保险术语搜集整编

1、课程名称： 商务英语泛读2 作业名称：保险术语搜集整编 姓 名： 吴黎明 徐佳晖 徐成晨 滕俏敏 张晓薇 沈晓梦 班 级： 商务英语1402 任课教师： 何培芬完成日期： 2016年4月8日 湖州职业技术学院 旅游与公共管理学院2015-2016学年 第二学期1Contract TermInsurance TermSpeaker：Wu LimingParticipants : Teng Qiaomin Shen Xiaomeng Zhang Xiaowei Xu Chengchen Xu Jiahui 2 InsuranceThe applicant according to the cont

2、ract agreement, pay insurance premium to the insurer, insurance for property loss or damage caused by the occurrenceof a contract may bear the liability to pay the insurance money, or when was the insurer to death, disability, illness or when reaching the age and the time limit stipulated in the con

3、tract assume liability insurance of commercial insurance payment. 保险 投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任，或者当被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限时承担给付保险金责任的商业保险行为。3 Insurance objectThe property of an object of insurance and the life and body of the person concerned. Insurable interestThe

4、 insured or the insured has the legal recognition of the subject matter of the insurance. PremiumInsurance guarantee insurance, the insurance contract agreed to pay the cost of insurance. 保险费投保人为取得保险保障，按保险合同约定向保险人支付的费用。 保险标的作为保险对象的财产及其有关利益或者人的寿命和身体。 保险利益投保人或者被保险人对保险标的具有的法律上承认的利益。 ApplicationProcess

5、of purchasing insurance products by individuals or units. ApplicantTo enter into an insurance contract with an insurer and bear the obligation to pay the insurance premium in accordance with the contract. 投保 个人或单位购买保险产品的过程。 投保人 与保险人订立保险合同，并按照保险合同负有支付保险费义务的人。5 InsurerAn insurance company which has an

6、 insurance contract with an applicant and is liable for compensation or payment of insurance premiums. InsuredThe property or life insurance contract and claim insurance, the insured for the insured. 保险人 与投保人订立保险合同，并承担赔偿或者给付保险金责任的保险公司。 被保险人 其财产或者人身受保险合同保障，享有保险金请求权的人，投保人可以为被保险人。6 Main coverageInsuran

7、ce products can be individually insured. RiderA separate insurance policy must be attached to the main or basic risk, to cover the insurance coverage of the main insurance product. 基本险可单独投保的保险产品。 附加险 不可单独投保而必须附加于主险或基本险，用来补充主险的保险范围的保险产品。7 Property insuranceThe insurance that reaches what its are insu

8、rance mark about the interest with belongings. Commercial property insuranceProperty insurance of the subject matter of the property and its related interests of the unit or group at the designated place. 财产保险以财产及其有关利益为保险标的的保险。 企业财产保险以单位、团体所有或占有的在指定地点的财产及其有关利益为保险标的的财产保险。8 Business interruption insur

9、anceThe reduction of the expected profit and the necessary expenses for the insurance subject to the reduction of the expected profit and the necessary expenses for the unit to be discontinued or discontinued or operated. Cargo insuranceThe goods are insured by the goods in transit. 营业中断保险 以单位因停产、停业

10、或经营受影响而面临的预期利润的减少及必要的费用支出为保险标的的财产保险。 货物运输保险 以运输途中的货物为保险标的保险。9 Ocean marine cargo insuranceInsurance for goods being transported by sea, as an insurance policy. Inland transit insuranceInsurance for the goods subject to the carriage of goods by land transport. Air cargo insuranceInsurance for the goo

11、ds subject to the carriage of goods by means of air transport. 海上货物运输保险 以通过海上运输方式运输的货物作为保险标的的保险。 陆上货物运输保险 以通过陆上运输方式运输的货物为保险标的的保险。 航空货物运输以通过航空运输方式运输的货物为保险标的的保险。10 Construction all risks insuranceIn the construction period of the main body of the construction project, the material loss, the cost loss

12、and the compensation liability of the project related to the project are insured. Project insuranceThe property of the project and the liability of com-pensation for the insurance of the subject matter. 工程保险以工程项目中的财产及其赔偿责任为保险标的的保险。 建筑工程保险 以在建工程的主体在整个工程建设期内，发生的与工程相关的物质损失、费用损失和赔偿责任为保险标的的工程保险。11 Erecti

13、on all risks insuranceWith all kinds of machinery and equipment in the installation and commissioning period, the loss of material related to machinery and equipment, cost loss and liability for the insurance coverage of the project insurance. liability insuranceTo the insured to the third party sha

14、ll bear the liability for compensation for the insurance coverage of the subject of insurance. 安装工程保险 以各种机器设备在安装、调试期间内，发生的与机器设备相关的物质损失、费用损失和赔偿责任为保险标的的工程保险。 责任保险 以被保险人对第三者依法应承担的赔偿责任为保险标的的保险。12 Public liability insuranceTo the insured production, business or other activities in the agreed place scope, liability for damages due to an accident caused third casualties or property damage insurance. 公众责任保险 以被保险人在约定的地点范围内进行生产、经营或其他活动时，对因发生意外事故造成第三者人身伤亡或财产