2012年第2季度中国网上银行市场行业数据监测报告.xls

名名词词定定义义 注注册册用用户户数数注册开通网上银行业务的账户累计到达数，包含专业版和大众版，个人版及企业版 网网银银交交易易金金额额网银交易金额是指用户通过网上银行进行的支付、转账、理财等交易的总额，包含大 众版和专业版，个人版及企业版。 活活跃跃用用户户数数本季度至少登录过一次网上银行的账户数 本本报报告告所所涉涉及及的的关关键键字字网上银行 本本报报告告所所涉涉及及的的产产品品和和服服务务网上银行 本本报报告告所所涉涉及及的的厂厂商商中国银行、中国工商银行、中国建设银行、中国农业银行、招商银行、交通银行、民 生银行、光大银行、中信银行、华夏银行 研研究究说说明明 易观国际提供的产业分析，主要是在产业宏观数据、最终用户季度调研数据、厂商历 史数据以及厂商季度业务监测信息等基础上，运用易观的产业分析模型，并结合市场 研究、行业研究以及厂商研究方法得出的，主要反映了市场现状、趋势、拐点和规律 ，以及厂商的发展现状。 易观国际相信通过上述产业研究方法得出的数据在行业公认可接受误差范围内，可以 准确反映行业走势与变化规律。 通过专业研究方法得到的研究结果，旨在供决策参考。厂商的实际数据请查询厂商发 布的财务报告。 网网上上银银行行季季度度监监测测 单单位位2010q12010q22010q32010q42011q1 网网上上银银行行注注册册用用户户数数万万22,06724,66328,30930,44833,205 环比增长%12.6%11.8%14.8%7.6%9.1% 同比增长%44.0%52.4%55.3%50.5% 单单位位2010q12010q22010q32010q42011q1 网网上上银银行行活活跃跃用用户户数数万万12,66814,40216,49717,15418,613 环比增长%16.2%13.7%14.5%4.0%8.5% 同比增长%51.7%61.3%57.4%46.9% 单单位位2010q12010q22010q32010q42011q1 网网上上银银行行交交易易金金额额万万亿亿104.89127.45147.71173.70182.31 环比增长%17.4%21.5%15.9%17.6%5.0% 同比增长%75.8%88.5%94.5%73.8% 单单位位2010q12010q22010q32010q42011q1 中中国国银银行行 注册用户数万18021893201424903130 环比增长%3.7%5.0%6.8%23.6%25.7% 同比增长%22.8%22.1%43.3%73.7% 活跃用户数万9811032110512281530 环比增长%4.7%5.2%7.1%11.1%24.6% 同比增长%21.6%24.3%31.1%56.0% 网银交易金额万亿11.1311.3211.5812.0613.15 环比增长%5.4%1.7%2.3%4.1%9.0% 同比增长%28.8%21.5%14.2%18.1% 中中国国工工商商银银行行 注册用户数万808488429325973510440 环比增长%8.1%9.4%5.5%4.4%7.2% 同比增长%28.1%28.3%30.2%29.1% 活跃用户数万42114684499853475660 环比增长%8.1%11.2%6.7%7.0%5.9% 同比增长%40.7%36.7%37.2%34.4% 网银交易金额万亿48.1160.1170.2382.7683.65 环比增长%22.7%24.9%16.8%17.8%1.1% 同比增长%90.8%108.2%111.1%73.9% 中中国国建建设设银银行行 注册用户数万43504896553757856200 环比增长%13.6%12.6%13.1%4.5%7.2% 同比增长%42.9%50.0%51.1%42.5% 活跃用户数万30613412386240514350 环比增长%11.8%11.5%13.2%4.9%7.4% 同比增长%108.6%51.9%48.0%42.1% 网银交易金额万亿11.7914.5616.7820.5723.15 环比增长%18.5%23.5%15.2%22.6%12.5% 同比增长%73.9%87.9%106.7%96.4% 中中国国农农业业银银行行 注册用户数万26163125360639414305 环比增长%16.0%19.5%15.4%9.3%9.2% 同比增长%103.3%96.6%74.7%64.6% 活跃用户数万14641793209623732550 环比增长%19.1%22.5%16.9%13.2%7.5% 同比增长%93.6%100.6%93.1%74.2% 网银交易金额万亿12.3915.5618.2922.5225.55 环比增长%17.1%25.6%17.5%23.1%13.5% 同比增长%86.6%103.0%112.9%106.2% 招招商商银银行行 注册用户数万17051898217923732580 环比增长%6.7%11.3%14.8%8.9%8.7% 同比增长%26.8%39.2%48.5%51.3% 活跃用户数万12421370155616841810 环比增长%11.8%10.3%13.6%8.2%7.5% 同比增长%38.5%48.1%51.6%45.7% 网银交易金额万亿5.066.287.749.658.15 环比增长%17.4%24.1%23.3%24.6%-15.5% 同比增长%112.2%120.6%123.9%61.1% 交交通通银银行行 注册用户数万14611594183920112150 环比增长%8.2%9.1%15.4%9.3%6.9% 同比增长%35.9%45.5%49.0%47.2% 活跃用户数万7017738679451020 环比增长%10.0%10.3%12.1%9.1%7.9% 同比增长%36.3%43.9%48.4%45.5% 网银交易金额万7.528.409.6411.2712.55 环比增长%9.1%11.7%14.8%16.9%11.4% 同比增长%39.8%49.7%63.6%66.9% 民民生生银银行行 注册用户数万311345392417435 环比增长%9.1%10.9%13.5%6.5%4.3% 同比增长%38.6%46.7%46.3%39.9% 活跃用户数万138151169191205 环比增长%8.7%9.4%12.2%12.7%7.3% 同比增长%36.0%42.4%50.4%48.6% 网银交易金额万亿1.691.811.992.252.45 环比增长%8.3%7.1%10.2%12.8%8.9% 同比增长%39.2%40.5%44.2%45.0% 光光大大银银行行 注册用户数万385397418435450 环比增长%4.6%3.1%5.3%4.1%3.4% 同比增长%17.1%17.4%18.2%16.9% 活跃用户数万129139148158170 环比增长%7.5%7.8%6.2%7.0%7.6% 同比增长%28.7%30.6%31.7%31.8% 网银交易金额万亿1.661.741.841.952.01 环比增长%8.5%4.9%5.4%6.2%3.1% 同比增长%39.2%33.0%27.5%21.1% 中中信信银银行行 注册用户数万287361395445490 环比增长%18.6%25.8%9.4%12.7%10.1% 同比增长%91.0%85.4%83.9%70.7% 活跃用户数万101122148173195 环比增长%16.1%20.8%21.2%17.0%12.7% 同比增长%74.3%102.6%98.9%93.1% 网银交易金额万亿2.122.643.253.954.25 环比增长%15.8%24.5%23.2%21.4%7.6% 同比增长%64.0%90.2%115.8%100.5% 华华夏夏银银行行 注册用户数万117128142161175 环比增长%7.3%9.8%11.3%13.0%8.7% 同比增长%33.3%38.3%47.7%49.6% 活跃用户数万5155606773 环比增长%6.3%8.5%9.9%10.8%9.0% 同比增长%25.0%31.4%39.6%43.1% 网银交易金额万亿1.261.431.681.962.15 环比增长%9.6%13.7%17.8%16.4%9.7% 同比增长%36.2%53.1%70.4%70.6% 其其他他银银行行 注册用户数万18482037242026552850 环比增长%78.9%10.2%18.8%9.7%7.3% 同比增长%291.7%231.5%157.0%54.2% 活跃用户数万6637548449371050 环比增长%73.4%13.7%12.0%11.0%12.1% 同比增长%291.7%196.2%145.2%58.4% 网银交易金额万亿3.263.734.174.765.25 环比增长%18.5%14.4%11.8%14.1%10.3% 同比增长%145.4%117.2%73.1%61.0% 更更新新时时间间:12q2 发发布布时时间间:八月 2012 数数据据来来源源：analysys international 2011q22011q32011q42012q12012q2 36,44540,29343,63245,59648,485 9.8%10.6%8.3%4.5%6.3% 47.8%42.3%43.3%37.3%33.0% 2011q22011q32011q42012q12012q2 20,36122,51024,06025,35727,019 9.4%10.6%6.9%5.4%6.6% 41.4%36.4%40.3%36.2%32.7% 2011q22011q32011q42012q12012q2 189.14199.58209.91218.58228.87 3.7%5.5%5.2%4.1%4.7% 48.4%35.1%20.8%19.9%21.0% 2011q22011q32011q42012q12012q2 40505203561060406470 29.4%28.5%7.8%7.7%7.1% 113.9%158.3%125.3%93.0%59.8% 18902345275031003434 23.5%24.1%17.3%12.7%10.8% 83.1%112.2%123.9%102.6%81.7% 15.1517.6520.5523.1025.94 15.2%16.5%16.4%12.4%12.3% 33.8%52.4%70.4%75.7%71.2% 1097511579119541231012979 5.1%5.5%3.2%3.0%5.4% 24.1%24.2%22.8%17.9%18.3% 59506265644566406860 5.1%5.3%2.9%3.0%3.3% 27.0%25.4%20.5%17.3%15.3% 82.7583.5684.9485.4586.61 -1.1%1.0%1.7%0.6%1.4% 37.7%19.0%2.6%2.2%4.7% 70257980859389509502 13.3%13.6%7.7%4.2%6.2% 43.5%44.1%48.5%44.4%35.3% 50005755599063006712 14.9%15.1%4.1%5.2%6.5% 46.5%49.0%47.9%44.8%34.2% 25.2527.8930.1532.2634.92 9.1%10.5%8.1%7.0%8.2% 73.4%66.2%46.6%39.4%38.3% 47605288665569957624 10.6%11.1%25.9%5.1%9.0% 52.3%46.6%68.9%62.5%60.2% 27502973335035003745 7.8%8.1%12.7%4.5%7.0% 53.4%41.8%41.2%37.3%36.2% 26.4527.1127.9028.6429.51 3.5%2.5%2.9%2.7%3.0% 70.0%48.2%23.9%12.1%11.6% 27502940311032503447 6.6%6.9%5.8%4.5%6.1% 44.9%34.9%31.1%26.0%25.3% 19002010215022502410 5.0%5.8%7.0%4.7%7.1% 38.7%29.2%27.7%24.3%26.8% 8.218.298.358.458.61 0.7%1.0%0.7%1.2%1.9% 30.7%7.1%-13.5%3.7%4.9% 23302544271528903102 8.4%9.2%6.7%6.4%7.3% 46.2%38.3%35.0%34.4%33.1% 11151231131014001528 9.3%10.4%6.4%6.9%9.1% 44.2%42.1%38.6%37.3%37.0% 14.1516.0017.4519.0520.53 12.7%13.1%9.1%9.2%7.8% 68.5%66.0%54.8%51.8%45.1% 450466525537562 3.4%3.6%12.7%2.3%4.7% 30.4%19.0%25.9%23.4%24.9% 214224245266291 4.4%4.7%9.4%8.6%9.4% 41.7%32.2%28.3%29.8%36.0% 2.692.973.153.343.56 9.8%10.2%6.2%6.0%6.6% 48.6%48.6%40.0%36.3%32.3% 460475485490501 2.2%3.3%2.1%1.0%2.2% 15.9%13.6%11.5%8.9%8.9% 179191205216231 5.3%6.7%7.3%5.4%6.9% 28.8%29.4%29.7%27.1%29.1% 2.112.232.312.372.45 5.0%5.7%3.6%2.6%3.4% 21.2%21.5%18.5%17.9%16.1% 510544580614645 4.1%6.7%6.6%5.9%5.0% 41.3%37.7%30.3%25.3%26.5% 205315335359379 68.0%113.0%6.3%7.2%5.6% 68.0%113.0%93.6%84.1%84.9% 4.455.075.756.176.59 4.7%13.9%13.4%7.3%6.8% 68.6%55.9%45.6%45.2%48.1% 185197210220231 5.7%6.5%6.6%4.8%5.0% 44.5%38.3%30.4%25.7%24.9% 78849099107 6.8%7.7%7.1%10.0%8.1% 41.8%39.0%34.3%35.6%37.2% 2.282.432.512.622.71 6.0%6.6%3.3%4.4%3.4% 59.4%44.3%28.1%21.9%18.9% 29503077319533003422 3.5%4.3%3.8%3.3%3.7% 44.8%27.1%20.3%15.