交际英语口语Part 2 unit 4

Unit4At

theBankInstructional

ObjectivesSituational

ConversationsSupplementsMakeYourOwnTalkInstructional

Objectives学习目标Knowinghowtoopenanaccountandcancelanaccountatthebank.Learninghowtomakedepositsandmakewithdraws.Knowinghowtotransactacreditcard.Introducingthewayofapplyingforaloan.主要内容生词对话SituationalConversationsaccount

n.账户

withdraw

v.

取款interest

n.利息

satisfaction

n.满足annual

adj.每年的

percent

n.百分率；百分比current

adj.现在的；流动的

bankbook

n.存折openanaccount

开户

currentaccount

活期存款makewithdraws

取款

theannualinterestrate

年利率

fillout

填写

applicationform

申请表生词A：CanIhelpyou,Miss?B：Yes,I’dliketoopenanaccount.A：CertainlyMiss.Whatkindofaccountwouldyouwant?B：I’mnottoosure.ButIneedanaccountforwhichIcanwithdrawmymoneyanytimeIlikeandgetsomeinterestonitaswell.A：Well.Ithinkacurrentaccountwillbetoyoursatisfaction.YoucanmakewithdrawsfromthebankandtheATManytimeyoulike.B：That’sgreat!Butwhat’stheannualinterestrateforthiskindofaccount?A：小姐，有什么可以帮到您的吗？B：是的，我想开个账户。A：当然可以，小姐。您要开哪种账户呢？B：我不是很确定。但是我需要一个可以随时能取款，同时又能获得一些利息的账户。A：好的。我想活期存款账户可以满足您的要求。任何时候您想取款，可以从银行和自动取款机取款。B：那太好了！这种账户每年的利率是多少呢？DialogueAA：Atpresenttherateis1.8percentayear.B：Good.IthinkI’llopenacurrentaccountplease.A：OK.Pleasefilloutthisapplicationform.B：Yes.Name,address,phonenumber,that’sit.Hereyouare.A：Waitamoment,please.Hereisyourbankbook,Miss.B：Thankyouforyourhelp.A：Youarewelcome.A：目前利率是一年1.8%。B：好的。我想我要开一个活期存款账户。A：好的。请填这张申请表。B：好的。姓名，地址，电话号码，就这样。给你。A：请稍等。小姐，这是您的银行存折。B：谢谢你的帮忙。A：不客气。DialogueAdeposit

n.存款

rate

n.利率waitamoment

稍等

depositrate

存款利率生词A：Goodmorning,sir.CanIhelpyou?B：Yes,Iwanttodeposit1000yuaninmybankaccount.A：Pleasefilloutthisdepositform.B：OK.Hereyouare.Anyproblemonthat?A：No.Doyoubringyourbankbookwithyou?B：Yes,Ido.Hereitis,andthecash.A：早上好，先生。我能帮您什么吗？B：是的，我想在银行账户中存1000元钱。A：请填一下这张存款单。B：好的。填好了。有什么问题吗？A：没有问题。您带存折了吗？B：带了。这是存折，还有现金。DialogueBA：Waitamoment,please.B：Sure.A：IsthereanythingelseIcandoforyou?B：Yes.Canyoutellmewhattheinterestrateisnow?A：Thedepositrateis0.8%everymonth.B：Thanks.A：请等一等。B：好的。A：您还需要其他帮助吗？B：你能告诉我目前的存款利率吗？A：存款利率是每月0.8%。B：谢谢。DialogueBrecommend

v.劝告

savings

n.储蓄款expensive

adj.昂贵的

revolve

v.循环出现receive

v.收到；接到

statement

n.申明；陈述expenditure

n.支出；花费

itemize

v.列出清单生词生词provide

v.提供benefit

n.利益；好处advance

n.预付款；前进

applyfor

申请creditcard

信用卡chargerate

收费标准bankbill

银行账单A：I’dliketoapplyforacreditcard.Canyouhelpmewithmyapplication?B：I’dbegladto.Doyouhaveanaccountwiththisbank?A：No.B：InthatcaseIhighlyrecommendyouapplyforasavingsandcheckingaccountalso.Thatwouldhelpwithyourcreditcardapplication.A：Whatistheinterestrateonyourcard?B：Theannualchargerateis9.5%.A：我想申请一张信用卡。你可以帮我申请吗？B：我很乐意帮你。你有这个银行的账号吗？A：没有。B：这样的话，我极力推荐你申请一个集储蓄存款和支票存款于一体的账户。这对你申请信用卡有帮助。A：你们信用卡的利率是多少呢？B：每年的收费标准是9.5%。DialogueCA：That’sveryexpensive.B：Notreally.Thecreditcardisarevolvingaccount.Youonlypayinterestonwhatyouowe.A：Howdoesthebankbillitscustomersforcreditcardcharges?B：Youwillreceiveamonthlystatementwitheachexpenditureitemized.A：Doesthecardprovideanyotherbenefits?B：Youcanalsogetacashadvanceupto1000dollarsonthiscard.A：真贵啊！B：不完全是。这种信用卡是一个循环账户。你只需支付所欠债务的利息就行了。A：银行如何把信用卡费用账单交给客户呢？B：你每个月会收到一份结算单，上面列出了每项费用。A：这种卡有什么福利吗？B：使用这种卡你可以预支高达1000美元的现金。DialogueCgodown

降低；下降

change…for

将……换成……生词A：Goodmorning,sir.WhatcanIdoforyou?B：Yes,I’dliketochangeAustraliandollarsforRMB.A：Howmuchdoyouwanttochange?B：Iamnotsure.What’stheratetoday?A：It’s1Australiandollarto6.1yuanRMB.B：Whatwastherateyesterday?A：Theratewas1Australiadollarto6.5yuanyesterday.A：早上好，先生。请问有什么可以帮助您的呢？B：是的，我想把澳元换成人民币。A：您想换多少呢？B：我不确定。今天的汇率是多少呢？A：1澳元兑换6.1元人民币。B：昨天的汇率呢？A：1澳元兑6.5元人民币。DialogueDB：Oh,therategoesdown.A：Itdoes,sir.Doyoustillwanttohaveitchangednow?B：Well,Iwanttochange1000AustraliandollarsforRMB.A：OK.Pleasesignhereinthisform.B：OK.A：Hereisthe6100RMB.B：Thankyouverymuch.B：哦，汇率跌了。A：是的，先生。您还想换吗？B：嗯，我想换1000澳元。A：好的。请在这张表格上签个名。B：好的。A：这是您的6100元人民币。B：谢谢。DialogueD主要内容AccountMoneyFlowLineSupplementsI’dliketoopenanaccountplease.

我想开个账户。Couldyoufilloutthisformplease?

请您填一下这张表格好吗?Doesthecheckingaccountcomewithadebitcard?

活期账户是不是会附带一个借记卡呢？I’dliketoopenaone-yeartimedepositaccountandacheckingaccount.

我想开一个一年期的定存户头和一个支票户头。OpenanAccountWouldyouliketoopenatimedepositsavingsaccountoracheckingaccount?

您想开定存储蓄户头还是支票户头呢？Whatsortoftimedepositaccountwouldyouliketoopen?

您想开哪种定存账户呢？CanIusetraveler’scheckstoopentheaccount?我可以用旅行支票开户头吗？I’dliketoopenoneofeach,ifthat’spossible.

如果可以的话，我想开一个两种功能都有的户头。OpenanAccountI’dliketoclosemyaccount.

我想销户。Whenwouldyoulikeyouraccountclosed?

你想什么时候销户呢？Ineedtocancelanaccount.

我需要销户。Doyouhaveaproblemwithyour

account?

你的账户有什么问题吗？Isthereanyreasonyouareclosingyouraccountwithus,Mr.Li?

李先生，你为什么要销户呢？IwillbeleavingthecitysoonsoIhavenoneedforthisaccount.

我要离开这里了，所以这个账户没用了。CloseanAccountCanyoutellmewhattheinterest

rateisnow?

你能告诉我目前的存款利率吗？Thedepositrateis0.8%everymonth.

存款利率是每月0.8%。What’stheinterestrate?

利率是多少呢？It’s7.2%,fixed-rateloan.7.2%的固定利息贷款。Whatkindofinterestratedoyou

offer?

你们的利率是多少呢？RateIwanttodeposit1000yuaninmybankaccount.

我想在银行账户中存1000元。Pleasefilloutthisdepositform,first.

请先填一下这张存款单。Iwanttomakeadeposittoday.

我今天想存款。Howmuchdoyouwanttodeposit?

你打算存多少钱呢？Ineedtodeposit$300.

我想在银行账户中存300美金。Whataccountwillyoubedepositingthismoneyinto?

你打算把这些钱存入哪个账户？Iwillbedepositingcash.

我想存现金。DepositI’dliketowithdrawsomemoney.

我想取一些钱。I’dliketowithdrawsomemoneyfrommyaccount.

我想从我的银行账户中取一些钱。Letmejustmakesure.Youwantto

withdrawonethousanddollars.

我确认下。你要取1000美金。Ineedtomakeawithdrawal.

我想取一些钱。WithdrawHowmuchareyouwithdrawingtoday?你今天打算取多少钱呢？Whataccountwouldyouliketotakethismoneyfrom?你要从哪个账户中取钱？Takeitfrommycheckingaccount.请从我的活期存款账户中取一些钱。Howmuchwouldyouliketotakeout?你打算取多少钱呢