银行考试常用英语词汇R-Z

银行考试常用英语词汇R-Zransom赎金rateofdepositturnover存款周转率rateofdepreciation折旧率ratioofcashreservestodeposits存款支付准备率ratioofcashreservestodeposits存款支付准备率ratioofcashreservestodeposits存款支付准备率ratioofdoubtfulloanstototalloans坏帐比率ratioofprofittocapital收益同资本的比率rationingofexchange外汇配售realestate不动产realestateandpersonalpropertytax不动产和动产税realestatebrokerageservices不动产经纪业务realestateinvestmenttrust不动产投资信托公司realestateloans不动产贷款realestatemortgage不动产抵押realestatemortgagebonds不动产抵押债券realestatetax不动产税reciprocalreinsurance互惠互保redbalance赤字差额redbalance赤字差额redbalance赤字差额rediscountbank再贴现银行rediscountpolicy再贴现政策reexchange回汇、退汇registrationfee注册费relateddocuments有关单据remitvt.传寄，汇寄，送remittancebank汇款银行remittancebydraft汇票汇款remittancecharges汇费remittancen.汇款remittern.汇款人remittingbank汇出银行remittingbank汇出行，汇款行remittingbank(=entrustingbank)托收行repressedinflation抑制性通货膨胀requestingbank委托开证银行requiredreserveratio法定准备率reserveaccount准备金帐户reservedeposit准备存款reservefinancing累积融资reservemargin准备金比率reserveratio法定存款准备金比率reserverequirements法定存款准备金reservingbank储备银行resistance阻挡区resourcetax资源税restrictivelendingpolicy贷款紧缩政策restrictivemonetarypolicy紧缩通货膨胀retailtransaction零售交易retaliatorytariff报复性关税revenueaccount收入帐户reversal反转revisetherepayandcondition已定的细则riggedmarket受操纵的市场rightofpledge质权risk(orrisk-bearing)capital承担风险的资本riskadjustedreturn风险调整报酬率riskanalysis风险分析riskanalysis风险分析riskassets冒风险的资产riskassets风险资产riskdecision风险性决策riskfund风险基金riskguaranty风险担保riskhedge风险保值riskhedginginstruments风险保值工具risklosses风险损失riskmanagement风险管理riskminimization风险减至最小限度riskmoney（出纳员）短款补贴riskpremium风险补贴，风险溢价riskprevention风险防范riskproject风险项目riskprotection风险保护riskratio风险率risktransfer风险转移risktransformation风险转移risk/venturecapital风险资本risk-adjusteddiscountrate风险调整折现率risk-coveringinsurance风险保险risk-returncharacteristics风险与收益特性riskscontribution风险分摊risk-takingcompany风险企业riskycost风险成本riskyinvestment风险投资riskyloans有风险贷款riskyreserve风险储备riskyrevenue风险收入runonabank银行挤兑safedepositfacilities保险箱业务safetydepositboxes保管箱saleandleasebackagreement出售资产与回租安排saleofproperty出售物业salestax销售税salestaxes销售税salttax盐税savingaccount(S.A.)储蓄帐户savingsaccounts储蓄存款帐户savingsandloanassociation储蓄与放款合作协会savingsandloanshareaccounts储蓄贷款协会的股金券savingsbank储蓄银行savingsdeposit储蓄存款scientificresearchunitbonustax科研单位奖金税screen(stocks)选股securitiesbrokerageservices证券经纪业务securitiesunderwritingservices证券承销业务securitybond保付单securityforanobligation债权担保seekamarket寻求入市机会self-liquidatedloans自偿性商业贷款self-ownedcapitalratio自有资本比率sellforward远期卖出seller'srisks卖方风险sellingbank卖方银行sellingrisk销售风险settlement交割settlementprice结算价格shiftingrisk转嫁风险，转移风险shippingtonnageduty船舶吨税shortarbitrage空头套利shortposition空头shortpurchase买空，空头补进shortrate短期汇率shortseller卖空者shortageoffinancialresources财源短缺short-livedsecurities短期有效证券short-termdeposits短期存款short-termfunds短期资金shunting（美）套利、套汇side-workbank兼业银行simpleinterest单利singleexchangerate单一汇率sinkingfund偿债基金slackoffinance银根松缓slaughteringtax屠宰税slidingpeg（汇率）滑动钉住smallbusinessfinance中小企业融资smallleases小型租赁small-orderautomaticsystem小额定单执行系统socialsecuritypayments支付社会保障金socializedmedicalinsurance社会医疗保险softcurrency软币solicitor'sfee律师费sourceoffinance融资渠道specialbank特殊银行specialconsumptiontax（specialconsumertax）特别消费税specialdeposit特种存款specialfinance特别融资specialfueloiltax烧油特别税specialregulationtax专项调节税specializedforeignexchangebank外汇专业银行specificinsurance特殊保险speculatingrisks投机风险speculation投机speculationinstock股票投机speculationonforeignexchange外汇投机spotandforwardprices即期与远期价格spotexchange现汇spotexchangerate单方面外汇买卖spotexchangetransactions即期外汇业务spotrateofexchange即期外汇汇率spread差额，利差，利润幅度spreadbetweendomesticandoverseasint国内外利润差额squareposition差额轧平（未抵冲的外汇买卖余额的轧平状况）stagflation滞胀stampduty印花税stamptax印花税state-ownedenterprisebonustax国营企业奖金税state-ownedenterpriseincometax国营企业所得税state-ownedenterpriseregulationtax国营企业调节税state-ownedenterprisewagesregulation国营企业工资调节税statusinquiry信用状况调查stickydeal棘手交易stockindexfutures股票指数期货stockindexfuturescontract股票指数期货合约stockindexes股票指数stockwrap股市行情stockpilefinancing储存融资stop-gapfund临时通融资金strikeprice协定价格subaccount公帐户sublease转租，分租subrogatedright代位求偿subscription认股书subsidyaccount补助金帐户sum-of-the-years'digitsmethodofdepre年数总和折旧法sundryaccount杂项帐户surrenderofexchange移存外汇surtax附加税swapposition调期汇率头寸swaprate掉期率swing变动（幅度），摆动，涨落symmetry对称syndicateleases银团租赁syntheticfinancialfuturesposition综合金融期货头寸syntheticoptions合成期权T/T(=TelegraphicTransfer)电汇tariff关税taxanticipationnote(bill,bond)预付税金票据，先期缴税债券taxavoidance避免taxbase征税基础taxcode税法taxcollection税收制度taxconcession赋税优惠taxcreditleases减税租赁taxevasion逃税taxgrades征税级距taxholiday免税期taxontransport运输税taxrelief税收减免taxstatutes税收法taxable可征税的，应纳税的taxingpower税收能力，课税能力technologyrisk技术风险telegraphictransfer(T/T)电汇telephonetransfers电话转帐tellquelexchangerate调整汇率teller'swindow(=teller'station)出纳窗口temporarybridgingfinance临时融资tenderbond投标保证金tendern.货币，投、招标，提供，偿付termsofloan放款条件theadditionalinsured附加被保险人thecapacityofatax税收负担theConstructionBankofChina中国建设银行theGilts金边债券theInternationalTrustandInvestmentC中国国际信托投资公司theopeninterest未结清权益thePeople'sBankofChina中国人民银行theratestructureofthetax税率结构thriftencouragement储蓄鼓励tightmarket旺市timelag时滞timeorder限时订单time-depositaccounts定期存款帐户tobehedging进行套做保值todefuse(attemptedmonopolypositions)冲破（形成的市场垄断状况）totalforeignexchange外汇收支总额totalFXportfolio外汇投资总额totalloss全损totallossofpart部分全损totallossonly全损赔偿险tradeclaim商业索赔traderisk交易风险tradingpit交易场transactionexposure交易风险transactionscosts交易费用transfern.转让，划拨，转帐transfertoreserveaccount转到准备金帐户transferablemoney可转帐货币translationexposure转换风险transmittingbank转证银行transnationalleases跨国租赁traveller'sletterofcredit旅行信用证trustbank信托银行trustfund信托基金trustleases信托租赁trustservices信托业务trusteebank受托银行turnoverofaccountreceivable应收帐款周转率turnoverratioofworkingcapital流动资本周转率two-tierexchangerate双重汇率ultimateborrower最终借款人ultra-cheapmoneypolicy超低息政策unbalancefinance赤字财政uncoveredinterestarbitrage未担保利率套利underinsurance保险不足underinsured保额不足underlyingsecurities标的证券undertakingunitbonustax事业单位奖金税underwriter承销商underwriter保险承受人underwriting承保underwritingaccount保险帐户underwritinglimit承保限额underwritingprofit承保利益unemployedcapital游资unexpiredinsurance