Unit Seven Investment options 课件.ppt

Wehavelearnedaboutinvestingbefore Doyoustillremembertheprimaryinvestmentoptions Whatarethey Trytodescribetheminyourownwords Shares Property Managedfunds Whichinvestmentoptionwouldyouliketochooseifyouhavealotofmoney Whatdoinvestorsusuallywanttogetfromtheirinvestment Providinganincome Buildingwealth Reducingtheirtax Obtainingfinancial Asweallknow thoughthereisawiderangeofinvestmentoptionsavailable investmentdecisionsaregreatlyinfluencedbytheinvestors personalpreference Whenselectinganinvestment aninvestorwillcarefullyandseriouslyconsideritscapitalgain return riskandthecostofinvesting Unit7 Investmentoptions Newwords capitalgain float prospectus bullmarket bearmarket 资本收益 证券 挂牌 首次发行证券 招股书 新发证券说明书 牛市 熊市 return 回报 收益 Newwords principal risk transferduty turnovertax liquidity 本金 风险 过户税 营业税 资产流动性 资产变现能力 1 Rangeofinvestmentoptions Canyounamesomecommoninvestmentoptionsopentoinvestors Commontypesofinvestmentinclude Cashintermdeposits Cashmanagementtrusts Shares Property Bankaccounts Cashmanagement Savings Termdeposits Doyouknowthedifferencesofthem Saving Relativelylowbuteasyaccesstomoney Usuallytheaccountwiththelowestrate Termdeposit Higherratesthansavingaccountswithrestrictionsonwithdraw Cashmanagement Usuallythehighestrateofreturnwithrestrictionsonwithdraw Property Whatarethedesiredgoalsforpropertyinvestment Thedesiredgoalsofpropertyinvestmentarerentandcapitalgain Rentmeansthataninvestorcangetsteadyincome Capitalgainmeanshisinvestmentwillincreaseinvalue Differentgoalsfordifferentpurchase Shares Return Thereturnoninvestmentistheincomethataninvestorearnsfromhisinvestment Canyoulistsomeformsofreturn 2 Riskandreturn dividendsoncompanyshares interestonbankdepositandothertyprsofloans rentonhousesandotherformsofrealeatate dprofitsfrombusinessinvestment Answerthefollowquestionsinyourownwords 1 Whydoyouthinkitisconvenientforaninvestortoputhismoneyintoabankaccount 2 Whattheagingpeoplebeinterestedinwhentheywanttoinvest 3 Howcaninvestorswithalotofmoneyinhandreduceriskduringtheirinvesting Risk Becauseitcanbewithdrawatanytime thoughtheinterestpaidislow 2 Bychargingadutyonthesaleaswellasthepurchaseoftheproperty 3 Bydiversifyingandspreadingtheirmoneybetweenseveraldifferentinvestments Somecostsofinvesting Whateverinvestmentoptionsselected moneyistiedupforaperiodoft