoneyfilloutinnumbersenteryourpasswordsmallnotesPartIISharpenYourListeningDialogue2ListentoashortpassageaboutATM,andthenfillintheblankswithwhatyou’veheard.

AcashmachineissometimesalsoknownasanATM(automatictellingmachine)orLinkmachine.ATMallowsyoutowithdrawor1)___________yourmoneysafelyandconveniently.Ifyoujustwantto2)_____________orcheckhowmuchmoneyyouhaveinyourbankaccount,youdon’thavetofindamachinebelongingto3)____________.Youcanusuallyusethemachinesofotherbankswithouthavingto4)_______________.Ofcourse,ifyouwantmorecomplicated5)___________,youmayneedtouseamachinebelongingtoyourownbank.deposittakeoutmoneyyourownbankpayanychargesservicesPassagePartIISharpenYourListeningWatchthevideoclip,andanswerthe5questionsbyfillingintheblanks.1.Whomisthebankingdesignedexclusivelyfor?Itisdesignedexclusivelyfor__________________.2.ThankstoTalkTransfer,whatispayinglikenow?Ithasjustgoteven______andmoresecure.3.WhatisthefunctionofthepredictivepersonalfinancialadvicethatIPBdelivers?Ithelpsyoutosave_________youwantto.4.Withtheself-paymobileAPP,howcanyoupayforgoodsorservices?Simplyby___________theQRcode.5.Howcanyougetyourpersonalfinancemanagertoansweryourquestions?Youcanbookyour_____________onyourmobileAPP.fastermobilecustomersthewayscanningVideoPartIISharpenYourListeningappointmentYou’rerequiredtomakeanoralpresentationonthetopic“Howtomakeinquiriesaboutbankingbusiness”basedonwhatwe’velearntsofar.Pleasefollowthetipsbelow.●Topic:Makeinquiriesaboutbankingbusiness.●Content:Howtoopenanaccount,makedeposits,handlewithdrawalsandexchangeforeigncurrencies.●Trytopracticetheexpressionsyou’velearnt.●Makeanoutlineorwriteadraftfirst.After-classActivityPartIISharpenYourListeningBeforeReadingActivity1Pleasereadtheexcerptionbelow,andunderstandthebriefhistoryofBankofChinaanditslogo.BankofChinahasalonghistory.Itwasfoundedatthebeginningoflastcentury,1912.Ithasnearlyacentury-longhistoryandtheLondonbranchwasfoundedinEnglandin1929.Thelogo’sshapeisaChineseancientcoin,whichisasymbolofthebankingbusinesses.InthemiddlethereisaChinesecharacterpronouncedas“zhong”,whichrepresentsChina;theoutsidecircleexpressesthattheBank-of-Chinaisalargeinternationalbankthatprovidesworldwideservice.Thisdesign,embodyingthecombinationofhistoryandfuture,symbolizesthebrandimageofBankofChinaasbeingtrustworthyandofcontinuousdevelopment.ThefourChinesecharactersofBankofChina,whichlookvigorousandstylish,waswrittenbyGuoMoruo,whowasthevicechairmanoftheNationalPeople’sCongressinthelate1970s.PartIIIBroadenYourView

中国银行有悠久的历史。早在上个世纪初的1912年就成立了。中国银行有近百年的历史，1929年就在英国伦敦建立了分行。其标志的外形是中国古钱形状，代表银行；“中”字代表中国；外圆表明中国银行是面向全球的国际性大银行。

这一设计，融汇历史，展望未来，体现了中国银行值得信赖、不断发展的品牌形象。“中国银行”这四个字遒劲有力，舒展大气，是时任我国人大副委员长郭沫若在20世纪70年代末的题词。Activity2Pleaseenjoyavideoclipwhichisrelevanttothepassagewearegoingtolearn.Fillintheblanksafterwatching.Alipayishelpingbusinesslargeandsmalltoconnectto1)________________andthemassivenumberofAlipayusers.Yu’eBaoisan2)_________________________productwhichoffersusershigherreturnsontheircurrentaccountbalance.AntFortuneisacomprehensivewealthmanagementplatformthatallowsusersto3)____________________usinganarrayofproducts,nomatterhowsmalltheirinvestmentsare.TravelserviceisanotherkeyfunctionofferedbyAlipay.UserswithahighZhimaCreditScorecanbookahotel4)_________________.Bigworldsharesoverseasmerchants’informationandspecialoffers,andAlipayoffers5)_________________.MoreandmoremerchantsacrossChinaandaroundtheworldareacceptingAlipay.cashlessworldonlinewealthmanagementmanagetheirfinancewithoutadeposittravelpackagesBeforeReadingPartIIIBroadenYourViewVideoActivity3Beforeyoustarttoreadthepassage,pleasecompletethequestionnairebelow.Usethisquestionnairetointerviewyourclassmates,andthenreportyourfindingsinclass.BeforeReadingPartIIIBroadenYourViewDevelopYourUnderstandingTrytofindtheanswerstothefollowingquestions.1.WhydidthevendorinLuyuanCommunitychoosetoadoptmobilepayments?2.WhatfactorscontributedtothewidespreadadoptionofmobilepaymentsasalifestylechoiceinChina?3.Whatadvantagesdousersfindinmobilepaymentsthatcontributetotheirpopularityinruralareasandcountytowns?Becausenotusingmobilepaymentswouldresultinaloss.Third-partypaymentcompaniesquicklydevelopedtheirservices.Usersprefertheservicesforconvenienceandautomaticrecordingofthetrades.PassageAPartIIIBroadenYourViewDevelopYourUnderstandingTrytofindtheanswerstothefollowingquestions.4.WhatwerethemarketsharesofAlipayandWeChatWalletintheChinesemobilepaymentsmarketin2016?5.WhatmeasuresdoesYeWentiansuggesttoreducetherisksassociatedwithdigitalpayments?In2016,Alipayoccupied54percentoftheChinesemarket,whileWeChatWallethad37percent.HeadvisedusersnottoscanQRcodesfromunknownsourcesandtoraisetheirawarenessoffraudulence.PassageAPartIIIBroadenYourViewDevelopYourUnderstandingChina’sMobilePaymentEra:CostsandBenefits

TheeraofmobilepaymentsinChinahasarrived.InthemarketofLuyuanCommunity,XichengDistrict,Beijing,allvendorssellingvariousgoodssupportmobilepayments,allowingconsumerstopaythroughscanningQRcodeswithWeChatWalletorAlipay.Avendor,whosetsupastallinLuyuanCommunity,saidusingmobilepaymentswasnotforcedbythemarketregulator,buthechosetodoitonhisown.Hementionedthatnotusingitwouldresultinaloss.Translation中国移动支付时代：成本与收益

中国的移动支付时代已经到来。在北京西城区露园社区的市场里，所有售卖各类商品的摊贩都支持移动支付，消费者可以通过微信支付或支付宝扫描二维码完成付款。一位在露园社区摆摊的商贩表示，使用移动支付并非市场监管部门强制要求，而是他自己的选择。他提到，如果不使用移动支付，就会面临客源流失的风险。PassageAPartIIIBroadenYourViewDevelopYourUnderstandingChina’sMobilePaymentEra:CostsandBenefits

IthasgrownintoalifestylechoiceofChinesepeopleusingmobilepaymentsthroughouttheirdailyactivitiesandinteractions.Thischangehappenedbecausethird-partypaymentcompaniesquicklydevelopedtheirservices.ThepopularityofmobilepaymentsinChinaalsoshockedneighboringnationJapan,whenanonlinepost,recentlypublishedataJapaneseforum,statedabeggarevencanusethemobilepaymentQRcodeinChina.Translation

移动支付已逐渐成为中国人日常生活和社交中的一种生活方式。这一变化的背后，是第三方支付公司服务的快速发展。中国移动支付的普及甚至让邻国日本感到震惊—近日，日本论坛上一则帖子称，连中国的乞丐都开始使用移动支付二维码乞讨。PassageAPartIIIBroadenYourViewDevelopYourUnderstandingChina’sMobilePaymentEra:CostsandBenefits

Mobilepaymentshavenotonlybecomepopularinlargecitiesandurbanareas,butalsointhecountry’scountytownsandruralareas.Usersprefertheservicesforconvenience.Apersonwholikestousemobilepaymentssaidthatitistroublesometogetlotsofexchangeswhilebuyingvegetables,especiallywhendealingwithcoins,whichareuneasytocarry.Anothermobilepaymentusersaidthattheservices,eitherWeChatWalletorAlipay,automaticallyrecordthetrades,likeanaccountbook,helpingtoknowwheremoneyhasgoneeverymonth.Translation

移动支付不仅席卷中国的大城市和都市区，更深入渗透至县城和农村地区。

用户因其便捷性而青睐这一服务。一位喜欢使用移动支付的消费者表示，买菜时找零很麻烦，尤其是硬币不易携带。另一位用户则认为，无论是微信支付还是支付宝，都能自动记录交易，像账本一样帮助自己了解每月的开销去向。PassageAPartIIIBroadenYourViewDevelopYourUnderstandingChina’sMobilePaymentEra:CostsandBenefits

Accordingtotheinternetresearchcompany,iResearch,themarketofmobilepaymentsreached38trillionyuan($5.5trillion)in2016,about50timestheUSmarket,whichwas$112billion.Alipay,thedigitalwalletrunbye-commercegiantAlibabaGroup,occupied54percentoftheChinesemarket,andWeChatWalletowned,byTencentHoldings,had37percent.Otherthird-partycompaniessharedthepercentageremainder.Translation

根据互联网研究公司艾瑞咨询的数据，2016年中国移动支付市场规模达到38万亿元（约合5.5万亿美元），约为美国市场(1120亿美元）的50倍。其中，电商巨头蚂蚁集团运营的支付宝占据54%的市场份额，腾讯旗下的微信支付占37%，其余份额由其他第三方支付公司瓜分。PassageAPartIIIBroadenYourViewDevelopYourUnderstandingChina’sMobilePaymentEra:CostsandBenefits

Thepopularityofdigitalpayments,however,hasapotentialriskindataprivacyandfinancialsecurity.Tocombatthis,theChinesegovernmenthasissuedregulations.YeWentian,aresearcherattheAntFinancialBusinessSchool,remindedusersnottoscanQRcodesfromunknownsourcesbecausetheycouldcontainviruses.Headdedpeopleshouldraiseawarenessoffraudulence,suchasrefundclaimsaskinguserstotransferorscanQRcodes.Translation

然而，数字支付的普及也伴随着数据隐私和金融安全的潜在风险。为此，中国政府已出台相关法规加以规范。蚂蚁集团研究院研究员叶文添提醒用户，不要扫描来源不明的二维码，以免感染病毒。他还建议人们提高防诈骗意识，警惕以退款为由要求转账或扫描二维码的骗局。PassageAPartIIIBroadenYourViewDevelopYourUnderstandingChina’sMobilePaymentEra:CostsandBenefits

MobilepaymentshavebeenwidelyembracedinChina,becominganintegralpartofpeople’slives.Withthecontinuousexpansionofthemarketandadvancementsintechnology,mobilepaymentswillcontinuetoplayacrucialroleinvarioussectorsinChina,providingpeoplewithgreaterconvenienceandefficiency.Translation

移动支付在中国已被广泛接受，成为人们生活中不可或缺的一部分。随着市场的持续扩张和技术的进步，移动支付将继续在中国的各个领域发挥重要作用，为人们带来更大的便利与效率。PassageAPartIIIBroadenYourViewActivity1Choosethebestanswertoeachquestionaccordingtothepassage.1.Whatisthemainideaofthepassage?A.ThepopularityofmobilepaymentsinChinaandtheirimpactondailylife.B.Acourseontraditionalpaymentmethods.C.Thegovernment’sregulationsonthepaymentmarket.D.Howtousemobilepaymentsfordailypurchases.CheckYourStudyPartIIIBroadenYourViewActivity1Choosethebestanswertoeachquestionaccordingtothepassage.2.Accordingtothepassage,whatisoneofthekeyreasonsforthepopularityofmobilepaymentsinChina?A.Governmentenforcement.B.Rapiddevelopmentofthird-partypaymentservices.C.Mandatory(强制的)usagebyallmerchants.D.Users’dislikeofcash.CheckYourStudyPartIIIBroadenYourViewActivity1Choosethebestanswertoeachquestionaccordingtothepassage.3.Accordingtothepassage,whichcompanyholdsthelargestshareinChina’smobilepaymentmarket?A.TencentHoldings.B.BankofChina.C.AlibabaGroup.D.Apple.CheckYourStudyPartIIIBroadenYourViewActivity1Choosethebestanswertoeachquestionaccordingtothepassage.4.Whatdoestheword“embrace”(Line1,Para.6)mean?A.Own.B.Abandon.C.Accept.D.Stop.CheckYourStudyPartIIIBroadenYourViewActivity1Choosethebestanswertoeachquestionaccordingtothepassage.5.Whatistheauthor’sattitudetowardstheriseofmobilepaymentsinChina?A.Indifferent.B.Cautiouslyoptimistic.C.Negative.D.Supportive.CheckYourStudyPartIIIBroadenYourViewActivity2Readthepassagequickly,andfillintheblanks.CheckYourStudyPartIIIBroadenYourView1)dailyactivitiesandinteractions;2)convenience;3)trades;4)financialsecurity;5)regulationstoSuggestedquestions:■Whatbenefitsdoyoupersonallyexperiencefromusingmobilepayments?■Whatpotentialrisksdoyouthinkyoumightfacewhenusingmobilepayments?■Doyouthinkeveryoneshouldusemobilepayments?Whyorwhynot?ReferenceCheckYourStudyPartIIIBroadenYourViewActivity3Workwithyourpartneraccordingtothecluesgivenbelow.Usefulexpressions:extremelyconvenient/completeatransactionquicklytrackmyspending/managemybudgetmoreeffectivelyoffercashback,rewardsordiscountsdata/privacy/financialsecurity/fraudaccessmypaymentapps/obtainmypersonalinformation/getlostorbestolenbenefitfrom/beworriedabout/becautiousabouthaveaccesstosmartphones/prefertraditionalcashtransactions/beuncomfortablewithdigitalpaymentspersonalpreferencesReferenceCheckYourStudyPartIIIBroadenYourViewActivity3Workwithyourpartneraccordingtothecluesgivenbelow.Usefulsentencepatterns:Ifindmobilepayments...Ican.../Mobilepaymentscan.../Manymobilepaymentplatformsoffer...forusingtheirservices.

Onemajorconcernis.../Oneoftheprimaryrisksis.../Thereistheriskof.../...couldput...atrisk

If...,someonecould...

Ithinkeveryoneshould...because...

Somepeoplemightnotwanttousethembecause...

Itdependson...CheckYourStudyReference

:1)Ifindmobilepaymentsextremelyconvenient.Ifindmobilepaymentscancompleteatransactionquickly.Icantrackmyspendingandmanagemybudgetbetterthroughtransactionrecords.Manymobilepaymentplatformsoffercashback,rewardsordiscountsforusingtheirservices.PartIIIBroadenYourViewActivity3Workwithyourpartneraccordingtothecluesgivenbelow.CheckYourStudyReference

:2)Onemajorconcernisdataprivacy.Ifmypaymentappsareaccessed,someonecouldobtainmypersonalinformation.Dataprivacyismytopconcern.Ifmypaymentappishacked,sensitiveinformationlikebankdetailsortransactionhistorycouldbeleaked.Financialsecurityisanotherprimaryrisk.Ifhackersaccessmypaymentapps,mymoneymightgetlostorstolen.PartIIIBroadenYourViewActivity3Workwithyourpartneraccordingtothecluesgivenbelow.Activity3Workwithyourpartneraccordingtothecluesgivenbelow.CheckYourStudyReference

:3)Ithinkeveryoneshouldbecausemobilepaymentsoffergreatconvenienceanddrivetechnologyprogress.Somepeople,likeelderlypeople,mightnotwanttousethembecausetheyhavelimitedaccesstosmartphonesorlacktrustindigitaltransactions,preferringtraditionalcashtransactionsinstead.Itdependsonpersonalpreferences.Somebenefitfromtheconvenienceofmobilepayments,whileothersworryaboutdataprivacy.Therefore,usersshouldalwaysbecautiouswithdigitaltransactions.PartIIIBroadenYourViewExercise1MatchthewordsinColumnAwiththoseinColumnB,andthenfillintheblankswithproperexpressions.Rememberthateachmaybeusedonlyonce.1.________________isbeingadoptedallovertheworldindifferentways.2.Weneedtoidentifyandassessthe______________beforestartingtheproject.3.Itwaswrongtoventurehis__________________onsuchariskydeal.4.DonotscanQRcodesfrom__________________.5.Theorganizationaimsto_________________abouttheimportanceofrecycling.MobilepaymentpotentialrisksfinancialsecurityunknownsourcesraiseawarenessFurtherYourSkills

PartIIIBroadenYourViewExercise2Fillineachblankwiththeproperformofthewordgiveninbrackets.1.________(vendor)weredoingabrisktradeinsouvenirs.2.Theeconomyhasbecomea____________(trouble)issuefortheConservativeParty.3.Theenginesshutoff______________(automatic)inanemergency.4.Ispentthe___________(remain)ofthedayfeelingterrible.5.It’sagainstallrulesand____________(regulate).VendorstroublesomeautomaticallyremainderregulationsFurtherYourSkills

PartIIIBroadenYourViewExercise3CompletethesentencesbytranslatingtheChinesegiveninbracketsintoEnglish.1.Thegovernmentistakingactionto___________(打击)drugabuse.2.Weinsistedona_______(退款)ofthefullamount.3.Lasttimewemadea________(索赔)onourinsurance,theypaidupreallyquickly.4.HowcanI__________(转账；转移)moneyfrommybankaccounttohis?5.Rituals,celebrations,andfestivalsforman___________(不可缺少的)partofeveryhumansociety.combatrefundclaimtransferintegralFurtherYourSkills

PartIIIBroadenYourViewWarm-upActivity1.Whataretheadvantagesofusingcreditcards?2.Whatdocumentsshouldyouofferwhileapplyingforacreditcard?PassageBPartIIIBroadenYourViewDevelopYourUnderstandingHowtoApplyforaCreditCard

Acreditcardisacardissuedbyabank,retailerorconsumerstore,whichallowspurchaseofgoodsandservicesoncreditforaspecificlimit,interestrateandtimeperiod.Youcanapplyforacreditcardonline,throughpaperapplicationorbyphone.Here’showtoapplyforacreditcard.Translation怎样申请信用卡

信用卡是由银行、零售商或商场发放的一种卡，它允许持卡人在一定限额内以一定的利率、在一定期限内购买商品和享受服务。你可以在线申请，也可以书面或电话申请信用卡。下面教你如何申请信用卡。PassageBPartIIIBroadenYourViewDevelopYourUnderstandingHowtoApplyforaCreditCardInstructions:●Findoutinformationaboutcreditcardplans,ratesandtermsontheInternet,inpersonalfinancemagazinesandinnewspapers.●Filloutthepaperapplicationforacreditcardofyourchoice,ifyoudonotwanttoapplyonline.Ensurethattheapplicationisapprovedbythecreditcardcompanyandisanoriginaldocument,notphotocopied.Translation指南：

通过因特网、个人理财杂志和报纸，弄清楚信用卡类型、利率及各种条款的信息。

若不想在线申请，就填写你所选择的信用卡的书面申请单。你的申请得到发卡公司的认可，申请资料是发卡公司所认可的原件，而不是复印件。PassageBPartIIIBroadenYourViewDevelopYourUnderstandingHowtoApplyforaCreditCard●Applyonphone,bycallingupthetollfreenumberofthecreditcardcompanyofyourchoice.Thisnumbercanbefoundonline,throughyellowpages,newspapersormagazines.Followtheautomaticinstructionsthatyouhearwhenyoucallthenumber.●Applyonline,whichisusuallytheeasiest,fastestandmostpreferredmethodofcreditcardapplication.Goonlineandsearchforthedifferentcreditcardoptionsofferedbydifferentbanks,financialinstitutionsandstores.Translation

如果你通过电话申请信用卡，请拨打你选择的信用卡发卡公司提供的免费服务电话。此号码可以通过网络、黄页、报纸或杂志找到，拨通电话后按照自动语音提示进行操作。

在线申请通常是最简单、最快捷、最受欢迎的信用卡申请方式。通过上网可以搜索到由不同银行、金融机构和商店提供的各种信用卡。PassageBPartIIIBroadenYourViewDevelopYourUnderstandingHowtoApplyforaCreditCard●Comparethedifferentfeaturesasregardsthefixedorfluctuatinginterestrates,APR,creditlimits,interest-freedays,penalties,graceperiods,schemesforcashadvancesandbalancetransfers,attractiveoffersandotherimpliedcosts.●Chooseanaccounttosuityourrequirementsandsearchforapplyingoptionsthatareattachedonline.T