Unit 11 Insurance

1、Unit 11 InsuranceI parties concerned the insured 被保险人 the insurer/the insurance company 保险人/保险公司II Ocean Marine Cargo Insurance of CIC(China Insurance Clauses) is classified into the following forms： Free from particular average FPA平安险1.Basic risks With particular average WPA 水渍险 All risks 一切险2.Addi

2、tional risks 附加险 general additional risks 一般附加险 special additional risks 特殊附加险（1）general additional risks 一般附加险 Theft,Pilferage and Non-delivery Risk 偷窃提货不着险 Fresh and Rain Damage Risk淡水雨淋险 shortage risk 渗漏险 Intermixture & Contamination Risk混杂沾污险 Clash & Breakage Risk碰撞破损险 Taint of Odor Dama

3、ge 串味险 Sweating & Heating Risk受潮受热险Hook Damage Risk 钩损险Breakage of Packing Risk包装破损险(2) special additional risks 特殊附加险 failure to delivery交货不到险 import duty risk 进口关税险 on deck risk舱面险rejection risk 拒收险 aflatoxin risk黄曲霉素险Survey in customs risk 海关检验险 survey at jetty risk码头检验险 strike,riot and civil

4、 commotion SRCC罢工险 war risk 战争险Contingency insurance “cover sellers interest only ”卖方利益险III Ocean Marine Cargo Insurance of ICC(Institute Cargo Clauses协会货物条款) is classified into the following forms： ICC A ICC B ICC CIV components regarding letters of covering insurance: subject matter,duration of co

5、verage,insurance amount,premium,scope of coverLetter 1 Importer Asks Exporter to Cover Insurance1. We wish to refer you to our Order No.123 for 1000 sets of TCL Color Television, from which you will see that this order is placed on a CFR basis.2.投保，办理保险cover insurancearrange insuranceeffect insuranc

6、eprovide insurancetake out insurance 3. insurance后介词的用法：(1)表示所保的货物，后接 on，如： insurance on the 100 ton of wool。(2) 表示投保的险别。后接 against。如： insurance against all risks (3) 表示保额。后接for 如 insurance for 110 of the invoice value (4) 表示保险费或费率， 后接at，如：insurance at a slightly higher premium，insurance at the rate

7、 of 5(5) 表示向某保险公司投保，后接with， 如：effect insurance with PICCWe have covered insurance on the 100 metric tons of wool for 110%of the invoice value against all risks.4 .insure v. 保险，投保 Please insure the goods against all risks and war risk. Please insure against breakage. insured amount/the insurance amou

8、nt : 保额 insured cargo/goods: 投保的货物 the insured: 被保险人5.at your end 在你处6.for 110% of the full invoice value 按照发票金额的110%7refund you the premium将保险费偿付给你方8 debit note 索款通知9draw on us at sight for the amount required 开即期发票向我们收取所需金额Letter 2 1 cover ( 1 ) n. 保险We have arranged the necessary insurance cover.

9、(2 ) V. 保险， 投保后可接所保的货物和投保的险别和被保险人。We shall cover the goods against all risks.We shall cover all risks and war risk for you Insurance is to be covered by the buyers.This insurance policy covers us against breakage. 2.coverage n. (1)承保险别（总称），保险范围 We want a policy with a more extensivecoverage.我们需要范围广泛

10、的保险单（2）保险额 Regarding insurance ,the coverage is for 110% of the invoice value up to the port of destination.关于保险，按110% 的发票金额投保，至目的港止。 3 the captioned shipment 标题货物4 for your account由你方承担Letter 31 Will you please quote us a rate for the insurance against All Risks of a shipment of 1000 sets of Color

11、TV from Shanghai to New York by s.s. of the “princess” line. quote us a rate给我方报（保险）费率 2issue an all risks policy 开出一份保一切险的保单 3 for the promise of regular shipment 承诺定期付运4 be due to do 预定.Writing Write a letter to your customer to urge shipment of Blue Wollen Serge under Order No.5781. The relevant

12、L/C has been extended to 31st match. Dear sirs, We wish to invite your attention to our Order No.5781 covering 500 pieces Blue Woolen Serge, for which we sent to you about 30 days ago an irrevocable L/C expiration date 31st March. As the season is rapidly approaching, our buyers are badly in need of

13、 the goods. We shall be very much obliged if you will effect shipment as soon as possible, thus enabling them to catch the brisk demand at the start of the season. We would like to emphasize that any delay in shipping our booked order will undoubtedly involve us in no small difficulty. We thank you

14、in advance for your cooperation. Yours faithfully,Letter 4I am replying to your inquiry of yesterday.We are ready to assist you at any time on all future insurance rming customer of insurance ratedeclared value 申报金额Letter 5sign a general policy: 签一份普通保单We shall appreciate it if you cou

15、ld. 请.;如蒙.,将不甚感激 We shall be obliged if you .Letter 6We have insured your shipment of 1000 sets of TCL Color TV shipped at shanghai on board S.S. “Princess”, on your instructions 按照你方指示Wordy studyRefer ExercisesII.9. Please insure at invoice value plus 10%. 请按发票金额的110%投保。IV. Letter 1In reply to Rega

16、rding insuranceRequest forOn condition thatExtra premium Be for his accountGrant you insuranceThe invoice valueThe contract stipulatesInsurance is to be coveredThe above information We awaitLetter 2To inform you.Placing their ordersOn CIF basisSave their timeSimplify proceduresFollow this practiceFo

17、r your informationEffect insurance withA state-operated enterprise.Enjoying high prestige in settling claims promptly and equitably Agree to our suggestion Writing Write a letter to tell the exporter that eight typewriters under order No.4567 were damaged. Request the exporter to file claim against

18、insurance company and deliver eight replacement typewriters.Dear sirs, When the S.S. “Prince” arrived at Singapore on 16 June, it was noticed that one side of case No.7 containing the “Fish” Typewriters was split. We therefore had the case opened and the contents examined by a local insurance surveyor in the presence of the shipping companys agents. The case was invoiced as containing ten typewriters, eight of which were badly damaged. We enclose the surveyors report and the shipping agents statement. As you hold the insurance policy we should be grateful if you woul