UI自学书目.doc

穷爸爸富爸爸读后感电子商务2012-2班李梅容3120835225初读书名时，以为会是关于教育的，仔细一看确实是两个爸爸对孩子的教育。只不过这里的教育和我想象的有些出入，这是关于金钱方面的教育。对于出生于一个并不富裕也算不上贫穷家庭的我来说，对钱是看的比较淡的。但读了穷爸爸和富爸爸让我对钱有了另外一种认识。花了四天时间细细品读，发现这真的是一本非常有意思的书。这本书换了一种角度来跟读者解释金钱、投资等等。使得本来枯燥无味的东西变得生动有趣。Early reading the name of the book, I thought it is about education . But it is abouttwo dad for childrens education.And this is about money in education. For me who was born in a family is not rich nor poor , dont really care about money very much. But read the poor dad and rich dad, let me have a different understanding about money. I spent four days to peruse and found that it is a very interesting book. The book change an angle to explain to readers money, investment and so on. The dull things become lively and interesting.我才发现，21岁的我。也像作者书中所提到其他大学生一样对于理财、会计的知识了解甚少或者是说毫无概念。我对我的未来已经有了一个初步的规划，但那只是在职业上的规划。我的职业目标是做一名平面设计师，然后进入理想的广告公司发展。与大多数人一样，我的想法是追求安稳。但是这样的想法不免显得有些平庸。同样我也希望我将来的生活能够做到不为金钱所困扰，不需要忙碌地工作去支付各种账单。并且我希望我的小孩能够接受良好的教育，我并不是指他要进名牌大学。我希望的是能将他送出国，国内的应试教育是我所不耻的。原本生动有趣的知识学习过程，完完全全地演变成了一场争夺战。从小我的父母并没有太多关注我的学习，因为我总是能做的很好并且从不让他们操心。可转念一想现在培养一个大学生的投入是何其的大，要将他送到国外去所需要的成本就更加高了。21 years old, I discovered. As the author mentioned in the book other collegestudents also know so little knowledge of finance, accounting or totally have no idea. I am already have a preliminary plan for my future , but its only on career . My career goal is to be a graphic designer, and then enter the ideal advertising company development. Like most people, I am looking for a pursue safe job too. But the idea unavoidable show some mediocre. The same as most of people I also hope my future life dont need to worry about money, and I dont need to work so hard to pay my bills. And I hope my child can receive good education, I dont mean he must go into a famous university. I hope I can send him to abroad, because domestic exam-oriented education is what I hate. Originally interesting knowledge learning process, completely turned into a battle. My parents didnt pay too much attention to my study when I was a child , because I can always do well and never let them worry about my study. Now good education needs more money , sending achild to abroad need to cost more .21岁，我还觉得我很年轻。可是身边的许多同龄人都已经是两个孩子他爸了，而且孩子都会打酱油了。想想那小孩屁颠屁颠地跑过来叫我阿姨的场景，我就觉得恐怖。那些初中毕业或者高中毕业，又或者在大学期间就已经结婚成家了的，在我看来完全就是噩梦，因为我觉得这样的做法是很不明智的。首先，涉世未深的我们从思想上还是个孩子，其次我们还没有“断奶”当然我是指经济独立，自己都没有保障自己的生活，如何去挑起一个家庭的重担？如何去抚养孩子？更别谈赡养父母了。想想都觉得挺恐怖的。说到这里我觉得很多中国人的一生都在为孩子而活，拼命工作赚钱供孩子读书供孩子吃穿，又要操心他的教育问题，又要操心他的人格问题，担心他是否健康成长。等到孩子终于独立了，为人父母了又开始操心孙辈了。我觉得我是百分百没有这种牺牲精神的。这样的循环在我看来是可悲的。我相信很多人会否定我这一看法。“一切为了孩子，为了孩子的一切”，听到这样的口号，我不免摇摇头。我同样感恩父母赐予我生命，教育我成人，无私地奉献。但是，他们有自己的生活，并不是我们的附属品。21 years old, I also think I am very young. But many my peers have two children, and children can “Da Jiang You”(打酱油)already. image about the child run over me and call my aunt, I feel it is horrible. Those who graduated from junior high school or high school , or during the university have already get married, it seems to me is a nightmare, because I think it is very unwise. First of all,we arestill children, secondly we havent weaned I mean, of course, economic independence, cant guarantee their own life, how to to be responsible for a family? How to raise a child? Dont even talk about support their parents. Think about all of these makes me feel very terror. Here I think a lot of Chinese peoples life are live for children, work hard to make money for the children, and worry about the childrens education, and worry about his personality problems, worry about whether children can grow up healthy . Wait until the children finally independent, parents start to worry about grandchildren again. I think Im absolutely dont have this spirit of sacrifice. In my opinion this is sad. I believe many people will deny me on this assessment. All for children, for childrens all, hear this slogan, I shake my head. I also thank my parents for give me my life, give me a chance to get education and teach me how to behave . However, they have their own life, not our accessories.作者以亲身经历的财富故事展示了“穷爸爸”和“富爸爸”截然不同的金钱观和财富观：穷人为钱工作，富人让钱为自己工作！The author with the wealth of experience story shows the poor dad and rich dad distinct concept of money and wealth, the poor dad works for money, the rich dad makes money work for himself!钱是一个很敏感的“词”人们对钱有许多不同的看法。这是根据不同的家庭和不同的文化背景而产生的。人有说：够花就行，但没有钱可万万不行；有人说钱越多越好，有钱能使鬼推磨；有的人视钱如粪土，认为钱是一切罪恶的根源；有的人为钱生，为钱死，为钱奔波一辈子；吃钱亏，上钱当，一生死在钱身上。Money is a very sensitive word people have many different opinions about money. This always connect to the different family and different cultural background. Some people said, money just enough to spend will do, but cant without money ; Some people say that the more money the better, money makes the mare go. Some people regard money like dirt, money is the root of all evil. Some people, even die for money, running for money all their life. Happy for money, sad for money, When the end of his life has came.钱在某种程度上是财富的代表，而财富代表着一个国家的强大、地区的繁荣、企业的兴旺、个人的富有。财富在一定程度上也体现着人民的生活水平。古往今来，人们都有追求财富的欲望，只是理念不同；人们都有生财之道，只是方式方法不同；人们都有分享财富的途径，有的骄奢淫逸，有的以节俭为荣。Money to some extent, is the representative of wealth and wealth represents a country strong, the prosperity of the region, the enterprises prosperity and wealthy individuals. Wealth to a certain extent, also embodies the peoples living standard. Through the ages, people have a desire to pursue wealth, in different ideas; People have a way to make money, just in different ways; People have their own way to share the wealth, some spoiled, some proud of thrift.金钱，的确有很大的魔力。有了它或许很多的问题都可以迎刃而解。网上流传这么一句话“30岁时有钱买到了20岁时喜欢的那条裙子，45岁时获得了35岁时向往的公司高层的位置。可这，又有什么意义呢？”我并不认为这是没有意义的。因为通过自己的努力，30岁时有钱买到了20岁时喜欢的那条裙子，那条裙子便不再只是一条裙子了。Money maybe has magic. If you have a lot of money ,may be a lot of problems can be solved. There is a saying at the age of 30, was rich enough to buy the dress you like at the age of 20 , at the age of 45 obtained the top position you yearn forat the age of 35 . But this, whats the point? I dont think it is meaningless. Because through their own efforts, at the age of 30, was rich enough to buy the dress you like at the age of 20, the skirt is more than a skirt.富爸爸，穷爸爸是一个真实的故事，作者的亲生父亲和朋友的父亲对金钱的看法截然不同，这使他对认识金钱产生了兴趣，最终他接受了朋友的父亲的建议，也就是书中所说的。“富爸爸”的观念，即不要做金钱的奴隶，要让金钱为我们工作，并由此成为一名极富传奇色彩的成功的投资家。书中所提及的穷爸爸与富爸爸只是两个人物的描述，而反映的是社会当中的两类人：一种人是学识渊博，有良好的教育背景，有很高的智商，选择了适合自己的一份职业，工作很好挣钱也不少，但是他们的生活还是为钱烦恼，她们为了摆脱这样的情况会更加努力的工作，花很多的时间在自己的工作上，可是他们始终摆脱不了这种情况，工作赚来的钱花在享乐上或者是存进银行；另一种人是不用花很多时间就能赚取大量的财富，他们甚至有时不工作，他们懂得把钱用来投资，让钱生钱，也就是让钱为他工作。其实这两类人的最大区别，是他们的思想不同。 Rich dad, poor dad is a true story, the authors biological father and friends fatherhave very different views for money , which made him interested in knowing money, finally he accepted his friends fathers advices ,as he said in the book .The idea of rich dadisdont be a slave of money, to make money work for us, and thus become a legendary investor of success. Mentioned in the book with rich dad and poor dad are description of t two characters which reflects the society of the two kinds of people: a person who is knowledgeable, have a good education background, has a high IQ, choose a suitable career, the job is very good and their earn many money , but their have money issue, they will be work more hardin order to get rid of such a situation , spend a lot of time on their work, but they always cant get away from this kind of situation, work earned money on pleasure or deposit in the bank; The another kindof people dont have to spend a lot of time to earn a lot of wealth, they sometimes dont work, theyeven know to invest the money, make money, and let his money work for him. Actually the biggest difference between the two types of peopleis that they have different ideas.其实书中故事所折射出来的是每个人对待金钱、对待教育都有着不同的态度。而我们大部分的人都是在不停地为公司老板工作，通过缴税为政府工作，通过付住房贷款和信用卡为银行工作。人与人之间本来就是不同的，富爸爸说得很有道理，如果你是那种没有毅力的人，你将放弃生活对你的每一次推动。这样的话，你的一生会过得稳稳当当，不做错事、随时准备着当永远不会发生的事情发生时解救自己，然后在无聊中老死。你会有许多像你一样的朋友，希望生活稳定、处世无误。但事实是，你对生活屈服了，不敢承担风险。你的确想赢，但是害怕冒险的恐惧超过了成功的兴奋，事实是从内心深处，你就始终认为你不可能，所以你选择了稳定。之所以世界上绝大多数的人为了财富奋斗终生而不可得，其主要原因在于虽然他们都曾在各种学校中学习多年，却从未真正学习到关于金钱的知识。其结果就是他们只知道为了钱而拼命工作，却从不去思索，如何让钱为他们工作。我们应该选择自己的方式，过自己想要的人生，不愿为钱而工作，就应该学会从另一个角度思考，我们要的不是一份职业，而是一份属于自己的事业。Stories in the book actually refracted the attitude how everyone treat money, education . While most of us are constantly working for the companys boss, through the tax work for the government, through pay housing loans and credit CARDS to work for bank. It is different from person to person, rich dad say very reasonable, if you are the kind of person who have no perseverance, you will give up the chance life give you every time. In this way, your life will be smooth and steady, dont do the wrong thing, always ready forsomethings never happen and when it happens he can save himself, and then die cause of boring. Youll have lots of friends just like you who want a smooth and steady life, always be careful doing things every day. But the fact is that you gave in the life, did not dare to take risks. You really want to win, but the fear of risks more than the excitement of success, the fact from deep down, you always dont think you can, so you choose to bestable. The reason that the vast majority of people in the world struggle for wealth all their life and they have to, the main reason is that although they have been in a variety of learning in school for many years, has never really learn about the money. As a result, they only know to work hard for money, never thinking, how to make money work for them. We should choose their own way, what we want to do in life, dont work for money, we should learn to think from another angle, what we want is not a job, but a businessbelong to our own.“关注你自己的事业并继续你每天的工作。”这是作者在书中说道的。并且作者在书中提出了一个全新的“财商”概念，并向传统的学校教育提出了挑战。书中提出了“金钱是一种思想”的观点，认为有关金钱的教育和智慧是开启财富大门的金钥匙。这无疑具有极大的启示意义。我们不得不承认，在社会发展到21世纪的今天，社会经济体制、经济规律、市场规则都表现出日趋复杂多变的特征，货币形态也从销币、纸币发展到电子货币，而我们对于金钱的本质及其内涵的理解却仍然囿于传统的范畴，这也是技术和文化不能同步发展的重要原因之一。虽然，中国还没有从根本上与国际接轨，富爸爸穷爸爸这本书提出的许多投资理财方法，还不能在中国目前的市场环境下适用。但习惯了贫穷的中国人，正在汇入全球经济一体化的浪潮中，追求财富成为人们的最大的渴望。 Pay attention to your own career and continue your work every day. This is what the author said in the book. And in the book, the author puts forward a new concept of financial, and put forward the challenge to the traditional school education. Presented in the book money is a kind of thought , and think money education and wisdom is the golden key to wealth. This undoubtedly has great significance. We have to admit that, in todays social development in the 21st century, the social economic system, economic law and market rules are showing increasingly complex and changeable characteristics of monetary form from pin to electronic currency, COINS, paper money development and our understanding of the nature and connotation of money still constrained by the traditional category, which also cant the synchronous development of technology and culture one of the important reasons. Although China has not fundamentally in line with international standards, rich dad, poor dad the book of many methods in financial investment, also cant apply in Chinas current market environment. But accustomed to poor Chinese, are into the tide of global economic integration, the pursuit of wealth to become peoples greatest desire.这本书最大的特点是把人们向来公认的：“读好书，学好本事，拿高薪，过稳定生活”的模式给挖苦了一顿，作者罗伯特清崎认为这是缺乏财商的做法，因这个人一旦走上这条路，就会陷上“挣钱、买房、买车、争取加薪、再买更多更好的消费品，再还更多的债。”这一怪圈。 The biggest characteristic of this book is to put the people have been recognized: good education, learning skills, high salaries, living a stable life mode to sarcasmand the author think it is the lack of financial practices, because once the person on the road, he will be stuck on thecycle of make money, buy a house, buy a car, get a raise, then buy more and better goods, will be more debt to pay . 穷爸爸和富爸爸的思想截然不同,一个只想着努力存钱,另一个却钟情于投资.一个只想着现状,觉得只要维持就好,觉得富有对自己来说是个不可企及奢望,而富爸爸则尽一切办法达成自己富有的梦想,当然即使没有读过这本书的人也能轻而易举得猜到结局,富爸爸实现了梦想,成为了真正的富人,穷爸爸则安于现状,无聊的度过一天又一天的日子,我觉得书中对我震撼最大的一句话是：“富人可以不为钱工作。”也许这句话在我们的现实生活中有失偏驳，有许多富人是见利忘义之徒，把赚钱当作了乐趣，钱从来都不嫌多。但我还是向往这样的人生：有足够可以自由支配的钱，去做自己喜欢的工作，去办自己想办的学校，用自己的力量去帮助许多人。 Poor dad and rich dads thought is very different, one just trying to save money, another only interesting in investment. one just want to be smooth and steady, feel rich is unattainable for his extravagant hopes. rich dadachieve the dream of its own richby all means.without reading this book, of course, it also can easily guess the ending, rich dad achieve his dream, become the real rich, poor dad is content with the status quo, the day of the boring day after day, I find the book for one of my biggest shock is: the rich will not work for money. Maybe this sentence is partial barge in our real life, there are many rich people are cynical, making money as a fun, the desire for money never decrease. But I still yearn for such a life, thus I can have enough free money, to do what I like, set up schools, help many people. 三思而后行，而不是条件反射式地行动，忘了工资的事，用脑子思考，很快就会看到别人看不到的东西，机会就在你面前，用这种方法挣来的钱，要多许多。当你看到一个机会时，你就已经学会了并且会在一生中不断地发现机会。让钱为你生钱！当然现实生活中，不可能人人都去办公司，搞投资，发大财，都成为富爸爸，这是因为社会的经济结构不可能让所有的人都变成富爸爸。都去当老板，那就都当不上老板了。老板只能是少数人，大多数人还是得受雇于老板。这是经济规律决定的。但至少你要明白富人是怎么富起来的。如果你就是穷爸爸，是不是也该学点理财的知识，提高点自己的财商，也搞点投资，让钱生钱，而不是做钱的奴隶。Look before you leap