公共英语等级考试模拟PETS全国职称英语等级考试样题―财经类4

PETS全国职称英语等级考试样题(财经类)4第四部分 概括大意 (20分) 给下面一篇文章的每一段概括大意。每一段的主题用一个或几个单词表示，空出的词已给出了第一个字母，请把其余字母补全。 31. F abundance and Price Rising The long years of food shortage in this country have suddenly give way to apparent abundance. Stores and shops are choked with food. Rationing (定 量供应) is virtually suspended (暂停), and overseas suppliers (供应商) have been asked to hold back deliveries. Yet, instead of joy, there is wide-spread uneasiness and confusion. Why do food prices keep on rising when there seems to be so much more food about? Is the abundance only temporary, or has it come to stay? Does it mean that we need to think less now about producing more food at home? No one knows what to expect. 32. Rea The recent growth of export surpluses on the world food market has certainly been unexpectedly great, partly because a strange sequence of two successful grain harvests in North America is now being followed by a third. Most of Britains overseas suppliers of meat, too, are offering more this year and home production has also risen. 33. E of Food SituationBut the effect of all this on the food situation in this country has been made worse by a simultaneous rise in food prices, due chiefly to the gradual cutting down of government support for food. The shops are overstocked (存货过多) with food out only because there is more food available, but also because people, frightened by high prices, are buying less of it. 34. Fa of World Prices Moreover, the rise in domestic prices has come at a time when world pries have begun to fall with the result that imported food, with the exception of grain, is often cheaper than the home-produced variety. And now grain prices, too, are falling. Consumers are beginning to ask why they should not be enabled to benefit form this trend. 35. The Res of Farmers Fear The significance of these developments is not lost on farmers. The older generation have seen it all happen before. Despite the present price and market guarantees, farmers fear they are about to be squeezed between cheap food imports and a shrinking home market. Present production is running at 51 per cent above pre-war levels, and the government has called for an expansion to 60 per cent by 56; but repeated Ministerial (内阁的) advice is carrying little weight and the expansion programme is not working very well. 第五部分 阅读理解 (0分) Passage 1 There are striking differences between financial markets on the Continent of Europe on the one hand, and in Britain on the other. In Britain, the market is really the City of London. It is a free market: and it controls most of the flow of savings to investment. On the Continent, either a few banks or government institutions dominate the money markets. In France and Italy, for example, government bureaucrats (官僚) direct the flow of funds to suit their economic plans. In Germany the flow is directed by the all-powerful banks. In Britain there is more free interplay (相互作用) of market forces and far fewer regulations, rules and red tape. A French banker summed it up this way : On the Continent you cant do anything unless youve been old you can; in England on the other hand you can do everything as long as you havent been told not to. There are many basic reasons for these differences. One is that Continental savers (储蓄者) tend to prefer gold, cash or short-term assets. They invest only % of their savings in institutions like pension funds or insurance companies. But in Britain 50% of savings goes to them, and they, in turn, invest directly in equity (证券) market. A far lower proportion of savings is put in the banks in the form of liquid assets than on the Continent. Continent governments intervene directly or through the banks to collect saving together and transform them into medium or long-term loans for investment. The equity market is largely by-passed. On the Continent economic planning tends to be far more centralized (把集中起来) than in Britain. In Britain it is possible to influence decisions affecting the countrys economy from within the City. It attracts a skilled and highly qualified work force. In France, on the other hand, an intelligent young man who wants a career in finance would probably find the civil service more attractive. In Britain the market or more accurately, money tends to be regarded as an end in itself. On the Continent it is regarded as a means to an end; investment in the economy. To British eyes continental systems with the possible exception of the Dutch seem bureaucratic (官僚主义的), slow and inefficient. But there is one outstanding fact the City should not overlook. Britains growth rates and levels investment over the last ten years have been much lower than on the Continent. There are many reasons of this, but the City must take part of the blame. If it is accepted that the basic function of a financial market is to supply industry and commerce with finance in order to achieve desired rates of growth, it can be said that by concentrating on the market for its own sake the City has tended to forget that basic function. 36. What is the best title for the passage? A. Reasons behind the difference. B. Banking and Finance: a Basic Difference in Attitudes. C. Monetary Policy in Britain. D. The European Continent and Britain. 37. What seems to be the most basic reason for this difference? A. The British tend to regard money as an end, whereas Continental European consider it a means to an end. B. The British invest only % of their savings in pension funds. C. On the Continent you cant do anything unless you have been told you can. D. Intelligent young men who want a career tend to go to civil service in the Continent. 38. According to the passage, the Dutch way of finance and banking _. A. is similar to that of the French B. makes no difference whatever system it follows C. is perhaps resembling that of the British D. has a low efficiency 39. The word striking in Line 1 means _. A. beating B. surplus C. noticeable D. seemingly 40. In what way does the Continental system seem better? A. The Continent maintains a higher growth rate and levels of investment. B. It has less proportions of savings in the form of liquid assets. C. It attracts intelligent young men. D. It functions properly despite the fact that the British discount it. Passage 2 Insurance in respect of the property will be effected by the Society in accordance with the Rules and the mortgage conditions with such insurance companies as the Societyinsurance companies and of the terms offered by their policies, and places insurance with many companies who are able to provide the cover which and if so please contact immediately the Branch Office to which you submitted your application for loan, and so long as that company and its terms are acceptable to the Society cover will be arranged accordingly. If you should suggest a company and it is not one with which the Society does business you will be informed and offered a choice of other companies. You may request a change of insurance company at any time during the life of the mortgage. If your mortgage is under the endowment (损赠) scheme or supported by an insurance guarantee or if the documents of title specify the company to be used it may not be possible to accept your choice. The initial sum insured will be the figure shown under the heading Amount of Property Insurance in the Details of Loan. This figure is the amount recommended by the Societys valuer (估价者), as his estimate of the replacement cost of the building at the date of valuation, unless some other amount has been agreed in writing between you and the Society. No guarantee is given or implied that the amount of insurance will cover complete loss. You are reminded that the market value of your property bears no relationship to the cost of replacement. The amount for which property is insured therefore represent not less than the cost, at the time of repair or replacement, of rebuilding all the property covered in the same materials, form, style and condition as when it is new. It should also include any architects, surveyors and legal fees which may be payable, and any costs which may be incurred in complying with the requirements of the Local authority and in removing debris (碎片), etc. The term property includes domestic outbuilding, garages, walls, landlords fixtures (固定装置) and furniture, etc. But excludes the value of the land. The market value of house is therefore likely to be less than the cost of rebuilding, especially if the property is elderly (年久的). Even if the property is recently built, the work involved in reinstatement (复原) will be more expensive than the building cost which can be achieved by a builder building on an estate basis. 41. The passage appears to be from _. A. an advertisement B. an information booklet C. a newspaper article D. a formal speech 42. The tone of this passage could best be described as _. A. academic B. formal C. light-hearted D. subjective 43. According to the passage if the customer suggests an insurance company _. A. it is impossible to change that company later on B. the Building Society will provide a list of alternative companies C. the Building Society will not accept responsibility for the policy D. the Building Society may not be able to agree to that company 44. The passage states that when you insure your property _. A. you should not take the land value into account B. you should use the market value as a guide C. you should take the advice of your Local Authority D. garages and garden sheds are n