《英语函电UnitTen》PPT课件.ppt

Unit Ten Insurance,Brief Introduction Samples of Letter Sample A Sample B Sample C Situation Dialogues Reading,Brief Introduction,It is customary to insure goods sold for export against the perils of the transport.In international trade. transportation of goods from the seller to the buyer is generallyover a long distance by air, land or sea and has to go through the procedures of loading, unloading and storing. During this process it is quite possible that the goodsencounter various kinds of perils and sometimes suffer losses.In order to protect the goods against possible losses, the buyer or seller usually applies to an insurance company for insurance covering the goods in transit. One of the most important functions of insurance is to spread the 下一页 返回,Brief Introduction,financial losses of insured members over a whole of the insuring community by compensating the misfortune few from the fund built up from the contributions of all members. As a large percentage of the trade in and out of our country goes by ship, what mainly concerns us is still the Marine Insurance. 上一页 返回,Samples of Letter,Sample A Importer Asks Exporter to Cover Insurance Re : Our Order No. 97 covering 400 cases of Electronic Toys We wish to call your attention to our Order No. 97 for 400 cases of Electronic Toys, which is placed on CFR basis. As we now desire to have the consignment insured at your end, we shall be glad if you will kindly arrange to insure the same on our behalf against All Risks at invoice value plus 10% , i. e. US $ 2. 200. 下一页 返回,Samples of Letter,Certainly we shall refund the premium to you upon receipt of your debit note or, if you like, you may draw on us at sight for the same. We hope you will agree to our recommendation and look forward to your favorable reply. Yours faithfully , Sample B Dear sirs, We thank you for your letter of May 10, quoting us 100 上一页 下一页 返回,Samples of Letter,metric tons of Wool on CIF terms. We regret, however, that we prefer to have your quotations and/or offers on CFR terms. For your information, we have covered an open policy with the Lloyd Insurance Company, London. All we have to do when a shipment is made is to advise them of the particulars. Furthermore. we are on very good terms with them. We usually receive from our underwriters quite a handsome premium rebate at regular intervals. 上一页 下一页 返回,Samples of Letter,In the meantime, we should be obliged if you could supply us with full details regarding the scope of cover handled by the Peoples Insurance Company of China for our reference. We look forward to hearing from you at an early date. Yours faithfully , Sample C Asking for a Special Rate of Insurance Dear sir/madam, We regularly have the shipment of Snow Beer to Manchester. 上一页 下一页 返回,Samples of Letter,Denmark by both passenger and cargo liners of the China International Shipping Line. Would you please advise whether you can msure an All Risks Policy for these shipments and. if so, on what terms? In particular, we wish to know whether you can offer a special rate for regular monthly shipments. Yours faithfully, 上一页 返回,Situation Dialogues,Dialogue 1 A: May I ask you a few questions about insurance? B : Yes, go ahead please. A: Now weve given a CIF Hong Kong price for some tin plates. What insurance do you suggest we should cover? B : Well, FPA will be good enough. A: Why? B : Because they arent delicate goods and wont likely be damaged on the voyage. 下一页 返回,Situation Dialogues,A : Then am I right in understanding that FPA does not cover partial loss of the nature of particular average? B : Thats right. On the other hand, a WPA Policy covers you against partial loss in all cases. A: Oh. I see. Thanks a lot. Dialogue 2 A: What types of coverage does your insurance company usually underwrite? 上一页 下一页 返回,Situation Dialogues,B : Basically, there are All Risks. Free from Particular Average and With Particular Average. A: What do you mean by “ All Risks“ ? B : Well for the cover of All Risks. the insurance company shall be liable for total or partial loss on land or sea of the insured goods within the period covered by the insurance. A: I see. Then, whats the difference between WPA and FPA? B : The only difference between WPA and FPA is that the FPA 上一页 下一页 返回,Situation Dialogues,clause does not cover partial loss of the nature of particular average, whereas the WPA clause covers such losses when they exceed a prearranged percentage. A:Does this mean that the WPA insurance covers more risks than the FPA? B:Well, you may put it that way. Actually, the protection under the FPA clause will be almost identical to that offered by the WPA. A:I See. B:What coverage will you take out then? A:We want WPA cover this time. 上一页 返回,Reading,Insurance Policy Policy No. 12345 This is to certify that this Company has insured on behalf of China National Light Industrial Products Import & Export Corp, Beijing Branch. The sum of US DOLLARS TWO HUNDRED THOUSAND ONLY Upon Five Thousand sets “ Flying“ Sewing Machines At & from Beijing to New York Ship or Vessel: S. S. “ Gaoxiang“ Covering All Risks 下一页 返回,Reading,In case of damage, to be surveyed by Thomas Survey Co. and claims payable at Beijing. This policy is issued in duplicate at Beijing on the 7th day of June in the year 2009. The Peoples Insurance Company of China Dear sirs. May 26. 2009 In reply to your letter of May 20 about insurance. 上一页 下一页 返回,Reading,Your customers request for insurance coverage up to the inland city is acceptable on condition that such extra premium is fo