货币银行学模拟试卷

1、2007级函授授会计专科货币银行学模拟拟试题A名词解释（每个个名词4分，共20分） 商业信信用 基础货币 资本充足率 公开市场业业务 投资基金二、简答题（每每小题10分，共50分）请比较股票与债债券的异同。股票价格指数是是怎么计算出出来的？为什什么经常被人人们当作一国国宏观经济运运行状况的晴晴雨表？3、 商业银行行为什么要开开展中间业务务？4、 简述中央央银行的职能能和特点。5、 决定和影影响利率的一一般因素有哪哪些？三、论述题（每每小题15分，共30分）1、举例说明存存款货币的创创造原理。2、试述商业银银行开展金融融创新的原因因及后果。货币银行学模拟拟试题B名词解释（每个个名词4分，共20分

2、）贴现 金金融市场 法定利率 存款准备金金率商业信用二、简答题（每每小题10分，共50分）1、简述信用工工具的特征。2、影响基础货货币的因素有有哪些？3、提高利率将将对国民经济济将产生什么么影响？4、影响和决定定证券价格变变化的因素有有哪些？5、商业银行为为什么要开展展金融创新？三、论述题（每每小题15分，共30分）1、如何治理需需求拉上型的的通货膨胀？2、我国为什么么要开放金融融市场？货币银行学模拟拟试题C名词解释（每个个名词4分，共20分）市场利率 资本充足率 通货膨胀 金融工具 消费信用二、简答题（每每小题10分，共50分）1、简述金融市市场的功能。2、商业银行的的投资业务与与放款业务有

3、有什么不同？ 3、影影响利率变化化的因素有哪哪些？ 4、简简述中央银行行的职能和特特点。5、证券价格为为什么会经常常变化？三、论述题（每每小题15分，共30分）1、论述一般性性货币政策工工具以及它们们如何对宏观观经济目标产产生影响。2、影响货币供供应量的因素素有哪些？经济法模拟拟试题一名词解释（每个个4分，共32分）有限责任公司 商业秘密 上市公司收收购 背书 增值税 国有资产 中外合作经经营企业 垄断问答题（68分分）1、简述我国公公司法的原则则。（6分）2、请阐述票据据上的法律关关系。（8分）3、消费者权益益争议的解决决途径有哪些些？（5分）4、简述社会保保险与商业保保险的区别。（8分）5

4、、简述合伙企企业的特点。（7分）6、经济法渊源源的种类有哪哪些？（10分）7、简述货币政政策的含义、货币政策目标的概念和内容。（10分）8、请列举法律律所禁止的证证券交易行为为，并加以解解释说明。（9分）9、税收法律关关系有哪些特特点。（5分）经济法模拟拟试题二名词解释（每个个4分，共32分）垄断 个人人独资企业 社会保险 公司债券 票据行为 国有资产中外合资经营企企业 证券投资基基金问答题（共688分）1、有限责任公公司的特征是是什么？（6分）2、侵犯商业秘秘密的行为有有哪些？（7分）3、我国上市公公司收购的主主要制度有哪哪些？（9分）4、简述票据的的法律特征。（8分）5、简述中国人人民银行

5、的主主要职能。（6分）6、经济法渊源源的种类有哪哪些？（10分）7、简述金融监监管的原则。（6分）8、简述社会保保障的基本特特征。（5分）9、经济法律关关系的构成要要素是什么？（6分）10、简述计划划编制的程序序。（5分）经济法模拟拟试题三名词解释（每个个4分，共32分）经济法律关系 上市公司收收购 商业贿赂 本票 垄断经济法的实施 财政 合伙企业问答题（共688分）1、股份有限公公司的特征是是什么？（7分）2、简述消费者者的权利。（10分）3、简述票据行行为的特征。（6分）4、简述我国自自然资源法的的原则。（6分）5、简述货币政政策的含义、货货币政策目标标的概念和内内容。（10分）6、简述社

6、会保保障法的原则则。（7分）7、税收法律关关系有哪些特特点？（7分）8、请列举法律律所禁止的证证券交易行为为。并加以说说明。（9分）9、简述金融监监管的原则。（6分）会计学专科英语语模拟试题I. Vocaabularry andd Struucture (30%) Theree are 30 quuestioons inn thiss partt. Forr eachh quesstion theree are 4 chooices markeed A, B, C, and D. Chhoose the OOne thhat beest annswerss the questtion.1. T

7、ruee lovee cannnot bee , annd it is prriceleess.A. brooughtB. caaughtC. booughtD. brroad2. Finaally tthe crrowd bbroke (up) _ _ seeverall grouups. A. wwithinnB. innC. attD. innto3. Beinng afrraid oof thee darkk, shee alwaays sllept the llight on. A. wwithB. byyC. beesideD. off4. Johnn is nnot whethh

8、er Edddie llikes the ppicturre of him aand hiis fammily. A. eensureeB. asssureC. suureD. suurely5. Whenn he ggot tthe trrain, he diidnt knoow wheere hee was. A. oonB. uppC. offfD. att6. She went into the sstreett and a taaxi hoome. A. ttookB. taakingC. takennD. haad takken7. Why shoulld we find some

9、 to tthe prroblemms broought by TVV? A. mmeansB. waayC. soolutioonD. meethod8. Thiss regiion aat an averaage off 4,0000 metters aabove sea llevel. A. llaysB. liiesC. loocatessD. pllaces9. I waas _ _ _ too findd his articcle onn suchh an _ _ _ toopic sso _ _ . A. surpprisedd, exccited, boreed B. ssur

10、priising, exciiting, boriingC. surpprisedd, exccitingg, borring D. surprrisingg, exccited, boreed10. He _ _ his bbook oon thee deskk lastt nighht. A. llie B. laaid C. laay D. laain11. Altthoughh theyy are brothhers, they are eentireely _ _ eaach otther . A. get alongg welll withh BB. diffferennt fro

11、omC. satiisfiedd withh DD. ashhamed of12. Harrdly _ _ the cclassrroom wwhen tthe cllass bbegan.A. he hhad ennteredd B. hhe enttered C. had he ennteredd D. hhe wass enteered13. Comme here and ggive mme a _ _. A. helpp BB. hannds CC. suppport D. haand14. Thiis posst carrd is sent by _ _. A. a frriend

12、of faather B. a frieend off my ffatherrs C. my ffatherr frieend D. my faather friennds 15. Its fooolish to your time. A. wastte B. leeave oover CC. speend D. damaage16. Witth a sschooll recoord liike a youngg womaan, why ddidnt youu try for a unniverssity sscholaarshipp? A. IIm shoocked BB. Im amaaz

13、ed C. Im puzzzled D. I feeel pitty17. Manny commpaniees aree goinng becauuse off highh inteerest ratess. A. bbankruuptB. baankrupptcyC. too a baankD. too bankking18. It is onnly a of timme beffore tthe reebels surreender. A. pprobleemB. meeansC. thhingD. mattter19. An imporrtant qualiity off a myyst

14、eryy shoppper iis thaat he shoulld be good oobservvationn. A. aatB. innC. foorD. too20. wed arrrived theree we hhad a wondeerful time. A. oonlyB. onnceC. onne timmeD. onne morre21. Forr him, it wwould be a to bbe ablle to have a dayy off work. A. iimporttanceB. maatterC. gooodD. luuxury22. a mysteer

15、y shhopperr willl typiicallyy workk seveeral sstoress, takking mmentall notees whiile insiide, . A. tthingss to bbe remmemberred BB. thiings cconcerrning the mmind C. tthingss fixeed in the mmind D. tthingss donee in tthe miind23. If a seccret sshoppeer willl be sent in, , thee canddidatee mustt hav

16、ee a paarticuular pprofille thaat meeets a high-end, luxurry carr-type buyerr proffile.A. diffferentt fromm otheers B. woorthy of noote orr unussualC. fulll of ddetaills D. haard too pleaase24. Jacck andd Smitth thhe worrk equually betweeen thhem. A. shakeeB. shhadeC. shhedD. shhare25. Thee traiin a

17、rrrived one hhour behinnd _ _. A. plann B. timeetablee C. sscheduule D. ddate26. Howw we _ _ a chaance tto vissit yoour coountryy!A. longged foor B. loooked for C. wwaitedd for D. wwent ffor27. Thaat wass _ _ minnorityy natiionaliities were treatted inn old China. A. whatt BB. whiich C. thhat D. thh

18、e wayy28. It is neecessaary thhat hee _ _ forr Beijjing rright now. A. leavve B. leeaves C. wiill leeave D. leeft29. Whaat chaance ddoes aa _ _ mann who neverr finiished high schoool havve? A. fortty-yeaars-olld B. foorty-yyears-oldsC. fortty-yeaar-oldd D. foorty-yyear-oolds30. Marrriagee on true lo

19、ve oftenn brinngs haappinesss.A. deciidedB. deetermiinedC. baasedD. reeliedII. Clooze (110%)There aare 2 passaages iin thee partt. In each passaage theree are 10 bllanks. For each blankk are proviided 44 answwers. Choosse thee one that best complletes the ppassagge.Televission 31 its ffirst serioous

20、 apppearaance iin 19339, buut it did nnot beecome commoon unttil thhe earrly 19950s. Siince tthen, innummerablle chiildrenn 32 in frront oof thee set. Howeever, many peoplle noww worrry aboout thhe efffect oof TV on thhe youung. TThey wwonderr therre hadd neveer beeen 33 invenntion. Why are tthey ss

21、o afrraid? Is teelevission rreallyy harmmful?Like allmost anythhing eelse, televvisionn has its ggood aas welll as iits baad siddes. IIt hass 34 joy aand innteresst intto thee livees of the oold, tthe siick, aand thhe lonnely. Withoout itt, somme of thesee peopple woould hhave llittlee pleaasure and

22、 nno winndow 355 the wworld.Unfortuunatelly, soome teelevission pprograams haave beeen extremmely hharmfuul to the yyoung. Chilldren do noot havve enoough 336 . Theey do not rrealizze thaat TV progrrams ooften show an unnreal worldd. Commmerciials llie inn ordeer to sell produucts tthat aare soometi

23、mmes baad or useleess. CChildrren beelievee themm and want to 37 what they see oon TV. Theyy beliieve tthat tthey wwill mmake mmore ffriendds if they use aa certtain ssoapor soome otther pproducct. Thhey beelievee thatt the murdeers onn TV 388 are nnormall and accepptablee. By the ttime tthey aare o

24、uut of high schoool, moost yooung ppeoplee have wattched aboutt 15,0000 hoours oof tellevisiion, aand haave seeen abbout 118,0000 viollent 39 . If tthey ssee viiolentt deatths evvery dday, hhow caan theey be shockked byy murdder inn reall lifee?Televission hhas ceertainnly chhangedd our livess and o

25、ur ssocietty. 40 its ggood pointts, itt has brougght maany prroblemms. Wee mustt findd a soolutioon to thesee probblems becauusewhethher wee likee it oor notttelevvisionn is hhere tto staay.31. A. brougghtB. toookC. diidD. maade32. A. grew upB. arre groowing upC. haave grrown uupD. grrow upp33. A. s

26、uchB. soo anC. suuch annD. so34. A. gotB. toookC. caarrieddD. broought35. A. ofB. onnC. tooD. foor36. A. experrienceesB. exxperieenceC. exxperieencinggD. ann expeeriencce37. A. integgrateB. maakeC. innitiatteD. innitiatte38. A. screeensB. faacesC. suurfaceesD. apppearaances39. A. deadB. deeathsC. de

27、eadsD. deeath40. A. Come withB. Wiith allongC. Uppon wiithD. Allong wwithCars arre an imporrtant part oof liffe in the UUnitedd Stattes. 41 mosst peoople ffeel tthat tthey aare pooor. Andd evenn if aa persson iss poorr he ddoesnt feeel reaally ppoor 42 he haas a ccar. There are tthree main reasoons

28、thhe carr becaame soo popuular iin thee Unitted Sttates. 433 of alll thee counntry iis a hhuge oone annd Ameericanns likke to move arounnd in it. TThe caar providees thee mostt comffortabble annd 44 formm of ttranspportattion. With aa car peoplle cann go aany pllace wwithouut speendingg a loot of mo

29、neyy. Thee secoond reeason cars are ppopulaar is the ffact 45 the Uniteed Staates nnever develloped an effficieent annd ineexpensiive foorm off publlic 46 . Loong-diistancce traains hhave nnever been as commoon in the UUnitedd Stattes ass theyy are in otther pparts of thhe worrld. NNowadaays thhere

30、iis a ggood ssystemm of aair-seervicee 47 by pplaness. Butt it iis tooo expeensivee to bbe useed freequently. Thhe thiird reeason is thhe mosst impportannt onee, thoough. The AAmericcan sppirit of inndepenndencee is 48 reallly maade caars poopularr. Ameericanns donnt likke to wait for a bus, or a tr

31、ainn or eeven aa planne. Thhey doont likke to have to 499 an exxact sschedulee. A ccar giives tthem tthe frreedomm to sscheduule thheir oown tiime. AAnd thhis iss the freeddom thhat Ammericaans waant 50 to hhave.41. A. Withoout a car B. Noot witth a ccar C. Withoout noo car D. With not aa car42. A.

32、althoough BB. wheen C. wwhether D. buut 43. A. Firstt B. FFirstlly C. AAt firrst D. The ffirst44. A. cheapp BB. mosst cheeap C. cheappest DD. cheeaper45. A. whichh BB. thaat C. wwhere DD. whaat46. A. movemment BB. carrriagee C. sshippiing DD. traansporrtatioon47. A. proviiding BB. to proviide C. pro

33、viided D. prrovidees48. A. that BB. whaat C. hhow DD. whiich49. A. folloow BB. furrther C. chasee D. ruun50. A. best B. mmost C. worsst D. lleast III. Reeadingg Compprehennsion (30%)Sectionn A: Theree are 2 passsagess in tthis ssectioon. Each ppassagge is folloowed bby somme truue-fallse quuestioons

34、. DDecidee whetther eeach oof theem is true (T) oor fallse (FF).Passagee 1 In thhe oldd dayss, divvers used tto go down into the ssea loookingg for shipss thatt had sunk, becaause tthey hhoped to fiind goold annd jewwels. Now ddiverss stilll seaarch ffor vaaluablle thiings iin sunnken sships, but th

35、ey also try tto briing too the surfaace thhe shiips thhemselves, or pparts of thhem. TThe vaalue oof diffferennt kinnds off metaals haas inccreaseed greeatly over the llast ttwentyy or tthirtyy yearrs andd evenn thouugh a ship has bbeen uunder the ssea foor manny yeaars, iit mayy be wworth a greeat

36、deeal. OOne faamous sunkeen shiip is the Lusittania, whiich saank offf thee soutthern coastt of IIrelannd in 1915 with a losss of nearlly 15000 livves. IIt hass fourr hugee proppellerrs madde of an exxpensiive meetal. Todayy eachh of tthose propeellerss is wworth $300,000 oor morre. Thhe shiip, lyyi

37、ng oon thee sea-bed hhas beeen boought by a mman caalled John Lightt. He paid aboutt $1,2200,0000 forr the wholee shipp. He hopess to bbring up thhose ppropelllers and ssell tthem. He allso hoopes tto selll othher paarts oof thee shipp, wheen he has bbroughht theem to the ssurfacce, foor aboout $ 60

38、0,0000.51. Divvers ttry too bring upp metaals beecausee somee kindds of them are wworth a lott of mmoney.52. Noww diveers sttill ssearchh for valuaable tthingss and try tto briing too the earthh surfface tthe shhips tthemseelves.53. Johhn Ligght hoopes hhe mayy be aable tto selll thee wholle shiip o

39、f “Lusittania” for more thann $1.55 milllion.54. Thee shipp “Lusittania” sankk off the ssouthwwesterrn coaast off Irelland wwith aa lot of peeople drownned.55. In the ppast, diverrs hopped too brinng up everyythingg of aa sunkken shhip exxcept metalls.Passagee 2More annd morre peoople ttoday are rre

40、alizzing the iimporttance of reegularr physsical exerccise. In thhe passt, woork foor mosst peoople iinvolvved maanual laborr in tthe frresh oopen aair off the fieldds. Hooweverr, nowwadayss an iincreaasing numbeer of peoplle aree emplloyed in offficess or ffactorries. Theirr dailly worrk doees nott

41、 provvide thhem wiith thhe amoount oof exeercisee theiir boddies nneed. Thereefore, theyy havee comee to sspend part of thheir ffree ttime ddoing regullar phhysicaal exeercisee.There aare maany diiffereent foorms oof exeercisee to ssuit ddifferrent ttastess. Forr exammple, thosee who enjoyy comppeti

42、tiive sporrts maay takke up ball gamess. Thoose whho preefer to exxercisse aloone caan havve a rrun orr takee a waalk inn the morniing orr in tthe evveningg. Bessides, peopple caan go swimmming iin summmer aand goo skatting iin winnter. In shhort, no maatter what theirr inteerestss are, peopple caan

43、 alwayys finnd onee or mmore ssportss thatt are suitaable tto theem.Howeverr, thee formm of pphysiccal exxercisse musst be choseen carrefullly. Moore haarm thhan goood wiill reesult if peeople choosse thee wronng forrm of exerccise. For tthe agged, QQigongg or TTai Jii Quann willl suitt themm bettte

44、r thaan commpetittive ssportss. Thoose whho havve litttle sspare time may hhave aa reguular rrun inn the morniing. OOnly iif thee kindd of eexerciise iss chossen prroperlly andd perfformedd reguularlyy, willl it beneffit peeoples heaalth, work and sstudy.56. Nowwadayss, morre peoople rrealizze the i

45、importtance of phhysicaal exeercisee.57. It is unnnecesssary to taake soome exxercisse eveery daay.58. Peoople wwho ennjoy ccompettitivee sporrts maay takke up baskeetballl or ffootbaall. 59. Phyysicall exerrcise can ddo morre harrm thaan goood to peoplle beccause they will feel tiredd afteer it.60.

46、Peopple caan alwways ffind oone orr moree sporrts thhat beenefitt theiir heaalth, work and sstudy.Sectionn B: Theree are 2 passsagess in tthis ssectioon. Eaach paassagee is ffollowwed byy somee quesstionss. Forr eachh quesstion theree are 4 chooices markeed A, B, C, and D. Deecide on thhe chooice tt

47、hat best answeers thhe queestionn.Passagee 3Betty aand Haarold have been marriied foor yeaars. BBut onne thiing sttill ppuzzlees oldd Haroold. HHow iss it tthat hhe cann leavve Bettty annd herr frieend Jooan siittingg on tthe soofa, ttalkinng, goo out to a ballggame, come bback tthree and aa halff h

48、ourrs latter, aand thheyre sttill oon thee sofaa? Tallking?What inn the worldd, Harrold wwonderrs, doo theyy havee to ttalk aabout?Betty sshrugss. Tallk? Wee are friennds.Researcching this matteer callled ffrienddship, psycchologgist LLilliaan Rubbin sppent ttwo yeaars innterviiewingg moree thann tw

49、o hundrred woomen aand meen. Noo mattter whhat thheir aage, ttheir job, theirr sex, the resullts weere coomplettely cclear: womeen havve morre friiendshhips tthan mmen, aand thhe diffferennce inn the conteent annd thee quallity oof thoose frriendsships is “marked and uunmisttakablle.”More thhan twwo

50、-thiirds oof thee singgle meen Rubbin innterviiewed couldd not name a besst friiend. Thosee who couldd weree likeely too namee a wooman. Yet tthree-quartters oof thee singgle woomen hhad noo probblem nnamingg a beest frriend, and almosst alwways iit wass a wooman. More marriied meen thaan wommen naa

51、med ttheir wife/husbaand ass a beest frriend, mostt trussted ppersonn, or the oone thhey woould tturn tto in time of emmotionnal diistresss. “Most womenn,” sayss Rubiin, “identtifiedd at lleast one, usuallly moore, ttrusteed friiend tto whoom theey coulld turrn in a trooubledd momeent, aand thhey sp

52、poke oopenlyy abouut thee impoortancce of thesee relaationsships in thheir llives.”“In genneral,” writtes Ruubin iin herr new book, “womens friiendshhips wwith eeach oother rest on shhared emotiions aand suupportt, butt mens rellationnships arre marrked bby shaared aactiviities.” For the mmost ppart

53、, Rubinn sayss, intteracttions betweeen meen aree conttrolleed a goood fitt withh the sociaal reqquiremments of “manlyy behaavior.”“Even wwhen aa man is saaid too be aa bestt frieend,” Rubiin wriites, “the ttwo shhare llittlee about ttheir innerrmost feeliings. Whereeas a womanns cloosest femalle fr

54、iiend mmight be thhe firrst too telll her to leeave aa failling mmarriaage, iit wassnt unuusual to heear a man ssay hee didnnt knoow hiss frieends marrriagee was in seeriouss trouuble uuntil he apppeareed onee nighht asking if hee coulld sleeep onn the sofa.”61. Whaat oldd Haroold caannot underrstan

55、dd or eexplaiin is the ffact tthat _.A. he iis treeated as ann outssider ratheer thaan a hhusbanndB. womeen havve so much to shhareC. womeen shoow litttle iintereest inn balllgamessD. he ffinds his wifee diffficultt to ttalk tto62. Rubbins stuudy shhows tthat ffor emmotionnal suupportt a maarriedd w

56、omaan is more likelly to turn to _.A. a maale frriend B. a feemale friennd C. herr pareents D. her hhusbannd63. Acccordinng to the ttext, whichh typee of bbehaviior iss NOT expeccted oof a mman byy sociiety? A. Endiing hiis marrriagee withhout ggood rreasonn.B. Spennding too mmuch ttime wwith hhis f

57、rriendss.C. Compplainiing abbout hhis maarriagge troouble.D. Goinng outt to bballgaames ttoo offten.64. Whiich off the folloowing stateementss is bbest ssupporrted bby thee lastt paraagraphh?A. Men keep theirr inneermostt feellings to thhemsellves.B. Womeen aree moree seriious tthan mmen abbout mmar

58、riaage.C. Men oftenn takee suddden acction to ennd theeir maarriagge.D. Womeen deppend oon othhers iin makking ddecisiions.65. Thee reseearch done by psycchologgist RRubin centeers arround _.A. happpy andd succcessfuul marrriagees B. frriendsships of meen andd womeenC. emottionall probblems in maarr

59、iagge D. innteracctionss betwween mmen annd wommenPassagee 4Culturaal diffferennces iin bussinesss enteertainning iincludde issuess suchh as wwho onne enttertaiins annd wheere annd howw one enterrtainss. In counttries in whhich sstatuss is immportaant, iit is not aadvisaable tto invvite ppeoplee of

60、ddifferrent sstatusses too the same dinneer parrty. AAmericcans wwill ooften invitte peoople tto theeir hoomes. Whereeas inn somee sociietiess the home is coonsideered ttoo prrivatee, unwworthyy or ssmall to seerve aas an approopriatte plaace foor bussinesss enteertainning. In soome coountriies thhe