国贸经济管理类毕业论文-论信用证抵押贷款业务的风险及其防范

?CR4WFJ0JA1 ?7W!.cg+McUu4%_nXo-KG?!.kx%KGvP!.cocgy.q%?7kx%oRc0k7W!.%_Xck%_!.kU%ocg7W!.*oCLKU37WofA47W!.#ckG47W!.Qy.%_z)kRMkMC4zeRcg!Gk+7W!.U4%?oKKdBL cg 7W!. 8?CR4WFJ0JA2AbstractPacking loan is a traditional financing form provided by commercial bank toprovide support to export enterprise. Packing loan is a short-term loan, but it is ofgreat difference from the general floating capital loan. Domestic commercialbanks basically share the same definition although they are different in theoperation strategy of packing financing. From the viewpoint of legal relations,packing loan is a kind of financing relations of legal, a credit loan in nature whichis of great relations with L/C. The bank usually asks the applicant to pledge theoriginal true L/C against packing loan. Firstly a comprehensive elaboration of themeaning and legal characteristics of the Packing loan definites that it is still oneform of credit loan. Secondly, the service risk points are analyzed from the aspectsof exporters, importers and L/C itself. At last, some suggestions to themanagement of packing loan are put forward from the point of banks credit.o Key Wordso Commercial bank; Packing loan; Risk; Risk aversion?CR4WFJ0JA3- 1 +XACg!n,( . 4+XACg!n_0/1LCg!n . 4+XACg!n+XAD_T/=|0+XACg!nMd,NL6 . 5 1 8*v,NL . 58+XA,NL . 6FgNL . 7 4 w)NL . 7-jNL . 83 K&|+XACg!nJ,NLLb93 . 8CgB3 . 8Cg& . 9 3 CgDDZ . 10 4 :m& . 1163) . 128$BR . 11?CR4WFJ0JA4A+XACg!nJ,NLLb93-LuChC=CtJ4jA-vJK&|2j,G?j!0K&|8$ChC=CtJ,f6|)*1J_1,G?_K&|FwJ:UK0,*!f6|,Ct166aA-vJK&|0+XACg!nJ,k?NLLb93)1F|A1 +XACg!n,(+XACg!n_7*vfF0,+XA+XAjAK*v,FCW7+OF*vXCW(*F6+XAp?r,5K&|w!nNF0fw!nNF5n!n0MF/Cg!n_CLj*v*CW(5Ci+X,CtH_15n!n+a!6|j=Ct,vCX:Af_0/+Xn!nj+XA_0Z9&,!nB*6FJ+Xn!n-(+XACg!n98D,(&_0/(!,OCg8FCi+XCg!n|fO!n,?k?_*fw-$!n)FnOFfw.!n,O!nCVgX!h;=Cg!nO!n,COjFCt+O63+XACg!n+XAD_T/=|0A+cB,Br8D=y00,0/+X&F65B$*,0NMA9!A0A|B*X1V8+XAp?,A,w/F!n?r0A|,L$FJE+XA0N94,)0,C3+F/3+=8|),8lCO95),!ny00!nDX!n0A+cB.dFC0A|=7-),|PF-3Rs+XACg!nJ+XA97,6K&|X*6+XACg!nJ&FJhG-?rO!n+XA!K&|A+XACg!n,NLk?63|9m1+XACg!n+XA9763+v_+XACg!n+XAD_T/=|O!nL$FJE+XACg!nA*,#3+_fOCg#3+ 1K&|X+XACg!nJp9,f,_Cg!n,Y+XACg!nf+XAC,)X+XACg!nJK&|7-V-O!fCW!nI*v7-V9+XA,4&CW(1V8+XA?r,|7-V|8!,!nB*vF0A|=7-F=o4I#fCW!n!+XAj,+XACg!nCX:_0/+Xn!nNLEQF_=AK&|-$6!J9+Xn!n1*6NL,G?2 K&|0+XACg!nMd,NL6Cg!nK&|Md,NL6+XACg!n08#qCtHCg!nMd,NL?#=v508#qCtHCg!n,p9NL6|V,NLiNL,$=|FPFOHN?l51yM+XA,&=1V6CW!nZ+X6F#ACW!n|1V8+XA?r,8$CW!n|=7-A0|F|3RF/08_*v?PK&|Cg!np0+OF/+XACg!n*:Jj=8CW!n*vMiCW!n51?*v9?5F!n&*v7-FJEK&|G+Xw!nf1y51?-$AFvfCW!n8$+XAj0406|7-F0p.A( 2002 48-F B(0,+XA!jA CK&|+cB+XACg!n 5007s+X+OFv_ A(0-$9A CK6FvvXK&|G+X+ew?F|518$ CK&|+XACg!nO=7-fK&|FJE. 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