2026光大银行招聘考试（英语）历年参考题库含答案详解

2026光大银行招聘考试（英语）历年参考题库含答案详解一、选择题从给出的选项中选择正确答案（共100题）1、Choosethebestoption:"Thebank'sstrategypaper_theneedtodiversifyrevenuestreamsbeyondtraditionallending."A.highlightsB.emphasizesC.stressesD.underscores2、Selecttheappropriateword:"Thebank'squarterlyreportshowedthatnon-performingloanshave_by12percent."A.increasedB.risenC.grownD.climbed3、Choosethecorrectword:"Thebank'sinternalcontrolshavebeenstrengthenedto_fraudandensurecompliance."A.preventB.avoidC.stopD.block4、Fillintheblank:"Thebank'sexpansionintonewmarketswas_byfavorablegovernmentpoliciesandgrowingdemand."A.facilitatedB.enabledC.assistedD.helped5、Choosethecorrectterm:"Thebank'sbalancesheetreflectsahealthy_betweenassetsandliabilities."A.balanceB.proportionC.ratioD.equilibrium6、Selecttheappropriateword:"Theauditcommitteewill_theeffectivenessofthebank'sriskmanagementprocedures."A.reviewB.examineC.assessD.evaluate7、Choosethebestanswer:"Thebank'sprofitabilityhasimproved_followingtheintroductionofnewdigitalservices."A.significantlyB.considerablyC.substantiallyD.remarkably8、Fillintheblank:"Thebank'sriskexposurehasbeen_throughtheimplementationofhedgingstrategies."A.mitigatedB.reducedC.loweredD.decreased9、Choosethecorrectword:"Theboardapprovedtheacquisition,_thebank'spresenceintheregionalmarket."A.expandingB.extendingC.enlargingD.broadening10、Theboardofdirectorshasdecidedtothenewprojectduetothelackofsufficientfunding.A.carryoutB.putoffC.takeoverD.breakdown11、Financialanalystsarerequiredtohaveathoroughofmarkettrends.A.conceptB.graspC.senseD.belief12、Thecompany'sprofitmarginhassignificantlyoverthepastthreefiscalyears.A.declinedB.increasedC.remainedD.fluctuated13、Weneedtodevelopacomprehensivestrategytoourcompetitiveadvantageinthemarket.A.maintainB.createC.loseD.ignore14、Thequarterlyreportindicatesthatconsumerspendinghasshownremarkableduringtheholidayseason.A.stabilityB.growthC.declineD.stagnation15、Effectiveriskmanagementrequiresmanagerstopotentialthreatsbeforetheymaterialize.A.identifyB.ignoreC.createD.exaggerate16、Thecentralbankhasannounceditwillinterestratestocombatinflation.A.lowerB.maintainC.raiseD.eliminate17、Ourinvestmentportfolioshouldbetoincludebothdomesticandinternationalassets.A.concentratedB.diversifiedC.simplifiedD.limited18、Themergerbetweenthetwobankswasapprovedbyregulatorsafterathoroughreview.A.finallyB.neverC.hardlyD.barely19、Customersatisfactionremainsatoppriority,sowemustourservicequalitycontinuously.A.compromiseB.enhanceC.neglectD.reduce20、Theannualauditrevealedseveralinthefinancialreportingprocess.A.improvementsB.discrepanciesC.successesD.achievements21、Toremaincompetitive,thefirmmustitsoperationalefficiencythroughtechnologicalinnovation.A.decreaseB.maximizeC.ignoreD.complicate22、TheCFOpresentedadetailedofthecompany'sfinancialpositionattheshareholdermeeting.A.pictureB.overviewC.paintingD.drawing23、Marketvolatilityhasincreasedsignificantly,requiringinvestorstobemoreintheirdecision-making.A.carelessB.cautiousC.recklessD.indifferent24、Thenewregulatoryframeworkaimstosystemicrisksinthefinancialsector.A.increaseB.mitigateC.ignoreD.create25、Oursalesteamhasexceededthequarterlytargetbypercent,surpassingallexpectations.A.fifteenB.negativeC.zeroD.minimum26、Thebankiscommittedtosupportingsmallbusinessesbyofferingloanterms.A.restrictiveB.favorableC.complicatedD.unfair27、Effectivecommunicationwithintheorganizationcansignificantlyemployeeproductivity.A.hinderB.boostC.destroyD.limit28、Thefinancialstatementshowsasteadyinrevenueoverthelastfiveyears.A.dropB.increaseC.collapseD.stagnation29、Toensurecompliancewithregulations,allemployeesmustundergoregulartraining.A.optionalB.mandatoryC.voluntaryD.casual30、Shetothepartytomorrownight.A.willinviteB.hasinvitedC.isinvitingD.isgoingtoinvite31、Thebookbymanystudentsinthelibraryeveryday.A.readsB.isreadingC.isreadD.hasread32、Neithertheteachernorthestudentsintheclassroomnow.A.isB.areC.wasD.were33、IwishItallerwhenIgrowup.A.amB.wasC.wereD.willbe34、theheavyrain,westillwentoutforawalk.A.BecauseB.AlthoughC.DespiteD.Since35、Bythetimehearrived,wedinner.A.havefinishedB.hadfinishedC.finishedD.arefinishing36、Themanageraskedustofinishthereportbytomorrow.Theunderlinedwordmeans.A.untilB.beforeC.afterD.during37、HespeaksEnglishthanIdo.A.morefluentlyB.mostfluentlyC.fluentlyD.muchfluently38、Theproblemisdifficultforustosolve.A.soB.suchC.tooD.very39、Whichofthefollowingwordsisanabstractnoun?A.tableB.happinessC.bookD.chair40、Ifittomorrow,wewon'tgohiking.A.rainsB.willrainC.rainedD.israining41、Theinformationtousisveryuseful.A.whichprovidedB.thatwasprovidedC.whoprovidedD.whatwasprovided42、Hehasbeenworkinghere2018.A.sinceB.forC.atD.in43、Notonlymyparentsbutalsomybrotherinterestedinpainting.A.isB.areC.wasD.were44、Shedeniedthemoneyfromthesafe.A.totakeB.takingC.tookD.take45、Thereasonwhyhewaslatewashemissedthebus.A.thatB.becauseC.whyD.for46、Ilookforwardtofromyousoon.A.hearB.hearingC.heardD.beheard47、heisrich,helivesasimplelife.A.AlthoughB.ButC.SoD.Because48、Thenumberofstudentsinourschoolincreasingeveryyear.A.isB.areC.wereD.havebeen49、Bytheendoflastyear,heinthiscompanyfortenyears.A.hasworkedB.hadworkedC.workedD.works50、Themanagerdemandedthatallthereportsbytheendofthisweek.A.besubmittedB.willbesubmittedC.aresubmittedD.mustbesubmitted51、Neitherthestudentsnortheteacherawareofthechangeinschedule.A.wereB.wasC.havebeenD.arebeing52、Bythetimewearrivedatthestation,thetrainalready.A.has;leftB.had;leftC.was;leavingD.did;leave53、Thecompanyhasdecidedtoanewmarketingstrategytoincreasesales.A.adoptB.adjustC.adaptD.acquire54、Itisessentialthateveryemployeethesafetyguidelinesbeforestartingwork.A.followsB.followC.followedD.following55、Theoftheprojectdependsonthecooperationofalldepartments.A.successfulB.successC.succeedD.successfully56、ShesuggestedthatwetotheconferencenextMonday.A.goB.wentC.willgoD.havegone57、Thenumberofemployeesinthisbranchincreasingyearbyyear.A.isB.areC.haveD.were58、Hardlytheofficewhenthephonerang.A.IhadleftB.hadIleftC.IhaveleftD.haveIleft59、TheCEOaskedthatthemeetinguntilfurthernotice.A.bepostponedB.ispostponedC.waspostponedD.wouldbepostponed60、Notonlytheexam,buthealsogotthehighestscoreintheclass.A.hepassedB.didhepassC.hehaspassedD.hashepassed61、Theboardrequiresthateachmemberacopyoftheannualreport.A.receivesB.receiveC.receivedD.receiving62、Despitetired,shecontinuedtoworkovertimetofinishthetask.A.shewasB.ofbeingC.beingD.tobe63、Thecontractmustbesignedbybothpartiesitbecomeseffective.A.beforeB.afterC.untilD.unless64、Neitherthemanagernortheassistantsresponsibleforthemistake.A.isB.areC.wasD.has65、Thebankislookingforcandidateswhocanpressureandworkefficiently.A.copewithB.dealC.handleD.faceup66、Everystudentintheclassrequiredtosubmittheassignmentontime.A.areB.isC.wereD.have67、ThedirectorinsistedthattheworkcompletedbyFriday.A.beB.isC.wasD.wouldbe68、Thereasharpdeclineinprofitsduringthelastquarter.A.wasB.wereC.hasD.have69、Theprojectteamneedssomeonewhoistoworkundertightdeadlines.A.suitableB.capableC.fittingD.proper70、Themanagersuggestedthatallemployeesthemeetingontime.A.arriveB.arrivedC.wouldarriveD.willarrive71、Bythetimeheretires,ProfessorJohnsoninthisuniversityforthirtyyears.A.willteachB.willhavetaughtC.hastaughtD.taught72、theweather,wedecidedtopostponethepicnic.A.BecauseB.DuetoC.SinceD.As73、Notuntilthemeetingwasoverthetruth.A.didhetellB.hetoldC.hewastoldD.didhebetold74、Thenumberofstudentsinourschoolincreasingeveryyear.A.isB.areC.wereD.havebeen75、SheaskedmewhetherItoBeijingthefollowingweek.A.wentB.wouldgoC.goD.havegone76、ThebookIboughtyesterdayisveryinteresting.A.whichB.whatC.whenD.where77、Neithertheteachernorthestudentspresentatthemeeting.A.wasB.wereC.isD.hasbeen78、Itishightimethatweeffectivemeasurestoprotecttheenvironment.A.tookB.takeC.wouldtakeD.taking79、Thenewsexcitingmadeusallexcited.A.whichB.thatC.itD.what80、IfIyou,Iwouldaccepthisproposal.A.amB.wasC.wereD.be81、Thereasonwhyhefailedwashewasnotprepared.A.becauseB.thatC.forD.what82、Hardlythestationwhenthetrainstarted.A.IhadreachedB.hadIreachedC.IreachedD.didIreach83、Sheistheonlyoneofthestudentswhoalwaysright.A.isB.areC.wereD.havebeen84、fromthetopofthehill,thecitylooksmorebeautiful.A.SeeingB.SeenC.ToseeD.Havingseen85、IwishIharderwhenIwasatcollege.A.studiedB.hadstudiedC.wouldstudyD.studying86、Thequestioniswecangettheequipmentintime.A.whetherB.thatC.whatD.which87、HespeaksEnglishasfluentlyasifheanativespeaker.A.isB.wasC.wereD.been88、Thegirlyoumetyesterdayismysister.A.whoB.whomC.whichD.whose89、Thebank_alargenumberofapplicantseveryyear,butthisyearthesituationisquitedifferent.A.receivesB.isreceivingC.hasreceivedD.wasreceiving90、Neitherthemanagersnortheemployees_satisfiedwiththenewpolicy.A.isB.areC.wasD.hasbeen91、IfI_you,Iwouldaccepttheofferimmediately.A.amB.wasC.wereD.havebeen92、Thereport_bytheendofnextmonth.A.willbefinishedB.willfinishC.isfinishedD.hasbeenfinished93、Shesuggestedthathe_adifferentapproachtosolvetheproblem.A.triesB.tryC.triedD.willtry94、Notuntilthemeetingstarted_whyhewaslate.A.IrealizedB.didIrealizeC.IhadrealizedD.hadIrealized95、Thecompanyhasmadegreatprogressin_itsmarketshareinthepastthreeyears.A.expandB.expandedC.expandingD.beexpanding96、Bythetimewearrivedatthestation,thetrainalready_.A.leavesB.hadleftC.hasleftD.wouldleave97、Thebook_Ireadyesterdayisveryinteresting.A.whoB.whomC.whichD.what98、Theletter_tothewrongaddressbymistake.A.issentB.wassentC.hassentD.sends99、Thereare_studentsinthelibrarythanintheclassroom.A.manyB.muchC.moreD.most100、ThemanageraskedustofinishthetaskbeforeFriday,_he?A.didB.doesC.wasn't

参考答案及解析1.【参考答案】A【解析】题干存在语法错误，应为"_theneed"。"highlights"指突出、强调，常用于战略文件重点指出某个需求或问题。"emphasizesstressesunderscores"语义相近。句中战略文件突出多元化收入来源的必要性，"highlights"最准确地表达了文件的核心重点，符合商业文档的表达习惯。2.【参考答案】B【解析】题干存在语法错误，应为"have_by12percent"。"risen"指上升、增长，是不及物动词，后接"by"表示幅度，符合非Performingeloans上升的语境。"increased"虽也可，但"risen"更常用于描述不良贷款的被动增长。"grownclimbed"语义相近但不及"risen"贴切。句中不良贷款增长，"risen"最为准确。3.【参考答案】A【解析】题干存在语法问题，应为"to_fraud"。"prevent"指预防、防止，是风险控制和合规领域的标准用语，强调在事前阻断违规行为。"avoid"指避开；"stop"指阻止；"block"指阻挡。内部控制的目的是事前预防欺诈，"prevent"最准确表达风险管理的主动性和前瞻性。4.【参考答案】A【解析】题干存在语法错误，应为"was_byfavorablepolicies"。"facilitated"指促进、便利，是商业战略文件中的常用词，强调外部条件推动了进程。"enabledassistedhelped"语义相近但语气较弱。句中政府政策和市场需求促进了银行扩张，"facilitated"最准确地表达了这种推动和促成关系。5.【参考答案】A【解析】题干存在语法问题，应为"healthy_betweenassetsandliabilities"。"balance"指平衡、均衡，资产负债表的核心概念是资产负债平衡，"healthybalance"是财务报表的标准表述。"proportionratio"指比例；"equilibrium"指均衡状态。句中强调资产负债的健康结构，"balance"最准确传达财务稳健的含义。6.【参考答案】A【解析】题干存在语法错误，应为"will_theeffectiveness"。"review"指审查、评估，是审计委员会的常规职能，强调对风险管理程序的定期复核。"examineassessevaluate"语义相近，但"review"更符合公司治理文件中对委员会职责的描述。句中审计委员会审查风险管理有效性，"review"最贴切。7.【参考答案】A【解析】题干存在语法错误，应为"improved_"。"significantly"指显著地，常用于描述盈利能力的明显提升，是财报分析的标准副词。"considerablysubstantially"语义相近；"remarkably"指异常地。句中引入数字服务后盈利明显改善，"significantly"最准确地表达了变化程度，符合金融分析的专业表达。8.【参考答案】A【解析】题干存在语法问题，应为"hasbeen_throughhedging"。"mitigated"指缓释、减轻，是金融风险管理的术语，指通过套期保值等手段降低风险敞口。"reducedlowereddecreased"泛指减少。句中强调通过策略缓解风险，"mitigated"最准确地表达了风险管理的专业技术含义，符合金融行业的专业用语。9.【参考答案】A【解析】题干存在语法错误，应为"_thebank'spresence"。"expanding"指扩大、扩展，常用于描述市场份额或业务范围的扩大，与"presence"搭配最为自然。"extendingenlargingbroadening"语义相近但不及"expanding"贴切。句中收购扩大了银行的市场存在，"expanding"最准确地表达了业务范围的拓展。10.【参考答案】B【解析】本题考查动词短语辨析。句意为董事会因资金不足决定推迟新项目。carryout表示执行，putoff表示推迟，takeover表示接管，breakdown表示崩溃或分解。根据句意选B。11.【参考答案】B【解析】本题考查名词搭配。haveathoroughgraspof表示对某事有透彻的理解，是固定搭配。concept表示概念，sense表示感觉，belief表示信念。根据语境选B。12.【参考答案】D【解析】本题考查动词词义。句意为公司利润率在过去三个财年大幅波动。declined下降，increased增加，remained保持，fluctuated波动。根据pastthreefiscalyears暗示变化不定，选D。13.【参考答案】A【解析】本题考查动词选择。句意为我们需要制定全面策略来维持市场中的竞争优势。maintain表示维持，符合语境。create创造，lose失去，ignore忽视均不符合句意。14.【参考答案】B【解析】本题考查名词理解。句意为季度报告显示假期消费支出显著增长。growth增长符合holidayseason消费增加的实际情况。stability稳定，decline下降，stagnation停滞均不符。15.【参考答案】A【解析】本题考查动词词义。句意为有效的风险管理要求管理者在威胁发生前识别潜在风险。identify识别符合风险管理的要求。ignore忽略，create制造，exaggerate夸大均不合理。16.【参考答案】C【解析】本题考查经济常识。央行提高利率是抑制通胀的常用手段。raiseinterestrates表示加息，符合对抗通胀的政策逻辑。lower降低利率会加剧通胀，maintain维持不变效果有限。17.【参考答案】B【解析】本题考查金融术语。diversified表示分散化的投资组合能降低风险，是投资基本原则。concentrated集中的，simplified简化的，limited有限的均违背分散风险的理念。18.【参考答案】A【解析】本题考查副词用法。句意为经过全面审查后，两家银行的合并最终获得监管批准。finally最终符合审批流程的时间顺序。never从不，hardly几乎不，barely勉强均不符。19.【参考答案】B【解析】本题考查动词搭配。句意为客户满意度是首要任务，因此我们必须持续提升服务质量。enhance提升符合积极改进的含义。compromise妥协，neglect忽视，reduce降低均与prioritizingcustomers相悖。20.【参考答案】B【解析】本题考查名词词义。audit审查询找问题，discrepancies差异、不符符合审计发现的语境。improvements改进，successes成功，achievements成就均为正面词汇，与audit揭示问题的性质不符。21.【参考答案】B【解析】本题考查动词选择。句意为公司必须通过技术创新最大化运营效率以保持竞争力。maximize最大化符合提升效率的目标。decrease减少，ignore忽视，complicate使复杂化均不利于竞争。22.【参考答案】B【解析】本题考查名词搭配。presentanoverview表示呈现概览，是商务报告常用表达。picture图画，painting绘画，drawing素描均指艺术作品，不符合财务汇报语境。23.【参考答案】B【解析】本题考查形容词理解。句意为市场波动性增加，要求投资者在决策时更加谨慎。cautious谨慎符合风险环境下的理性态度。careless粗心，reckless鲁莽，indifferent冷漠均不正确。24.【参考答案】B【解析】本题考查金融术语。mitigatesystemicrisks表示缓解系统性风险，是监管的核心目标。increase增加，ignore忽视，create制造均与监管目的背道而驰。25.【参考答案】A【解析】本题考查数字理解。句意为销售团队超额完成季度目标。fifteen十五为正数，符合exceeded超额的语义。negative负数表示未达标，zero零和minimum最小均不能体现超额。26.【参考答案】B【解析】本题考查形容词辨析。favorable有利的贷款条件符合支持小微企业的宗旨。restrictive限制性，complicated复杂，unfair不公平均与supporting中小企业的目标相矛盾。27.【参考答案】B【解析】本题考查动词词义。句意为组织内部的有效沟通能显著提升员工生产力。boost提升符合积极影响的含义。hinder阻碍，destroy破坏，limit限制均为负面作用，与有效沟通的正面效果不符。28.【参考答案】B【解析】本题考查经济术语。steadyincrease表示稳步增长，是财务报表中常见的积极描述。drop下降，collapse崩溃，stagnation停滞均不能与steady稳重的修饰语搭配形成正面表述。29.【参考答案】B【解析】本题考查形容词理解。mandatory义务的、强制的培训符合合规要求。optional可选的，voluntary自愿的，casual随意的均无法体现regulations法规要求的强制性特征。30.【参考答案】D【解析】根据时间状语tomorrownight可知句子用将来时态。begoingtodo表示按计划或打算要做某事，此处更符合语境。willinvite也表示将来，但不如begoingto强调计划性。hasinvited为现在完成时，表示过去发生的动作对现在的影响。isinviting为现在进行时表将来，但不如begoingto常见。综合判断选D。31.【参考答案】C【解析】本句主语thebook与动词read之间为被动关系，且everyday表示经常性动作，应使用一般现在时的被动语态。被动语态结构为be+过去分词，主语为第三人称单数，故be动词用is，read的过去分词仍为read。因此正确答案为C。选项A为主动语态；B为现在进行时的被动形式；D为现在完成时的主动形式，均不符合句意。32.【参考答案】B【解析】neither...nor连接两个主语时，谓语动词遵循"就近原则"，即谓语动词应与靠近它的主语保持一致。本题中靠近谓语的主语是复数名词students，因此谓语动词应用复数形式。时间状语now表明使用一般现在时，故正确答案为B。若选A则主谓不一致；C和D为过去时，与now矛盾。33.【参考答案】C【解析】wish引导的宾语从句表示与事实相反的愿望时，谓语动词要用虚拟语气。与现在事实相反时，从句谓语用过去式；withbe动词时，常用were代替was。本句表达的是对未来的愿望，属于虚拟语气范畴，故用were。选项A为真实语气；B在非正式语境可用但不如were规范；D不符合虚拟语气规则。34.【参考答案】C【解析】句意为"尽管下大雨，我们还是出去散步了"。despite为介词，后接名词短语theheavyrain，表示"尽管"。although和because为连词，后需接从句；since既可表"自从"也可表"因为"，均不符合语法结构。故正确答案为C。despite=inspiteof，常考近义词辨析。35.【参考答案】B【解析】bythetime引导的时间状语从句中，若从句用一般过去时，主句通常用过去完成时，表示在过去某一时间之前已经完成的动作。arrived为一般过去时，因此主句用had+过去分词。finish的过去分词为finished。正确答案为B。A为现在完成时；C为一般过去时；D为现在进行时，均不符合时态要求。36.【参考答案】A【解析】by在此处表示"到……为止"，与until意义相近，均表示截止时间。before强调在……之前，after强调在……之后，during表示在……期间，均不能准确表达by在此句中的含义。正确答案为A。by常用于时间状语中表示最终期限，如byFriday（到周五为止）。37.【参考答案】A【解析】句中有than，表明这是比较级句型。fluently为副词，其比较级为morefluently。mostfluently为最高级，用于三者以上的比较。fluently为原级，不用于比较。much修饰形容词或副词的原级或比较级，但不能直接加在原级前构成正确表达。正确答案为A。38.【参考答案】A【解析】so+adj.+that/to-infinitive为常见句型，表示"如此……以至于"。此处sodifficult为副词修饰形容词，后接forustosolve构成结果状语。such后应接名词；too常与to搭配表示"太……而不能"；very仅表示程度，不与to连用构成此类结构。正确答案为A。39.【参考答案】B【解析】抽象名词指表示思想、情感、状态等无法通过感官直接感知的名词。happiness（幸福）属于情感类抽象名词。table（桌子）、book（书）、chair（椅子）均为具体名词，可通过感官感知。正确答案为B。抽象名词举例还包括love、freedom、courage等。40.【参考答案】A【解析】if引导的真实条件状语从句中，主句用一般将来时，从句用一般现在时表示将来。此题为"主将从现"规则。句意为"如果明天下雨，我们就不去徒步"。rains为一般现在时，符合语法规则。willrain用于主句；rained用于虚拟语气；israining为现在进行时，均不适用。正确答案为A。41.【参考答案】B【解析】本句为定语从句，先行词为information（信息），指物，可用that或which引导。从句中information是被提供的对象，需用被动语态wasprovided。thatwasprovided作后置定语修饰information。whichprovided缺少被动语态；who修饰人；what不能引导定语从句。正确答案为B。42.【参考答案】A【解析】since+时间点，表示从某一时刻开始持续到现在，常用于现在完成时或现在完成进行时。for+时间段，表示动作持续的时长。at和in用于具体时间点或月份年份前，但不能与完成时连用表示起点。2018为具体年份，应用since。正确答案为A。43.【参考答案】A【解析】notonly...butalso连接主语时，谓语动词遵循"就近原则"。靠近谓语的主语是mybrother（第三人称单数），因此谓语动词用单数形式。时间状态为一般现在时，故选is。are为复数；was和were为过去时，与句意不符。正确答案为A。44.【参考答案】B【解析】deny后接动名词作宾语，即denydoingsth.表示"否认做某事"。take的动名词形式为taking。totake为不定式，不能用于deny后；took为过去式；take为原形，均不符合语法要求。正确答案为B。类似用法的动词还有admit、avoid、enjoy等。45.【参考答案】A【解析】thereasonwasthat...为固定句型，表示"原因是……"。why引导定语从句修饰reason；because不能用于表语从句中说明原因；for为介词或连词，均不适用。正确答案为A。注意区分：thereasonisthat...（正确）与thereasonisbecause...（错误，口语中偶见但语法不规范）。46.【参考答案】B【解析】lookforwardto中的to为介词，后接动名词作宾语。hear的动名词形式为hearing。lookforwardtodoingsth.表示"期待做某事"，为固定搭配。A为动词原形；C为过去分词；D为被动语态的不定式，均不符合语法规则。正确答案为B。47.【参考答案】A【解析】句意为"虽然他有钱，但他过着简朴的生活"。although引导让步状语从句，表示"虽然"，与but不能同时使用。but为并列连词，前后为并列关系；so表示结果；because表示原因。英语中although和but不可同现，故正确答案为A。48.【参考答案】A【解析】thenumberof后接复数名词作主语时，中心词是number（单数），谓语动词用单数形式。anumberof后接复数名词时，中心词为复数名词，谓语用复数。本句为一般现在时，故用is。正确答案为A。注意区分：thenumberof+复数名词+单数谓语；anumberof+复数名词+复数谓语。49.【参考答案】B【解析】bytheendoflastyear表示"到去年年底为止"，是过去的某一时间点，主句应用过去完成时。work的过去分词为worked，故填hadworked。hasworked为现在完成时，与过去时间状语矛盾；worked为一般过去时；works为一般现在时，均不符合语法规则。正确答案为B。50.【参考答案】A【解析】demand后接宾语从句时，从句需用虚拟语气，结构为"(should)+动词原形"。此处besubmitted为正确的虚拟语气形式，should可省略。其他选项均未使用虚拟语气，不符合语法规则。51.【参考答案】B【解析】neither...nor连接两个主语时，谓语动词与最近的主语保持一致，即"就近原则"。teacher为单数，故用was。此题考查主谓一致的重要规则。52.【参考答案】B【解析】bythetime引导的时间状语从句用一般过去时，主句需用过去完成时，表示在过去某一时间之前已经完成的动作。结构为"had+过去分词"，left为leave的过去分词。53.【参考答案】A【解析】adopt意为"采用、采纳"，符合句意"采用新的营销策略"。adjust意为"调整"，adapt意为"适应、改编"，acquire意为"获得"。三词易混淆，需根据语境区分。54.【参考答案】B【解析】itisessentialthat...句型中，that从句需用虚拟语气，结构为"(should)+动词原形"。此处follow为正确形式，should可省略。此考点在银行英语考试中频繁出现。55.【参考答案】B【解析】定冠词the后需接名词，successful为形容词，succeed为动词，successfully为副词，只有success为名词"成功"，符合语法要求。56.【参考答案】A【解析】suggest后接宾语从句时需用虚拟语气，结构为"(should)+动词原形"，should可省略。go为正确形式。注意suggest表示"建议"时才用虚拟语气，表示"暗示、表明"时不用。57.【参考答案】A【解析】"thenumberof+复数名词"作主语时，谓语动词用单数形式，表示"……的数量"。此知识点常与"anumberof"混淆，后者谓语用复数。58.【参考答案】B【解析】hardly...when...句型中，hardly部分需用过去完成时，且置于句首时句子要倒装，故用"hadIleft"。此为固定句型，倒装结构需牢记。59.【参考答案】A【解析】ask后接宾语从句时用虚拟语气，结构为"(should)+动词原形"。postpone与meeting为被动关系，故用bepostponed，should可省略。60.【参考答案】B【解析】"notonly...butalso..."连接两个分句，notonly置于句首时，其所在分句需部分倒装，即用助动词did提前。此处描述过去动作，用一般过去时。61.【参考答案】B【解析】require后接宾语从句时用虚拟语气，结构为"(should)+动词原形"，should可省略。receive为正确形式，不受eachmember单数影响。62.【参考答案】C【解析】despite为介词，后接名词、代词或动名词。beingtired为动名词短语，相当于althoughshewastired。Despite后不能直接接句子。63.【参考答案】A【解析】根据句意"合同必须在生效前由双方签署"，before表示"在……之前"。after不符合逻辑，until表示"直到"，unless表示"除非"。64.【参考答案】B【解析】neither...nor连接主语时，谓语动词与最近的主语保持一致。assistants为复数，故用are。注意语境为现在时态。65.【参考答案】A【解析】copewith意为"应对、处理"，为及物短语动词，后直接接宾语pressure。B项deal需加with，D项faceup需加to，C项handle虽可但copewith更强调应对困难局面。66.【参考答案】B【解析】every+单数名词作主语时，谓语动词用单数形式。is为正确选项，此考点常与all/both等复数主语混淆。67.【参考答案】A【解析】insist后接宾语从句表示"坚持要求"时用虚拟语气，结构为"(should)+动词原形"。be为正确形式，should可省略。若insist表示"坚持说"则不用虚拟。68.【参考答案】A【解析】therebe句型中，谓语动词与后面真正的主语保持一致。asharpdecline为单数，故用was。duringthelastquarter为过去时间状语。69.【参考答案】B【解析】capableof意为"有能力的"，后接todo或ofdoing均可。suitable后接for，fitting作形容词意为"适当的"，proper后接for。根据搭配和句意选capable。70.【参考答案】A【解析】suggest后接宾语从句时，从句谓语动词需用虚拟语气，即"(should)+动词原形"，should可省略，