2023届江西省南昌市名校高考英语五模试卷含解析_第1页
2023届江西省南昌市名校高考英语五模试卷含解析_第2页
2023届江西省南昌市名校高考英语五模试卷含解析_第3页
2023届江西省南昌市名校高考英语五模试卷含解析_第4页
2023届江西省南昌市名校高考英语五模试卷含解析_第5页
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2023高考英语模拟试卷注意事项:1.答题前,考生先将自己的姓名、准考证号码填写清楚,将条形码准确粘贴在条形码区域内。2.答题时请按要求用笔。3.请按照题号顺序在答题卡各题目的答题区域内作答,超出答题区域书写的答案无效;在草稿纸、试卷上答题无效。4.作图可先使用铅笔画出,确定后必须用黑色字迹的签字笔描黑。5.保持卡面清洁,不要折暴、不要弄破、弄皱,不准使用涂改液、修正带、刮纸刀。第一部分(共20小题,每小题1.5分,满分30分)1.Youcanonlybesureof_____youhaveatpresent;youcannotbesureofsomething_____youmightgetinthefuture.A.that;what B.what;/ C.which;that D./;that2.--Tom,yourforeignteacherspeaksChinesefluently!--Oh,shehaslivedinChinaforsixyears;otherwiseshesuchgoodChinese.A.didn’tspeak B.wouldnothavespokenC.wouldnotspeak D.hadn’tspoken3.Inmyopinion,_____shouldn’tbeanydoubtthatChinawillbecomeoneofthemostpowerfulcountriesinthenearfuture.A.this B.that C.it D.there4.—DoyouknowanythingaboutBritishhistory?—______________.Ihavenointerestinit.A.Takeiteasy!B.Pleasedon’tbother.C.It’suptoyou.D.No.It’sbeyondme.5.Whilestudying,fixyourmindonwhatisreallyimportant,oryouwill_____rememberingnothing.A.endup B.takeupC.leadto D.stickto6.Ellenisafantasticdancer.IwishI________aswellasher.A.dance B.willdanceC.haddanced D.danced7.Luciaimpressedherpeerstudentswithhermusicaltalent,aswellasseveralforeignlanguages______.A.onherown B.underhercontrol C.inhercharge D.athercommand8.Sincethemiddleofthelastyear,thebike-sharingmarket_____inBeijing.A.boomedB.wasboomingC.willboomD.hasboomed9.IwastellingajokeandSamjustinterruptedmetotelladifferentone.Healways_____!A.biteshistongueB.saveshisskinC.stealsmythunderD.pullsmyleg10.Peterhaspreviousexperience,______Ithinkhe’stherightpersonforthejob.A.orB.butC.forD.so11.Sometimessmilesaroundtheworld___________befalse,hidingotherfeelingslikeanger,fearorworry.A.can B.wouldC.should D.must12.—Doyoulikethebookyoufatherboughtyou?—Verymuch.It’sexactly______Iwanted.A.which B.thatC.what D.how13.______,hisideaswasacceptedbyallthepeopleatthemeeting.A.Strangeasmightitsound B.AsitmightsoundstrangeC.Asstrangeitmightsound D.Strangeasitmightsound14.Withatravellingspeedofupto350kilometresperhour,therailwaytobebuiltbetweenBeijingandShanghai_______thejourneytimefrom12hoursto5hours.A.cuts B.willcut C.iscutting D.hascut15.Thelackofeco-friendlyhabitsamongthepublicisthoughttobeamajor_____________ofglobalclimatechange.A.Result B.causeC.warning D.reflection16.—Youseemtobefondofclassicalmusic.—________.Asamatteroffact,Ilikejazzmusicbetter.A.Idon’tagreeB.NotreallyC.Icouldn’tagreemoreD.Nodoubt17.-Whatdoesthesignoverthereread?-“Noperson________smokeorcarryalightedcigarette,cigarorpipeinthisarea.”A.will B.shallC.may D.must18.TherecentlyreleasedfilmKong:SkullIslandsuccessfully________theaudiencetotheadventurewithDolby3-Dtechnology.A.transportsB.adjustsC.transformsD.relates19.—Igotbeateninthefirstroundinthecontest.Iamfeelingdepressed.—Cheerup!Youhaveto________yourself________tohavethelastlaugh.A.open;upB.pick;upC.knock;upD.do;up20.ThePalaceofVersailles,France’snationaltreasure,has________manychangesinitscentury-longhistorywhilekeepingitsbeauty.A.gonethroughB.takenonC.ledtoD.showedoff第二部分阅读理解(满分40分)阅读下列短文,从每题所给的A、B、C、D四个选项中,选出最佳选项。21.(6分)Inventor!Canyoupatentandprofitfromyouridea?Wehavebeenassistinginventorssince1975.Fullrangeofpatentingandmarketingservices.ConfidentialityguaranteedAmericanInventorsCorp.Callforfreeinformation:1-800-338-5656orvisitInventor!Canyoupatentandprofitfromyouridea?Wehavebeenassistinginventorssince1975.Fullrangeofpatentingandmarketingservices.ConfidentialityguaranteedAmericanInventorsCorp.Callforfreeinformation:1-800-338-5656orvisit*Parents*Canyouaffordtoraiseyourhearingimpairedchildwithouttheinsightsthishighly-valuedbookhastooffer?Makelifeeasierforyouandyourchild!BradfordPublicationsForinformation:1-800-354-2760orvisitEarnupto$25,000ayearasaMedicalTranscriptionist!Noexperienceisneeded.Workthehoursyouchoose.Trainathomeinyoursparetime.Themedicalprofessionneedsskilledtranscriptionists.Soifyoucantype,orarewillingtolearn,wecantrainyoutoworkathomedoingmedicaltranscriptionsfromtapesdictatedbydoctors.Getfreeinformation!At-HomeProfessionCorp.CallTollFGlobeInsuranceCompanySince1951,Globehasgrowninfinancialstrengthandreputation.Withover2.8millionpoliciesinforce.Globeiscommittedtoprovidingaffordablelife,healthandaccidentinsurancefortheentirefamily.Itonlycosts$1tostartyourLongLifecoverage.GlobeInsuranceCompanyCallTollFree,SevenDaysAWeek,24-hoursADay.1-800-358-1945orvisitGlobeInsuranceCompanySince1951,Globehasgrowninfinancialstrengthandreputation.Withover2.8millionpoliciesinforce.Globeiscommittedtoprovidingaffordablelife,healthandaccidentinsurancefortheentirefamily.Itonlycosts$1tostartyourLongLifecoverage.GlobeInsuranceCompanyCallTollFree,SevenDaysAWeek,24-hoursADay.1-800-358-1945orvisit605、Thebesttitleofthe3rdadvertisementwouldbe.A.TrainingatHome B.LearningatHomeC.RecordingWork D.WorkingatHome1、Accordingtotheinformationabove,ifyourchildhashearingproblems,youcanturnto________.A.At-HomeProfessionCorp. B.GlobeInsuranceCompanyC.BradfordPublications D.AmericanInventorsCorp.2、Fromtheadvertisementsabove,wecanlearnthat.A.GlobeInsuranceCompanyhasahistoryof51yearsB.asamedicaltranscriptionist,youmayearn$25,000amonthC.BradfordPublicationsoffersatreatmenttohearingimpairedparentsD.youcanvisitwhenyouinventanewmodelofhearingaid22.(8分)PresidentXiJinping,whilevisitingavillageinNorthChina'sShanxiprovince,calledonWednesdayforgreatereffortsandmoreeffectivemeasurestohelpthoselivinginpoverty.Thepresidenthaspaidmuchattentiontopovertyreductioninrecentyears.InhisNewYear’saddress,Xisaidthatwhathecaresmostaboutispoorpeople.Thepeople'slongingforahappylifeisthegoalthattheCommunistPartyofChinaisstrivingfor,XisaidduringastopinthevillageofSongjiagou,Kelancounty,duringhisShanxiinspectiontour.Thevillageisnewlybuiltforlocalpeoplewhorelocatedfrompoverty—strickenhomesnearby.Hecalledonthevillagersto“rolluptheirsleevesandworkon”andthepeople'slivelihoodswill“risejointbyjointlikesesameflowersonthestem,”thepresidentsaid.Xirecognizedthelocalgovernment'seffortstorelocatevillagersfromimpoverished(贫困的)areastonewlybuiltresidences.Heurgedlocalauthoritiestotakemoremeasurestohelppoorpeopleimprovelivingconditionsandraisetheirincomes.InthevillageofZhaojiawa,Xiheldtalkswithcivilservantswhoweredispatched(派遣)fromtheKelancountypeople'scongressforthevillage'spovertyalleviation(缓和)work.Heencouragedthecivilservantstohaveintensivecontactswithvillagersandhelpthemoutofpoverty.NotingthattheCPChasdispatchedanumberofofficialsandteamstotakechargeofpovertyreliefatgrassrootsorganizationsinrecentyears,Xisaidthatthemeasuresareeffectiveforpovertyalleviation.Thenumberofpeoplelivinginpovertynationwidewasreducedby12.4millionlastyearto43.35million.Thegovernmentwillliftanother10millionpeopleoutofpovertythisyear,accordingtotheGovernmentWorkReport.1、WhatdoesthepresidentthinkofthefuturelifeofthepeopleinNorthChina?A.Itisquitepromising.B.Itwillbelikeastem.C.Itwillremainthesame.D.Itwillbecomeharder.2、Howmanypeoplewerelivingunderpovertytheyearbeforelast?A.12.4million.B.43.35million.C.55.75million.D.33.35million.3、Whichofthefollowingisthebesttitleofthearticle?A.President'sInspectionTourinSouthChinaB.President'sUrgeforPovertyReductionC.Government'sEffortstoRelocatetheVillagersD.Government'sPlanforPovertyAlleviation23.(8分)It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕产假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(拥抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A.Aneffectivehealthcaresystem.B.Morecompanyfromaparent.C.Anenergeticbusymother.D.Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A.somethinginthemilkfrombreastfeedingcankeepbabieshappyB.Demarkissecondtononeinprotectingitsfemales’rightsC.Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD.breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A.trytofigureoutwhattheywantB.putthemoutdoorsforagoodsleepC.seeksocialsupportforguidanceD.waitamomentforthemtocalmdown24.(8分)Anonlinesupermarketcompany—OcadointheUK,hasrecentlydisplayedarobotichandthatcanpickfruitsandvegetables!Whenanembryoisinthewomb(子宫),theveryfirstsenseitdevelopsistouch.Thesense

oftouchisalsotheonethatlaststhelongest—aswegetolderandourvisionandhearingbeginstoweaken,touchstillremains.Humansusetheirtouchtoprotectthemselves,tocreateemotionalrelationshipswithotherpeopleandtoexperiencepleasure.Canyouimaginelifewithoutit?Thesenseoftouchcomesfromanetworkofnerveendings(神经末梢)andspecialtouchreceptorsonthesurfaceoftheskin.Whiletherearedifferentkindsoftouchreceptors,theyhelpus

judgepressure,textureandvibrations(震动).Theyarelocatedinourfingertips,palms,solesofourfeet,face,lipsandtongue.Whenwetouchsomething,themechano-receptorsfeelthetouchandthroughanetworkofnervessendsignalstothebrain.Thisinformsthebrainaboutthelocationofthetouch,theamountofforceused,andthespeedatwhichitwasused.Severaldifferenttechniqueshavebeentriedinthepastfewyearstocreatesucharobotichand—usingthreefingers.ButthislatestdesignbySomacopiesthehumanhand.Thegripper(钳子)ismadeupofflexiblematerialswhichgraspthethingbasedonitssizeandshape.Thenairpressureisusedtocontrolthemovementoftheroboticfingerstopickobjectssafelyandwithoutcausingdamage.Thenextstepwouldbefortherobottojudgehowripethefruitsandvegetablesare,andapplypressureaccordingly.Membersoftheresearchteamarecurrentlyworkingonaddingcomputerizedvisiontotherobots,sothattheycanseewhattheyaregrasping.Doesallthismeanrobotscanreplacepeople?AccordingtoOcado,ithelpsimproveproductivitybyremovingsomeoftherepetitivetasksdonebyhumans.1、Whatisfocusedoninthesecondparagraph?A.Theoriginoftouch.B.Theimportanceoftouch.C.Thedevelopmentoftouch.D.Theprocessoftransportingtouch.2、Whatdoestheunderlinedword"it"inParagraph4referto?A.Thebrain. B.Thetouch.C.Thenerve. D.Thesignal.3、Whatisthetypicalfeatureofthelatestrobots?A.Theycanseewhatthey'retakingholdof.B.Theycantaketheplaceofpeopleinworkplaces.C.Theycantellwhetherthefruitsandvegetablesareripe.D.Theycanholdthingsfirmlyaccordingtotheirouterfeatures.4、Whatcanbeasuitabletitleforthetext?A.ASenseofTouchforRobotsB.ARoboticHandforClassifyingFruitsC.ARoboticHandwithaGentleTouchD.ARobotMadeofFlexibleMaterials25.(10分)InancientEgypt,ashopkeeperdiscoveredthathecouldattractcustomerstohisshopsimplybymakingchangestoitsenvironment.Modernbusinesseshavebeenfollowinghislead,withmoretactics(策略).Onetacticinvolveswheretodisplaythegoods.Forexample,storesplacefruitsandvegetablesinthefirstsection.Theyknowthatcustomerswhobuythehealthyfoodfirstwillfeelhappysothattheywillbuymorejunkfood(垃圾食品)laterintheirtrip.Indepartmentstores,thewomen’sshoesectionisgenerallynexttothewomen’scosmetics(化妆品)section:whiletheshopassistantisgoingbacktofindtherightsizeshoe,boredcustomersarelikelytowanderoverandfindsomecosmeticstheymightwanttotrylater.Besides,businessesseektoappealtocustomers’senses.Storesnoticethatthesmellofbakedgoodsencouragesshopping,sotheymaketheirownbreadeachmorningandthenfanthebreadsmellintothestorethroughouttheday.Musicsellsgoods,too.ResearchersinBritainfoundthatwhenFrenchmusicwasplayed,salesofFrenchwineswentup.Whenitcomestothesellingofhouses,businessesalsousehighlyrewardingtactics.Theyfindthatcustomersmakedecisionsinthefirstfewsecondsuponwalkinginthedoor,andturnitintoabusinessopportunity.ACaliforniabuilderdesignedthestructureofitshousessmartly.Whenenteringthehouse,thecustomerwouldseethePacificOceanthroughthewindows,andthenthepoolthroughanopenstairwayleadingtothelowerlevel.Theinstantviewofwateronbothlevelshelpedsellthese$10millionhouses.1、Whydostoresusuallydisplayfruitsandvegetablesinthefirstsection?A.Tosavecustomerstime. B.Toshowtheyarehighqualityfoods.C.Tohelpselljunkfood. D.Tosellthematdiscountprices.2、AccordingtoParagraph3,whichofthefollowingencouragescustomerstobuy?A.Openingthestoreearlyinthemorning. B.DisplayingBritishwinesnexttoFrenchones.C.Invitingcustomerstoplaymusic. D.Fillingthestorewiththesmelloffreshbread.3、WhatistheCaliforniabuilder’sstoryintendedtoprove?A.Thehousestructureisakeyfactorcustomersconsider.B.Themorecostlythehouseis,thebetteritsells.C.Anoceanviewismuchtothecustomers’taste.D.Agoodfirstimpressionincreasessales.4、Whatisthemainpurposeofthepassage?A.Toexplainhowbusinessesturnpeopleintotheircustomers.B.Tointroducehowbusinesseshavegrownfromthepast.C.Toreportresearchesoncustomerbehavior.D.Toshowdishonestbusinesspractices.第三部分语言知识运用(共两节)第一节(每小题1.5分,满分30分)阅读下面短文,从短文后各题所给的A、B、C和D四个选项中,选出可以填入空白处的最佳选项.26.(30分)WhenIwasintheninthgrade,myparentsstartedfighting.Icouldhearthem1ateachotheratnight.Italwaysseemedliketheywerefightingaboutme.Istartedto2andcouldn’tfallasleep.SomenightsIdidn’tfeellikeI3atall.Mygradesreallystartedto4too.ItwashardtopayattentionduringclassbecauseIfeltso5allthetime.Mymomhadtotakemetoseeatherapist(治疗专家).Ontheway,I6toworryevenmore.Whatwouldmyfriends7meiftheyknewIwasgoingtoseeatherapist?Whatifthetherapistcouldn’t8me?Itwasnotthat9Mytherapistaskedmealotofquestionsandthenwetalkedabouthowmylifemight10ifIwasabletogetmoresleep.11Iunderstoodhowthefuturecouldbebetter,Ifeltreally12totrynewthings.Attheendofthesession,Iwassenthomewithapieceofpapercalledasleepdiary.WhenIwokeupeachmorning,Ihadtoanswerallthesequestionsaboutmysleep.13,shegavemehomeworkrelatedtomysleep.Iwasn’t14totextorbeonmycomputerafter8pm.IfIcouldn’tfallasleepafterabouttenminutes,shewantedmetogetupanddosomethinginanotherroomthatwouldhelpmeto15andfeelsleepy.Duringthetherapysessions,shewasacheerleaderformylifeandkept16outallthethingsIwasdoingright.Withherhelp,itwassomucheasiertonoticethe17thingsthatwerehappeningallaroundme.Afterabouttwomonthsofseeingmytherapist,Iwassleepingatleasteighthoursanight,sometimesevennine!Ifelthappier.Icould18Mygradesgotbetter.Basically,Ifeltlikemyself!Itwassomuchbettertoadmitthatsomethingwas19andtodosomethingtofixit20justwatchmywholelifegetworseandworse.1、A.laughing B.shooting C.knocking D.screaming2、A.doubt B.worry C.protest D.quarrel3、A.slept B.ate C.spoke D.dreamed4、A.reduce B.change C.drop D.influence5、A.bored B.tired C.upset D.shy6、A.refused B.happened C.ended D.started7、A.thinkabout B.worryabout C.getonwith D.agreewith8、A.teach B.fix C.answer D.recognize9、A.helpful B.interesting C.awful D.practical10、A.improve B.develop C.benefit D.adjust11、A.If B.Unless C.Though D.Once12、A.nervous B.surprised C.excited D.calm13、A.Therefore B.Besides C.However D.Instead14、A.allowed B.reminded C.asked D.persuaded15、A.study B.relax C.respond D.recover16、A.picking B.trying C.leaving D.pointing17、A.tiny B.exciting C.positive D.important18、A.forgive B.concentrate C.appreciate D.understand19、A.wrong B.significant C.acceptable D.realistic20、A.insteadof B.aswellas C.ratherthan D.otherthan第二节(每小题1.5分,满分15分)阅读下面材料,在空白处填入1个适当的单词或括号内单词的正确形式。27.(15分)Lotsofkidshateschool,anewstudyfound.Thiskindoffeelingusuallydoesn’tlastlong.Butwhat1.(happen)ifyoufeelthiswaytoomuch?Gettingagood2.(educate)canhelpyoubuildthekindoffuturelifeyouwant.Solet’stalkaboutschooland3.todowhenyoudon’tlikeit.Ifyoudon’tlikeschool,4.firststepistofindoutwhy.Youmightnotlikeschoolbecauseyoudon’thaveenoughfriends,5.maybeyoudon’tgetalongwithyourteacher.Sometimesit’sabigproblemwithyourclassesandschool-work.Youmaybegetting6.(far)behind,anditmayseemlikeyou’llnevercatchup.Whenyouknowwhyyoudon’tlikeschool,youcansetabout7.(take)stepstomakethingsbetter.It’sagoodideatotalktosomeoneabout8.(you)problemswithschool.Yourmum,dadorteacherwillbeabletohelpyou.Anothergoodideaistowriteclownyour9.(feeling)aboutschoolinanotebook.It’sagreatway10.(let)outemotions.Remember,youdon’thavetosharewhatyou’vewrittenwithothers.第四部分写作(共两节)第一节短文改错(满分10分)28.(10分)假定英语课上老师要求同桌之间交换修改作文,请你修改你同桌写的以下作文。文中共有10处语言错误,每句中最多有两处。错误涉及一个单词的增加、删除或修改。增加:在缺词处加一个漏字符号(∧),并在其下面写出该加的词。删除:把多余的词用斜线(\)划掉。修改:在错的词下划一横线,并在该词下面写出修改后的词。注意:1.每处错误及其修改均仅限一词;2、只允许修改10处,多者(从第11处起)不计分。3、错误类型不涉及单词拼写。Goodrelationshipsbetweenteachersorstudentsareimportanttoteachingandlearningonlywithgoodrelationshipscanstudentandteacherscooperatewell.Goodrelationshipsdependedonbothsides.Ontheonehand,studentsshouldrespectteachersandourhardwork.TheyshouldpoliteCoteachersandreadytofollowingtheiradvice.Onanotherhand,teachersshouldbekindly,friendlyandpatienttostudents.Theymustberesponsibleontheirteachingandhelpstudents.Ifbothsidestreat10eachotherinafriendlyway,teachingandlearninginclasswillbehighlyefficient.第二节书面表达(满分25分)29.(25分)假定你是高三应届毕业生李华,打算毕业后到英国一所大学留学。请用英语致信这所大学询问相关情况,要点包括:1.简要介绍你的学习情况:2.询问入学要求和你关心的事项(包括英语要求,入学程序和奖学金)。注意:1.词数100左右;2.可以适当增加细节,以使行文连贯。_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

参考答案第一部分(共20小题,每小题1.5分,满分30分)1、B2、C3、D4、D5、A6、D7、D8、D9、C10、D11、A12、B13、D14、B15、B16、B17、B18、A19、B20、A第二部分阅读理解(满分40分)阅读下列短文,从每题所给的A、B、C、D四个选项中,选出最佳选项。21、605、D1、C2、D22、1、A2、C3、B23、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海绵)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研讨会),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通货膨胀率).Inthemeantime,Iwanttostressthatthemostimportantthingistostartsavingnow."ErikrecordedallthestatisticsSimoneused.Whensheopenedthefloor(自由发言)forquestion,Erikraisedhishandandsaid,"Ihavetwoquestion.Whenisthebesttimetostartsavingforretirement?AndhowcanIfigureoutmysavingstargetifIdon’tknowwhatinflationrateswillbeinthefuture?"Thisisatypicalexampleoflosingthe

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