国贸经济管理类毕业论文-信用证下进口押汇风险管理

?CR4WFJ0JA1 ?5 WTOk+O3YK,x5kS)iGJc-eGJFcgX)oM7WMo?Xk9HcgCJ4ox9M7WM%_kcgoc+Bo9wqk5oRM7WMoYCvik5M4M7WMCD= , +M7WM8RU%o%M7WMkP4M7WM#ovi ,4co8cgM7WMkU4%8oKKdL M7WMkcgk8?CR4WFJ0JA2AbstractWith Chinas entering into WTO, the quantity of import and export isincreasing quickly. At the same time, the commercial banks need to develop sometrade financing services to meet the development. Import bill purchase is a type ofshort term financing frequently used in international trade. Most domesticcommercial banks carry out such business due to its expediency and efficiency.But because of its novelty, little research has been put on it and there is even lesslaw and regulations. So it contains many risks in practice. This thesis tries to givesome advices on preventing risks of import bill purchase though analysis on theguarantee and the causes of risks arising on the basis of the concepts, the features,and business procedure.The first chapter of this article is the overview of important bill purchasesystem and gives a brief introduction on the concept, background and procedureof importance bill purchase and analyzes the legal character. The second chapterexplains the main risks which the banks must face to in the process of the Importbill purchase. The third chapter gives some suggestions in how to prevent therisks. key word Important Bill purchase; Commercial Bank; Risk Prevention?CR4WFJ0JA3- 1 FwF . 41.1Fw,y . 41.2Fw,#( . 51.3Fw,?93 . 52 FwK&|pM),LNNL . 62.1Fw,NL . 62.2NL+O, . 72.3(#D%K&|NM),LNNL . 103 )FwNLLb93,*A . 133.108Lb93# . 133.28|4F0,0N-LuChC=CtJX-WTO1J,F6J)K&|FChC,=CtM0rLfJ9CCJ,g?rK&|*6FwJ1.1Fw,y+XAN;Fw_0A|5Fv,0N.O=CtY0A+cBXKK&|0*+XAX-(1VN)F!nCS+&+a+cBd&CtH.5j#AK&|5dCN!nCtH4AK&|+cB9K&|X+cB+F-3RsCWsCX,;j!nN5-FK&|F*vX?OL+a+cBFwCg!nY,=CtJ-vJK&|Fw,yX6!-K&Fv?rA,.O=Ct-JK&|Fw_K,Ag,+X_B+XAHN,.OCtH=FJ0A+cBCWK0Nf,CtHFK&|,=Ct!n-*AK&|7K&|i0A+cB,?r)7F!n7-7-(,0A+cBX+XA!nO&j,0/.O=Ct|j-vKFM0?)Fw&*)CtHELFCtHZ7-&CVAK&|+cB*6Fw9CtH=FJ&)FCw9FCW(mFK0FJK&|7K&|XF+XAN;,FCWs,;X+cB)F!n&A,.OCtH=FJ94,Y)OL+a+cBF,JyWK&|gK&|0*+XAXA-(1VM0)F!n&+O?CR4WFJ0JA5d&CtH.5j#AK&|5dCN!nCtHK&|X+)(,F-3Rs,;j)FK&|,FwJLXK&|00,D+XAN;*6OL=CE 90Ym1:F K&|49=F v_G-jB3FwB+aF2,(F65jf1.2Fw,#(j$Fw,NLA9?$!6Fw,#(FJE:F ,yvJK&|Fw,D%)Fw90;Z(10Fw,#3+_FvK&|L$,M+OFv_sYy4Zf=|X0A+cB,+cBK10!nCS+6|A+cBFJE,_.O=Ct9CgWCXFw=y:_=CtvLu:=_Cg01DCtH5Fv6|OCg5Fv,w!n1Fw_XJ)FNp+O,0/(!=Ct|j)Fv6|6|FwD%pG,jf90;2A(,.K&|)FCW(,HxsACXFJEFCW(DjCXFvAK&|O!nFJEfFN;CW(,sY19AF/FJhjuW,?X1.3Fw,?930J#q0;?CR4WFJ0JA64K&|*6Fw085;Z!PFvFw+cBK&|h9(sA?,CRFK&|)F!n-(gN6CWsAFvFvXwO6B1DCg!nY_5K&|?rFw+cB%C,&)0#9NXK&|9g*6EW,-Lu51J+X8+cB&Fw+cBfCR1yK&|AjM0?,&wHNOLY)FwHN=CEFK&|3RwHNFw08_.O=Ct=CE 90YY)|pM),LNNL2.1Fw,NLFwJX-,K&|F!0,-F-(.DX#:-F=-(|+XAN;,CW(j69CW(x|n0A|7,CWFv_w0A|1CW7/jCWCW5FvXFZE0;0A|9,CWs6|XLuJ9,_M,p9s=Lu,CWs!JNL-()EW9;/)10FCW(+5,NL+aXFwFvj9$Q,Y#CW(?4E*!FFCW(F97-Jn19-Fv4L$v&08A9A70Fv!PCiFCiFxFCW(a9%+,7-W6|,sFP$l#?,_+a%+#(s!=7-LFvFbFJ?|+5s,7-W?CR4WFJ0JA71FCW(?,NLFvFJEf0A|OCWK0vZ9Fw8|6|6#?4,CW(6$=F!n5K&|689CtH-($|CtF65Fv*81*6,637-K0)9,lF&CW(,kl4,G6+_Fv8!,CRFTG6CR4j06Fv8DCR-(6/.FCW(,)0WF_ZL,_WLN1+XNLXFw0K&|FJEfn5Fva=F,XFv?F3FK&|j,FvX8D*)_j,&I7-X.,&L$FJEE0+9xCtu?&KF!n&L$1y!F3FjFP0A|=6|hhJ48/?F|;M)k?+X,CX?,Y:NL0;62.2.1Fw,Y:6pBC_7jF6519=E0+CR,96BCRjjs,j9s#?BCRF65BCR,!nHx+a!?XFw90;ZH&10F2wN;K&|#=-$fCXCR,(!Gp.K&|#-$fFwCpJ),FCW(jFvM0?FJE451*6FCW(9f,+XFK&|,=Ct!n?CR4WFJ0JA8NK&|D=_=F28jFCW(,-$1*645M0E0+9,(&%CK&|=M0?-$fFCW(,(!61FCXM0?*65,LN!+a=M0?E0+96FCW(,X0&,&L$FCW(,EF=Ct!nN,nFXLupL?,F+X-K=AK&|-?5,*6Fj04s,)VNL1s46s,.-.j_=E0+CR,96BCRjjs,FJCW(Xs5OL$+OCXW,ij7-(_*$_-$+s,159x41y6s,04|WAX$5jAF-v_?A=_0&C,F?rK&|$5,CR,A6|AA9yjjFjA_?19D&Aw+cB_A!nN$_LF-=Ct!nN1 626s,15xv_js,Lu)VLT_K&|9-$9x,f9CR,A19f,=B3K&|XD%OfjF,xv_FCW(AIf,#jf-(jf,A_*w+cB|DM0?Xf*.4K&|X*p9s6|Oz%sZ$5&(,p9sE0+jjsp9#(#G1 57F0!7*X8|Oz%sZ$5&?CR4WFJ0JA9(,p9sE0+jjsp9,xB,x=8#,?_.-.,1A,0XA,x65Hx,LNA-#1 286(H,I6|hh-?(,|j&js9s#BCRFBCR,HHx,(sCX0W,ja_=E0+(6n,5j&7-E,NL10CX,9x0x15CsYF65CX(,Lu9CXs,NCXs9CX(jCXs6CX(F5jICXs=X_KK&|=7-Xj|159CXA_sYF_FCW(FCX(N5Fv4*69f,Fw!nNpM:-;wK&|jCXs.6jCX(,50A+cB6f,.-.!+a9jB3NE0+CXD.CXs)CX,9xfFwK&|f?6E50A+cB0A+cBjw|,ECW(F-$F#*!FvA19*CW(0A|6#fN;,sYF-19$=+XB$_?CW!n,19?CR4WFJ0JA1019CX1990,.-.2.3(#D%K&|NM),LNNL|,D%4EF,v_X#LNF9COG?-F99FwM(!,#w%?,LNX(#D%9W,=.Wp#L)Fw,19K&|Fw,NL)J,pLW*9J)W,10#LAwA8#9xvAK&|9fCX(,yx 1997zvK&|$!A6|/+_|iz9(,+cB0*=K0OD+XAO$_-K&|Az*FFJ.+XAN;FCW(9A?rz_+XAN;HNzA9(*F!nFJ.9(Az/jz9(CW0z$!c2(Ct(Az*FwNB*/j)zjz,F+XAN;w!nNoFVCS+YzTz1A0-FwA4zz9(Fw,9xO0z(Ct()z9(,F!nFVACS+AOL$jwOLz%Cz)Fw+XAN;CW(9CXs9(O=7-Fzjz9s#46BCW(!z9(+X+XAN;FCW(F|+O*K0zX!E0;Z)BCW(F|9x-1F!nOLz%z9(ZFz,O!nzATz*z-?rmF!nz4F-A!P!nZFrA8#L#L4*6AjzTz1A,FwA8#9xz7|48yz9(Z4AzF$5w!nF4|jF!P!nY,CS+z(Ct(jz9(,)z9(,jFV$5CS+v+azXz9(+cBw 1AwA8o6(,9Az9(4*61AAZ)BCW(m-1y8$a)?CR4WFJ0JA11(,fz)!CS+?jzn3(,z(Ct(Xzn3sY,93$LACS+ 1FwN9MAfCXsG2104A#LX:ABF*9LCS+(GDP(JC(1J+XA8#)Fwm1)|#f-(,(&,A0Fw#3+BFJEMA*wAfCX1y#LAK&|,8*68#WL$#L_1fjjf08#WCX,8#W19#L_1#+OxFwf,8#9x19958z(jFX#v+aF*6AzJK&|M6|+cB00+XAz)F0L=K0+XAvz(,CtHZ7-CVg6p9s(A1Az K&E(zL(6Az*=K0)w?w+cB=7-9F!nABFFwwIXfw|*p,?r|CS+,!nFJ.&9!nFJ.?,!nAK&|$5Fw#L4*6Ajzz(1A,FwA9#4z4jz(CW!nz(94OLFw!n,HYFnOF4CS+zK&E(zL(08ACS+x,X#*f4XA-K&|FwD%F+X6| p9sz19#_,f_76a,K&|#Lw7-G?CR4WFJ0JA12V,1m19#,K&|D%9AJ_1f,(#Tv_5j#,_K&|#L7-)f=+1998zY#UU./J9L(10 U(A-K&|Y#U6|10 Y#U6|0-U(1,0A+cB+cB00YB(U(j+cB,=K0+XAYB(4:UF*J,CtlZX0A+cB:1-1YBL|*=#,F!n-Y#U6|4h0*O+XAU(AY#U6|0-w+cB:-YB(1Y#U6|COCSXFw+cB:1Y#U6|L$,0A#3+_0,v8#U(AY#U6|w+cB08|-Lu51J*?,.?*6Fw1AfvB?-K&|G?93=9#jfW!FD%=9WuZXK&|3+5!Y#U6|Z*6fEKI)F!nU(Fw+cB,|jLu_*0A+cB)U(*,0/.O=CtU(196|U(L$=XCWsCX3+x,#L,9;Z(&0|91fF/5jMf,#L)w#3+,VAK&|#L,?&kPG-5j#,)jFw,G?jf,f,#j*6_76a,1Fw9GGjf=?-pK&|QK&|XFwD%B.FJE4/=GGjf=?-pK&|,js7-O!9x1995$!c681J(10 (K&|1A0-00+XAAA4K&|0A+cB)+XA00,CS+NLF|4|*0-=K0-?CR4WFJ0JA13|0*K&|j,f.+XAA;CW(jK&|p9(_jj91*646CW(46CW(pCW!nK&|+X$5K&|+XAA;j(j|19!Q)F!nyAK&|+cB,FwK&|?r(*0-ChC=Ctk(B*6=CtN;,(sCW(Cg!nw/3RC!n(4F656?K&|,F1CtHF65CR5K&|.&Fw!nf6Aj(AK&|+cB00+XA+a(D,K&|/j-O|j8#9x#(XFwO%(Z7-F$5w!nFCS+(IBFV$5CS+|(5(4*6)(af|j_n3(,1 15?jsn3s,Aan3G6=ACS+A(=M0)w!nCS+m1K&|)0=:A8#L-1Q4A#Lv_L-1Q4A#Lf_10#L,AjFw|jCX:_0/CW(j(,=Ct?+aK&|(4*6FK&|Wa)(,fsCS+XK&|D?jK&|n3(,F0T,jf=05K&|VMx,Fw9k,A*(,jf9f,Ljfu_K&|+aCW(45:,TL+aF9f_F_j(,n36fIjCW(K0!nN:,-=6|3 )FwNLLb93,*A3.108Lb93#Fw,&_?9-O,ChC6jChC=CtJK&|?CR4WFJ0JA14N)*+cB,gF|M8*6mGA#44Fw08=*6O(!,ONx,1*6L&CW(,#?Lb93w)NLFw,1/I:1jk3.28|XAAfmGB4FJE8#,5j%?10w8|?)Fw,WCX.Fv4*6+XAN;CW(&Ci+X8*6w8|FvFv=6p,CW(95-$Fv$5!PK&|,!nNjLb!=)K&|jsFPK&|?rFv)+XAN;,CW(AL(CCRL65K&|K&|9L,sFvZ9K&|?r4*6CRK&|9sL3+fCR18|X8|,yF|A6.FCX,CS+93$3.3jK0)8,NLLb93FJE3+K&|,Y,0W,:+X3+-XA-#3+=4jpX-;K&|NXFwK0)8jNL1*6fA+XAN;CW(4*6#K&|*FPFC0+X8!,C+XCW6FwN;,vK&|,CWFv!nK&|5,CW-$8#F$5w+aK&|LuCWs=9xfK0!nFLb!FvA1965EACWs?CR4WFJ0JA15K&|?X8|CW(,9&F9K&|,7/jK&|Zd,FgK&|9xLb!Fv/8CWK0,NL+J8#K&|F?K&|9sACW(fCW!n6|J0;j)CR,f 1.)0g,K&|9GL*0-(?F