保险基术语中英对照.doc

【 A 】Abandonment 见委付Actual Total Loss 见实际全损 All Risks 见一切险 Annuities Insurance 见年金保险 Applicant 见投保人 Application 见投保单 Automatic Premium Loan 见自动垫交保险费贷款Approved 见承保 安装工程一切险（Erection All Risks Insurance）【 B 】Beneficiary 见受益人Binder, Binding Slip 见暂保单 保险（Insurance）保险法（Law of Insurance）保险基金(Insurance Fond）保险保障基金(Insurance Protection Fond）保险公司（Insurance Company）保险合同（Insurance Contract）保险单（Policy）保险凭证（Insurance Certificate）保险条款（Insurance Clauses）保险标的（Insurance Subject）保险金额（Insured Amount）保险价值（Insured Value）保险期限（Insurance Period）保险费（Insurance Premium）保险费率（Premium Rate）保险人（Insurer）保险代理人（Insurance Agent）保险经纪人（Insurance Broker）保险公估人（Insurance Assessor） 补偿原则（Principle of Compensation）被保险人（Insured）不定值保险（Unvalued Insurance）【 C 】Cash Loss 见现金赔款 Cash Value 见现金价值 Co-insurance 见共同保险 Constructive Total Loss 见推定全损超率赔款再保险（Excess of Loss Ratio Reinsurance）超额赔款再保险（Excess of Loss Reinsurance）纯粹危险（Pure Risk）重复保险（Multiple Insurance）重置价值保险（Reinstatement Value Insurance）偿付能力（Solvency）承保（Approved，To Cover）船舶保险（Hull Insurance）财产保险（Property Insurance）产品质量保证保险（Product Quality Bond Insurance）产品责任保险（Product Liability Insurance）【 D 】Dividend System 见红利制度 Dual Valuation Clause 见双重价值条款大数法则（Law of Large Numbers）代位求偿权（Subrogation Right）定值保险（Valued Insurance）第一损失保险（First Loss Insurance）盗窃保险（theft insurance）定期寿险（Term Insurance）定期生存保险（Pure Endowments）【 E 】Endowment Assurance 见生死两全保险Endorsement 见批单Extraneous Risks 见附加险Erection All Risks Insurance 见安装工程一切险Excess of Loss Ratio Reinsurance 见超率赔款再保险Excess of Loss Reinsurance 见超额赔款再保险Extra Charges 见额外费用【 F 】Facultative Reinsurance 见临时再保险 Fidelity Bond 见忠诚保证保险 Fire Insurance 见火灾保险 First Loss Insurance 见第一损失保险 Free from Particular Average 见平安险 Freight Insurance 见运费保险 附加险（Extraneous Risks）飞机保险（Aircraft insurance）复效（Reinstate）【 G 】Grace Period 见宽限期 Group Life Accident Insurance 见团体人身意外伤害保险Group Life Insurance 见团体人身保险共同保险（Co-insurance）过失责任（fault liability）公众责任保险（Public Liability Insurance）【 H 】Hazard 见危险因素 Health Insurance 见疾病保险 Hull Insurance 见船舶保险海上保险（Marine Insurance）火灾保险（Fire Insurance）红利制度（Dividend System）【 I 】Increased Value Clause见“增值条款”Increased Value Insurance见“增值保险”Inherent Vice见“内在缺陷”Insurance见“保险”Insurance Agent见“保险代理人”Insurance Amount见“保险金额”Insurance Broker见“保险经纪人”Insurance Certificate见“保险凭证”Insurance Clauses见“保险条款”Insurance Company见“保险公司”Insurance Contract见“保险合同”Insurance Fund见“保险基金”Insurance Period见“保险期限”Insurance Premium见“保险费”Insurance Subject见“保险标的”Insured见“被保险人”Insurer见“保险人”【 J 】Joint Life Insurance见“联合人寿保险”近因（Proximate Cause）救助费用（Salvage Charge）家庭财产保险（Property Insurance for Home）【 L 】利润损失险（Profit Loss Insurance）劳工保险和雇主责任保险（Workers Compensation and Employer Liability Insurance）联合人寿保险（Joint Life Insurance）【 M 】Marine Insurance见“海上保险”Multiple Insurance见“重复保险”【 N 】Natural Premium见“自然纯保费”内在缺陷（Inherent Vice）年金保险（Annuities Insurance）【 O 】Outstanding Loss Reserve见“未决赔款准备金”【 P 】Peril见“危险事故”Personal Pension Annuities见“退休年金保险”Personal Insurance见“人身保险”Premium Rate见“保险费率”Policy见“保险单”Principle of Compensation见“补偿原则”Product Liability Insurance见“产品责任保险”Profit Loss Insurance见“利润损失险”Property Insurance见“财产保险”Property Insurance for Enterprises见“企业财产保险”Property Insurance for Home见“家庭财产保险”Proximate Cause见“近因”Public Liability Insurance见“公众责任保险”Protection and Indemnity Insurance见“保障与赔偿责任保险”Pure Endowments见“定期生存保险”Pure Risk见“纯粹危险”批单（Endorsement）平均余命（Life Expectancy）平安险（Free from Particular Average） 【 Q 】弃权与禁止反言（Waiver and Estelle）企业财产保险（ Enterprise Property Insurance ）【 R 】Reinstate见“复效”Reinstatement Value Insurance见“重置价值保险”Reinsurance见“再保险”Risk Management见“危险管理”Risk Unit见“危险单位”人身保险（Personal Insurance）人寿保险（Life Insurance）人身意外伤害保险（Life Accident Insurance）人寿保险精算师（Life Insurance Actuary）人寿保险责任准备金（Life Insurance Reserve）【 S 】双重价值条款(Dual Valuation Clause)受益人（Beneficiary）损失率（Loss Ratio）索赔（Claim）实际全损（Actual Total Loss）施救费用（Sue and Labor Expenses）生死两全保险（Endowment Assurance）生命表（Life Table）【 T 】Term Insurance见“定期寿险”To Cancel见“退保”投保单（Application）投保人（Applicant）退保（To Cancel）推定全损（Constructive Total Loss)退休年金保险（Personal Pension Annuities）团体人身保险（Group Life Insurance）团体人身意外伤害保险（Group Life Accident Insurance）【 U 】Unearned Premium Reserve见“未到期责任准备金”Unvalued Insurance见“不定值保险”Utmost Good Faith见“最大诚信”【 V 】Valued Insurance见“定值保险”【 W 】Waiver and Estelle见“弃权与禁止反言”Whole Life Insurance见“终身寿险”Workers Compensation and Employer Liability Insurance见“劳工保险和雇主责任保险”【 X 】信用保险(Credit Insurance)现金价值（Cash Value）现金赔款（Cash Loss）【 Y 】一切险（all risks)运费保险(Freight Insurance)【 Z 】暂保单（Binder，Binding Slip）最大诚信（Utmost