金融英语：银行活期存折储蓄、活期支票存款业务介绍.docx

美联英语提供：金融英语：银行活期存折储蓄、活期支票存款业务介绍小编给你一个美联英语官方试听课申请链接：/?tid=16-73374-0Current passbook deposit is defined as one that does not have definite term with the minimum amount of 1 RMB yuan in the account； that the depositors can make deposits or withdrawals at any time without subject to amount limits after you are issued a deposit passbook by the savings office活期存折储蓄存款是指不确定存期，起存金额为1元人民币，开户后由储蓄机构发给存折，凭存折存取款，存取金额不受限制的一种储蓄方式。银行产品介绍：CertificateofHoldingForeignCurrency外币携带证业务The bank s client with foreign currency deposit account need withdraw foreign exchange and take foreign currency to go abroad after his successful application for settling down abroad or visiting families， traveling， investigating or studying is approved， he can make an application to the original business office The bank is to issue a “Foreign Exchange Holding Permit for Going Abroad ” to the client according to provisions在银行存有外币的储户，如获准出境定居、探亲、旅游、考察、学习等需要提取外币存款，携带外币出境时，可向原存款营业网点提出申请，银行将按规定签发“携带外币出境许可证”。银行产品介绍：TimeDemandOptionalDeposit定活两便储蓄存款Timedemand optional deposit is defined as one that does not have a definite term with the minimum amount of 50 RMB yuan in the account； that depositors can make deposits or withdrawals at any time without subject to amount limits after you are issued a deposit certificate or deposit passbook by the savings office The certificate of deposit has two kinds： registered or unregistered The unregistered certificate cant be reported loss The passbook must be registered The registered certificate or passbook can be reported loss定活两便储蓄存款是指不确定存期，起存金额为50元人民币，开户后由储蓄机构发给存单或存折，存户凭存单（折）存取款，存取金额不受限制的一种储蓄方式。存单有两种类型：记名存单和不记名存单。不记名存单不能挂失。存折必须记名，记名存单（折）可以挂失。银行产品介绍：SmallSavingsforLumpsumWithdrawal零存整取定期储蓄Time deposit of small savings for lumpsum withdrawal refers to savings deposit whose terms are agreed， and whose fixed amount is deposited every month when opening an account The minimum amount ofdeposit is 5 RMB yuan and the maturities range from three grades： 1 year， 3 years and 5 years零存整取定期储蓄存款是指开户时约定存期，每月固定存额，起存金额为5元人民币，存期分一年、三年、五年的一种储蓄存款形式。银行产品介绍：ForeignCurrencyExchange外币兑换业务Banks can handle the exchange between RMB and foreign currencies at current quotations on the day Convertible currencies include US dollar， HK dollar， Japanese yen， Euro， English pound， Swiss franc， Australian dollar， Singapore dollar， Norwegian krone， Danish krone， Macao pataca， New Zealand dollar， and etcThe banks can handle foreign exchange purchase for official foreign visit groups You are only required to take the exit paper approved by the Administration of Foreign Exchange for the banks examination before acquiring foreign exchangeForeigners leaving the country can convert the unused RMB， which were converted when they entered the country， into foreign currencies according to their passports and original foreign currency conversion receipts within six months银行可按当日牌价为您办理人民币与外币的兑换。可兑换的货币包括：美元、港币、日元、欧元、英镑、瑞士法郎、澳大利亚元、新加坡元、加拿大元、瑞典克郎、挪威克郎、丹麦克郎、澳门元和新西兰元等。银行可办理公派出国团组的购汇业务。您只需持外汇管理局审批的出国批件，经银行审核无误后即可予以供汇。境外人员离境前，可在银行凭本人护照和六个月内原工商银行外币兑换水单将入境时兑换的未用完的人民币兑回外币。银行产品介绍活期支票存款with check is defined as one that does not have a definite term with the minimum amount of at least 5，000 RMB yuan in the account； that is guaranteed by clients own standing， and the depositors can make deposits and withdrawals by a current check from the check account at any time after you are issued with a check book by the savings office活期支票存款是指不确定存期，起存金额为5，000元人民币，以个人信用为保证，开户后由储蓄机构发给支票簿，凭活期支票在支票账户中支取款项的一种储蓄方式。银行产品介绍：LumpsumSavingforSmallWithdrawal整存零取定期储蓄Lumpsum saving for small withdrawal time deposit refers to savings deposit whose principal is deposited at a time with the minimum amount of 1，000 RMB yuan The maturities range from three grades： 1 year， 3 years and 5 years整存零取定期储蓄存款是指一次存入本金，起存金额为1，000元人民币，存期分一年、三年、五年的一种储蓄存款形式银行产品介绍：InterestWithdrawalonprincipaldeposited存本取息定期储蓄Interest Withdrawal on principal deposited Time Deposit refers to savings deposit whose principal is deposited in a lump sum， whose interest is withdrawn by installment and whose principal is repaid upon maturit