buy house.ppt

1、Its better for,white-collar workers,to buy house,whats the white-collar woker?,The white-collar worker is a kind of person who earns 3000 yuan at least and 8000 yuan to the top a month. That is to say, their career stability is stong and they are committed in some form to their lifestyle. They can b

2、alance entertainment and making a living.,Well, now , there is a general debate on whether a young people should buy house, it also ask the white-workers. First of all , we know they have ability to buy house, then there are two choices for them to chose, one is to rent house, another is to buy one.

3、 Compared to rent house, I prefer to buy one. The folllowing are the reasons.,rent or buy?,In the first place, it s common that renting and buying house both take money. But which is more economic? Compare to purchase a house , renting house seems cheaper ,it also leave more money to do other things

4、. However , there is distinction between these two cost. Its that who you spent these money for. Renting house ,you help landlords pay off their housing loan in exchange of having room to live. In contrast, buying house means you are the real owner of the house, and what you do is just for yourself,

5、 not other.,There is a general opinion that to rent house may as well to buy house. After all, possessing a house ,you wont act in accordance with the will of landlord. To rent house , if the landlord should move , youll feel unstable. To rent house, you feel that isnt you real home, you may not put

6、 enough energy to clean the house, from then ,you live at an uncomfortable environment, which do harm to your health ,study and health.,advantages of buying house,In your house, you feel more convenient ,comfortable and easy. In term of the present situation of realestate market in China, though fol

7、ks call on cutting down the price of house, the price will hold steady and keep on growing. Its a good investment to buy house.,For example ,if you buy a car and a house in the meantime, ten years later, its obviously that the price of car just lower ,but the price of house is different. Just see: 1

8、0年前的存款可买1块地皮，再存10年的钱还是仅够一块地皮；再举个更直观的例子：1980年罗城一块70平方的地皮400元，当时一个工人的月工资35元，1年工资可买1块地皮；1985年涨到3000元，工人的月工资约100元，要3年才能买一块地皮；现在1块地皮涨到10万元，工人的工资才1000元，要10年左右才能买到！25年间工资涨了25倍，而地皮涨了250倍！即使年均15的利率（还要计复利）也追不上它。1988年1台彩电要3500元，1台彩电可换1块地皮；而现在1块地皮可换1车彩电！何解？因为彩电是流水线“生”出来的，而土地是地球母亲“育”出来的，我们的母亲老了，早已没有“生育能力”了。谁是稀缺资

9、源，谁可终身相依，相信大家不言自明。 举个简单例子：你用10万元投资一处房产，年租金回报率为5，10年后你的收益就是5万元了，如果再升值20，总收益就达7万元了，你的资产就变成17万了。而存在银行呢？假设10年间银行年利率2，年均通胀率5，那你的存款将以每年3的速度流失，10年后只值7万元了。17比7，一个不停的“肥”，一个慢慢的“瘦”，正如歌仔所唱“再过二十年，我们再相会”，二十年后会变成怎样呢？恐怕彼此都不敢相认了。,And ,even China is suffering from financial crisis , its indisputable that the price of

10、 house doesnt lower but rise . At any rate, its worth buying house, its a profitable investment. The life likes making bets ,now that we have more chances to win, why not to try?,relation between marriage & house,Nowadays , house is a key of marriage, especially for men. Its realist that the person

11、owing house has more power in family. So now ,many women wanting to be more independent go to buy house so that they wont always obey their husband. So if you want get well along in the marriage, you should buy a house when you has the ability .,Above all, now buying house has mangy ways ,like buying h