banker开立以银行为付款人的支票

PartTwo(Unit2toUnit6)OnCheques支票[TeachingAim]Thispartincludesseveralunits,whichareaboutchequesandchequescards,crossing,endorsement,andessentialsofcheques.Thestudentswilllearnsomethingaboutthedefinitionofthecheques,howtoidentifyorreadachequeandtheidentification,functionandutilityofachequecardaswellassomerulesontheoperationofchequesinbanking.[KeyWords&Expressions]drawachequeonabanker开立以银行为付款人的支票;payableondemand即期付款;endorsev.;endorsementn.背书;sortingcodenumber检索代码;theclearingprocess支票交换过程;specialcharacter特殊字符;specialmagneticink特殊磁性墨水;opencheque现金支票;crossedcheque划线支票，转帐支票;courtesycard贵宾卡;undertakingtothepayeeofacheque对支票的收款人的保证;encashment付现，兑现;cheque-book支票簿;specimensignature签字样本;expirydate期满日，效期;BillsofExchangeAct票据法;unconditionalorderinwriting无条件的书面命令;asumcertaininmoney确定的货币金额;totheorderofsb(tosb.’sorder)…按某人的指示(付款);payabletobearer付来人，付持票人;draweebanker(=payingbanker)受票行，付款行;payee收款人;complywith按照……做，符合……;conditionalorder有条件的命令;prescribedperiod规定的时间;effectivemandate有效的指令;validcheque有效的支票;banker’sdraft银行汇票;indemnity担保;facsimilesignature复制签字;signpersonally亲自签名;payableatsight见票即付的;payableonpresentation一经提示即付款的;inwords用文字，大写;infigures用数字，小写;discrepancy不一致;infavorofthecreditor债权人为收款人;ororder或按照他(债权人)的指示付款;InstituteofBankers银行家协会;invalid无效的;legalrequirement法律上的要求;antedatedcheque填早日期的支票;dateofissue出票日;postdatedcheque填迟日期的支票;defendant被告;plaintiff原告;forgethepayee’sendorsement伪造收款人的背书;payabletobearer付来人，付持票人;negotiatebydeliveryalone仅为交付转让;payabletoorder按指示付款;holdercompletedbydelivery交付后成为持票人;endorsementinblank(=blankendorsement)空白背书;specialendorsement特别背书;endorsee被背书人;endorser背书人;restrictiveendorsement限制性背书;endorsingbank背书银行;subsequentendorsees后手被背书人;noticeofdishonorwaived放弃的拒付通知;crossing划线;notnegotiable不可转让;accountpayee收款人帐户;ClearingHouse票据交换所;collectingbanker收款行;specialcrossing特别划线;generalcrossing一般划线;transferability可转让性;lawfulholder合法的持有者;withdraw撤回，撤消，取款;enjoyatwo-foldadvantage享受双重的好处;twoparalleltransverselines两条平行横线[TeachingApproach&Method]Twoperiodswillbeneededforthispart.OneisusedforthereadingandexplanationofthepassageofUnit2,oneforthepresentationofthestudentstoreportwhattheyhavelearnedaftertheyhavereadthefollowingunitsof3,4,5and6.Thepresentationwillbemadebyeachgroupinclass.PPTwillbeusedtopresentaspecimenchequeandrequirethestudenttoreadandidentifythepartsofachequeandpayattentiontothefollowingpoints:thesortingcodenumber;theplaceofthepayingbank;thesignatureofthedrawerorwriter;theamountinwordsandinfigures;thecharactersinmagneticinkatthebottomofacheque;Thestudentswillberequiredtoreadthewholepassageafterthebriefexplanationofthecharactersofachequeandthendiscussthefollowingquestionortopics：Whatisacheque?汗Ache降quei积sa呼speci叉alize菜dfor象mof怪abil体lof膛excha毁nge嫌whic也h立isdr稼awno灭nab惩anker惭and屡is现payab棋leon机dema诸nd竟.Fro流mthe漏prac倦tical吃view饺point蓬,it划isa裁payme穗ntin察struc凑tion你addre狸ssed仆bya餐custo微mert驾ohis弓bank出,tel资ling圾theb壶ankt疗opay巷asp教ecifi吩edsu弃mof良money石tot待hena眯medp歌ayee职“助oror郑der蹦”莲.肥Thed蜘iffer卧ence普ofa浓open竟chequ居eand丢acr张ossed亮cheq斑ue：遗Thep也ayee骡ofan励open扩cheq补uema需yobt馒ainc详ashi务fhe晕pr多e鼠sents甲the赚chequ胳eper张sonal盈lyto抖the块bank斤onwh召ichi求tis缴drawn衡.粘Acro身ssed脆chequ建ecan滥bep矛aidb座ythe释bank辩onw定hich珍itis窗draw勇nonl扫yfor计the成credi晶tof烤anac秘count衣eith饮erat赢the保same擦branc绢hor角atan弦other枕bran郊chof较aba窃nk.服A册cheq吨ueca畅rdan蜂d扮the然funct脏iono泉fac青heque折scar长d:吩Ache之quec凭ardi震sad什ocume涂ntis途sued导bya是bank诉which借enab纵lest第heho贷lder赏toca太shch枕eques较upt妇oas足tated慨maxi纽mum后amou曲nt层atan僻ybra豆ncho员fthe杨issu昆ingb秃anko侦rof鸡certa匙inot换herb笑anks芒with罗whom冰r胀e召cipro去cala乒rrang扫ement间shav锅ebee弊nmad拦e池.叠T棋heca锋rdis图usef件ulwh日enma盆king责payme对ntst墓othi牙rdpa却rties都,bec炸ause肌itco许n迎tains膀an柏under轻takin婶gto摩thep颂ayee杰ofa蚂chequ黑e颈that油the携bank盟will虑paya罢nych折eque预note拘xceed玉ingt则hest裁ated轰maxim蜘um档sum徒,毛prov筹ided稻that隆itis嚼draw螺nby归thep脾erson务name专don档thec江ard碌克andp属r靠o列vided胆that蝶cheq仗ueis演draw舌nbef添orea骤spec缴ified盐date弯.臭Theu库ndert访aking芹oft屑heis额suing花bank妹ont辨hech燕eque军card:兰Thec量heque酱must稿bes顺igned视int耍hepr台esenc酬eof右thep私ayee.俘Thes壳ignat仓ureo侵nthe蚂cheq顺uemu栽stco巴rresp隙ondw洪itht召he旅spec彩i溜mens恨ignat蛋ure盖ont捐heca蹦rd.览Thec基heque泄must磨bed丘rawn奶ona愈bank嫂chequ雾efor添mbea载ring狐the草code仍numbe蚊r泻show撞non所thec张ard.望Thec革heque榨must蹈bed倡rawn诉befor之ethe沸们expir向ydat陡e侵oft援heca艰rd.授Thec围ardn滨umber伟must狭bew丘ritte移non成ther伙evers父eof盘thec种heque饱.蚂[Assi播gnmen嘱t]森Compl尊etet蜓heex猜ercis掌esaf恭tert答hepa布ssage疯.垄Self-低study刺the敢Units陡3时—瘦6and制prep倡aref俩orth记epre询senta装tion株next援perio丢d历onth讲etop坦ic:摘What饥youh焦avel去earne荣dfro油mthe弊seun烟its？旗Thep接resen撤tatio强nsho伴uldi酱nclud械ethe读foll撒owing鉴poin兰ts:坡T歪hed