个人扺押借款合同

个人抵质押借款合同甲方（借款人）：________PartyA(Borrower):________乙方（贷款人）：________PartyB(Lender):________鉴于甲方因个人资金需要，向乙方借款，乙方同意向甲方提供借款，甲方同意以其名下位于________的房产作为抵质押物，现甲乙双方根据《中华人民共和国合同法》及相关法律法规的规定，经平等、自愿、诚实信用的原则，签订本个人抵质押借款合同。InviewofthefactthatPartyAneedspersonalfundsandborrowsfromPartyB,PartyBagreestoprovidealoantoPartyA,PartyAagreestousetherealestatelocatedat________ascollateral,bothpartieshaveenteredintothisPersonalMortgageLoanContractbasedontheprovisionsoftheContractLawofthePeople'sRepublicofChinaandrelevantlawsandregulations,ontheprinciplesofequality,voluntariness,andgoodfaith.一、借款金额及用途I.LoanAmountandPurpose1.1甲方向乙方借款金额为人民币________元。1.1PartyAborrowsRMB________yuanfromPartyB.1.2甲方借款用途为个人资金需求。1.2ThepurposeofPartyA'sborrowingisforpersonalfunds.二、借款期限II.LoanDuration2.1借款期限为____年，自____年__月__日起至____年__月__日止。2.1Thedurationoftheloanis____years,from____yearto____year.三、借款利率III.LoanInterestRate3.1借款利率为____%（年利率），利息按月支付。3.1Theloaninterestrateis____%(annualinterestrate),andinterestispaidmonthly.四、还款方式IV.RepaymentMethod4.1甲方应按月偿还借款本金及利息，每月还款金额为人民币________元。4.1PartyAshallrepaytheprincipalandinterestoftheloanonamonthlybasis,withamonthlyrepaymentamountofRMB________yuan.五、抵质押物V.Collateral5.1甲方同意以其名下位于________的房产作为借款的抵质押物，并提供相应的房产证明。5.1PartyAagreestousetherealestatelocatedat________ascollateralfortheloanandprovidesthecorrespondingrealestateproof.六、违约责任VI.LiabilityforBreachofContract6.1任何一方违反本合同的任何条款，应向守约方支付违约金，违约金为借款本金的一____%。6.1Anypartythatbreachesanytermofthiscontractshallpayaliquidateddamageequalto____%oftheprincipalamountoftheloantothenon-breachingparty.七、争议解决VII.DisputeResolution7.1本合同的签订、履行、解释及争议解决均适用中华人民共和国法律。7.1Theconclusion,performance,interpretation,anddisputeresolutionofthiscontractshallbegovernedbythelawsofthePeople'sRepublicofChina.八、其他约定VIII.MiscellaneousProvisions8.1本合同一式两份，甲乙双方各执一份。8.1Thiscontractshallbeexecutedintwocopies,withonecopyheldbyeachparty.8.2本合同自甲乙双方签字（或盖章）之日起生效。8.2Thiscontractshallbecomeeffectiveuponthesigning(orsealing)bybothparties.甲方（签字）：_