银行招聘考试常见英语词汇

1、v1.0可编辑可修改银行招聘考试常见英语词汇account number 7#cheque,check 支票HongkongShanghaidepositor 存户cheque book 支票本Banking Corporation 汇丰pay-in slip 存款单order cheque记名支票银行a deposit form 存款单bearer cheque不记名支票Chartered Bank of India,a banding machine 自动存crossed cheque 横线支票Australia and China麦加取机blank cheque 空白支票利银行to de

2、posit 存款rubber cheque空头支票Banque de I'IndoChine 东deposit receipt存款收据cheque stub, counterfoil方汇理银行private deposits私人存票根central bank, national款cash cheque 现金支票bank, banker's bank 中央certificateof deposittraveler's cheque 旅行支银行存单w 东bank of issue, bank ofdeposit book, passbookcheque for transf

3、er转帐circulation 发行币银行存折支票commercial bank 商业车艮credit card 彳可用 Koutstanding cheque 未付行，储蓄信贷银行principal 本金支票member bank, credit bankoverdraft, overdraw 透支canceled cheque 已付支票储蓄信贷银行to counter sign双签forged cheque 伪支票discount bank贴现银行to endorse 背书endorser 背书人Bandar's note 庄票，银票exchange bank 汇兑车艮行reque

4、sting bank 委托开证to cash 兑现banker 银行家银行to honor a cheque 兑付president 行长issuing bank, openingto dishonor a cheque拒savings bank 储蓄车艮行bank开证银行付Chase Bank大通银行advising bank, notifyingto suspend payment 止付Citibank花旗银行bank通知银行银行笔试辅导网11v1.0可编辑可修改negotiation bank议付专艮行confirmingbank保兑银行paying bank付款银行associateb

5、anker ofcollection代收银行consignedbanker ofcollection委托银行clearing bank清算车艮行local bank 本地银行domestic bank国内专艮行overseas bank国夕卜专艮行unincorporated bank 钱庄branch bank 专艮行分行trustee savings bank 信托储蓄银行trust company信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution银行的信托部credit department银行的信用部commerci

6、alcreditcompany(discountcompany)商业信贷公司（贴现公司）neighborhood savingsbank, bank of deposit 街道储蓄所credit union合作专艮行credit bureau 商业兴信所 self-service bank 无人车艮 行land bank 土地银行construction bank 建设专艮行industrialandcommercial bank 工商银行 bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank

7、邮局储蓄银行mortgage bank, buildingsociety 抵押银行industrial bank 实业银行home loan bank家宅贷款银行reserve bank 准备车艮行chartered bank 特许车艮行 corresponding bank 往来 银行merchant bank, acceptingbank承兑银行investment bank投资专艮行import and export bank (EXIMBANK)进出口银行joint venture bank 合资银行money shop, native bank钱庄credit cooperative

8、s 信用社clearing house票据交换所public accounting 公共会计business accounting 商业会计cost accounting成本会计depreciationaccounting折旧会计computerizedaccounting电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐银行笔试辅导网#v1.0可编辑可修改journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capita

9、l 游资economic cycle经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值international balance ofpayment国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货interna

10、tional monetarysystem国际货币制度the purchasing power ofmoney货币购买力money in circulation 货币流通量note issue 纸币发行量nationalbudget 国家预算national grossproduct国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接(对角)套汇indirect exchange 间接(三角)套汇cross rate, arbitragerate套汇汇率f

11、oreigncurrency(exchange) reserve 夕卜汇储备foreignexchangefluctuation 外汇波动foreign exchange crisis外汇危机discount 贴现discount rate, bank rate贴现率gold reserve黄金储备money (financial) market金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of

12、credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature签字式样banking hours, businesshours营业时间银行笔试辅导网33v1.0可编辑可修改银行英语口语-新开帐户What kind of account did you have in your mind你想开哪种帐户Do you like to open a current account你想开一个活期存款帐户吗A deposit or current account定期还是活期Please tell me how you

13、would like to deposit your money.请告诉我你想存何种户头There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。Five yuan is the minimum original deposit.最低起存款额是5元。You can open a savings acco

14、unt at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。Even one yuan is all right.甚至一元也可以起存。Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。I should like t

15、o open a current account.我想开一个活期存款帐户。I need a checking account so that I can pay my bill.我需开个支票帐户，这样就能付帐。银行笔试辅导网#v1.0可编辑可修改We'd like to know how we open a checking-savings account.我们想知道如何开一个支票储蓄帐户。I have a checking account here.我在这里有一个支票存款帐户。I think I'd like a deposit account.我想要开个定期存款帐户。Can

16、 I open a current account here我能否在这儿开个活期存款帐户I want to open a deposit account with you.我要开个储蓄帐户。I'd like to open a deposit account with you.我想在你们这儿开个定期存款帐户。Could you tell me the difference between a savings account and a checking account请告诉我储蓄存款与支票存款的区别好吗Please tell me the procedure for opening a

17、 savings account.请告诉我开个储蓄帐户需要什么手续。Will 100 yuan be enough for a minimum deposit100元作最低存款额够吗I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知道开一个支票帐户200元存款是否够。Could you tell me how to operate this account请告诉我如何经管这个帐户好吗Is there any minimum for the first

18、deposit第一次储蓄有最低限额吗How much does each account cost银行笔试辅导网55v1.0可编辑可修改每个帐户要花多少钱Useful Phrasescurrent deposit, current account活期存款fixed deposit, fixed account定期存款fixed deposit by installments零存整取joint account 存款帐户 to open an account 开户头银行英语口语-存款How much do you want to deposit with us你想在我们这存多少How much d

19、o you wish to pay into your account你希望在你的户头上存多少How much money do you plan to keep in your account on a regular basis你计划在你的户头上定期存放多少钱How much cash do you plan to deposit in your account你有多少钱要存入呢I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我认为你可把钱存入银行，或

20、留在银行暂保管起来。Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗I want to deposit 300 yuan in my account.我想在我的户头上存300元。I want to deposit these cheques in my account.银行笔试辅导网#v1.0可编

21、辑可修改我想把这些支票存在我的户头上。I'd like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200元。I want to deposit my paycheck.我想存入我的工资支票。I'd like to know whether I can cash a cheque here.我想知道我能否在这兑换支票。Will you please cash this traveler's cheque请兑现这张旅行支票好吗I'd like to cash this money order.我想兑现

22、这张汇款单。I want to cash the balance of a traveler's letter of credit.我要把旅行信用证的结余兑现。Will you please tell me whether you charge for cheques请告诉我兑换支票收手续费吗Could you tell me how much the checks cost请告诉我这些支票要花多少钱What if I overdraw如果透支了怎么办Please sign your name on the bottom line if you want to cash the che

23、ck.如果想兑支票，请在底线上签名。Please write your account number on the back of the check.请在支票背面写上你的帐号。We honored the check as the overdraft was only 5 yuan.我们承兑这张支票的透支额只有5元。Please endorse the cheque.请背签这张支票。银行笔试辅导网77v1.0可编辑可修改The traveler's checks cost % of the total amount of purchase.旅行支票手续费是购买总额的Here'

24、s the cheque book. When you send a cheque by post be careful to cross it, butif you wish to cash a cheque yourself, you must leave it "open".这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。Each cheque you write will cost 2 dollars.你每开一张支票将花2美圆。Useful Words and Phrasesaccount number 帐目编号 to

25、 suspend payment止付cheque,check 支票cheque book支票本order chequet己名支票bearer cheque不t己名支票crossed cheque 横线支票blank cheque空白支票rubber cheque空头支票cheque stub, counterfoil票根cash cheque 现金支票traveler's cheque旅行支票cheque for transfer 转帐支票 to endorse 背书 endorser 背书人outstanding cheque未付支票canceled cheque已付支票forged

26、 cheque 伪支票 Bandar's note 庄票，车艮票 depositor 存户pay-in slip 存款单 a deposit form存款单a banding machine自动存取机to deposit 存款deposit receipt 存款收据 private deposits私人存款certificate of deposit 存单deposit book, passbook存折credit card 信用卡 principal本金overdraft, overdraw 透支 to counter sign双签to cash 兑现 to honor a cheq

27、ue兑付 to dishonor a cheque拒付银行英语口语-取款、结余I'd like to know if I can draw on my account for payment of things I buy in Tianjin.银行笔试辅导网#v1.0可编辑可修改我想知道一下我是否能提取存款来支付天津购物的费用。I want to withdraw 200 dollars from my deposit account.我要从我的定期存款中支取200美圆。I want to close my account with you.我想结束在你们这儿的帐户。I'd

28、like to draw 100 yuan against this letter of credit.我想从这份信用证上提款100元。May I draw money against the letter of credit here我可以在这儿用这份信用证取钱吗Could you tell me my balance能否把存款结余金额告诉我Please let me know my balance.请告诉我结余金额。I think you can draw on this account by cheque in payment of goods.我以为你可用支票提款支付购物费用。Your

29、 balance at the bank is 300 yuan.你在本行的结余是 300元。Your deposit is exhausted.你的存款支净了。Your letter of credit is used up.你的信用证用完了。Please tell me how you wish to draw your money.请告诉我你希望怎样支款。Fill our a withdrawal form, please.请填写取款单。The letter of credit is exhausted.信用证上的款子已提清。银行笔试辅导网99v1.0可编辑可修改The letter a

30、t Counter 6 will pay you against your number slip.六号柜台的出纳员将根据你的号码牌付给你钱。Useful Words and Phrasesto close an account, to clear an account结清to draw money取款drawing-out slip取款单the number slip号码牌a withdrawal form取款单 to fill in the receipt in duplicate一式两份填这张收据teller, cashier 出纳员银行英语口语-兑换货币Please tell me h

31、ow much you want to change.请告诉我你要换多少。How much of the remittance do you want to convert into Japanese yen你要把多少汇款换成日圆What kind of currency do you want要哪种货币What's it you wish to change你有什么要换的What kind of currency do you want to change要换哪种货币In what denominations要什么面值的Please tell me what note you wan

32、t.请告诉我要什么钞票。Will seven tens be all right7张10元的可以吗银行笔试辅导网#v1.0可编辑可修改Is it in traveler's cheques换旅行支票吗I'd like to know how I shall give it to you.我想知道如何付钱给你。How would you like it你要什么面额的Would you kindly sign the exchange form, giving your name and address请在兑换单上签字，写出你的姓名和地址，好吗Can you change me s

33、ome money, please能否请你给我兑换一些钱Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.这些就是：一些法国法郎，瑞士法郎，美圆和一些荷兰盾。fourWould you please give me seven five-pound notes, four pound notes and ten-shilling notes, and the rest in small change.请你给我7张5镑纸币，4张1镑纸币，4张10先令纸币，剩下的要零票。W

34、ould you mind giving me the six pence in coppers劳驾给我6便士的铜币。I'd like to know if you could change this money back into . dollars for me.我想知道能否把这笔兑回成美圆。Could you change these French francs for me能给我兑换这些法国法郎吗Can you give me 100 dollars in Swiss francs能否给我100美圆的瑞士法郎I'd like to convert the full am

35、ount of the remittance into . dollars.我想把全部汇款换成美圆。I'd like some coins for this note.我想把这张纸币换成硬币。I'd like to break this 50 dollar note.我想把这张50美圆纸币换开。Five twenties and ten singles, please.请给我5张20元和10张一元的。I need 300 dollars in 100-dollar cheques.我要300美圆票面为100美圆的支票。I hope you'll give me ten

36、traveler's cheques of 100 dollars each.我希望给我10张面额为100美圆的旅行支票。In fives, please.请给我5元票面的。Could you give me some small notes给我一些小票好吗Useful Words and Phrasescurrency, money 货币 money changing兑换货币an exchange form 兑换单 bank note 钞票note of large denomination 大票 note of small denomination 小票small change 零

37、钱 subsidiary money辅币nickel piece 馍币plastic currency notes塑料钞票convertible money可兑换（黄金）纸币银行英语口语-储蓄存款利息What's the interest rate for the savings account储蓄存款的利率是多少Do you pay interest on this account这种存款付给利息吗银行笔试辅导网1212v1.0可编辑可修改Please tell me what the annual interest rate is.请告诉我年利率是多少。Interest is pa

38、id at the rate of 1% per annum at present.目前每年的利率是1%It allows you to earn a little interest on your money.这可使你从存款中获得一点利息。The account carries interest of 4%.该存款有4%勺利息。The interest is added to your account every year.每年的利息都加到你的存款中。The interest rate for the savings account is 4%.储蓄存款的利率是4%It varies fro

39、m time to time. At present it is 6%.（年息）每个时期都不同，现在是六厘。Useful Words and Phrasesinterest rate禾 U 率compound interest复禾 1legal interest法定利息prime rate优待禾U率payable interest 应付利息 lending rate贷款利率保值储蓄补贴率usury 高禾U贷the subsidy rate for value-preserved savings银行英语口语-外汇率Tell me the current rate for RMB, please.请告诉我人民币的现价。What's your selling rate for RMB yuan in notes today你们今天人民币现钞的售价是多少What's the dollar going for today美