西安市商业银行中间业务收费标准（Charging standard for intermediate business of Xi'an commercial bank）

1、西安市商业银行中间业务收费标准（Charging standard for intermediate business of Xian commercial bank）Charging standard for intermediate business of Xian commercial bankI. RMB non basic settlement businessCharging standards for individual customersBusiness categoryToll standardSavings collectionAccording to the amoun

2、t of 1% collection, minimum 1 yuan, the highest 50 yuanATM interbank businessCity withdrawals: less than 1000 yuan, 2 yuan / pen; 1000 yuan or more (including) free of charge.Offsite withdrawals: less than 1000 yuan, 2 yuan / pen, plus a fee of 3 per thousand charges; more than 1000 yuan (inclusive)

3、 free.Overseas withdrawals and inquiries: withdrawals, 20 yuan / pen; inquiries, 5 yuan / pen.Bankcard; peasant worker; characteristic serviceWithdrawals amount of 0.8%, minimum 1 yuan, the highest 20 yuan.Financial accountAfter the financial management, the account increases 10% of the net income o

4、f interestCharging standards for public clientsBusiness categoryToll standardupperdoorcollectpayparagraph1 door-to-door (pay) pointsAverage daily deposit of 5 million yuan -2000 yuanCollect (pay) the amount of 1 per thousand, a minimum of 100 yuan, the highest 200 yuan.Average daily deposit of 20 mi

5、llion yuan -5000 yuanCollect (pay) the amount of 1 per thousand, a minimum of 80 yuan, the highest 150 yuan.Average daily deposit of more than 50 million yuanCollect (pay) the amount of 1 per thousand, a minimum of 50 yuan, the highest 100 yuan.More than 1 home to pay (pay) pointsSingle point averag

6、e daily deposit of 3 million yuan -500 yuanCollect (pay) the amount of 1 per thousand, single point minimum 50 yuan, the highest 100 yuan.Single point average daily deposit of 5 million yuan -1000 yuanCollect (pay) the amount of 1 per thousand, single point minimum 40 yuan, the highest 80 yuan.Singl

7、e point average daily deposit of more than 10 million yuanCollect (pay) the amount of 1 per thousand, single point minimum 30 yuan, the highest 50 yuan.Enterprise finance POSDaily deposits of 10 million yuan, 1800 yuan / year; average daily deposit of 10 million yuan (inclusive), no charge.Account s

8、ervice charge standardBusiness categoryToll standardUnit bank settlement account30 yuan / householdMaintenance fee for public accounts for 1 years (or more)50 yuan / householdAccount balance managementMinimum 50 yuan / month / householdQuery account details10 yuan / year (free of charge)Rental elect

9、ronic receipt cabinet100 yuan / year / yearEnterprise bankingNo fees are charged, and the normal settlement fees shall be charged in accordance with the charging standards for the RMB payment and settlement business.Petty account management feeUnit current account 15 yuan / quarter; personal current

10、 account 3 yuan / quarter.Two, agency businessCharging standards for agents payment and settlement businessBusiness categoryToll standardAgent postal cash transferAccording to the amount paid by 0.5 per thousandAgency cash settlement and delivery20 thousand yuan / year, 10 thousand yuan / year trans

11、fer, temporary send library 150 yuan / time, the money shuttle 50 yuan / times.Collecting business chargesBusiness categoryToll standardPayroll0.3 yuan / penPension fund0.2 yuan / penTuition and fees for collectionThe specific rates shall be determined by agreement and charged to the commissioning u

12、nitAgency fee payment serviceThe specific rates shall be determined by agreement and charged to the commissioning unitSales agents (consignment meter card, IC card)The specific rates shall be determined by agreement and charged to the commissioning unitActing as financial receipts and payments busin

13、essCentralized treasury payment1 (including) 10000 yuan following: 5 yuan / pen10 thousand to 10 (including) 10000 yuan: 10 yuan / pen100 thousand to 50 (including) 10000 yuan: 15 yuan / pen500 thousand to 100 (including) 10000 yuan: 20 yuan / pen1 million yuan remittance: charged in accordance with

14、 the amount of 0.02%, the highest 200 yuan / penExtra budgetary revenue collectionCharge standard for agency bond businessBusiness categoryToll standardActing bonds cashingCollect fees in accordance with the relevant regulations of the Ministry of Finance and the peoples Bank of ChinaCharge standard

15、 for stock tradingBusiness categoryToll standardSilver certificate transfer businessAnnual fee: 5 yuan / household, to the securities company to collectCharge standard for agency insurance businessBusiness categoryToll standardActing sales to public clientsCollect rate according to agency insurance

16、agreementPersonal property insurance agencySelling life insurance by proxyAgents collect insurance premiumsActing to pay for property insuranceAgents collect life insurance premiumsThe agent pays the life insurance premiumEntrusted loan service fee standardBusiness categoryToll standardAgent general

17、 Commission loanNo less than 5% of interest earned on entrusted loansHousing entrusted depositCharged at agreed priceHousing mortgage loanNo less than 5% of interest earned on entrusted loansCharge standard for generation custody businessBusiness categoryToll standardRental storage box broken box ha

18、ndling feeDetermined by costOn behalf of the custody of valuable documents (non custodial box)20 yuan / yearThree. Charging standards for foreign exchange businessBusiness categoryToll standardLetter of creditExitPrior notice100 yuan / penNotice or transfer200 yuan / pen,We can waive the advising fe

19、e when we make a presentation and negotiateNotice or modify the credit transfer100 yuan / pen (free on presentation, negotiation, free)Confirmed letter of credit (including advising fee)The handling fee is 2 per thousand, minimum 300 yuan / penNegotiation (negotiation) or a single test1.25 per thous

20、and, minimum 150 yuan / penTransfer credit1 per thousandCancellation of validity of L / C.100 yuan / penImportedIssuingThe handling fee is 1.5 per thousand, and the minimum charge is 200 yuan. If the validity period is more than 90 days, the income will be increased by 0.5 per day for 90 days, and t

21、he period of increase is less than 90 days, according to 90 days, and so on.modify100 yuan / pen (not involving the (modified) amount, maturity increases, increased according to the new standard 2003)AcceptanceHandling fee is 1 per thousand, minimum 150 yuan / pen, monthly chargeDiscrepancy handling

22、 fee50 dollars / penShipping Guarantee0.5 per thousand (minimum 300 yuan / pen)Back100 yuan / penThe letter of credit is cancelled within the period of validity100 yuan / penCollectionExport collectionClean collection (clients)The handling fee is 1 per thousand (minimum 50 yuan / pen, the highest 10

23、00 yuan / pen)Clean collection (personal account)The handling fee is 1 per thousand (minimum 10 yuan / pen, the highest 250 yuan / pen)Documentary collectionThe handling fee is 1 per thousand (minimum 100 yuan / pen, the highest 2000 yuan / pen)Amendment of collection adviceThe fee is 100 yuan / pen

24、Import collectionCollectThe handling fee is 1 per thousand (minimum 100 yuan / pen, the highest 2000 yuan / pen)To refund a ticket10 yuan / penRemittanceImportTransferThe fee is 1 per thousand (minimum 50 yuan / pen, the highest 1000 yuan / pen, free within the system)Share transferThe fee is 1 per

25、thousand (minimum 50 yuan / pen, the highest 1000 yuan / pen, free within the system)ReexchangeNon beneficiary remittance10 dollars / pen (withdrawal from remittance principal)Beneficiary return10 dollars / pen (withdrawal from remittance principal)RemittanceUnit customer remittanceThe handling fee

26、is 1 per thousand (minimum 50 yuan / pen, the highest 1000 yuan / pen)Individual customer remittanceThe handling fee is 1 per thousand (minimum 50 yuan / pen, the highest 250 yuan / pen)The foreign guarantee and standby letter of credit (opening guarantee guarantee fee, quarterly in principle to the

27、 dollar revenue, less than a quarter of the season by more than a quarter of 10 days, according to two quarterly basis)Loan guaranteeThe fee is 0.5% of the valid balance of the guarantee on a quarterly basis, minimum of $1000 eachAircraft rental guaranteeThe annual guarantee rate is 0.2% to 0.5% of

28、the guarantee balanceOther lease guaranteeThe fee is 0.2% of the valid balance of the guarantee on a quarterly basis, minimum of $150 eachCompensation GuaranteeThe fee is 0.15% of the valid balance of the guarantee on a quarterly basis, minimum of $100 eachPayment GuaranteeThe fee is 0.2% of the val

29、id balance of the guarantee on a quarterly basis, minimum of $200 eachBid bondThe fee is 0.1% of the valid balance of the guarantee on a quarterly basis, minimum of $100 eachPerformance bondThe fee is 0.15% of the valid balance of the guarantee on a quarterly basis, minimum of $150 eachAdvance payme

30、nt guaranteeThe fee is 0.15% of the valid balance of the guarantee on a quarterly basis, minimum of $150 eachOther types of guaranteeAccording to the degree of risk, the amount of the guarantee and the time limit of our bank, the minimum handling fee is determined at 0.05% to 0.2% of the effective b

31、alance of the guarantee, and the minimum is 50 dollars per setTo guarantee agencyThe fee is 0.2% of the valid balance of the guarantee on a quarterly basis, minimum of $200 eachOther expenses involved in the guaranteeLetter of guaranteeThe handling fee is 30 dollars eachAmendment or cancellation of

32、guaranteeThe handling fee is 30 dollars per set, and the amount involved and the time limit will be increased according to the standard of new opening guaranteeLetter of Indemnity Claim feeAt 0.06% of the amount of the claim, the minimum is 500 yuanForeign exchange noteInstitutional clients1.5 per t

33、housand (minimum 50 yuan / pen, interest collected separately)Individual customer7.5 per thousand (without interest)Travelers checkTravelers check buyingThe handling fee is 7.5 per thousandTravelers check collection1 per thousand (minimum 20 yuan / pen, the highest 1000 yuan / pen)Factoring expenses

34、Factoring imports7 per thousand -8 per thousand (or as agreed by the agreement)Export factoring7 per 1000 -8 per thousand (import factoring Commission is extra)banknote collection1 per thousand (minimum 10 yuan / pen, the highest 250 yuan / pen)Other foreign affairsBusiness expensesCredit investigat

35、ionThe handling fee is 500 yuan eachNuclear chargeThe handling fee is 50100 yuan eachinspect ticketTo the publicThe handling fee is 150 yuan per ticketpersonalThe handling fee is 30 yuan per ticketQuery / collectThe handling fee will be 50100 yuan each (foreign bank charges will be charged separatel

36、y)Foreign currency carrying certificate10 yuan / penPostal chargesNear 80 yuan / 150 yuan / Ocean;Note: 1. fee currency. L / C business fees in RMB, other business according to the actual situation and customer requirements to determine the charges according to our currency and exchange rate quoted

37、by the monetary equivalent charge.2., large foreign exchange business rates can be based on customers and business varieties, based on the base rate fluctuation, the magnitude of the international business department reasonably determined.Four, investment banking chargesBusiness categoryToll standar

38、dFinancial advisor feeCharged at agreed price.Among them, the perennial financial adviser: 10 thousand 300 thousand yuan / yearFinancing Consultant FeeCharged at agreed priceMerger and restructuring consultancy feeCharged at agreed priceEnterprise management consultant feeCharged at agreed priceSynd

39、icated loan arrangement feeIt shall be collected at 0.5% or 1% of the syndicated loan amount or at the agreed priceSyndicated loan commitment feeAt least 0.2% to 0.5% of the amount not mentioned, or charged at the agreed priceSyndicated loan agency feeBy the syndicated loan agent bank, each year by

40、no less than 0.5 of the total amount of syndicated loans collected, or at the agreed priceUnderwriting fees for syndicated loansCharged at agreed priceFive, information consulting business chargesBusiness categoryToll standardPersonal deposit certificate30 yuan / penCredit certificate200 yuan / penO

41、ne early termination payment10 yuan / penEarly termination payment unit100 yuan / penDeposit Commission survey (unit)200 yuan / penLoan Commission survey (unit)100 yuan / penInvestigation of off balance sheet business (unit)100 yuan / penPerennial economic information consultation300 yuan / househol

42、dCredit rating serviceFor the first time, according to 1/10000 of the total assets charge, fluctuation range: 5%, minimum 5000 yuan, the highest 200 thousand yuan. Since the second time, the rating fees for the first time 50%, the minimum 500 yuan, the highest 200 thousand yuan.Credit rating, asset

43、evaluation, budget review, project supervision, project evaluation, financial evaluation and other intermediary servicesAccording to the local intermediary business fees charged by similar businessSix, guarantee and commitment business chargesBusiness categoryToll standardRevolving loan commitmentTh

44、e revolving loan commitment fee shall be paid to the borrower once or separately according to the difference between the contract amount and the borrowers withdrawal item (the balance of the daily fee), and the rate shall be determined from 0.1% to 0.5% of the annual fee rate. In the validity of the

45、 contract, the borrower asked to reduce the amount of revolving loans, one-time loans to reduce the amount of 0.1% to 0.5% of the breach of contract payments.Corporate account overdraft undertaking1. overdraft commitment fee annual rate of not more than 0.3%2. overdraft commitment fee = authorized o

46、verdraft amount * overdraft commitment fee annual rate, and signed an overdraft agreement with customers one-time charge.Credit chargesMinimum issued by the credit amount of 0.05 per 1000, one-time charge, less than 500 yuan, according to 500 yuan charged.Local currency financing guaranteeTo guarant

47、ee the balance of the 1% to 5% charge, 1000 yuan minimum guarantee fee should be charged according to the principle of season, the warranty period of less than 1 quarter by 1 quarter revenue, more than 1 quarter 10 days according to the two quarter of 2003. Guarantee period within 1 years (excluding

48、), but also one-time charge.Non financing guarantee of local currencyThe AA (inclusive) above customers and provide a full low risk counter guarantee customers to guarantee the balance of the 0.2% to 3% (annual rate) charged to other customers in 0.5% to guarantee the balance of the 3% (annual rate)

49、 for a minimum of 500 yuan.Factoring service feeIn the business, one-time charge, the standard can not only perform the overall charging standards, but also perform sub item charging standards.1. overall fee standard(A) have recourse (buy back) factoring fee rate: accounts receivable invoices amount

50、 to 0.2% to 1.2% of the amount(B) non recourse (non repo) factoring fee rate: receivable invoices amount to 0.5% to 3% of the amount2. sub item fee standard(1) financing fee rate;(A) have recourse (buy back) factoring fee rate: 0.1% to 0.6% of the amount of financing(B) non recourse (non repo) factoring fee rate: 0.4% to 1.2% of the financing amount(2) account management fee rate: accounts receivable invoices have 0.1% to 0.