人民币银行结算账户开立,转账,现金支取业务检查自查报告

RAPIDDEVELOPMENTOFTHEMARKETECONOMYENVIRONMENTTOEXPLOREPUBLICSERVANTSDUTYCONSUMPTIONMONETIZATIONREFORMHASPROVIDEDAGOODFOUNDATIONTHESOCIALIZATIONOFREARSERVICEWORKHASBEENLAUNCHED,ANDRAPIDPROGRESSINSOMEPLACESANDDEPARTMENTS,DUTYCONSUMPTIONMONETIZATIONOFCARRIERANDAPPROACHTOMANAGEMENTHASBEENRESOLVEDTHIRD,INRECENTYEARS,EXPLORINGTHEMONETIZATIONOFDUTYCONSUMPTIONHASMADESOMEPROGRESS,HAVEGAINEDSOMEEXPERIENCEANDCANPROVIDEREFERENCETOTHECOMPREHENSIVEREFORMOFTHESYSTEMOFPUBLICSERVANTSDUTYCONSUMPTIONFURTHERIMPLEMENTINGAN“HONESTCANTEEN“,STANDARDIZEOFFICIALENTERTAININGMANAGEMENTENHANCINGTHETELECOMMUNICATIONEXPENSEMANAGEMENTELIMINATIONOFCOUNTYTRAVELANDCOUNTRYSIDESUBSIDIESRESEARCH“VILLAGEOFFICIALS“CAPITALIZATIONMANAGEMENTOFCORPORATESPENDING,ANDSOONFINALLY,GROUP18SESSIONTOBEHELDINBEIJINGFROMNOVEMBER9,2013TO12TH35YEARSAGOBLEWTHETHIRDPLENARYSESSIONOFTHEREFORMANDOPENINGUPINTHESPRINGBREEZE,CHANGED,AFFECTTHEWORLDTODAY,35YEARSLATER,INTHEEYESOFTHENATIONANDTHEWORLDEXPECT,AGAINTOREFORMMARKCHINA,USHEREDINTHE18SESSIONXIGENERALSECRETARYPOINTEDOUTTHATCHINASREFORMHASENTEREDACRUCIALPERIODANDTHESHAMSHUIPODISTRICT,MUSTBEBASEDONGREATERPOLITICALCOURAGEANDWISDOM,LOSENOTIMEINDEEPENINGREFORMINIMPORTANTFIELDSDARESTOCRACKAHARDNUT,DARESTOQUESTIONTHERAPIDS,WHICHDARESTOBREAKTHEBARRIEROFIDEAS,ANDDARETOBENEFITCUREBARRIERSDEEPENINGREFORMANDOPENINGUPISONSCHEDULETOACHIEVEINSTITUTIONALSAFEGUARDSOFTHEMODERATELYWELLOFFUNDERTHE“FIVEINONE“THEGENERALLAYOUTOFSOCIALISTMODERNIZATIONREQUIREMENTS,18SESSIONOFTHEDECISIONWASA“FIVEINONE“ANDTHEIMPROVEMENTOFOVERALLSCHEMEOFREFORM,WILLPROMOTEANINTEGRATEDANDCOORDINATEDECONOMIC,POLITICAL,CULTURAL,SOCIALANDECOLOGICALCIVILIZATIONCONSTRUCTIONOFTHEFIVEREFORMSANDTHEPARTYSCONSTRUCTIONINTHEAREAOFINSTITUTIONALREFORMTHE“FIVEINONE“PROGRAMMEISTOACHIEVEACOMPREHENSIVEREFORMOFINSTITUTIONALGUARANTEESFOROBJECTIVESOFBUILDAWELLOFFSOCIETY,THESMOOTHPROGRESSOFTHECONSTRUCTIONOFAWELLOFFSOCIETYANDREFORMTHEOBJECTIVESOFTHEPROGRAMMEONE,HOLDINGTIMEANDPLACEIMPORTANCEONNOVEMBER9,2013TOTHE18SESSIONOFTHE12THBEIJINGSINCE1978,35,HAVEBEEN7PLENARYSESSION,EACHTIMEONMAJORISSUESOFPOLITICALANDECONOMICLIFEOFTHECOUNTRYHASMADEIMPORTANTDEPLOYMENTINACCORDANCEWITHPRCPOLITICALPRACTICE,OFTENATEVERYSESSIONOFTHECPCCENTRALCOMMITTEEINAPLENARYSESSIONWASHELDIMMEDIATELYAFTERTHEPARTYSCONGRESS,ONTHETHEME“PERSONNEL“,DISCUSSINGELECTIONCENTRALSTOPLEADERS,SUCHASTHEELECTIONOFTHESTANDINGCOMMITTEEOFTHEPOLITICALBUREAU,THROUGHTHECENTRALCOMMITTEEMEMBERS,DECISIONS,SUCHASMEMBERSOFTHECENTRALMILITARYCOMMISSIONTHESECONDPLENARYSESSION,ISHELDINTWOSESSIONSBEFORETHEGENERALELECTION,MAINLYTODISCUSSANEWSTATEPERSONNELISSUESBUTBYTHETHIRDPLENARYSESSION,EACHSESSIONOFTHECENTRALCOMMITTEEOFNATIONALINSTITUTIONSANDPERSONNELPROBLEMSHAVEBEENARRANGED,YOUCANCONCENTRATEONNATIONALDEVELOPMENTANDREFORMSPREVIOUSPLENARYSESSIONISOFTENBRANDEDWITHACENTRALLEADINGCOLLECTIVE,OFTENBYLOOKINGATTHETHIRDPLENUMOFTHEINITIATIVETOFOUNDTHECURRENTCENTRALLEADERSHIPCOLLECTIVEGOVERNANCECHARACTERISTICSFROMTHEANALYSISOFTHEPROCESSOFECONOMICREFORMINCHINA,PLENARYSESSION,12SESSION,14,16PLENARYSESSIONHAVEPROGRAMMATICMEANING,RESPECTIVELY,MARKINGTHEFOURSTAGESOFCHINASECONOMICREFORM,ANDTHATTHESTARTUPPHASEOFREFORM,REFORM,CONSTRUCTIONPHASEANDPERFECTINGTHESOCIALISTMARKETECONOMYFRAMEWORKSTAGEOFSOCIALISTMARKETECONOMYPREVIOUSPLENARYSESSIONTOPICSPROPOSEDTOTHETHIRDPLENARYSESSIONOF“TAKINGCLASSSTRUGGLEASTHEKEYLINK,“SHIFTEDTOSOCIALISTMODERNIZATION12SESSIONMARKEDTHECHANGEFROMRURALTOURBAN,ESTABLISHEDWITHPUBLICOWNERSHIPASTHEFOUNDATIONOFAPLANNEDCOMMODITYECONOMY13SESSIONATATIMEWHENBOTHTHEOLDANDTHENEWSYSTEMCHANGE,GOVERNANCEANDRECTIFYTHEECONOMICORDER14FAIRANDEFFICIENTANDAUTHORITATIVESOCIALISTJUDICIALSYSTEM,SAFEGUARDTHEPEOPLESINTERESTSLEGALAUTHORITYTOUPHOLDTHECONSTITUTION,DEEPENINGTHEREFORMOFADMINISTRATIVELAWENFORCEMENT,ENSURETHATTHERIGHTTOEXERCISEJUDICIALPOWERINDEPENDENTLYANDIMPARTIALLYACCORDINGTOLAWTHEPROSECUTION,PERFECTINGTHERUNNINGMECHANISMOFJUDICIALPOWER,IMPROVETHESYSTEMOFJUDICIALPROTECTIONOFHUMANRIGHTSPLENARYSESSION,AFFAIRSTHERIGHTTOADHERETOTHESYSTEM,ANDLETTHEPEOPLEAUTHORITYTOLETTHEPOWERRUNINTHESUN,ISSHUTUPINACAGEOFTHESYSTEMPOWERPOLICYDECISIONSCIENCE,IMPLEMENTATIONSHOULDBECONSTRUCTEDSTRONG,SUPERVISETHERUNNINGOFPOWERFULSYSTEM,IMPROVETHESYSTEMOFPUNISHINGANDPREVENTINGCORRUPTION,PROMOTINGPOLITICALINTEGRITY,ANDSTRIVETOACHIEVECADRESHONESTANDGOVERNMENTINTEGRITY,CLEANPOLITICSTOFORMASCIENTIFICANDEFFECTIVECOORDINATIONOFPOWERRESTRICTIONANDMECHANISMSTOSTRENGTHENANTICORRUPTIONINSTITUTIONALINNOVATIONANDINSTITUTIONALPROTECTION,SOUNDIMPROVEMENTSTYLENORMALSYSTEMPLENARYSESSION,BUILDINGASOCIALISTCULTUREINCHINA,ENHANCINGNATIONALCULTURALSOFTPOWER,MUSTADHERETOTHEORIENTATIONOFADVANCEDSOCIALISTCULTURE,ADHERETOTHEDEVELOPMENTOFSOCIALISTCULTUREWITHCHINESECHARACTERISTICS,ADHERETOTHEPEOPLECENTREDWORKORIENTED,FURTHERDEEPENINGREFORMOFCULTURETOIMPROVETHECULTURALMANAGEMENTSYSTEM,ESTABLISHANDIMPROVETHEMODERNMARKETSYSTEMANDBUILDINGMODERNPUBLICCULTURALSERVICESYSTEM,IMPROVETHELEVELOFCULTUREOPENINGPLENARYSESSION,ACHIEVINGDEVELOPMENTRESULTSMOREEQUITABLEBENEFITOFALLPEOPLE,WEMUSTSPEEDUPREFORMOFSOCIALPROGRAMSANDSOLVETHEISSUESOFCONCERNTOTHEPEOPLETHEMOSTDIRECTANDREALINTEREST,ANDBETTERMEETTHENEEDSOFTHEPEOPLETODEEPENEDUCATIONREFORM,IMPROVEINSTITUTIONALMECHANISMSFORTHE农村信用合作联社人民币银行结算账户开立、转账、现金支取业务自查报告中国人民银行瓜州县支行为不断加强人民币支付结算业务管理，维护支付结算的正常秩序，建立健全风险防范机制，打击不法分子利用银行结算账户从事套取现金、逃债、逃税、洗钱等违法活动，为社会公众提供高效、便捷、安全的支付结算业务，我社严格按照银发2011116号中国人民银行关于进一步加强人民币银行结算账户开立、转账、现金业务管理的通知的要求，对全辖营业网点办理的各项支付结算业务及相关管理工作进行了全面细致的自查。现就自查情况汇报如下一、检查方案及步骤收到文件后，我社领导高度重视，并安排相关部门及专人负责此项工作的开展。本次自查工作时间紧，任务重，工作量大，但我社仍做到自查不留死角，不走过场，有计划、有步骤的组织网点进行了全面的自查。一组织领导我社成立了由联社理事长康建文任组长，联社副主任田学军任副组长，联社财务部许新建、李秀娟、张超、毛霞为成员的自查工作领导小组，由财务部具体负责此项工作，并要求各社成立由社主任为组长，主办会计及其他人员为成员的自查小组，认真学习文件，深刻领会文件精神，严格按文件规定内容开展自查工作，并在自查结束后上报自查报告。（二）自查时间及范围此次自查时间从8月2日起至8月20日止。自查范围为2011RAPIDDEVELOPMENTOFTHEMARKETECONOMYENVIRONMENTTOEXPLOREPUBLICSERVANTSDUTYCONSUMPTIONMONETIZATIONREFORMHASPROVIDEDAGOODFOUNDATIONTHESOCIALIZATIONOFREARSERVICEWORKHASBEENLAUNCHED,ANDRAPIDPROGRESSINSOMEPLACESANDDEPARTMENTS,DUTYCONSUMPTIONMONETIZATIONOFCARRIERANDAPPROACHTOMANAGEMENTHASBEENRESOLVEDTHIRD,INRECENTYEARS,EXPLORINGTHEMONETIZATIONOFDUTYCONSUMPTIONHASMADESOMEPROGRESS,HAVEGAINEDSOMEEXPERIENCEANDCANPROVIDEREFERENCETOTHECOMPREHENSIVEREFORMOFTHESYSTEMOFPUBLICSERVANTSDUTYCONSUMPTIONFURTHERIMPLEMENTINGAN“HONESTCANTEEN“,STANDARDIZEOFFICIALENTERTAININGMANAGEMENTENHANCINGTHETELECOMMUNICATIONEXPENSEMANAGEMENTELIMINATIONOFCOUNTYTRAVELANDCOUNTRYSIDESUBSIDIESRESEARCH“VILLAGEOFFICIALS“CAPITALIZATIONMANAGEMENTOFCORPORATESPENDING,ANDSOONFINALLY,GROUP18SESSIONTOBEHELDINBEIJINGFROMNOVEMBER9,2013TO12TH35YEARSAGOBLEWTHETHIRDPLENARYSESSIONOFTHEREFORMANDOPENINGUPINTHESPRINGBREEZE,CHANGED,AFFECTTHEWORLDTODAY,35YEARSLATER,INTHEEYESOFTHENATIONANDTHEWORLDEXPECT,AGAINTOREFORMMARKCHINA,USHEREDINTHE18SESSIONXIGENERALSECRETARYPOINTEDOUTTHATCHINASREFORMHASENTEREDACRUCIALPERIODANDTHESHAMSHUIPODISTRICT,MUSTBEBASEDONGREATERPOLITICALCOURAGEANDWISDOM,LOSENOTIMEINDEEPENINGREFORMINIMPORTANTFIELDSDARESTOCRACKAHARDNUT,DARESTOQUESTIONTHERAPIDS,WHICHDARESTOBREAKTHEBARRIEROFIDEAS,ANDDARETOBENEFITCUREBARRIERSDEEPENINGREFORMANDOPENINGUPISONSCHEDULETOACHIEVEINSTITUTIONALSAFEGUARDSOFTHEMODERATELYWELLOFFUNDERTHE“FIVEINONE“THEGENERALLAYOUTOFSOCIALISTMODERNIZATIONREQUIREMENTS,18SESSIONOFTHEDECISIONWASA“FIVEINONE“ANDTHEIMPROVEMENTOFOVERALLSCHEMEOFREFORM,WILLPROMOTEANINTEGRATEDANDCOORDINATEDECONOMIC,POLITICAL,CULTURAL,SOCIALANDECOLOGICALCIVILIZATIONCONSTRUCTIONOFTHEFIVEREFORMSANDTHEPARTYSCONSTRUCTIONINTHEAREAOFINSTITUTIONALREFORMTHE“FIVEINONE“PROGRAMMEISTOACHIEVEACOMPREHENSIVEREFORMOFINSTITUTIONALGUARANTEESFOROBJECTIVESOFBUILDAWELLOFFSOCIETY,THESMOOTHPROGRESSOFTHECONSTRUCTIONOFAWELLOFFSOCIETYANDREFORMTHEOBJECTIVESOFTHEPROGRAMMEONE,HOLDINGTIMEANDPLACEIMPORTANCEONNOVEMBER9,2013TOTHE18SESSIONOFTHE12THBEIJINGSINCE1978,35,HAVEBEEN7PLENARYSESSION,EACHTIMEONMAJORISSUESOFPOLITICALANDECONOMICLIFEOFTHECOUNTRYHASMADEIMPORTANTDEPLOYMENTINACCORDANCEWITHPRCPOLITICALPRACTICE,OFTENATEVERYSESSIONOFTHECPCCENTRALCOMMITTEEINAPLENARYSESSIONWASHELDIMMEDIATELYAFTERTHEPARTYSCONGRESS,ONTHETHEME“PERSONNEL“,DISCUSSINGELECTIONCENTRALSTOPLEADERS,SUCHASTHEELECTIONOFTHESTANDINGCOMMITTEEOFTHEPOLITICALBUREAU,THROUGHTHECENTRALCOMMITTEEMEMBERS,DECISIONS,SUCHASMEMBERSOFTHECENTRALMILITARYCOMMISSIONTHESECONDPLENARYSESSION,ISHELDINTWOSESSIONSBEFORETHEGENERALELECTION,MAINLYTODISCUSSANEWSTATEPERSONNELISSUESBUTBYTHETHIRDPLENARYSESSION,EACHSESSIONOFTHECENTRALCOMMITTEEOFNATIONALINSTITUTIONSANDPERSONNELPROBLEMSHAVEBEENARRANGED,YOUCANCONCENTRATEONNATIONALDEVELOPMENTANDREFORMSPREVIOUSPLENARYSESSIONISOFTENBRANDEDWITHACENTRALLEADINGCOLLECTIVE,OFTENBYLOOKINGATTHETHIRDPLENUMOFTHEINITIATIVETOFOUNDTHECURRENTCENTRALLEADERSHIPCOLLECTIVEGOVERNANCECHARACTERISTICSFROMTHEANALYSISOFTHEPROCESSOFECONOMICREFORMINCHINA,PLENARYSESSION,12SESSION,14,16PLENARYSESSIONHAVEPROGRAMMATICMEANING,RESPECTIVELY,MARKINGTHEFOURSTAGESOFCHINASECONOMICREFORM,ANDTHATTHESTARTUPPHASEOFREFORM,REFORM,CONSTRUCTIONPHASEANDPERFECTINGTHESOCIALISTMARKETECONOMYFRAMEWORKSTAGEOFSOCIALISTMARKETECONOMYPREVIOUSPLENARYSESSIONTOPICSPROPOSEDTOTHETHIRDPLENARYSESSIONOF“TAKINGCLASSSTRUGGLEASTHEKEYLINK,“SHIFTEDTOSOCIALISTMODERNIZATION12SESSIONMARKEDTHECHANGEFROMRURALTOURBAN,ESTABLISHEDWITHPUBLICOWNERSHIPASTHEFOUNDATIONOFAPLANNEDCOMMODITYECONOMY13SESSIONATATIMEWHENBOTHTHEOLDANDTHENEWSYSTEMCHANGE,GOVERNANCEANDRECTIFYTHEECONOMICORDER14FAIRANDEFFICIENTANDAUTHORITATIVESOCIALISTJUDICIALSYSTEM,SAFEGUARDTHEPEOPLESINTERESTSLEGALAUTHORITYTOUPHOLDTHECONSTITUTION,DEEPENINGTHEREFORMOFADMINISTRATIVELAWENFORCEMENT,ENSURETHATTHERIGHTTOEXERCISEJUDICIALPOWERINDEPENDENTLYANDIMPARTIALLYACCORDINGTOLAWTHEPROSECUTION,PERFECTINGTHERUNNINGMECHANISMOFJUDICIALPOWER,IMPROVETHESYSTEMOFJUDICIALPROTECTIONOFHUMANRIGHTSPLENARYSESSION,AFFAIRSTHERIGHTTOADHERETOTHESYSTEM,ANDLETTHEPEOPLEAUTHORITYTOLETTHEPOWERRUNINTHESUN,ISSHUTUPINACAGEOFTHESYSTEMPOWERPOLICYDECISIONSCIENCE,IMPLEMENTATIONSHOULDBECONSTRUCTEDSTRONG,SUPERVISETHERUNNINGOFPOWERFULSYSTEM,IMPROVETHESYSTEMOFPUNISHINGANDPREVENTINGCORRUPTION,PROMOTINGPOLITICALINTEGRITY,ANDSTRIVETOACHIEVECADRESHONESTANDGOVERNMENTINTEGRITY,CLEANPOLITICSTOFORMASCIENTIFICANDEFFECTIVECOORDINATIONOFPOWERRESTRICTIONANDMECHANISMSTOSTRENGTHENANTICORRUPTIONINSTITUTIONALINNOVATIONANDINSTITUTIONALPROTECTION,SOUNDIMPROVEMENTSTYLENORMALSYSTEMPLENARYSESSION,BUILDINGASOCIALISTCULTUREINCHINA,ENHANCINGNATIONALCULTURALSOFTPOWER,MUSTADHERETOTHEORIENTATIONOFADVANCEDSOCIALISTCULTURE,ADHERETOTHEDEVELOPMENTOFSOCIALISTCULTUREWITHCHINESECHARACTERISTICS,ADHERETOTHEPEOPLECENTREDWORKORIENTED,FURTHERDEEPENINGREFORMOFCULTURETOIMPROVETHECULTURALMANAGEMENTSYSTEM,ESTABLISHANDIMPROVETHEMODERNMARKETSYSTEMANDBUILDINGMODERNPUBLICCULTURALSERVICESYSTEM,IMPROVETHELEVELOFCULTUREOPENINGPLENARYSESSION,ACHIEVINGDEVELOPMENTRESULTSMOREEQUITABLEBENEFITOFALLPEOPLE,WEMUSTSPEEDUPREFORMOFSOCIALPROGRAMSANDSOLVETHEISSUESOFCONCERNTOTHEPEOPLETHEMOSTDIRECTANDREALINTEREST,ANDBETTERMEETTHENEEDSOFTHEPEOPLETODEEPENEDUCATIONREFORM,IMPROVEINSTITUTIONALMECHANISMSFORTHE2年1月1日止2011年7月31日经办的支付结算业务，重点是检查人民币银行结算账户的开立、转帐、现金支取业务及反洗钱工作等。（三）自查依据我社要求各网点按照中华人民共和国反洗钱法、个人存款账户实名制规定、人民币银行结算账户管理办法、金融机构客户身份识别和客户身份资料及交易记录保存管理办法、中国人民银行关于进一步加强金融机构反洗钱工作的通知等法规制度的规定开展自查，做到自查有依可据，有法可依。二、检查内容及步骤结合我社实际情况，联社财务部特统一设置下发了涵盖自查文件所有内容的自查汇总表及明细表，方便各社自查汇总。（一）人民币个人结算账户开立自查及办理情况一是经自查，从年初止7月31日，我社未发现同一自然人在同一网点开立个人结算账户累计10户以上的客户，全辖共开立人民币结算账户16770户，公民联网身份核查16770户，留存客户身份证复印件16770户，全部都进行了身份核查。我社在日常工作中能严格按照个人存款账户实名制规定人民币银行结算账户管理办法等相关法律制度规定办理个人银行结算账户的开立业务，能够认真核对存款人身份证件的姓名、号码及照片，并全部通过公民身份联网核查系统核实，留存客户身份证件复印件，对冒用他人证件开户、虚假身份证件开户的均不予办理，要求客户提供真实有效身份证件；对于由代理人开户的，能严格审核代理人的身份证件，联系被代理人进行核实，留存电话号码及详细住址等重要信息，并按月或按季及时装订保管客户开户资料。二是我社账户年检总量为582户。其中基本存款账户379个、一般存款账户19个、专用存款账户174个、临时存款账户10个。RAPIDDEVELOPMENTOFTHEMARKETECONOMYENVIRONMENTTOEXPLOREPUBLICSERVANTSDUTYCONSUMPTIONMONETIZATIONREFORMHASPROVIDEDAGOODFOUNDATIONTHESOCIALIZATIONOFREARSERVICEWORKHASBEENLAUNCHED,ANDRAPIDPROGRESSINSOMEPLACESANDDEPARTMENTS,DUTYCONSUMPTIONMONETIZATIONOFCARRIERANDAPPROACHTOMANAGEMENTHASBEENRESOLVEDTHIRD,INRECENTYEARS,EXPLORINGTHEMONETIZATIONOFDUTYCONSUMPTIONHASMADESOMEPROGRESS,HAVEGAINEDSOMEEXPERIENCEANDCANPROVIDEREFERENCETOTHECOMPREHENSIVEREFORMOFTHESYSTEMOFPUBLICSERVANTSDUTYCONSUMPTIONFURTHERIMPLEMENTINGAN“HONESTCANTEEN“,STANDARDIZEOFFICIALENTERTAININGMANAGEMENTENHANCINGTHETELECOMMUNICATIONEXPENSEMANAGEMENTELIMINATIONOFCOUNTYTRAVELANDCOUNTRYSIDESUBSIDIESRESEARCH“VILLAGEOFFICIALS“CAPITALIZATIONMANAGEMENTOFCORPORATESPENDING,ANDSOONFINALLY,GROUP18SESSIONTOBEHELDINBEIJINGFROMNOVEMBER9,2013TO12TH35YEARSAGOBLEWTHETHIRDPLENARYSESSIONOFTHEREFORMANDOPENINGUPINTHESPRINGBREEZE,CHANGED,AFFECTTHEWORLDTODAY,35YEARSLATER,INTHEEYESOFTHENATIONANDTHEWORLDEXPECT,AGAINTOREFORMMARKCHINA,USHEREDINTHE18SESSIONXIGENERALSECRETARYPOINTEDOUTTHATCHINASREFORMHASENTEREDACRUCIALPERIODANDTHESHAMSHUIPODISTRICT,MUSTBEBASEDONGREATERPOLITICALCOURAGEANDWISDOM,LOSENOTIMEINDEEPENINGREFORMINIMPORTANTFIELDSDARESTOCRACKAHARDNUT,DARESTOQUESTIONTHERAPIDS,WHICHDARESTOBREAKTHEBARRIEROFIDEAS,ANDDARETOBENEFITCUREBARRIERSDEEPENINGREFORMANDOPENINGUPISONSCHEDULETOACHIEVEINSTITUTIONALSAFEGUARDSOFTHEMODERATELYWELLOFFUNDERTHE“FIVEINONE“THEGENERALLAYOUTOFSOCIALISTMODERNIZATIONREQUIREMENTS,18SESSIONOFTHEDECISIONWASA“FIVEINONE“ANDTHEIMPROVEMENTOFOVERALLSCHEMEOFREFORM,WILLPROMOTEANINTEGRATEDANDCOORDINATEDECONOMIC,POLITICAL,CULTURAL,SOCIALANDECOLOGICALCIVILIZATIONCONSTRUCTIONOFTHEFIVEREFORMSANDTHEPARTYSCONSTRUCTIONINTHEAREAOFINSTITUTIONALREFORMTHE“FIVEINONE“PROGRAMMEISTOACHIEVEACOMPREHENSIVEREFORMOFINSTITUTIONALGUARANTEESFOROBJECTIVESOFBUILDAWELLOFFSOCIETY,THESMOOTHPROGRESSOFTHECONSTRUCTIONOFAWELLOFFSOCIETYANDREFORMTHEOBJECTIVESOFTHEPROGRAMMEONE,HOLDINGTIMEANDPLACEIMPORTANCEONNOVEMBER9,2013TOTHE18SESSIONOFTHE12THBEIJINGSINCE1978,35,HAVEBEEN7PLENARYSESSION,EACHTIMEONMAJORISSUESOFPOLITICALANDECONOMICLIFEOFTHECOUNTRYHASMADEIMPORTANTDEPLOYMENTINACCORDANCEWITHPRCPOLITICALPRACTICE,OFTENATEVERYSESSIONOFTHECPCCENTRALCOMMITTEEINAPLENARYSESSIONWASHELDIMMEDIATELYAFTERTHEPARTYSCONGRESS,ONTHETHEME“PERSONNEL“,DISCUSSINGELECTIONCENTRALSTOPLEADERS,SUCHASTHEELECTIONOFTHESTANDINGCOMMITTEEOFTHEPOLITICALBUREAU,THROUGHTHECENTRALCOMMITTEEMEMBERS,DECISIONS,SUCHASMEMBERSOFTHECENTRALMILITARYCOMMISSIONTHESECONDPLENARYSESSION,ISHELDINTWOSESSIONSBEFORETHEGENERALELECTION,MAINLYTODISCUSSANEWSTATEPERSONNELISSUESBUTBYTHETHIRDPLENARYSESSION,EACHSESSIONOFTHECENTRALCOMMITTEEOFNATIONALINSTITUTIONSANDPERSONNELPROBLEMSHAVEBEENARRANGED,YOUCANCONCENTRATEONNATIONALDEVELOPMENTANDREFORMSPREVIOUSPLENARYSESSIONISOFTENBRANDEDWITHACENTRALLEADINGCOLLECTIVE,OFTENBYLOOKINGATTHETHIRDPLENUMOFTHEINITIATIVETOFOUNDTHECURRENTCENTRALLEADERSHIPCOLLECTIVEGOVERNANCECHARACTERISTICSFROMTHEANALYSISOFTHEPROCESSOFECONOMICREFORMINCHINA,PLENARYSESSION,12SESSION,14,16PLENARYSESSIONHAVEPROGRAMMATICMEANING,RESPECTIVELY,MARKINGTHEFOURSTAGESOFCHINASECONOMICREFORM,ANDTHATTHESTARTUPPHASEOFREFORM,REFORM,CONSTRUCTIONPHASEANDPERFECTINGTHESOCIALISTMARKETECONOMYFRAMEWORKSTAGEOFSOCIALISTMARKETECONOMYPREVIOUSPLENARYSESSIONTOPICSPROPOSEDTOTHETHIRDPLENARYSESSIONOF“TAKINGCLASSSTRUGGLEASTHEKEYLINK,“SHIFTEDTOSOCIALISTMODERNIZATION12SESSIONMARKEDTHECHANGEFROMRURALTOURBAN,ESTABLISHEDWITHPUBLICOWNERSHIPASTHEFOUNDATIONOFAPLANNEDCOMMODITYECONOMY13SESSIONATATIMEWHENBOTHTHEOLDANDTHENEWSYSTEMCHANGE,GOVERNANCEANDRECTIFYTHEECONOMICORDER14FAIRANDEFFICIENTANDAUTHORITATIVESOCIALISTJUDICIALSYSTEM,SAFEGUARDTHEPEOPLESINTERESTSLEGALAUTHORITYTOUPHOLDTHECONSTITUTION,DEEPENINGTHEREFORMOFADMINISTRATIVELAWENFORCEMENT,ENSURETHATTHERIGHTTOEXERCISEJUDICIALPOWERINDEPENDENTLYANDIMPARTIALLYACCORDINGTOLAWTHEPROSECUTION,PERFECTINGTHERUNNINGMECHANISMOFJUDICIALPOWER,IMPROVETHESYSTEMOFJUDICIALPROTECTIONOFHUMANRIGHTSPLENARYSESSION,AFFAIRSTHERIGHTTOADHERETOTHESYSTEM,ANDLETTHEPEOPLEAUTHORITYTOLETTHEPOWERRUNINTHESUN,ISSHUTUPINACAGEOFTHESYSTEMPOWERPOLICYDECISIONSCIENCE,IMPLEMENTATIONSHOULDBECONSTRUCTEDSTRONG,SUPERVISETHERUNNINGOFPOWERFULSYSTEM,IMPROVETHESYSTEMOFPUNISHINGANDPREVENTINGCORRUPTION,PROMOTINGPOLITICALINTEGRITY,ANDSTRIVETOACHIEVECADRESHONESTANDGOVERNMENTINTEGRITY,CLEANPOLITICSTOFORMASCIENTIFICANDEFFECTIVECOORDINATIONOFPOWERRESTRICTIONANDMECHANISMSTOSTRENGTHENANTICORRUPTIONINSTITUTIONALINNOVATIONANDINSTITUTIONALPROTECTION,SOUNDIMPROVEMENTSTYLENORMALSYSTEMPLENARYSESSION,BUILDINGASOCIALISTCULTUREINCHINA,ENHANCINGNATIONALCULTURALSOFTPOWER,MUSTADHERETOTHEORIENTATIONOFADVANCEDSOCIALISTCULTURE,ADHERETOTHEDEVELOPMENTOFSOCIALISTCULTUREWITHCHINESECHARACTERISTICS,ADHERETOTHEPEOPLECENTREDWORKORIENTED,FURTHERDEEPENINGREFORMOFCULTURETOIMPROVETHECULTURALMANAGEMENTSYSTEM,ESTABLISHANDIMPROVETHEMODERNMARKETSYSTEMANDBUILDINGMODERNPUBLICCULTURALSERVICESYSTEM,IMPROVETHELEVELOFCULTUREOPENINGPLENARYSESSION,ACHIEVINGDEVELOPMENTRESULTSMOREEQUITABLEBENEFITOFALLPEOPLE,WEMUSTSPEEDUPREFORMOFSOCIALPROGRAMSANDSOLVETHEISSUESOFCONCERNTOTHEPEOPLETHEMOSTDIRECTANDREALINTEREST,ANDBETTERMEETTHENEEDSOFTHEPEOPLETODEEPENEDUCATIONREFORM,IMPROVEINSTITUTIONALMECHANISMSFORTHE3其中2011年新开立对公账户73户。经过自查，辖内基本户和核准类专户都具有人民银行核准的开户许可证，开户单位提供的开户资料和证明真实、齐全，符合人民币银行结算账户的管理和使用要求，均在账户管理系统中及时进行了登记或向人民银行备案，账户管理系统操作员设置正确，口令管理严密；开户都能按照“了解你的客户”的原则，建立了客户身份登记制度，严格执行开户程序，审查开户资料的真实性、完整性和有效性，并通过联网核查系统确认开户单位法人和经办人的身份；能按规定保管和使用客户账户资料及预留印鉴卡；按照“谁的钱进谁的账，由谁支配”的原则，根据客户要求办理资金收付业务。1、对于单位负责人授权他人办理开户业务的，我社严格审查被授权人是否为授权单位工作人员，并使用联网核查系统对法人及代理人身份证件进行核查，证件齐全的情况下予以办理，但有少部分账户存在开户无授权委托书的情况。2、我社同一自然人为两个以上单位的法定代表人的共有18户，经自查存款人身份真实，开户资料有效，并全部通过身份联网核查。经过甄别，其大额交易未发现有任何可疑交易，均属账户之间正常交易。3、开立单位银行结算账户73户，有4户未执行3个工作日生效制度。4、开立注册验资账户4户，账户在注册验资期间均严格执行只收不付规定，没有资金汇缴人与出资人名称不一致情况，验资结束后不在使用的都按要求进行了销户处理。5、银行自行撤销账户1户，该户为注册验资户，账户自开立后没有发生任何业务，在自查过程中已将其销户，没有出现过存款人被吊销营业执照的情况。RAPIDDEVELOPMENTOFTHEMARKETECONOMYENVIRONMENTTOEXPLOREPUBLICSERVANTSDUTYCONSUMPTIONMONETIZATIONREFORMHASPROVIDEDAGOODFOUNDATIONTHESOCIALIZATIONOFREARSERVICEWORKHASBEENLAUNCHED,ANDRAPIDPROGRESSINSOMEPLACESANDDEPARTMENTS,DUTYCONSUMPTIONMONETIZATIONOFCARRIERANDAPPROACHTOMANAGEMENTHASBEENRESOLVEDTHIRD,INRECENTYEARS,EXPLORINGTHEMONETIZATIONOFDUTYCONSUMPTIONHASMADESOMEPROGRESS,HAVEGAINEDSOMEEXPERIENCEANDCANPROVIDEREFERENCETOTHECOMPREHENSIVEREFORMOFTHESYSTEMOFPUBLICSERVANTSDUTYCONSUMPTIONFURTHERIMPLEMENTINGAN“HONESTCANTEEN“,STANDARDIZEOFFICIALENTERTAININGMANAGEMENTENHANCINGTHETELECOMMUNICATIONEXPENSEMANAGEMENTELIMINATIONOFCOUNTYTRAVELANDCO