借款合同：英文涉外借贷合同范本.doc

-最新精品资料推荐-提供全程指导服务- 借款合同：英文涉外借贷合同范本 借款合同：英文涉外借贷合同范本 loancontract contractnumber：_ borrower：_ address：_ lender：_ address：_ inaccordancewithprovisionsofcontractlawofthepeoplesrepublicofchinaandbankofchina，afterreviewingthestatusandtherequestoftheborrower，thelenderagreestogranttheborroweralineofcrediton.theborrower，lenderandguarantor，throughfriendlynegotiation，haveexecutedthiscontractasfollows： article1currency，amountandtermoftheloan： 1.thecurrencyunderthisloanisreiminbi. 2.thelineoftheloanisyuan. 3.theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract. article2thepurposeoftheloan： 1.thepurposeofthisloanisusedforworkingcapitalturnover. 2.withoutwrittenapprovalofthelender，theborrowercouldnotusetheloanoutofthescopeofthepurpose. article3interestrateandcalculationofinterest： 1.interestrate：theinterestrateshallbe*duringtheloanterm，ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest，theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.itisnotobligedtoinformtheborrowerwhentheadjustmentofinterest. 2.theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.oneyearshallbecalculatedas360days. 3.thepaymentofinterests：theborrowershallpaytheinterestsperquarter.thepaymentdateshallbe，and.ifthepaymentforthelastinstallmentisnotonthepaymentdate，heeventthattheborrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheborrowerisnotenoughforthepaymentofinterest，thelendershallhaverightstocollectapenaltybeing*oftheoutstandingamountperdayfortheborrowersbreachofcontract. article4overdueinterestsandmisusinginterests 1.iftheborrowerfailstorepaytheloanandcannotreachaagreementwiththelenderregardingtheextension，thelendershallcollectanoverduepenaltyfor*oftheoverdueamountperday. 2.iftheborrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract，thelendershallhaverighttochargeainterestsforthemisusingpartatarateof*perday. article5account theborrowershallopenreiminbibasicaccountand/orforeigncurrencyaccountatthelenderorlendersbranchfortheuseofdraw-down，repayment，paymentofinterestsandfees. article6draw-down 1.theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcredit. 2.theborrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down. 3.theborrowershallnotdrawtheloanlessthan1million. article7conditionsfordraw-down thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate： 1.theborrowerhasopenedforeignaccountandreiminbiaccountattheofficeofthelenderorthebranchofthelender； 2.thiscontractandtheappendiceshavebeeneffective； 3.theborrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttothelender； 4.theborrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract； 5.theborrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments； 6.theguarantyunderthiscontracthasbeeneffective； 7.theborrowerhasbeensatisfiedthewarrantsunderarticle11ofthiscontract； 8.theotherrequirementforthedraw-downhavebeensatisfied. article8repaymentplanandprepayment 1.theborrowershallrepaytheloaninaccordancewiththestatusofitscash.theborrowershallinformthelenderthepaymentamountanddate*priortomakethepayment.theborrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition. 2.thepaymentmadebytheborrowerandthedeductionfromtheaccountoftheborrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal. 3.intheeventtheborrowerfailstorepaytheloan，thelendershallhaverightstodeductthedebtfromthebankaccountoftheborroweratthelenderorempowerthebranchesofthelendertodeductthedebtfromthebankaccountoftheborroweratthelendersbranches； 4.theinstallmentofrepaymentshallnotlessthan1million. article9debtcertificate thelendershallkeeprecordinthelendersaccountfortheprincipal，interestsandfeesandotherfeesoftheborrowerunderthiscontract；theabovementionedrecordandthedocumentationforthedraw-down，repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheborrowerandthelender. article10guaranty 1.（theguarantor）shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities. 2.duringthetermofthiscontract，iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak，thelendershallhaverighttorequesttheborrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract. article11representationsandwarranties i.theborrowersrepresentsandwarrantsasfollows： 1.theborrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthepeoplesrepublicofchinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.theborrowerhasthepowertohandleitassetsusedinoperation. 2.theborrowerisatitsoptiontosignandperformthiscontract.itistheborrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness. 3.thealldocuments，materials，reportsandcertificatesprovidedtothelenderbytheborrowerforconsummationofthiscontractistrue，real，competeandeffective 4.theborrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausethelenderrefusetoextendtheloan： （1）theborrowerortheprincipalexecutivesoftheborrowerinvolveinmaterialeventswhichbreachregulations，lawsorcompensationtoothers； （2）pendingactionsandarbitration； （3）theborrowersdebtsorproposeddebtsorliensandotherencumbrances； （4）theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts； （5）theborrowerbreachedcontractwhichisbetweentheborrowerandothercreditors. ii.theborrowerherebywarrantsasfollows： 1.usingthecapitaloftheloanasusagesetforthinthiscontract，theborrowerwillnotusetheloanasequityinvestment；theborrowerwillnotusethecapitaloftheloaninvestinsecurity，future，realestateetc.theborrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.theborrowerwillnotmisusingorappropriationoftheloan. 2.makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract； 3.providingupdatedfinancialstatementorfinancialbulletineveryquarter；providingtheauditedfinancialreportatthefirstquartofeachyear；providingoperationreport，financialreportorotherfilesandmaterialsandshallwarrantthereality，correctandeffectivenessforthefilesandmaterials； 4.anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsofthelenders； 5.acceptingthesupervisionofthelender，providesassistanceandcooperationforthelenderssupervisions； 6.willnotreducetheregistrationcapital；priorapprovalfromthelendershallberequiredwhentheborrowerchangesofshareholdersandoperationmanner（includingbutnotlimitedtojointventure，cooperation，jointlycooperation；dissolution，closedown，liquidation，transformation；merger；changetosharecompany，usethehousing，machineryorotherrealassetsortrademark，intellectualproperty，knowhow，landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany，tradingofoperationrightorownrightbycontracting，jointoperation，trusteeship） 7.theborrowershallinformthelenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheborrowerwhentheborrowerguaranteeforotherpartyormortgageitsassets.theborrowerwarrantsthatwillnotdisposetheassetswhichwillmakeadverseimpactonitsabilityofpayingdebts. 8.theborrowerwillnotpaytheothersimilarloanspriortothelender； 9.theborrowerwarrantstoinformthelenderimmediatelywhenthefollowingeventsoccurred： （1）theeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheborrowerandanybranchesofbankofchinaorotherbanks，non-bankfinancialorganization； （2）theborrowerchangesshareholdersorrevisethearticleofassociation； （3）theborrowersufferdifficultiesandbadresultinfinancialandoperation； （4）theborrowerinvolvesinmaterialactionsorarbitration； 10.theborrowershallkeepsufficientbalanceforrepaymentprior*totheduedate. 11.theborrowershallkeepitsbanktransactionsregardingincomecollection，sellforeigncurrencyorbuyforeigncurrencyect.shallbeconductedatthelenderorotherbranchesofthelender.theturn-overforthecapitalshallsatisfythedemandofthelender； iii.theborrowersrepresentationsandwarrantshereunderthiscontractshallbeeffectiveeventhoughanymendment，supplementsorrevisedtobemadetothiscontract. article12representationsandwarrantsofthelender i.thelenderrepresentsandwarrantsasfollows： 1.thelenderisastate-ownedcommercialbankorbranchdulyorganizedandvalidlyexistingunderthelawofp.r.candapprovedbytheindustryandcommercialadministrationandholdsthefinancialinstitutionslegalpersonlicensesandfinancialinstitutionsoperationlicensetobequalifiedtooperatefinancialbusiness. 2.thelenderhastakenallnecessaryactiontoauthorizetheexecutionofthiscontractandperformanceofitsobligationsunderthiscontract.thelenderisdulyauthorizedtoextendthisloan. ii.thelenderwarrantsasfollows： 1.thelendershallextendtheloaninaccordancewiththeprovisionssetforthinthiscontract. 2.collectinterestsinaccordancewiththeregulationsofthepeoplesbank. article13eventsofbreachcontractandsettlement： i.settlementoftheborrowerbreachofcontract 1.eventofbreachofcontract： （1）theborrowerfailstousetheloaninaccordancewiththeagreedusageoftheloan； （2）theborrowerfailstorepaythedueprincipalandpaytheinterests，expensesorotherpayableinaccordancewiththeagreedtermofthiscontract； （3）theborrowerbreachestherepresentationandwarrantssetforthinarticle11. （4）theborrowerbreachesotherloanagreementsorguarantyagreementsortheguarantorbreachtheguarantyagreementwhichmaymakeimpacttheborrowertoperformtheobligationsunderthiscontract. （5）conclusiveevidencetoshowthattheborrowerlosethecapacityofcreditorduringperformanceoftheobligationunderthiscontract，thefinancialconditionsoftheguarantorareseriouslydeterioratingorotherreasonscausedtheguarantorthecapacityofcreditdecline. （6）theborrowerbreachestheotherobligationsunderthiscontract. 2.undertheabovecircumstances，thelendershallhaverightto： （1）requesttheborrowertorectifywithintheperioddesignedbythelender； （2）ceaseinextendingtheloanorcancelthecredit； （3）declaretheloanunderthiscontractisdueandthelendershallhaverighttodeducttheoutstandingamountfromtheaccountoftheborrower.theborrowershallnotappealagainstthelender. （4）declaretheloanisdueunderotherloanagreementsbetweenthelenderandtheborrower，requesttheborrowertorepaytheloanprincipals，interests，andotherexpenses. ii.thesettlementforthelenderbreachofthecontract 1.thelenderfailstoextendtheloanasagreedinthiscontractwithoutanyreasons； 2.thelenderbreachestheagreedinterestrateandcollectionaddinterestsorotherfees； 3.thelenderbreachestheprovisionssetforthinarticle12； 4.undertheabovecircumstances，theborrowershallhaverightto： （1）requestthelendertorectify； （2）repaytheloanaheadoftimeandrefusetopayanycompensationforprepayment. article14deduction theborrowershallpayinfullforthepaymentwithoutanycounteractionoranycondition. article15assignmentofthedebtandcredit 1.theborrowershallnotassignitsrightandliabilityunderthiscontracttootherthirdpartywithoutanywrittenapprovalofthelender； 2.intheeventtheborrowerassignitsrightandliabilityunderthiscontracttootherthirdpartyunderthewrittenconsentofthelender，thethirdpartyshallabidethiscontractwithoutanycondition. article16performanceofobligationandwaiverofrights 1.theborrowerisindependentcontractorunderthiscontract，itwillnotimpactbyanyotherrelationsbetweentheborrowerwithotherpartyexcepttheotherprovisionssetforthinthiscontract. 2.thelendergiveanyextension，toleration，favortotheborrowerorpermittheborrowertodelayofperformanceanyobligationunderthiscontractshallnotimpairanyrightsofthelenderinaccordancewiththiscontractandlaws，regulation，itshallbedeemedtohavewaiveditsrightsunderthiscontractandtheobligationshallbeperformedbytheborrowerunderthiscontract. article17amendment，supplementandinterpretationofthecontract 1.thiscontractcouldbeamendedandsupplementeduponthewrittenagreementsconcludebytheparties.anyaamendmentandsupplementshallbeintegralpartyofthiscontract. 2.intheeventchangeoflaws，regulationsorlegalpracticewhichwillcauseanytermscontainedinthiscontractbecomeillegal，invalidorlossofpractice，theotherpartofthiscontractshallnotbeimpairedbyit.thebothpartiesshallmakeeffortstochangetheillegal，invalidorlossofpracticepart. 3.forthemattersnotreferredinthiscontractshallbeconstruedinaccordancewiththeprovisionsofthepeoplesbankofchina. article18disputeresolution，governinglawandwaiverofexemption 1.theconclusion，interpretationanddisputeresolutionshallbesubjecttothelawsofthepeoplesrepublicofchin.thedisputesarisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.incasenosettlementcanbereached，thedisputesshallbesubmittedtothepeoplescourtofthelocationofthelenderforjudgment. 2.theborrowershallnotrejectanyobligationduringthesettlementofdisputes. 3.theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.theborrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract. （ifbothpartiesagreetoapplyarbitration，theabovetermshallbe：） 1.theconclusion，interpretationanddisputeresolutionshallbesubjecttothelawsofthepeoplesrepublicofchin.thedisputearisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.incasenosettlementcanbereached，thedisputesshallbesubmittedtochinainternationaleconomicandtradearbitrationcommissionforarbitration. 2.thearbitrationshallbeconductedinaccordancewiththearbitrationlawofpeoplesrepublicofchinaandprovisionalrulesofprocedureofchinainternationaleconomicandtradearbitrationcommission.