国寿福禄双喜两全保险（分红型）利益演示表.doc

国寿福禄双喜两全保险（分红型）利益演示表投保年龄：3岁 性别：男 交费方式：年交 交费期间：5年 年交保费：10000.0元 单位：元险种特征本保险属于定期两全保险，其主要责任如下：生存领取：保单生效后每2年领取基本保额的10%，直至保险期满。每满2年领取1873元，可做孩子成长教育金和自己的养老补充。生存累积：生存年金如未领取，可自动转入生存金累积账户并复利生息。75岁生存金累积账户可领取227590.02元满期领取：生存至保险期满，无息返还已交保费，合同终止。75岁领取养老金50000元身故保障：保险有效期间身故，无息返还已缴保费，合同终止。最高保障达50000元保单红利：如有红利产生，可领取现金，或者存放在本公司红利账户复利累积生息。75岁累积红利238281.54元保单借款。保单生效后按当时保单现金价值80%申请6个月的保单借款。保单年度年末年龄年初保费累计保费生存给付累积生存给付（年末）满期给付年度最高身故保障退保金(现金价值)(年末)假定低等红利假定中等红利周年红利累积红利周年红利累积红利1410000100001000036399191159.25159.2525100002000018731873200006700205.25298.98359.19523.223610000300001929.193000012114303.14611.1530.51069.4247100004000018733860.074000016630440.871070.3771.531873.035810000500003975.875000023388555.841658.25972.722901.94695000018735968.145000022559569.72277.7996.983985.98710500006147.195000023565557.682903.71975.935081.498115000018738204.65000022744571.583562.41000.266234.2912500008450.745000023759559.614228.88979.317400.54101350000187310577.265000022947573.554929.31003.728626.2711145000010894.585000023971561.645638.81982.879867.93121550000187313094.425000023168575.626383.61007.3411171.3113165000013487.255000024201563.757138.86986.5712493.01141750000187315764.875000023407577.817930.841011.1613878.9715185000016237.825000024448565.988734.74990.4615285.8161950000187318597.955000023662580.089576.861015.1316759.517205000019155.895000024712568.2910432.45994.518256.79182150000187321603.575000023935582.4311327.851019.2519823.7419225000022251.675000024995570.712238.39998.7221417.17202350000187324792.225000024229584.8813190.421023.5423083.2321245000025535.995000025301573.214159.331003.124778.83222550000187328175.075000024548587.4515171.561028.0426550.2423265000029020.325000025634575.8316202.541007.7128354.45242750000187331763.935000024895590.1417278.761032.7530237.8325285000032716.855000025995578.5918375.721012.5432157.51262950000187335571.355000025273592.9719519.961037.734159.9327305000036638.495000026389581.4920687.051017.6136202.33283150000187339610.655000025683595.9221903.581042.8738331.2729325000040798.975000026816584.5123145.21022.940504.11303350000187343895.945000026127599.0324438.591048.3142767.5431345000045212.825000027277587.6925759.441028.4645079.02323550000187348442.25000026606602.2727134.491053.9747485.3633365000049895.47500002777659128539.521034.2449944.16343750000187353265.335000027125605.6530001.361059.8952502.3835385000054863.295000028314594.4531495.861040.2955117.75363950000187358382.195000027683609.1833049.911066.0757837.3537405000060133.655000028894598.0734639.481046.6260619.09384150000187363810.665000028285612.8636291.531072.5163510.1739425000065724.985000029518601.8337982.11053.2166468.68404350000187369569.735000028933616.739738.271079.2369541.9741445000071656.835000030191605.7541536.171060.0772688.29424550000187375679.535000029632620.743402.961086.2375955.1743465000077949.925000030917609.8445314.891067.2279301.05444750000187382161.415000030387624.8847299.211093.5382773.6145485000084626.265000031699614.1149332.291074.6986331.51464950000187389038.045000031198629.2351441.491101.1590022.6147505000091709.195000032541618.5553603.291082.4693805.75485150000187396333.465000032071633.7755845.151109.0997729.0149525000099223.465000033446623.1858143.691090.57101751.455053500001873104073.175000033011638.4860526.481117.35105921.34515450000107195.36500003442262862970.271099110197.985255500001873112284.225000034026643.4165502.791125.97114629.89535650000115652.755000035476633.0468100.921107.82119176.65457500001873120995.335000035118648.5570792.491134.96123886.86555850000124625.195000036605638.2973554.561117128720.475659500001873130236.955000036285653.976415.091144.32133726.41576050000134144.065000037808643.7379351.281126.53138864.745861500001873140041.385000037528659.4382391.241154144184.68596250000144242.625000039090649.3885512.361136.41149646.636063500001873150442.95000038855665.1588742.881164.02155300.04616450000154956.195000040464655.2492060.411146.67161105.726265500001873161477.875000040281671.1395493.351174.48167113.37636650000166322.215000041946661.3999019.541157.43173284.26467500001873173184.885000041828677.42102667.551185.48179668.21656850000178380.425000043560667.87106415.441168.77186227.036669500001873185604.835000043521684.08110291.991197.14193010.98677050000191172.985000045337674.79114275.541180.88199982.196871500001873198781.175000045399691.22118395.021209.64207191.29697250000204744.65000047328682.28122629.151193.98214601.017073500001873212759.945000047527699.05127007.071223.33222262.38717450000219142.745000049609690.56131507.851208.49230138.747275500001873227590.02500005000050000707.8136160.881238.65238281.54万能U3专用保单年度年末年龄保险费初始费用进入个人帐户的价值保单管理费假定低等结算利率2.0%(最低保证利率）年交保费累计保费保单持续奖励个人帐户价值（年末）年度最高身故保障（年末）现金价值（年末）保单持续奖励个人帐户价值（年末）年度最高身故保障（年末）1251505,0005,0004,00034543,0005,0004,0005,0002263505,0006,0805,5004,02011,0008,000除U3外万能专用保单年度年末年龄保险费初始费用进入个人帐户的价值管理费基本保额持续交费奖励部分领取假定低等结算利率2.5%(最低保证利率）假定中等结算利率4.5%假定高等结算利率6.0%年交保费额外保费累计保费风险保障费个人帐户价值（年末）年度最高身故保障（年末）现金价值（年末）风险保障费个人帐户价值（年末）年度最高身故保障（年末）现金价值（年末）风险保障费个人帐户价值（年末）年度最高身故保障（年末）现金价值（年末）1251505,5005,0005,0005,0004,00034543,0005,0004,0005,0004,0005,0004,0005,0004,0005,0004,0004,0005,0004,0002263505,5005,0006,0806,0805,5005,5004,02011,0008,0006,0006,00011,0008,0006,0006,00011,0008,0006,00011,0008,000说明：1、上述演示基于本公司的假设，不代表本公司的历史经营业绩，也不能理解为对未来的预期。红利金额是不确定的，实际红利金额根据分红保险业务实际经营情况决定； 2、累积红利是周年红利按假定的累积利率年复利计算,实际累积年利率由本公司每年宣布； 3、上述演示仅供客户参考，各项保险利益需以条款内容为准。 说明：1、上述演示基于本公司的假设，不代表本公司的历史经营业绩，也不能理解为对未来的预期。红利金额是不确定的，实际