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窗体顶端Because when politicians encourage people to spend money to get out of the recession, they also advise people to save more. Similarly, when banks offer higher interest rates to increase savings they send credit card offers to let people spend more. 窗体底端窗体顶端People who dont pay the credit card bill on time are called failing consumers in trouble, and those who pay the credit card bill are called valued customers. 窗体底端窗体顶端Because they are regarded as the defender of morals and proper deeds. Schools are the places where students learn what is right and what is wrong. Parents are supposed to have the responsibilities to well behave their children. Politicians always try to impress people with their high moral standards. 窗体底端窗体顶端Because these permissive messages are everywhere we look and we are constantly surrounded by the advertisement that encourages people to spend. 窗体底端窗体顶端Because each advertisement is doing its utmost to influence peoples buying decisions and provide information as to what to buy, from breakfast cereal to vacation cruises. 窗体底端窗体顶端On one hand, people want to buy more things because they derive pleasure from treating themselves. On the other hand, they try to control their appetite and avoid falling into debt. 窗体底端窗体顶端They can go to financial literacy classes, consult with the schools financial aid office or seek input from parents or other respected adults. They can also find a partner to help them stay on track. Most importantly, when having financial troubles, they shouldnt feel embarrassed to ask for help to avoid more serious financial problems. 窗体底端窗体顶端Concerning money issues, we should be smart and educated, not affected by the contradicting messages from our environment. We should choose a suitable way of financial management according to our own conditions窗体底端窗体顶端Commercial advertisements to persuade people to buy their products, such as: education-oriented advertisements that provide various courses to attract parents and students; food and grocery advertisements to give on sale information to their customers; health training & maintenance advertisements designed to target different age groups to promote their fitness services;- Public service advertisements to stimulate the public interest and push them to take actions窗体底端窗体顶端Offer discount prices. Send giveaways. Use new technologies such as online shopping. Compare with other merchandises. 窗体底端窗体顶端I will spend because life is so short and I dont want to be thrifty or spend money carefully, which will drive me crazy. I only know I should enjoy my life while Im still young and healthy. I will save because with the worsening economic situation everywhere, I dont know what would happen to me in the future. To be responsible for myself, I have to save some money for the future. 窗体底端窗体顶端When I dont have much pocket money with me. When I want to buy something inexpensive but I cant afford it. When I dont have money to hang out with my friends and classmates. When I see many things I dont need surrounding me. 窗体底端窗体顶端Record how much they have spent. Try to use cash instead of credit card. Withdraw only certain amount of money from bank. Never borrow money from other people. Only buy things they need. 窗体底端1. The discipline message asks people to save, while the enjoy yourself message asks people to spend; therefore, they (contradict) each other. 2. It is a(n) (paradox) that in some odd way world peace appears to depend on our spending millions of pounds on weapons that can kill us all. 3. It is far more effective for parents to allow for the childs (perspective) and let him make his own choice rather than make a decision for him. 4. When you are writing any directions for people, youve got to be direct and (explicit) to make everything rightly understood. 5. The new teaching program was (suspended) last semester because the teachers in the department protested its demand for more intense work. 6. He is a very considerate and generous person, and he is also one of those who can often (derive) pleasure from helping others. 7. Many children are addicted to computers, so they often (defy) their parents and play the computer games for hours every day. 8. My roommate is always very optimistic, and thats why he still (retains) his good humor after all the setbacks. 9. There is a widely held suspicion that the politician, though retired, still has great power and is (manipulating) events behind the scenes. 10. The organization has been working with local authorities as well as regional government and officials to (tackle) the problem of climate. browsermessengerconsumenegotiationobjectionreactionconstitutioncultivationdefinitionexpansionconcentratecivilize1. Public opinion was becoming more (concentrated) on environmental pollution problems; more and more people were discussing and arguing about them. 2. Martin Luther King is a(n) (messenger) who worked for peace; he has shown the Western world that a struggle can be waged without violence. 3. Every man ought not to steal, cheat, or destroy the property of others. There is no place for this sort of behavior in a(n) (civilized) society. 4. The right to pursue happiness is promised to Americans by the US (Constitution) , but nowadays no one seems quite sure what exactly is meant by happiness. 5. You will need to replace your old (browser) and install a new one. You will need this new software to view web pages. 6. Rock music appealed to Sandy so much that she turned up the volume on her player, paying no attention to her fathers (objection) . 7. As a college student, you should learn things extensively and aim for a(n) (expansion) of knowledge well beyond your area of specialization. 8. Because women care much about their appearance and restrict their diet in an effort to control weight, they may not (consume) enough iron-rich food. 9. The problem is that most students dont really know the exact (definition) of plagiarism (剽窃) or its consequences, so they dont consider it a serious crime. 10. Garden (cultivation) of roses began about 5,000 years ago. They were used at celebrations, for medical purposes, and as a source of perfume. 11. The talks next week will focus one economic development of the region and our immediate (reaction) to the ever-worsening condition of the environment. 12. The (negotiation) on the trade disputes between the two super large companies went on for years as neither side would give in. 窗体顶端To spend or save is a question which many people have. There is always a(n) (1)(dilemma) whether one should spend the money that he has earned or save that money for the future. Well, there is no (2)(explicit) answer to the question as different people have different (3)(perspectives) on their life, and that is the reason why some people tend to spend all the money earned while others (4)(retain) control over their money. People who spend all the money do not think much about the future. The only thing that they enjoy doing most is to (5)(derive) pleasure from spending money. For example, if they like a particular car, mobile phone or laptop, they will buy it without giving it a thought. For them, the most important thing is to satisfy their material (6)(appetite). People who have their first job or who havent married often fall in this category. In the long run, saving is a good (7)(option) for ones life as saving helps an individual to plan for future (8)(urgent) needs. That is also the reason why many people save money for a rainy day. Individuals who can (9)(suspend) their spending save money successfully. Instead of buying on impulse, they delay their purchasing decision and wont be easily (10)(manipulated) by commercial ads. Individuals who have responsibility for their family belong to this category. 窗体底端Answer1. People who work in offices are (referred to) as white-collar workers for the simple reason that they traditionally wear a white shirt with a collar and a tie to go to work. 2. When the police arrived, he had already destroyed the evidence that was (at odds with) his earlier statement made a few hours ago. 3. In order to persuade his daughter to (put off) the marriage, the father quoted statistics showing mixed-race couples had higher divorce rates than same-race couples. 4. The mother made the decision to give cough medicine and Aspirin to her sick child without (consulting with) the childs doctor. 5. Both professional experts and school teachers say that children tend to (do their utmost) when they see their parents making similar efforts. 6. As she entered the most dynamic period of her career, Kylie (took stock of) her success and tried to analyze the strong impact of her college education. 7. The chief executive George Grey is confident that current growth levels can be maintained since all the groups development projects stay (on track) . 8. It is very important for students to understand and (take in) new information. Besides, they should examine and judge information carefully and then make the right decisions. It is often said that whatever wealth one may have will be gone quickly if the person only spends. However, someone thinks the purpose of life is to enjoy every moment, so they spend all they have earned. Even though Bryan and Peter are close friends, their spending habits are very different.Bryan is very careful about using his pocket money. He only spends money when its necessary. For example, when his pocket money is only $50, he may spend $20 on necessary stationery for schoolwork. He will try to deposit the remaining $30 in his savings account. In his opinion, though the amount is small, it will help him for a possible rainy day since people never know what could happen in the future.Unlike Bryan, Peter usually spends money at will. He often purchases expensive electronic products such as an iPhone and an iPad. Sometimes, he might buy himself an expensive brand-name shirt or a pair of expensive brand name shoes. Different from Bryan, he never deposits extra money in a bank after meeting his basic needs. To him, saving money in a bank is something very silly because he believes that he can always earn big money after he gets a decent job in the future.All in all, Bryan and Peter are very different in the way they spend money. Spending money wisely and saving extra money for future urgent needs enable students to manage their finance and fully concentrate on their study. They will also derive great pleasure from the way they handle their money. 大发现年代,也被称
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