中英对照托收简介

1、托收简介,jordyne wu jordyne ,brief introduction of collection,concept概念,1,3,托收概念,collection means the handing by banks of financial documents,and/or commercial documents,in accordance with instructions received ,in order to obtain pavment and/or acceptance,or deliver documents against payment and/or aga

2、inst acceptance,or deliver documents on other terms and conditions.,the parties in remittance托收当事人,2,5,the parties in collection refer to principal ,remitting bank,coliecting bank ,presenting bank ,and drawee. 托收业务通常要涉及委托人、汇出行托收银行、提示银行、付款人等。,6,委托人principal drawer 出票人 受益人beneficiary 出口方exporter credi

3、tor债权人，开出汇票提交单据，委托银行向国外付款方收款的人 托收行出口方银行 出口方的账户行（remitting bank)接受委托人的委托代收款项，同时委托国外分行或代理行向债务人收款 代收行进口地银行 进口商的帐户行(collecting bank)托收行的国外分行、代理行 付款人进口方（债务人）importer debtor是代收行接受托收行的委托向其收取货款的人。 提示行(presenting bank)-与付款人有往来账户关系的银行。 代理人(representative)-出口方在进口地的伙伴，帮助办理货物存仓、保险、转售、运回等事宜。,classification 分类,3,8

4、,collection can be classified into clean cellection and documentary collection. 托收分光票托收和跟单托收.,9,clean collection means collection of financial document not accompanied by commercial documents. 光票托收是指出口人（出票人）开具汇票，不附随任何货运单据托收。 depending on difference of conditions of payment,documentary collection can

5、 be divided into document against payment(d/p)and docuements against acceptance(d/a). 跟单托收根据交单条件不同分为付款交单（d/p）和承兑交单（d/a）。,10,d/p means:the collecting bank releases the title right and other shipping documents to the importer subject to payment. 付款交单是指代收行在收到进口方贷款后，将汇票及所附的货运单据交付给进口方 (d/a) calls for delivery of documents against acceptance of the draft drawn by expo