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1、A Place of Our OwnACT IEllen, Id like your opinion. EllenAbout what? 关於什麽听听 的意见。Well, Richard and I feelt wibaby coming 嗯 Richard 和我揪 得孩子快要出生了we need to have our own place to live. Oh. 噢。Well, what do you think about Richard and me 那麽 觉得我和和Richarlooking for a small house or an apartment 找一个小住宅或公公应该有

2、自己的的房子at this poin our lives? 在这个时候怎麽样We love having you here,and there is room, 这 有地方and . and when the baby comes, 而且而且婴儿儿出生以喜欢住这the baby can stay in your room for a while. 可以住在Richard feels we need to find a small house. Richard 觉得房间间一段时间行 要一个小住宅。I remember when I was pregnant with Richard. 我记得当我

3、怀著Riichard 时Philip and I were living with Grandma and Grandpa. Philip 与我和Philip was a young doctor, Philip 当时是个年年轻的大爷住在一起and he kept talking abouving a house of our own. 他老说要有自己的的家Its natural. 这是很自然的。What did you do? 那怎麽办呢We looked at a lot of houses.Did you find one? 找到合适的吗看了好多房子子Oh, no. 噢 没有马上找到到W

4、e couldnt afford it.当时不够钱。Grandpa wanted to lend us the money to buy one,要借给钱钱去买房but Philip is too independent. 但是Philip 的独立立性太强了He didnt want to borrow any money. 他不想借钱。 Sounds like Richard. 听起来跟Richard 乙 样。 Theyre all alike. 他们都是一个样子子Richard is a real Stewart. Richard 是个典型档腟tewart 家後代。Hes independ

5、ent, 他的独立性强and sometimes just stubborn. 有时候甚至近乎顽顽固When did you buy a house? 那在什麽时候候买房子After Richard was born. 等生下Richard 之後帷I was teaching music, 我当时教音乐and Philip was opening hismedical office. 而Philip 则第一次次开诊所Where was the house? 房子在什麽地方 Where was the house? 房子在什麽地方 Right here in Riverdale. 就在这 Riv

6、erddale。Of course, it was a small house, 当然 那是一栋小小房but just right for us. 但正好够住。Its funny. History repeats itself. 真有意思。历史在在重演Now Richard and I are having a baby, 现在 Richard 和挝 有了孩子androbably wont be able to 而也许也一样样不afford a house right away, either. 马上负担得起一栋栋房子Why dont you look at some houses, Mari

7、lyn? 何不去看一看房房子呢 Marily Good idea. 好主意。Lookhe real-es e section of Sundays Times. 查一查天的房地产版Youll learn a lot. 会增长不少见识识Maybe we should 也许应该speak to a real-es e agent about a house. 和房地产商谈谈一谈关於房子的事And a babout a mortgage. 还要和谈谈睢可 量。Ill talk to Richard about it. 我会与RichardI think its a good idea, Ellen.

8、We can learn a lot by asking.我觉得这是个好主主意 Ellen到处问问会学学到不少东西And if I can be of any help, 如果我能有所帮忙忙的let me know. 告诉我。As a matter oct, 事实上my friend Virginia Martinelli is a real-es e agent. Good. 好极了。Good. 好极了。You wont be ve this, 简直不会相信朋友Virginiaa Martinelli 就是个房地产。but she sold us ourhouse and this one.

9、的第一栋房子子和这一栋都是她卖的Well, Illl Richard, 嗯 我会告诉Richhardand well go to see her.会去找她。Do you think the skirt length is right, Ellen? 觉得这裙子长度度合适Do you think its too long? 你会不会觉得太长长I think the skirt is just right. 我觉得长度合适。Are you planning to attach a trao it? 准备加拖地裙摆摆No. No train. Just the dress. 不 不加裙摆。就就是这样

10、连身套装But I am going to make a heiece of lace. 但我准备做一个蕾蕾丝头饰t dress is gnks, Ellen.eous. 这套服装真华丽。Ellen。Andnks for the advice about the house. 也关於房子子的建议Ill talk to Richard about it 我就跟 Richard 商the minute he comes home. 他一回来。And remember, 记住we love having you here.喜欢住这这Theres no need to rush. 没有必要急急忙忙忙I

11、 remember when I was pregnant with Richard,Philip and I were living with Grandma and Grandpa. Philip was a young doctorand he kept talking about having a house of our own. Its natural.I remember when Philipand I wanted a place of our own,like Marilyn and Richard want one now. All people dream of a p

12、lace of their own.Some people dream of a farm househe country.Otheople dream about owningan apartmenthe city.Philip and I had our dreams too.Philip wanted a ranch style house in Riverdale,Wifront door where his patientscould enter hismedical office.I wanted to live in Riverdale too. But I wanted a S

13、panish style house,like the one I grew up in with tiles on the roof.So, we lookedhe real-es e sectionof the newspr.We read about lots of houses for sale, and we want to see a real-es e agent as Marilyn and Richard are going to do.We lookedots and lots of houses,but we didnve enough moneyto buy any o

14、f them.Richard and Marilyndonve muoney, either.Maybe they wont be able to afford a house. Its funny.History repeats itself.Richard and I are having a baby.Androbably wont be able toafford a house right away, either. We couldnt afford one right away.But we kept looking and later after Richard was bor

15、n, we bought a house here in Riverdale.It was small and it didnve much land, but I loved it.Philip and I both loved it.Because finally we had a place of our own.ACT III remember your parentshouse very well. 我还清楚记得你父父母的第一栋房子It was on Spring Avenue, near the park. 那房子是在Springg Avenue 公园附近。I grew uphat

16、 house. 我就在那栋房子长长大的Yes, and you were such a cute baby. 对 你当时是个很很逗人喜爱的婴儿Ive seen pictures of him. 我见过他的。He had blond hair. 他原来是金色头 。Ive been friendly with the Stewart family 我和Stewart 家有浇磺for a long time, 很久了so its my pleasure 所以现在我很乐意to help you find a house now. 帮助找房子。Well, were not sure we can aff

17、ord one. 嗯还不知道道是不是负担得起But wed like to find out 但想知道about thesibilities. 有多大的可能性。ts a good idea. 这是个好主意。I love your house on Linden Street. 我喜欢家在Liinden 街的房子。I sold your fatherReally? 真的t house seventeen years ago. 十七年前我把那栋栋房子卖给你父亲的Yes, Mom was pregnant with Robbie then, 是的 那时怀怀著Robbiand they needed

18、the extra room. 他们需要多一些空空间I hear youre expecting a baby, Mrs. Stewart. 我听说Mmm-hmm. 嗯。快有小小孩了 Stewart 太太So we will be needing more room. 所以Oh, so you dont need something immedia也将需要要更大的空间y? 呵 所以不不是急著马上就要No. But in five or six months . And time passes so quickly.Yes, it does. 是的 确实如此。Well, when you cal

19、led, 嗯不急。但是在五 六个月後时间过得很快快打来来you gave me enough information 已经给了我充分的的资about your salaries and your savings. 关於薪资和储蓄。So I have a good idea about your finanl situation. 所以 我对的的财务状 很了解Let me show you somctures of houses. 我来给看看一一些房子的With two bedrooms? 有两间卧室吗Yes, I think I can show you some. 是的 我有 一些靠梢 给看

20、。Of course, they wont be in Riverdale. 当然这些房子不在在RiverdalThe cost of housings too high for you here. 这 的房子对们来说太贵了I havent thought about living anywhere else. 我还没有考虑要住住到别的地方去Weve always livedhis area.住在这个个地区Where should we look for a house, Mrs. Martinelli?应该到什麽地地方找房子 Martinelli 太Well, we have an offi

21、ceount Kisco. 好在Mount Kisco 有个办事处。Its a lovely area, 那 是个可爱的地地and its only about an hours drive from here. 而且从此地到那 只有大约一小时的车程。and its only about an hours drive from here. 而且从此地到那 只有大约一小时的车程。Here. 这 。I have a book with photos of some homeshat area. 我有一本那个地区区房子的Now, lets see. Here. 来看看。这这This is a lov

22、ely two-bedroom house in your price range. 这一栋可爱房子有有两间卧室 在范围内Its pretty, 是漂亮but I prefer a two-story home. 但我喜欢两层楼的的房子I do, too. 我也一样。I dont care for a ranch type. 不爱平房。OK. 好的。Oh, this is a wonderful house. 啊 这是一栋很好好的房子I know it well. 我非常清楚。I sold it to the present owners. 是我把它卖给了现现在的主人It looks wond

23、erful. 看起来很好看。价格This is a two-bedroom, two-bath house. 这是一栋有两间卧卧室两间盥洗室的房子Is a full basement, 全面室and it is on a half-acre lot. 用地半英亩。You can probably afford this one. 你可能负担得起这这栋房子I like this house. 我喜欢这栋房子。So. 我也喜欢。And the price is right. 而且价格也合适。Would you like to go see it? Yes. Were planning 是的。 Ye

24、s. Were planning 是的。to talk to someone at the b要去看看吗计划计划nextk. 下与的人人谈一谈Perhaps we could see the house thiskend. 也许这周末会会去看看这栋房子If someone doesnt buy it before then, 如果在此之前没有有人买走的话But lets keep looking. 让Just to get an idea of some oth继续看下去去ossibilities. 瞧瞧其他可能的选选择This is very helpful, Mrs. Martinelli

25、. 这样很有用 Marttinelli 太太。Here. 这 。This is a wonderful example of Spanish-style architecture. 这是栋很棒的典型型西班牙式建筑Oh, 噢I love the roof tiles on a Spanish-style house. 我喜欢西班牙式房房屋的屋顶瓦It looks like the houses in Hollywood. 看起来好像是好莱莱坞的房子Itseresting. 很有趣。A house like this in Riverdale costs double the price. 在Ri

26、verdale 像这蜒 的房子价格要贵一倍。Oh my! 啊Heres a real buy. 这个价格便宜。Its a bargain. 真是大廉售。This house just came on the market. 这栋房子刚刚推出出要卖Its quiIs iovely. 相当好看。wo-bedroom house? 是两个卧室的吗No. Is three bedrooms and three baths. 不。这栋房子有三三间卧室 三间盥洗室I know the house. 我熟悉这房子IIs a brand new kitchen. 有一个全新的厨房房s a brand new

27、kitchen. 有一个全新的厨房房And a living room witwelve-foot ceiling. 有一间十二 高的的客厅And theres a two-car garage. 还有一个可放两辆辆车的车库Then why dont we go look at this house, too? 那Its a good investment. 这是一项好投资。何不也去看看看这栋房nk you, Mrs. Martinelli. nks so much. 非常感谢。My pleasure. 不客气。Martinellli 太太。Give my best to your paren

28、ts. 替我向你父母问好好Your fathers a wonderful doctor, Richard. 你父亲是个了不起起的医生 Richard He took care of my daughter 我女儿曾受他照顾when she was a child. 在她小时候。Hes the best pediatrin in Westchester. 他是全Westchesteer 最好的小儿科医师。nks, Mrs. Martinelli.Martinellli 太太。Ill give them your regards. 我会向他们转达 的问候。We really apprete yo

29、ur advice.非常感谢 的的建议I do think you should go see the houses 我确实感到应应该去看看这些房and talk to the bHere. 来. 且和谈一谈谈Let me give you some information sheets about the houses. 我给Theyre both very good buys. 这两栋都是价格便便宜的一些关於於这些房子的简介Well,nks so much for your help and your time, 好的 感谢的帮帮助用了的时间Mrs. Martinelli. Martine

30、lli 太太。Mrs. Martinelli. Martinelli 太太。Weve got a lot to talk about.有很多可商量量的了Mmm-hmm.nks. 嗯。Here, this is a lovely two-bedroom house. The house has two bedrooms.Its a two-bedroom house.This is a two-bedroom, two-bath house. Hmmm.A two-bedroom, two-bath house.Is two bedrooms and two baths.What about t

31、his house? Well, lets see.One bedroom, two bedrooms, three bedrooms.Is three bedrooms.Its a three-bedroom house.What aboutt house?I like this house.One bath, two baths, this house has two baths. Its a two-bath house.Oh, I also like the garage. It holds two cars.Its a two-car garage.This looks like a

32、 nice house. Ive got to see the inside.Hmmm. Lets see.Theres a big kitchen, a dining room, a living room and one bedroom,two bedrooms, three bedrooms and one bath, two baths.ts good.Is three bedrooms and two baths.So, what did you think?Well, its a three-bedroom, two-bath house. And you know, I thin

33、k we could live here. Well have our own home.Its the American Dream.ACT IIIHow do you do? 你好o. 哈Im Ralph Riley. 我叫Ralph RileyIm Richard Stewart, and this is my wife, Marilyn. Pleased to meet you. 很高兴与你见面。我叫Richard Stewwart 这是我妻子 Marilyn。Likewise, Mr. Riley.也一样 Rileey 先生。Please, sit down. What can I

34、do for you? 请坐下。我能为你做什麽Wed like to discuss a mortgage. For a house. 为了房子。Fine. Are you buying a house 好的。想请教一下贷的事是要买买房子or are you refinancing your present home? 还是原有的房子重重新申请贷Were planning to buy a house.计划买一栋房房子And wed like to find out about a mortgage.想知道如何贷We are customers of the b.是贵行的顾客客As a mat

35、ter oct, my whole family bs here. 事实上全家家都是贵行的顾客I have some questions to ask. 我有一些问题要问问Do you own your house or do you rent?Neither. 都不是。自己有房子还还是租房We live with my parents, Dr. and Mrs. Philip Stewart.Stewart 夫妇和父母住在一一起 我父母是 PhilipAnd how old are you? 你几岁了 Im twenty-nine. 我二十九岁。 Im thirty. 我三十岁。And, M

36、r. Stewart, what is your occupation? 那麽 Stewart 先缮 你的职业呢Im a freelance photographer. 我是And, Mrs. Stewart, are you working? And, Mrs. Stewart, are you working?摄影师。嗯 Stewart 太太 你有工作吗嗯 Stewart 太太 你有工作吗Yes. Im a designer, and I work in a boutique. 是的 我是位设计计师 我在一家服装店工作Did you bring any savings or salary

37、information? 你是否带来储蓄和和薪资的相关资Last years tax forms? 譬如去年的 伤吧晟 报表Yes. Here they are. 带来了 在这 。OK. What . what kind of house did you haveind? 好的打算买买什麽样的房Were talking about buyinga two-bedroom house在商量ount Kisco. 一栋有两间卧室的的房子 在 Mount KiscoHere are the finanl details on the house. 这是这房子的财务务细节nk you.你。Are yo

38、u prepared to make a ten-percent down payment? 你打算缴纳 10%做挝备款吗Yes, we are. 是的准备如如此Payments over thirty years? 三十年分期付款吗Yes. 是的。Do you think we can get a loan? 你觉得Well, it depends. Do you own any oth能得到到盥roperty? 嗯 这还要看情 。拥有其他什麽吗Any stocks or bonds? 有No. 没有。或债券吗I see. Then you donve any collateral. 我明白

39、了。那麽你没有任何担保物Perhaps you could get a guarantor- 也许你可以找一位位担保someone to sign for the loan for you. 找个人为的贷签个名Why ist nesary? 为什麽有此必要Since you donSince you donve enoughve enoughe, 由於e, 由於的收入不不的收入不不又没有拥有有其他财and you dont already own any property, 而the bneeds to be sure需要确定you can pay the mortgage every mon

40、th.能每月按时 陡犊睢A guarantor is responsible for the loan 担保人要对 罡焊涸if you cant make the payments. 如果不能还钱I see. Well, the idea of buying a house is exciting. 我明白了。嗯 买买房子的念头叫人兴奋过头nk you, Mr. Riley. Well read this over carefully.你 Riley 先缮 。会仔细阅读这些。nk you.Good-bye.。nks. 再见。Good-bye. And hope to see you soon.

41、 再见。希望很快再再见到I hope so, too. 我也希望如此。Take care. 慢走。Good-bye. 再见。It all sounded so easy 一切听起来都那麽麽容易until they mentioned needing collateral or a guarantor. 在他们提到担保物物或担保人之We have no collateral.没有担保物。And I dont think its a good idea 而且我觉得这不是是个好主to ask Dad to sign as a guarantor. 请当担保人为为我签字I dont feel righ

42、t about it. 我觉得这样不对。I understand your feelings about it, Richard. 我了解你对这种事事的心情 RichardNow,l me, whats the problem?啊 告诉我 有什什麽问We can get a loan from the b We can get a loan from the bif we can put up some collateral.能够从能够从得得到得得到睢睢如果能提供担担保物的And we dont own anything to use as collateral.没有任何何可以做担保物的东西O

43、r someone can sign with us as a guarantor. 或者有人能当担保保人帮签字Why dont you speak to Dad?为什麽不跟爸说说No. If we buy a house, I want to be able to handle it alone. 不 如果负责买房房子 我希望能够自行Everybody needs help sometimes, Richard. 每个人都有需要帮帮助的时候 Richard I understand Richards feelings about it, Ellen. 我了解 Richard 对创说母惺 El

44、len。wo or three months, Ill have an advance on my book 两到三个月後 我我能得到我那本书的预付and be able to put more money down. 也就可以增加自备备款的额度What about the houseount Kisco? 在Mount Kisco 的贩 子呢Somebody elsell buy it by then. 别人也许买走了。Then therell be other houses, Marilyn. 还会有别的房子 Marilyn。Richard has a po. Youre just beg

45、inning to look. Richard 说得对。哪 们只是开始看房子而已。Were in no great rush. Its true.不很急 这这是真的This has been a great learning experience MarilynTalking to the real-es e agent. 与房地产Looking at the houses. 看房子for us, Marilyn. 这对是一次很很好的学习经验商谈Talking to the loan officer at the b. 与ts true.的负责责人谈Is been a learning experience.这真是一次学习经经验 真的I think youreng the right thing. Taking your time. 我觉得做得对对。慢慢Looking around. Espelly wipurchase of this kind. 到处看看 特别是是这一类20,2790,420,2790,15,3870,15,3870,420,4815,420,4815,15,5280,15,52,420,7785,42020,2790,420,27

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